Apartment buyers in New South Wales are set to gain a decade of insurance-backed protection against major building defects, after the NSW Parliament passed the Fair Trading and Building Legislation Amendment Bill 2026.&nbsp;

The Bill establishes decennial defect insurance, known in the market as Latent Defects Insurance (LDI), as an alternative to the existing two-year strata building bond. It cleared the Legislative Council with amendments on Tuesday evening (August 4, 2026), with the Legislative Assembly agreeing to those amendments shortly after.

Under the reform, eligible developers can satisfy their statutory bond obligation by taking out an approved decennial-style policy that gives owners 10 years of cover for major structural defects from completion, claimable directly, without first having to pursue developers or builders through costly legal action.&nbsp;

The change forms the final tranche of amendments arising from the 2021 statutory review of the Strata Schemes Management Act 2015 and related legislation.

Resilience Insurance, which originated the cover in Australia and has delivered it in NSW since 2022, welcomed the passage and credited the NSW Government for delivering it.

“This is protection apartment buyers have needed for a long time, and the credit for delivering it belongs to the NSW Government,”&nbsp;said Corey Nugent, CEO of Resilience Insurance.

“Minister Chanthivong and his team have shown real leadership in replacing an outdated two-year bond with cover that matches the lifespan of the buildings people are buying into. Reform like this is what good, evidence-based regulation looks like.”

Resilience has delivered LDI in NSW since 2022, protecting thousands of apartments, giving the State, and now the country, real-world evidence of how decade-long, no-fault protection works in practice.

The reform also places NSW within a wider national shift.

NSW is the third jurisdiction to put decennial cover into law. The ACT legislated for it in 2024, with the scheme taking effect in late 2025, and Victoria passed its own framework on 17 June. Between them, the three cover the majority of Australia's apartment market.

The reform commences once the legislation is proclaimed, which is expected in the coming weeks. From that point, developers of Class 2 residential apartment buildings can meet their statutory obligation with an approved decennial policy in place of the bond.

Buyers who purchased into projects that took out the cover early are among the first in the country to take keys to apartments carrying decade-long structural protection.

“With the legislation passed, the focus now turns to making it work for buyers,”&nbsp;Nugent said.

“There are already thousands of apartments in NSW covered by this insurance, bought by developers who moved early. The question every buyer should be asking in a display suite is a simple one: does this building come with 10-year defect cover, and who stands behind it?&nbsp;

“We look forward to working with the Government and the Building Commission in coming weeks as the framework moves to implementation, and to sharing what we have learned over the past four years so the protection reaches owners as smoothly and quickly as possible.”

Other states are working through their own reform programs. Western Australia has indicated that decennial cover is within consideration a later stage of its reform sequence, and Queensland has been examining the settings as it looks at the development pipeline ahead of the 2032 Olympics.

Resilience Insurance acknowledges the NSW Government’s continued focus on strengthening consumer protection while supporting housing delivery across the State.

Fast Facts: What the reform means

<ul style="color:#222222; font-family:Arial, Helvetica, sans-serif; font-size:small; font-style:normal; font-variant-ligatures:normal; font-weight:400; text-align:start; white-space:normal; background-color:#ffffff; text-decoration-thickness:initial; text-decoration-style:initial; text-decoration-color:initial">
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">Proven at scale:&nbsp;Decennial cover has operated in NSW since 2022, protecting thousand of apartments.</li>
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">10 years of cover:&nbsp;Protection for major structural defects runs for a decade from completion, claimable directly and with no legal action required.</li>
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">An alternative to the bond:&nbsp;Eligible developers can meet their statutory obligation with an approved decennial-style policy in place of the 2% strata building bond.</li>
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">Part of a national shift:&nbsp;The ACT has had decennial provisions in force since 2025 and Victoria passed its framework in June. NSW now joins them.</li>
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">No-fault, first resort:&nbsp;Owners corporations claim directly from the insurer without first having to establish who is liable for the defect.</li>
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">Cost-competitive:&nbsp;At approximately 1.8% of build cost, LDI is typically priced below the 2% bond while offering broader, longer protection.</li>
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">Market position:&nbsp;Resilience originated LDI in Australia and has delivered it in NSW since 2022.</li>
</ul>

Fast Facts: What is Resilience LDI?

<ul style="color:#222222; font-family:Arial, Helvetica, sans-serif; font-size:small; font-style:normal; font-variant-ligatures:normal; font-weight:400; text-align:start; white-space:normal; background-color:#ffffff; text-decoration-thickness:initial; text-decoration-style:initial; text-decoration-color:initial">
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">Resilience Latent Defects Insurance (LDI):&nbsp;Covers major structural defects for 10 years from completion.</li>
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">Consumer-first:&nbsp;Direct claim access, no need for lengthy legal action.</li>
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">Cost advantage:&nbsp;At approximately 1.8% of build cost, LDI is typically priced below the traditional 2% Strata Bond while offering broader protection.</li>
	<li style="margin-left:15px; font-family:Aptos, Arial, Helvetica, sans-serif; font-size:12pt; color:#000000">Market leader:&nbsp;&nbsp;Resilience Insurance originated LDI in Australia and is the national market leader.</li>
</ul>

Joel Robinson

NSW parliament passes 10-year defect insurance laws for new apartment buyers

Builder-developer <a href="https://www.apartments.com.au/developers/mcnab-developments">McNab</a> has wasted little time reshaping one of South Brisbane's most significant undeveloped apartment sites after acquiring the property earlier this year.&nbsp;

McNab has lodged plans to scrap an existing approval for two 30-storey towers and instead deliver a single 28-storey residential building, preserving part of the site for a future development opportunity.

The proposal, lodged over <a href="https://www.apartments.com.au/new-apartments/64-peel-street-south-brisbane-qld-4101">64 Peel Street and 9 Cordelia Street</a>, is for a residential-led mixed-use development comprising 124 apartments above a landscaped podium, alongside a boundary realignment that preserves part of the land for a future residential project.

<img alt="First look: McNab resets decade-old South Brisbane approval with 124-apartment tower" data-entity-type="file" data-entity-uuid="743bf564-3f8f-45fc-b8d3-bbf18f5b628f" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/mcnab%20Peel%20st%20podium.png?VersionId=EhCxGrVn_VFH3qTbKnI4WppGwaMnOn0t" />

Designed by <a href="https://www.apartments.com.au/architects/hayball">Hayball</a>, the development will deliver 119 two-bedroom and five three-bedroom apartments across 23 residential levels. A five-level podium will accommodate 135 car spaces, while the ground floor will include a 66 sqm commercial tenancy, an activated residential lobby with work-from-home spaces, and a publicly accessible landscaped plaza linking Cordelia and Peel streets.&nbsp;

Communal amenities will span Level 6 and the rooftop, including indoor and outdoor recreation spaces, a swimming pool, barbecue facilities, kitchen and dining areas, lawn space, sauna, steam room and yoga facilities.

The application also proposes a boundary realignment to create a standalone 1,290 sqm development lot while retaining an adjacent parcel for future redevelopment, allowing the balance of the site to contribute additional housing over time.

Hayball said the architecture has been shaped by the site's elevated corner position at the intersection of Peel and Cordelia streets and Brisbane's subtropical climate.

The design incorporates generous landscaped setbacks, a masonry podium wrapped with planting, large north-facing balconies, and a slender tower profile intended to maximise natural light, cross ventilation and long-range views. The rooftop has been conceived as a wellness-focused retreat overlooking Brisbane, with amenities positioned to capture views towards Mount Coot-tha and the CBD.

<img alt="First look: McNab resets decade-old South Brisbane approval with 124-apartment tower" data-entity-type="file" data-entity-uuid="c5f99e84-6ad8-4a87-82d1-869685b754d2" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/mcnab%20tower%20perspective.png?VersionId=Gw0IuJaSAlk.tvGBxInhZOcQAdIB..2b" />

The planning submission positions the proposal as a response to both changing market conditions and Brisbane's Kurilpa Sustainable Growth Precinct planning reforms.

McNab acquired the site after the previous approval was granted, with the existing scheme no longer reflecting current residential market demands, economic conditions, construction challenges, construction efficiencies or the quality of development outcome now being pursued, the planning report noted.

McNab continues to expand its residential development pipeline across Brisbane and the Gold Coast. The developer recently launched The Tannery in West End, securing more than 60 per cent of apartments before the project's public release. It is also delivering Elements Budds Beach in Surfers Paradise and Lucia Highgate Hill, an eight-apartment boutique development overlooking the Brisbane River.

McNab resets decade-old South Brisbane approval with 124-apartment tower

A steeply sloping Bellevue Hill site is set to accommodate a new mid-rise apartment development, with plans lodged for 20 homes that respond to the site's dramatic topography.

The proposal for the consolidated land at <a href="https://www.apartments.com.au/new-apartments/138a-140-bellevue-road-bellevue-hill-nsw-2023">138A-140 Bellevue Road</a> has been designed by Sydney architecture practice Common Office, which has used the site’s substantial fall to distribute the building’s scale and unlock 20 apartments without presenting the full height to the street.&nbsp;

“The unique design strategy leverages the site’s substantial topographical fall to facilitate increased density, presenting a seven-storey profile to Bellevue Road while rising to 10 storeys at the rear,” Common Office said in its architectural design report.

The apartment mix spans one, two, three- and four-bedroom residences. Four two-bedroom apartments are designated as affordable housing, while the plans also include two adaptable dwellings. The mix is majority three-beds, with the typical three-bed apartment offering around 144 sqm internally, with balconies of around 15 sqm.

The affordable housing component represents 15 per cent of the residential floor area and allows the project to access additional height and floor space under the NSW Government’s in-fill affordable housing provisions. The site also falls within the inner area of the Low and Mid-Rise Housing Policy because it is within 400 metres walking distance of Double Bay Town Centre.

<img alt="First Look: Plans lodged for topography-led affordable housing project in Bellevue Hill" data-entity-type="file" data-entity-uuid="b1230d0f-3bfa-4a11-abaf-0928c66ef345" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Bellevue%20da.png?VersionId=dZeMK3P.OutGjN8ycjsxm8uNsj_QFWQv" />

Common Office has arranged the building around a masonry podium and a lighter upper volume, drawing on two recurring elements of Bellevue Hill’s established architecture: sandstone bases and the vertical proportions of local Inter-war Art Deco apartment buildings.

“The proposal is governed by a holistic design language that reconciles the solid horizontal masonry of the neighbourhood’s podiums with the elegant verticality of its Art Deco heritage,” the architect said.

“The building maintains a consistent rhythmic logic utilising deep recesses and a sophisticated material transition to break down the 10-storey scale into a series of articulated, human-scale volumes.”

<img alt="First Look: Plans lodged for topography-led affordable housing project in Bellevue Hill" data-entity-type="file" data-entity-uuid="0147f503-1af1-4d51-97fb-c2f1cba63a9d" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Bellevue%20bldg.png?VersionId=GoW7q3NlK67OpnePXhk7zvklrlKb72Qc" />

Large-format sandstone tiles will define the lower levels, establishing a robust base that negotiates the change in elevation from Bellevue Road. Above, red-tinted precast concrete frames, recessed balconies, anodised aluminium screens and expanded metal details will create a more vertically expressed façade. Integrated planter beds will introduce greenery across balcony edges and recessed sections of the building.

The elongated northern façade has been divided into three recessed vertical masses to reduce its perceived length. Triangular window elements and metal privacy screens reference the geometry of nearby Art Deco buildings while controlling overlooking toward surrounding homes. The southern elevation will incorporate further privacy screening, landscaped edges and deep balconies to maintain light and ventilation.

<img alt="First Look: Plans lodged for topography-led affordable housing project in Bellevue Hill" data-entity-type="file" data-entity-uuid="e8679cf1-18bc-4447-8a0f-0052b94ab83c" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Bellevue%20da%20rooftop.png?VersionId=5SQqQqRFf76rvE2p1TbxJSweMN70AIbc" />

Private and communal landscaping is distributed throughout the development. A landscaped garden apartment is positioned within the lower portion of the site, while a communal terrace on Level 5 will include a central timber deck, barbecue facilities, resident planting plots and areas for outdoor dining and informal gatherings.

Common Office described the terrace as an elevated sanctuary designed to capture district views and sunlight. Its planting strategy incorporates endemic species associated with the Eastern Suburbs Banksia Scrub, extending the landscape vertically through the building and providing habitat for local flora and fauna.

A second communal outdoor area is proposed at roof level, with built-in seating, paved gathering areas and perimeter planting.

Bellevue Hill is enjoying renewed momentum in the new apartment market, with several boutique developments recently launched and currently under construction. Positive Investment Enterprise is delivering the 16-apartment Kew Palm House on Birriga Road, while Chanine Developments is also under construction at Florian, a 36-apartment project on Banksia Road.

&nbsp;

Bellevue Hill is enjoying renewed momentum in the new apartment market, with several boutique developments recently launched and currently under construction.

First Look: Apartment development pitched for Bellevue Hill, Double Bay fringe

South Brisbane's apartment pipeline continues to build momentum, with <a href="https://www.apartments.com.au/developers/trk-property-group">TRK Property Group</a> lodging plans for a 161-apartment tower on Montague Road as developers accelerate investment across the Kurilpa Sustainable Growth Precinct.

The proposal for 176–186 Montague Road would replace an existing office building with a 20-storey residential tower designed by <a href="https://www.apartments.com.au/architects/cox-architecture">COX Architecture</a>, adding to a growing pipeline of high-density projects reshaping one of Brisbane's fastest-evolving inner-city precincts.

The project has been conceived as a "living building", featuring a flowing tower form, extensive vertical landscaping, and generous communal spaces that respond to the evolving Kurilpa Sustainable Growth Precinct.

TRK Property Group Development Director Matt Kan said the project reflected the confidence developers have in South Brisbane's long-term future.

"South Brisbane is entering an incredibly exciting period, and we see Montague Road sitting right at the heart of that evolution," Kan said.

"With the former Visy site directly opposite us and significant investment planned throughout the broader Kurilpa precinct, there is a real sense of momentum around this part of the city and what it will become over the coming years.

"For TRK, this is an opportunity to be part of that next chapter and deliver a project that responds to where the precinct is heading, while contributing to the continued evolution of Brisbane's river edge."

<img alt="First look: TRK Property joins South Brisbane apartment surge with Montague Road tower plans" data-entity-type="file" data-entity-uuid="590fe1ad-f892-4446-a679-80e33a16d029" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/TRK%20tower%20facade.png?VersionId=uOJStrcKpyHFcPE1w6_9SMAFzVMCcZll" />

The scheme includes a mix of one, two, three and four-bedroom apartments, incorporating multi-purpose rooms in selected residences to provide additional flexibility for home offices or expanded living areas. The proposed mix comprises 15 one-bedroom, 13 one-bedroom plus MPR, 73 two-bedroom, 26 two-bedroom plus MPR, 30 three-bedroom, and four four-bedroom apartments.

Rather than adopting a conventional rectilinear tower, COX Architecture has developed a sculpted form inspired by the movement of the Brisbane River.

"The proposal has been designed by COX Architecture as a 'living building' that responds to the site's riverine setting, floodplain history and evolving urban context within the Kurilpa Sustainable Growth Precinct," the planning report states.

"The architectural form draws from the fluid nature of the Brisbane River, with a curved and undulating tower form that creates a varied architectural edge and avoids a conventional rectilinear tower expression."

The podium has also been designed as an architectural feature rather than a conventional parking structure, with cascading planting, screening and natural-toned materials softening its appearance. Resident parking is elevated above ground level to address the site's flood constraints, while habitable apartments sit above flood planning levels. Upper-level communal facilities are designed to accommodate shelter-in-place arrangements during major flood events.

<img alt="First look: TRK Property joins South Brisbane apartment surge with Montague Road tower plans" data-entity-type="file" data-entity-uuid="01fa15d0-90df-46c7-9555-7941fc45373c" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/TRK%20podium.png?VersionId=mHyua.w1pHGBt9qEdWzrlsv.leztUCwO" />

Communal amenity is a major focus of the proposal. Around 1,815 sqm of shared resident space is proposed across the ground floor, level 19 and the rooftop, including co-working areas, indoor and outdoor recreation spaces, wellness facilities, dining and gathering areas, lawn spaces, a rooftop pool and spa, and extensive landscaping. At street level, a landscaped forecourt and approximately 345 sqm of publicly accessible open space along Montague Road are intended to improve the pedestrian experience while activating the building's frontage.

The development will provide 163 car spaces, including 152 resident bays and 11 visitor spaces, together with 144 bicycle spaces incorporating resident storage, visitor parking, bicycle maintenance facilities and e-mobility charging infrastructure.

The site sits within one of Brisbane's fastest-changing inner-city precincts, less than two kilometres from the CBD and within easy reach of South Bank, West End, the Queensland Cultural Centre and extensive public transport connections. The Kurilpa Sustainable Growth Precinct planning framework is encouraging higher-density residential development to help meet Brisbane's housing supply targets while supporting walkable, transit-oriented neighbourhoods.

TRK Property joins South Brisbane apartment surge with Montague Road tower plans

Article summary

<ul data-end="785" data-start="311">
	<li data-end="459" data-section-id="5hbcyr" data-start="311">Pikos Group has released the five-penthouse collection at Skye Kangaroo Point, headlined by a two-storey sky home spanning more than 1,000 sqm.</li>
	<li data-end="561" data-section-id="1p7lq8n" data-start="460">Early buyer interest suggests the residences could set a new Queensland apartment price record.</li>
	<li data-end="667" data-section-id="1y70z0l" data-start="562">The collection includes four move-in ready penthouses and the highly customised Skye One residence.</li>
	<li data-end="785" data-section-id="yvm0y1" data-start="668">The release caps one of Bri​sbane's most ambitious luxury apartment developments overlooking the Brisbane River.</li>
</ul>

<hr data-end="790" data-start="787" />
Pikos Group has released the five-penthouse collection at its <a href="https://www.apartments.com.au/buildings/skye-residences-by-pikos-kangaroo-point-8-river-terrace-kangaroo-point-qld-4169">Skye by Pikos</a> development in Kangaroo Point, with early buyer interest indicating the flagship residences could eclipse every apartment sale previously recorded in Queensland.

The collection crowns the luxury riverfront development with five residences, including four completed penthouses and Skye One, a two-level sky home spanning more than 1,000 sqm that will be tailored to its eventual owner.

[smartcode_project:default project_id=90059 project_image_fid=374075]

Wanting to offer a fully customisable home, Pikos is offering Skye One as a blank canvas, allowing the buyer to work alongside the developer's design team to customise the home's layout, finishes and internal spaces.

The residence will feature a 247 sqm private rooftop terrace with its own swimming pool, sauna, steam room, outdoor kitchen and multiple entertaining areas overlooking the Brisbane River and CBD skyline.

The remaining four penthouses have been completed and are ready for immediate occupation, each offering four bedrooms, expansive open-plan living areas, soaring ceilings and private lift access.

[smartcode_project:default project_id=90059 project_image_fid=374059]

One of the defining features throughout the project is its use of Roman Classic Travertine, with more than 20,000 sqm of the natural stone imported from Italy after being personally selected by Pikos Group Founder and Executive Director Pedro Pikos, interior designer Julie Williamson and third-generation stone specialist Mario Caucci.

Pikos said the penthouse collection represented the culmination of the company's long-term vision for Skye.

"True legacy isn't measured by what we build today, but by what endures tomorrow," Pikos said.

"Our ambition is to create places that become more valuable with time, enrich the lives of generations, and stand as timeless landmarks long after we've stepped away."

[smartcode_project:default project_id=90059 project_image_fid=374060]

Williamson said the interiors were inspired by the natural character of Kangaroo Point and the Brisbane River rather than international design trends.

"Materiality tells the story of a place," Williamson said.

"We looked to the movement of the Brisbane River, the texture of the cliff face and the warmth of the surrounding landscape to create interiors that feel understated, enduring and unmistakably Brisbane."

Positioned above the Kangaroo Point cliffs, Skye places residents within walking distance of Howard Smith Wharves, South Bank and James Street while offering uninterrupted river and city views.

[smartcode_project_cta:default project_id=90059]

Brisbane's next apartment price record? Pikos unveils Skye's exclusive penthouse collection

Sydney’s property market is known for high prices, competitive bidding, and mounting pressure on first home buyers. But change is on the horizon.

From late 2025, eligible first home buyers in New South Wales will have access to a new federal government initiative aimed at addressing affordability: the Help to Buy Scheme.&nbsp;

<h2>What is the Help to Buy Scheme?</h2>

The program introduces a shared equity model intended to reduce the upfront cost of entering the property market, particularly in high-demand urban areas such as Sydney.

The scheme operates under a shared ownership structure in which the federal government takes an equity stake of up to 40 per cent for new homes, or 30 per cent for existing dwellings. This arrangement allows eligible buyers to significantly reduce their loan size and avoid the added cost of Lenders Mortgage Insurance (LMI).

Under this model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required. The government’s contribution is not a loan but a co-ownership stake in the property. As such, there is no interest or rent charged on its portion.

Because the government’s equity combined with the buyer’s deposit typically meets or exceeds the 20 per cent threshold, LMI does not apply. The remaining balance, generally between 60 and 70 per cent of the property’s value, is financed through a standard home loan with a participating lender.

The government's equity in the property remains in place until the buyer chooses to repay it voluntarily or until the property is sold. Buyers can buy back the government’s share over time, in increments of at least five per cent, depending on their financial situation.

There is no fixed repayment timeline, but the amount to be repaid will be based on the property's market value at the time of repayment, not the original purchase price.

<h2>How do you qualify for the&nbsp;Help to Buy Scheme?</h2>

To qualify for the Help to Buy Scheme, applicants must meet the following conditions:

<ul>
	<li>Be an Australian citizen at least 18 years of age.</li>
	<li>Be a first-home buyer who does not currently own property.</li>
	<li>Intend to live in the property as their primary residence.</li>
	<li>Earn less than $100,000 per year for individuals, or $160,000 for couples.</li>
	<li>Purchase a property within the regional price caps, currently $950,000 in Sydney, though this is expected to rise to approximately $1.3 million ahead of the program’s launch.</li>
</ul>

While the Help to Buy Scheme does not solve affordability challenges across the board, it does offer a more accessible pathway for a defined segment of the market, particularly younger buyers with moderate incomes who have been priced out of traditional lending routes.

The scheme is expected to commence in NSW in late 2025, as part of a national rollout.

Under the new model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required

Help to Buy Scheme: What first home buyers in NSW need to know

The First Home Owners Grant (FHOG) is a government initiative designed to help eligible first-time home buyers by offering financial assistance towards the purchase or construction of a new home.

While the FHOG is a nationwide program, it is administered separately by each state and territory, meaning the eligibility criteria, grant amounts, and property requirements can vary depending on your location. This means that the amount available and the conditions attached to the grant will differ, so it is important to check the specific guidelines for your state or territory.

It’s important to note that the FHOG is just one of several incentives available to first home buyers. In most states and territories, the grant is not linked to stamp duty exemptions or concessions, with the exception of the Australian Capital Territory (ACT). The FHOG is typically a one-off payment, reducing the overall cost of purchasing or building a new home before any stamp duty concessions are applied.

Below, we provide a breakdown of the First Home Owner Grants available across Australia, outlining the specific details for each state and territory.

<h2>New South Wales First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $600,000. For land purchases and owner-builders, the threshold extends to $750,000.

Stamp Duty Benefits: Provides full stamp duty exemption for homes valued up to $800,000, with concessions available for properties up to $1 million.

<h2>Victoria South Wales First Home Owner Grant</h2>

First Home Owner Grant: Provides a $10,000 grant for first-home buyers purchasing or building new homes valued up to $750,000.

Stamp Duty Benefits: Offers full stamp duty exemption for properties up to $600,000, with concessions available up to $750,000.

<h2>Queensland First Home Owner Grant</h2>

First Home Owner Grant: Offers $30,000 for contracts signed between 20 November 2023 and 30 June 2025. The FHOG applies to new homes valued up to $750,000.

Stamp Duty Concessions: Provides additional concessions for properties valued up to $800,000.

<h2>Western Australia First Home Owner Grant</h2>

&nbsp;

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $750,000 in the southern regions and up to $1 million in the northern regions.

Stamp Duty Concessions: Available for homes valued up to $600,000 for transactions entered into on or after 9 May 2024.

<h2>Australian Capital Territory First Home Owner Grant</h2>

First Home Owner Grant: Replaced by the Home Buyer Concession Scheme, offering full stamp duty concessions for eligible buyers.

<h2>South Australia First Home Owner Grant</h2>

First Home Owner Grant: Provides up to $15,000 for new homes, including houses, apartments, and townhouses. As of 6 June 2024, there is no property value cap for eligibility.

Stamp Duty Relief: Available for new homes and vacant land purchases.

<h2>Tasmania First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes and off the plan purchases.

Stamp Duty Exemption: Between 18 February 2024 and 30 June 2026, first home buyers of established homes valued up to $750,000 receive a full exemption on property transfer duty.

<h2>Northern Territory First Home Owner Grant</h2>

First Home Owner Grant: The Northern Territory provides a $10,000 grant for new homes only. Additional government grants and concessions are available for first home buyers.

Stamp Duty Exemption: The only stamp duty exemption available to property buyers is the House and Land Package Exemption (HLPE).

Eligibility criteria and application processes differ across states. Prospective buyers should refer to their respective state revenue offices for full details on grant availability, conditions, and additional concessions.

Every First Home Owner Grant for new property by state

In the ever-evolving landscape of sustainable architecture and environmentally conscious design, systems and ratings in place can help determine the energy efficiency of residential buildings in Australia.

Australia has multiple building rating systems that evaluate energy efficiency and sustainability in existing and new building designs.

Some systems assess individual building components, while others provide an overall rating for the entire structure.

A rating system ensures that homes are comfortable and energy-efficient, whether you are buying, renovating, or building.

NatHERS (Nationwide House Energy Rating Scheme) is a common way for new homes to meet energy efficiency requirements.

As new developments continue to shape the urban environment, understanding NatHERS ratings becomes essential for developers and homeowners. This article delves into the concept of NatHERS ratings, their significance, and how they contribute to creating energy-efficient homes.

<h2>What is NatHERS?</h2>

NatHERS is a national initiative implemented by the Australian government to promote energy efficiency in residential buildings. The scheme aims to provide a standardised method for assessing the thermal performance of homes, considering factors such as insulation, orientation, ventilation, and building materials.&nbsp;

NatHERS ratings are the most common way new homes meet the National Construction Code's (NCC's) minimum energy efficiency requirements.&nbsp;

NatHERS assessments provide thermal and whole-home ratings for new homes, townhouses, and apartments.

The rating helps evaluate the energy performance of buildings, guides homeowners and developers to make informed decisions about the energy efficiency of their properties, and encourages the construction of more sustainable, comfortable, and cost-effective homes.

<h2>How NatHERS Ratings Work</h2>

NatHERS ratings are determined through four accredited software tools (AccuRate, BERS Pro, FirstRate5, HERO) using a calculation engine CSIRO developed to predict building temperature based on various factors.

The tools can model complex effects of building mass, insulation, window size, and other elements.

The outcome is a star rating that reflects the building's overall thermal efficiency, indicating how well it can maintain a comfortable indoor temperature without excessive reliance on heating or cooling systems.

The star rating scale ranges from 0 to 10, with a 6-star rating being the minimum requirement for compliance with the National Construction Code (NCC).&nbsp;

Achieving a higher star rating demonstrates a commitment to energy efficiency and sustainability, as the building is better equipped to minimise its environmental impact and reduce long-term energy costs.

Anyone can use NatHERS tools, but accredited assessors can provide certified ratings and professional advice.

<h2>Benefits of Higher NatHERS Ratings</h2>

Energy Efficiency: Buildings with higher NatHERS ratings are more energy-efficient, requiring less heating and cooling energy. This reduces the structure's carbon footprint and lowers occupants' energy bills.

Cost Savings: Homes with higher NatHERS ratings are generally more energy-efficient, resulting in reduced energy consumption for heating and cooling. This translates to lower energy bills for homeowners, making sustainable living environmentally friendly and economically viable in the long run.

Environmental Impact: Lower energy consumption directly translates to a reduced environmental impact. Buildings with higher NatHERS ratings contribute to the overall goal of mitigating climate change by lowering greenhouse gas emissions associated with heating and cooling systems.

Improved Comfort: Buildings with high NatHERS ratings offer better thermal comfort to occupants. Proper insulation, well-designed ventilation, and optimal orientation maintain a consistent and comfortable indoor temperature, providing occupants with a more enjoyable and healthier space.

Market Value and Desirability: Higher NatHERS ratings can enhance the market value of a property. As energy efficiency becomes a more significant consideration for homebuyers, a well-rated building may attract a premium price and stand out in the real estate market.

Compliance with Building Codes: NatHERS ratings are a vital component of the National Construction Code (NCC), and compliance with these ratings is often a mandatory requirement for new developments. Local councils and planning authorities may set minimum energy efficiency standards that must be met to obtain development approval.

The Nationwide House Energy Rating Scheme (NatHERS) is a crucial initiative shaping the future of energy-efficient, resilient, and cost-effective homes. With its recent upgrades, NatHERS has evolved into a world-leading tool for the building sector, supporting the global commitment to achieving net-zero emissions by 2050.

Staff Writer

What is a NatHERS rating in new off the plan apartment developments?

Mixed-use developments have gained significant popularity across Australia in recent years due to their unique blend of residential, commercial, and recreational spaces.

Unlike traditional single-purpose developments, mixed-use projects offer a harmonious integration of various functions within a single locale.

Residential units seamlessly coexist with commercial establishments, retail outlets, dining venues, entertainment hubs, and recreational facilities, with the combination not only enhances convenience but also fosters a vibrant lifestyle and a sense of community.

<h3>Convenience and accessibility</h3>

Mixed-use developments are designed with convenience in mind. They often integrate residential units with commercial spaces, retail outlets, restaurants, and recreational facilities, creating a self-contained community.

[smartcode_project:default project_id=114215 project_image_fid=204874]

The proximity allows residents to enjoy the convenience of having essential amenities and services within walking distance. Whether it's grabbing a cup of coffee, going grocery shopping, or accessing healthcare services, everything is conveniently located, saving residents time and effort.

<h3>Vibrant lifestyle and community</h3>

One of the major advantages of mixed-use developments is the vibrant lifestyle they offer. With a diverse range of amenities and communal spaces, residents have ample opportunities to interact, socialise, and build a sense of community.

[smartcode_project:default project_id=107714 project_image_fid=214122]

The presence of parks, community centres, and shared spaces fosters a lively atmosphere, encouraging residents to engage in various activities and events. The vibrant lifestyle within these developments creates a unique sense of belonging and camaraderie among the residents.

<h3>Potential for higher rental yields and property value appreciation</h3>

Mixed-use developments tend to attract a broad range of tenants and buyers due to their versatile nature. This high demand can result in higher rental yields for investors and potentially lead to property value appreciation over time.

[smartcode_project:default project_id=139989 project_image_fid=212887]

The integration of commercial and retail spaces attracts businesses, which can provide a stable rental income stream. Additionally, the popularity of mixed-use developments often drives up property values, making them a potentially lucrative investment in the long term.

<h3>Enhanced security and maintenance</h3>

Mixed-use developments typically have comprehensive security measures in place. With controlled access points, CCTV surveillance, and professional security staff, residents can enjoy enhanced safety and peace of mind.

[smartcode_project:default project_id=108019 project_image_fid=212658]

Additionally, these developments often have dedicated maintenance teams responsible for the upkeep of common areas, landscaping, and infrastructure. This ensures that the overall appearance and functionality of the development are well-maintained, creating a pleasant living environment for residents.

<h3>Live-work-play balance</h3>

One of the key attractions of mixed-use developments is the ability to achieve a desirable live-work-play balance. The integration of residential and commercial spaces allows residents to live closer to their workplaces, reducing commuting time and improving work-life balance.

The proximity to various amenities and recreational facilities encourages an active and healthy lifestyle. Residents can easily access fitness centres, parks, restaurants, and entertainment options, all within the same development, leading to a more fulfilling and convenient way of life.

alisonwarters@gmail.com

The top five reasons to buy in a mixed-use development

When buying a property, everyone needs to be aware of the additional costs that come as part of the buying process.

Often the largest outlay, after the deposit which goes to the bank, is stamp duty.

<h2 style="line-height: 1.38;">What is Stamp Duty?</h2>

Stamp duty is an extra tax to pay the government when you buy land, a property, and other certain assets.

It happens when the legal ownership is transferred. It can also be known as property transfer duty or transfer duty.

<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="415" src="https://www.youtube.com/embed/C32BWkB5--c" title="YouTube video player" width="660"></iframe>

<h2>Who pays Stamp Duty?</h2>

In some circumstances, you may get an exemption. For some states, you won’t have to pay for stamp duty if you are a first home buyer or a pensioner for houses under a particular price. There are also stamp duty concessions, where you may be entitled to a discount.

<h2>How much does Stamp Duty cost?</h2>

Each state has different rules which affect how much you need to pay. These rules can affect the rate you pay, and the timeframe you will need to pay in. Before you buy land or a property, make sure you check the up-to-date information for your state’s stamp duty.

You can use a free stamp duty calculator online to see approximately how much you’ll need to pay. Find out if you’re eligible for an exemption by enquiring on a project via Urban!

Overall, the stamp duty you need to pay will depend on:

<ul>
	<li aria-level="1">How much your land/property is worth</li>
	<li aria-level="1">Where your land/property is located</li>
	<li aria-level="1">What type of land/property it is</li>
</ul>

Want to find out more? <a href="https://www.youtube.com/@UrbanAustralia?utm_source=YouTube&amp;utm_medium=Video&amp;utm_campaign=Subscribe&amp;utm_id=Subscribe">Subscribe to our YouTube channel</a> for more property videos.

Ellen Walker

Off-the-plan property explained: What is stamp duty?

The Kensington, one of the latest apartment projects by longstanding Sydney developer TOGA, has hit a major milestone.

The Anzac Parade building has officially topped out under the watchful eye of Gold Star iCIRT-rated builder DASCO, who can start to turn their attention toward the exterior of the building, and the fitout of the&nbsp;142 one, two, and three-bedroom apartments strategically located opposite the Kensington Light Rail stop.

[smartcode_project:default project_id=110959 project_image_fid=307645]

<a href="https://www.urban.com.au/new-apartments/the-kensington-147-151-anzac-parade-kensington-nsw-2033">The Kensington</a>'s design, in collaboration with award-winning design firm <a href="https://www.urban.com.au/architects/turner-studio">Turner Studio</a>, aims to reflect the charm of Kensington through its use of face brickwork, while offering contemporary, high-quality living spaces.&nbsp;

A standout feature is the communal rooftop garden, which provides sweeping views over the surrounding parklands and Randwick Racecourse.

The project also features retail spaces on the ground floor, aimed at offering convenience and services for residents and the local community. With private entrances for the SOHO terraces, these spaces are well-suited for small businesses or entrepreneurs.

[smartcode_project:default project_id=110959 project_image_fid=307661]

Apartments in The Kensington cater to a broad range of buyers, with one, two, and three-bedroom layouts available. The mix also includes a limited number of SOHO properties, offering flexible spaces that suit both living and business needs.&nbsp;

Prices are positioned in the luxury segment, with premium finishes, spacious floor plans, and an emphasis on seamless indoor-outdoor living.&nbsp;

Each apartment has been designed to adapt to modern lifestyle trends, including work-from-home arrangements, by integrating study areas in most layouts.

[smartcode_project:default project_id=110959 project_image_fid=307651]

Kensington has become one of the more sought-after locations in Sydney's Eastern Suburbs. Situated just 200 metres from the Kensington Light Rail stop and within a 10-minute drive to both the CBD and Coogee Beach, The Kensington offers a highly accessible location with a distinctly coastal-city lifestyle.&nbsp;

The area continues to see significant investment and development, driven by its proximity to major institutions such as the University of New South Wales (UNSW) and Prince of Wales Hospital.&nbsp;

The increasing demand for property in the area is reflected in a tightening rental market, with low vacancy rates contributing to positive fundamentals for development projects like this.

[smartcode_project:default project_id=110959 project_image_fid=307652]

TOGA, a well-established Australian developer, is known for its solid track record in delivering residential projects. With over 60 years of experience, the company is backed by a reputation for quality construction and innovation.&nbsp;

The Kensington marks a significant step in TOGA’s broader vision for revitalising the Anzac Parade corridor, contributing to the creation of a vibrant new residential and business precinct in the area.&nbsp;

Residents will move in midway through 2026.

[smartcode_project_cta:default project_id=110959]

&nbsp;

TOGA tops out The Kensington, reshaping Anzac Parade light rail corridor

As one of Canberra’s most prolific developers, Geocon has had a front-row seat to the evolving dynamics of the ACT’s apartment market — and according to Andrew Clark, General Manager of Development, the capital is only now beginning to realise its potential.

“Canberra’s really just coming of age,” Clark says. “We’re seeing consistent growth, and the fundamentals are incredibly strong — population is forecast to increase by around 9,500 people a year for the next five years, a highly educated buyer pool, and a government steadily investing in infrastructure.”

Geocon currently has two major projects in the planning stage. One is in Woden, where the Phillip Swimming and Ice Skating Centre site will be transformed into a three-stage development. The first stage, currently under review under the ACT’s updated Territory Plan, includes a new 25-metre indoor pool and splash park, along with 285 apartments — one of the first large-scale projects to move through the new framework.

“This is really a benchmark for how civic infrastructure and residential development can co-exist,” Clark says. “It’s a strong statement about what modern infill can look like in Canberra.”

<img alt="Woden" data-entity-type="file" data-entity-uuid="e1ab453f-cb42-46d8-b9e6-1b6698d82902" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202025-07-21%20at%2010.43.48%E2%80%AFAM.png?VersionId=E6yM2sJLsPmvfIWx.hN9F_oPCBeRzLKH" />The Woden development. Image supplied

Geocon’s other main focus is in Braddon, where the developer recently acquired a 10,663 sqm site on Northbourne Avenue. The site is slated for around 558 apartments and is still in early DA stages.

This project joins a growing list of higher-density developments pushing closer to public transport corridors — a clear priority under recent ACT Government strategies.

For Clark, the shift to infill and higher-density living isn’t just a planning directive, but a market inevitability.

“We’re seeing a widening gap in housing affordability between freestanding homes and units. For many first-home buyers and investors, units remain the more realistic entry point, especially as the cost of land and detached housing continues to climb, due to limited supply. That shift is having a real impact on buyer behaviour, particularly for families who still value the long-term benefits of owning land but are being priced out. It’s no surprise the market has been pushed toward more multi-unit developments — and frankly, it makes sense.” he says.

Clark also points to the environmental and infrastructure benefits.

“Infill helps us put more people closer to public transport and activity centres. That reduces car reliance and supports investment in things like light rail, which in turn drives more growth.”

[smartcode_project:default project_id=135046 project_image_fid=346795]

Clark notes that while apartment living is more established in cities like Sydney, Melbourne, Brisbane and the Gold Coast, Canberrans are starting to embrace the shift.

Investor interest has been growing in recent months, particularly from Sydney, with vacancy rates in Canberra sitting at just 1.5 per cent.

“There’s a good level of investor confidence in Canberra, and that hasn’t really changed. It’s a secure, stable place to invest — and that’s attractive when you're looking long term,” Clark says. “We’ve got solid relationships with agents across the country. And even though our core marketing is local, we know how to tap into that national interest.”

Looking ahead, Clark sees continued pressure on supply, particularly as the ACT’s population forecasts and housing targets outpace the current development pipeline.

“The government has acknowledged that urban infill is a critical part of the future land release programme, and their legislative changes reflect that. But even with that, we’re not really keeping up with demand. There’s still a lot of upside here.”

With the University of New South Wales recently lodging plans for a new Canberra campus, and light rail expansion progressing, Clark is optimistic about the region’s trajectory.

“The university sector has grown significantly, and that growth flows through the broader economy. At the same time, Canberra’s strong public sector presence underpins a wide range of private sector activity. That solid economic base gives the city a level of stability and insulation that many other cities simply don’t have.”

Ultimately, Clark sees Canberra continuing to evolve into a unit-driven market — not just for investors and students, but for professionals and downsizers who now see apartments as a viable long-term option.

“People are rethinking the quarter-acre dream,” he says. “It’s taken time — and there’s still work to do in appealing to families — but we’re seeing that shift.”

And as the city continues to grow, so too will the scale and ambition of its projects. “We’re ready for that next chapter. Canberra’s not a ‘maybe’ market anymore — it’s a market with a future.”

"We're only just getting started" Geocon's Andrew Clark on the future of apartment development in Canberra

Brisbane-based developer and builder, Gardner Vaughan Group, is expanding its foothold across South East Queensland.

Already one of the most established builder-developers in both Brisbane and the Sunshine Coast, Gardner Vaughan is now making its move into the Gold Coast.&nbsp;

They've secured a site on Mawarra Street on Chevron Island, and will soon submit plans for <a href="https://www.urban.com.au/new-apartments/bronze-on-chevron-8-mawarra-street-surfers-paradise-qld-4217">Bronze on Chevron</a>,&nbsp;119 apartments tailored for the modern coastal lifestyle.

The project, due to launch in early 2026, includes a curated selection of one-, two-, three-, and four-bedroom apartments.&nbsp;Two ground-floor retail tenancies will complement the vibrant village atmosphere of Chevron Island.

Designed with downsizers in mind, Bronze on Chevron&nbsp;will reflect GVG’s signature focus on quality, livability, and enduring design, principles that have earned the company a loyal following throughout the Sunshine Coast, Brisbane and Moreton Bay regions.

“Our entry into the Gold Coast is both a strategic and natural evolution of our business,” said Simon Betteridge, Chief Executive Officer of GVG.

“We’ve long admired the Gold Coast’s lifestyle offering, cultural vibrancy and strong demand for thoughtfully designed homes. We’re excited to bring our approach to development into this dynamic market.”

GVG’s move into the Gold Coast builds on the success of a series of landmark developments across South East Queensland including Zinc in Bokarina, Renovaré in Yeronga, Estilo on the Park in Chermside, and Stonebrook in Stones Corner.

With a fully integrated in-house model - managing everything from site acquisition through to construction and sales - GVG has built a reputation for reliability and proudly maintains a 100% project completion rate.

“We’re not just entering a new postcode - we’re becoming part of a new neighbourhood,” added Betteridge.

“Our goal is to create places people are proud to call home, and we’re looking forward to working closely with local stakeholders to deliver on that promise.”

Bronze on Chevron, due to launch in early 2026, will comprise 119 apartments and two ground-floor retail tenancies

Gardner Vaughan Group reveals Bronze on Chevron, first Gold Coast apartment play

Residential developer <a href="https://www.apartments.com.au/developers/fyve">FYVE</a> is the latest to offer unparalleled confidence to apartment purchasers, securing the sought-after Latent Defects Insurance (LDI) for their new Gosford project, <a href="https://www.apartments.com.au/new-apartments/serenity-by-fyve-54-56-donnison-street-west-gosford-nsw-2250">Serenity by FYVE</a>.

The boutique development, comprising just 34 apartments, is one of only two new projects on the Central Coast to offer LDI, a 10-year insurance policy that protects buyers against defects that may arise post-completion.

[smartcode_project:default project_id=88991 project_image_fid=3250]

FYVE Development Manager Dennis Nie said the decision was about delivering maximum assurance to purchasers.

"We wanted to send a clear message to buyers: we back our ability to deliver quality projects that stand the test of time, and we’re backing that promise with an insurance policy that offers real peace of mind when buying off the plan or new apartments."

[smartcode_project:default project_id=88991 project_image_fid=3252]

According to Nie, early feedback indicates the LDI is strongly resonating with buyers.

"It’s a game-changer for the consumer, and as a developer who takes quality construction seriously, it was an easy decision for us to offer LDI on our Serenity project. Insurers selectively offer LDI to developers and builders that they determine as trustworthy and with the credentials and experience to deliver quality buildings to a standard expected by consumers."

Serenity is currently under construction on Donnison Street, adjacent to Waterview Park and near Brisbane Water. It’s just a seven-minute walk to the Gosford CBD, with Sydney accessible in around an hour by train or car.

[smartcode_project:default project_id=88991 project_image_fid=3247]

To further strengthen buyer confidence, FYVE waited until the project was approximately 70 per cent complete before launching it to market.

"We understand that buying off the plan can be a daunting experience for some purchasers and the best way to allay those concerns is to see progress on site," Nie said. "We’re well advanced in construction, and buyers can already see the building’s facade nearing completion." He added that FYVE’s status as an iCIRT-rated developer supports their strong track record and reputation for delivery.

Looking ahead, FYVE is preparing to bring several new projects to market, turning its attention closer to Sydney with upcoming sites in Miranda, Northbridge and Rose Bay. These new apartments will be tailored to local owner-occupiers and downsizers, highlighting Fyve’s ability to produce quality apartments at all segments of the value spectrum.

FYVE takes out 10-year Latent Defects Insurance at Serenity by FYVE, Gosford apartment project

Sydney North Planning Panel has given the go-ahead to the renewal of St Andrew’s Anglican Church in Lane Cove.

National property and construction group <a href="https://www.apartments.com.au/developers/traders-in-purple">Traders In Purple</a>, in partnership with Sydney Anglican Property and Sustainable Development Group, won the approval with the endorsement of Lane Cove Council for 48 apartments and a performance and meeting space for ministry and community use, including a 418-seat auditorium.&nbsp;&nbsp;

The prime 3,763 sqm site, opposite The Canopy retail centre and just a minute’s walk from the <a href="https://www.apartments.com.au/developments/lane-cove-nsw-2066">Lane Cove</a> Village high street, will deliver new homes for local families and downsizers and contribute to the cultural life of the community.&nbsp;

The existing parish church, built in 1924, will be retained and sensitively adapted into a meeting place and portal to the new contemporary auditorium and ministry spaces, linking old and new.&nbsp;

Traders In Purple CEO Brett Robinson said redevelopment of the site had been enthusiastically supported by many members of the local community.&nbsp;

“The proposal we took to Lane Cove Council deliberately responded to the community’s need for more diverse housing and cultural space,” said Robinson.

“There is a demand for high-quality, well-designed, premium apartments for locals wanting to downsize in their neighbourhood and those wanting to raise their family in a highly desirable suburb without the burden of a high-maintenance house and yard.&nbsp;

“It was very clear to us that the local community is also in need of a larger performance space, and we look &nbsp;forward to providing the community with a fantastic new venue that will support the cultural richness of Lane Cove.”&nbsp;

<img alt="Lane Cove DA Church entry Traders In Purple" data-entity-type="file" data-entity-uuid="6d499349-1697-4e17-bffb-9064fa3875c4" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Lane%20Cove%20DA%20Church%20entry%20Traders%20In%20Purple.jpg?VersionId=rSZPhCpYPFJ7eO.Y3lgoq6ezip3rMiVO" />

Sydney Anglican Property (SAP) CEO Ross Jones said he was thrilled to receive the news of the approval.

"This is fantastic news for both Lane Cove and for the local church,” Jones said.&nbsp;

"While the provision of new housing and state-of-the-art community facilities are really important features, at &nbsp;SAP we also want to see gospel ministry continuing to flourish in the heart of the Lane Cove community. This project will allow that to happen."

The development is proposed to offer 48 two and three-bedroom apartments, many of which will enjoy dual aspect, enhancing outlooks and cross-flow ventilation.&nbsp;

The Lane Cove renewal is Traders In Purple’s second partnership with Sydney Anglican Property, and, &nbsp;consistent with the first, in a prime urban location with a need for more diverse age and family-friendly housing. They previously won the&nbsp;UDIA National Award for Excellence for The Abbey in Cronulla, an adaptive reuse of a Uniting Church and Sunday School Hall into luxury residences.&nbsp;

Traders In Purple CEO Brett Robinson said redevelopment of the site had been enthusiastically supported by many members of the local community

Traders in Purple and Sydney Anglican Property greenlit for Lane Cove project

<a href="https://www.apartments.com.au/developers/spyre-group">Spyre</a>’s debut Melbourne project, Hampton Ltd, has officially emerged from the ground, marking a major construction milestone for the Brisbane-based developer’s first Victorian foray.

Comprising just 20 apartments and three exclusive townhomes, <a href="https://www.apartments.com.au/new-apartments/hampton-ltd-36-deakin-street-n-hampton-vic-3188">Hampton Ltd</a> is now officially out of the ground, with vertical structures taking shape across all three buildings, with construction progressing rapidly under builder <a href="https://www.apartments.com.au/builders/abewolf">AbeWolf</a>.&nbsp;

<img alt="Hampton Ltd" data-entity-type="file" data-entity-uuid="8dfc8df9-6790-4d72-9cca-fcb8c9bb443f" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/IMG_3791_2.jpg?VersionId=zAZC9bPuEYWQ8Mq1CsmJVNn2OuUf3rTU" />

The trio of buildings has been designed by <a href="https://www.apartments.com.au/architects/mld-studio">MLD Studio</a> to create a more intimate scale and a stronger sense of individuality compared to conventional multi-residential offerings.&nbsp;

<a href="https://www.apartments.com.au/interior-designers/studio-brent-lee">Studio Brent Lee</a>’s interiors feature warm, natural finishes and generous spatial planning, supporting the project’s owner-occupier appeal.

A particular highlight is the collection of just three three-level townhomes, which offer a rare alternative to traditional apartments. The townhomes have attracted strong interest from local rightsizers seeking larger, low-maintenance residences in a prime bayside location.

<img alt="Hampton Ltd kitchen" data-entity-type="file" data-entity-uuid="79fadbd6-c346-441f-af21-c96134f14040" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Kitchen_REVB.jpg?VersionId=0L33f1OI8IO9bovo1g0cD8HUBTyRXiVC" />

Among the most anticipated residences in Hampton Ltd is Townhome 02. Spanning three levels and offering over 260 sqm of internal space, Townhome 02 features three bedrooms, a versatile multipurpose room, and 2.5 bathrooms.

A highlight of the design is the chef-grade kitchen, which showcases a sculptural natural stone island bench and a full suite of premium Gaggenau appliances, including double ovens and an induction cooktop, alongside fully integrated refrigeration and dishwasher solutions.

On the ground floor, residents enjoy a private landscaped courtyard complete with a BBQ, creating an intimate space for entertaining or relaxation.&nbsp;

<img alt="Hampton Ltd cellar" data-entity-type="file" data-entity-uuid="556f6000-4344-4e0b-a1fc-a5cc833e1a23" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Cellar.jpg?VersionId=8i5tEHSRwPycHnJrkarFS7qQkbmN6GWU" />

Upstairs, a spacious master suite features a private balcony, a large walk-in robe and ensuite with a freestanding bath, complemented by two additional bedrooms and a dedicated study space, ideal for those working from home.

A private lift, bespoke wine cellar, and double garage with ample storage enhance both comfort and functionality.

The Hampton Ltd site, located on the corner of Thomas Street and Deakin Street North, places residents within a short walk of Hampton Beach, Hampton Street’s retail and dining precinct, and key green spaces including Castlefield Reserve and Dendy Park. Hampton Station also offers direct rail access to Melbourne’s CBD.

[smartcode_project:default project_id=134801 project_image_fid=220067]

Spyre Managing Director Daniel Laruccia said <a href="https://www.apartments.com.au/developments/hampton-vic-3188">Hampton</a>’s combination of bayside location and community feel made it a natural fit for Spyre’s design-led approach.

“In our pursuit to offer an unmatched living experience for those who desire the extraordinary, we discovered Hampton is the ideal canvas to bring this vision to life - a prime bayside location brimming with untapped potential," Laruccia said.

Spyre Group’s move into Melbourne follows a string of high-profile projects across Queensland, including Moray House in Brisbane and Glasshouse at Burleigh Heads, both of which set local penthouse sales records.

“With more than $850 million of luxury developments, Spyre has identified a genuine demand in the market for aspirational properties that inspire through their design and innovation,’’ Laruccia added.

Completion is targeted for mid-2026.

[smartcode_project_cta:default project_id=134801]

Spyre advances Hampton Ltd as construction surges ahead, with exclusive townhomes in focus

Local Wahroonga residents Peter and Corinne Collins knew they didn’t want to live anywhere else but the suburb they’ve called home for several decades.

However, limited apartment supply in the area had prevented them from downsizing from their large five-bedroom family home—with 38 stairs, no less—even though the kids had “flown the nest a long time ago.”

“We’ve always loved Wahroonga—the village feel, the bushland surrounds, and being close to everything we need,” Corinne recently told me.

“While we weren’t in a hurry to downsize, it was looking increasingly likely we’d have to leave the area to find something more suitable for our later years.”

[smartcode_project:default project_id=135247 project_image_fid=284381]

Now in their mid-70s, it was almost serendipitous that developer <a href="https://www.apartments.com.au/developers/capital-corporation">Capital Corporation</a> received council approval to proceed with the multi-stage masterplan, <a>The Residences at Wahroonga Estate</a>, on a large disused 1.5-hectare site that is adjacent to the Sydney Adventist Hospital.

“We’d known something was going to be developed on that land when it started appearing in the press a few years ago,” Corinne said.

Even before purchasing in Stage One—<a href="https://www.apartments.com.au/new-apartments/the-residences-at-wahroonga-estate-169-fox-valley-road-wahroonga-nsw-2076">The Residences at Wahroonga Estate</a>—Corinne and Peter had already mentally committed. By the time they queued up at 8 am on launch day in March 2024, they were ready. They secured a three-bedroom, top-floor apartment—the largest non-ground-floor residence available.

“One of the things we couldn’t believe was the aspect from the top floor,” Corinne recalled. “We weren’t expecting to have such a beautiful view over the tree canopy in a low-rise building.”

[smartcode_project:default project_id=135247 project_image_fid=284378]

The bushland setting and extensive network of walking tracks on their doorstep were also major drawcards for the active couple. The broader location was another plus—close to local shops and just a short walk to medical services, which was an important consideration as they planned for the future.

“Being able to walk everywhere—including to the hospital if we need to—really gave us peace of mind,” says Corinne.

The couple had downsized before, albeit to a three-level home, but this time they wanted to “truly downsize.”

“We didn’t want to be looking after a big block and mowing lawns anymore,” Corinne laughs.

“We wanted something new, low-maintenance, and easy to lock up and leave when we travel.”

[smartcode_project:default project_id=135247 project_image_fid=262186]

She admitted buying off the plan was a bit of a “leap of faith,” but said they felt confident thanks to Capital Corporation’s reputation, and the fact their deposit was held safely in a trust account—a key reassurance for off-the-plan buyers, knowing the developer can’t access those funds.

The Residences at Wahroonga Estate, designed by Group GSA with interiors by Coco Republic, will comprise 128 one-, two-, and three-bedroom apartments across three low-rise buildings.

Floor-to-ceiling glass windows and doors provide a strong connection to the outdoors, whether via balconies or private garden courtyards. One- and two-bedroom apartments come with one parking space, while three-bedroom apartments have two.

Residents will also enjoy a range of on-site amenities, including a private, pet-friendly “Green Spine” with exercise and relaxation zones, a BBQ pavilion, a dog wash bay, and a communal lounge with a boardroom-style table and kitchenette—ideal for remote work or social gatherings.

Capital Corporation is expected to announce a builder shortly, with construction to begin later this year. Completion is forecast for mid-2027.

Corinne took part in <a href="https://www.apartments.com.au/news/qld/from-broadbeach-to-main-beach-why-local-downsizers-are-making-the-move-to-drew-group-s-lagoon-main-beach">Apartments.com.au's Buyer Q&amp;A series</a>, a series that focuses on the driving factors behind buying off the plan property in Australia.

[smartcode_project_cta:default project_id=135247]

Even before purchasing in Stage One—The Residences at Wahroonga Estate—Corinne and Peter had already mentally committed

From family home to bushland retreat: Why Peter and Corinne chose The Residences at Wahroonga Estate

Lendlease has secured a prime site at 175 Liverpool Street, overlooking Hyde Park, from Chinese developer&nbsp;Shimao Group Holdings.

Shimao had secured approval last year for 259 apartments across two 28 and 30-level towers, set above commercial and street-level&nbsp;retail.

Lendlease will develop up to 300 apartments&nbsp;and 2,000 sqm of retail and commercial space, subject to planning consents, on the circa 3,750 sqm site.

The project, which is expected to have a gross end value of more than $2.5 billion, will be developed alongside joint venture partners, with a sell-down of up to 50 per cent of the project expected in the coming weeks.

Centrally located in Sydney’s CBD at the southern end of Hyde Park, residences at 175 Liverpool Street will offer north-facing expansive views across 16 hectares of green space through to the Opera House and Sydney Harbour.

The acquisition of 175 Liverpool Street builds on Lendlease’s success in Sydney’s luxury residential market, including the completion of One Sydney Harbour, which set a new sales record for a penthouse, and sales at One Circular Quay surpassing $2 billion. One Darling Point also received development approval last month, progressing Lendlease’s portfolio of luxury projects in desired locations.

Construction of 175 Liverpool Street is targeted to commence in 2027.&nbsp;

Tom Mackellar, CEO Development, Lendlease, called the acquisition is one of the most&nbsp;significant in the local real estate market in recent times.

"[It] strongly aligns with our strategic growth plans in Australia, where we continue to identify opportunities to expand our development pipeline.

“Centrally located overlooking Hyde Park with views of Sydney’s iconic landmarks, 175 Liverpool Street demonstrates how exceptional developments that redefine the city can be realised through our deep residential expertise.”

Tom Mackellar, CEO Development, Lendlease, called the acquisition is one of the most significant in the local real estate market in recent times

Lendlease buys approved Liverpool St, Hyde Park development site on Sydney CBD fringe

In the property market, many genuine financial shortcuts are scarce. Almost every region nationwide has experienced considerable growth over the last five, ten, or even fifteen years—driving affordability measures far above traditional standards.&nbsp;

One of the largest costs faced by buyers is stamp duty, especially when combined with mandatory deposits. A 10 per cent deposit typically triggers Lenders Mortgage Insurance (LMI), and to avoid that additional cost, buyers usually need to provide a 20 per cent deposit.&nbsp;

However, there is one area of potential savings that’s often overlooked: stamp duty concessions.&nbsp;

In the established market, stamp duty exemptions are limited to specific buyer segments or price points. But in Melbourne’s off-the-plan apartment market, the Victorian Government is offering a significant incentive—abolishing stamp duty entirely until October 2026, regardless of purchase price.&nbsp;

While other costs still apply, the difference in stamp duty between buying off the plan and purchasing an established property in Melbourne is now substantial.&nbsp;

This difference is especially pronounced in house-dominated suburbs like Ivanhoe, located in Melbourne’s leafy north-east. Developer Salter Brothers has identified an opportunity in the local apartment market, where the median house price sits at approximately $1.8 million—up 10 per cent over the past 12 months.&nbsp;

Their latest project, <a href="https://www.urban.com.au/new-apartments/candela-ivanhoe-40-upper-heidelberg-road-ivanhoe">Candela</a>, presents a compelling case for savvy buyers looking to take advantage of stamp duty savings only afforded in the off the plan development.&nbsp;

[smartcode_project:default project_id=342 project_image_fid=324523]&nbsp;

Buyers of the $2,366,000 homes would pay around $51,854 in stamp duty. In contrast, the same priced home in the established market would cost around $133,790 in stamp duty, a difference of around $81,000.&nbsp;

A two-bedroom apartment priced just under $1 million would attract $16,270 in stamp duty at Candela, compared to nearly $55,000 in the established market—around $38,455 difference.&nbsp;

One-bedroom apartments, starting from $649,000, would incur stamp duty of just $9,350. An established property at that price would cost around $34,010 in stamp duty.&nbsp;

These figures reflect the benefit of how stamp duty is calculated on off-the-plan purchases (for owner occupiers), based only on the land component at the time of contract and point of construction —compared to established homes, where it is calculated on the full purchase price. Once construction is complete, however, these off the plan incentives are no longer available.&nbsp;

[smartcode_project:default project_id=342 project_image_fid=336456]

It’s a technicality that has evolved into a smart strategy for those who know where to look. At Candela, these financial advantages come with the added bonus of thoughtfully designed, contemporary apartments in one of Melbourne’s most desirable postcodes.&nbsp;

<h2>Why Ivanhoe?&nbsp;</h2>

Ivanhoe remains one of Melbourne’s most established and sought-after suburbs, offering a strong mix of lifestyle and convenience. It boasts access to top-tier schools, well-developed transport infrastructure, and vibrant village-style retail and dining. The area’s enduring appeal lies in its leafy streetscapes, proximity to the CBD, and nearby Yarra River parklands.&nbsp;

[smartcode_project:default project_id=342 project_image_fid=169551]&nbsp;

Candela is ideally located near Upper Heidelberg Road, offering residents seamless access to cafés, essential services, and public transport.&nbsp;

<h2>Design-led living at Candela&nbsp;</h2>

Salter Brothers partnered with architect John Demos to create four distinct apartment collections within Candela—Aurora, Brillante, Halo, and Lustre—with floorplans ranging from one to four bedrooms.&nbsp;

Apartments in the Brillante collection and beyond are well-suited to families. Curved walls in the master bedrooms create natural nooks, ideal for nursery corners or serene study spaces.&nbsp;

The one-bedroom Aurora apartments provide another thoughtful living solution: dual-key designs that allow for multi-generational living. These layouts enable grandparents or young adults to live close by while retaining privacy and independence. With just two of these apartments left, they represent a rare opportunity for proximity with autonomy.&nbsp;

[smartcode_project:default project_id=342 project_image_fid=169534]&nbsp;

Residents will benefit from access to commercial spaces designed to promote community connection, alongside private amenities including a resident lounge and rooftop terrace.&nbsp;

<h2>The long view on off the plan purchases&nbsp;</h2>

While buying off the plan involves some considerations—such as construction timelines and the need to thoroughly review plans and specifications—it also presents clear advantages. Chief among them is the ability to secure today’s prices while avoiding the higher upfront costs associated with established properties.&nbsp;

Construction at Candela, led by Ironside, is already underway, with completion expected by the end of September 2026.&nbsp;

[smartcode_project_cta:default project_id=342]

Savings can be around $81,000 to buy in Ivanhoe's newest off the plan apartment development, Candela Ivanhoe

How off the plan can help a home buyer save thousands in Melbourne’s Ivanhoe

Developer Holdmark Group has revealed plans for its site within the ongoing redevelopment of Melrose Park.

Holdmark, which last year filed for 1,300 apartments on half of its 9.4-hectare site, has submitted another State Significant Development Application (SSDA) for the remaining 4.2 hectares, <a href="https://www.urban.com.au/new-apartments/32-waratah-street-melrose-park-nsw-2114">fronting Wharf Road and Waratah Street</a> in the south-east part of the wider 55-hectare community being established by several major developers.

The new plans propose an additional 1,029 apartments, bringing Holdmark's pipeline within Melrose Park to approximately 2,400 apartments.

The SSDA is one of the state’s largest-ever affordable housing applications, with just under 400 of the 2,400 proposed apartments set aside for key workers. The well-connected waterfront location will be served by the future Parramatta Light Rail Stage 2, which will run through Melrose Park.

Holdmark’s contribution to affordable housing is significant, accounting for around 25 per cent of the NSW Government’s commitment to delivering 1,535 new affordable homes by 2029 under the National Housing Accord Future Fund.

Holdmark CEO Sarkis Nassif told Apartments.com.au the plans for Melrose Park signal the family company’s strong commitment to delivering quality homes that will make a difference for decades.

“When we plan and deliver new precincts, we become part of the community," Nassif said.

"It’s a natural progression then to provide opportunities for access to high-quality, housing integrated in beautifully designed places for every need across our community.”

A trio of architects has been commissioned to deliver the three buildings: Fuse Architects, fjcStudio, and FK Australia.

Fuse Architects designed two of the buildings that will house 533 apartments. The design incorporates terraced podiums and courtyard spaces that respond to the site’s topography and views. A strong emphasis is placed on biophilic design and connection to nature, with terraced edges, green roofs, and the integration of water-sensitive urban design features such as rain gardens and bioretention zones.

<img alt="Melrose Park South-East Precinct B4" data-entity-type="file" data-entity-uuid="2fc04608-3615-4d71-a1f8-383bd1e3e53e" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/B4.png?VersionId=xIDqqTM07RjqAfQcVpP0SSq59Z148bjY" />

Key features include:

<ul>
	<li>533 apartments across two buildings. The apartment mix includes 103 one-bedroom units, 380 two-bedroom units, and 50 three-bedroom units.</li>
	<li>A central landscaped courtyard acts as a community heart.</li>
	<li>Podium terraces offering private outdoor spaces and fostering connections to the adjacent mangrove foreshore.</li>
	<li>A dual façade strategy combining solid earthy materials with metallic veils to respond to changing light and enhance the building’s dynamic presence.</li>
	<li>Strong integration of water-sensitive design through rain gardens and bioretention systems, helping to support local ecology and manage site water flows.</li>
</ul>

FK Australia, formerly Fender Katsalidis, designed three of the buildings that will have 260 apartments. Their design&nbsp;introduces a broken massing strategy to improve permeability and visual connectivity between open spaces.

The design aims to create a village-like atmosphere through active ground-floor edges, landscaped communal areas, and pedestrian-friendly thoroughfares.

<img alt="Melrose Park South-East Precinct B5" data-entity-type="file" data-entity-uuid="35dcca6a-2397-4d3b-9e92-773fa4a2dbc6" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/b5.png?VersionId=gkQG_0Lez_ByVlmAlEtJK9bbP60eGZoZ" />

Key features include:

<ul>
	<li>260 apartments across three buildings. This block offers 49 one-bedroom apartments, 164 two-bedroom apartments, and 23 three-bedroom apartments.</li>
	<li>Extensive communal open space (approx. 2,533 sqm), designed at a single accessible level to encourage interaction.</li>
	<li>An open-air through-site link that enhances pedestrian movement from Wharf Road into park areas (OS1).</li>
	<li>Podium-level landscaping and active street edges to foster a village-like atmosphere</li>
</ul>

<a href="https://www.apartments.com.au/architects/fjc-studio">FJC Studio</a> designed four buildings, including a&nbsp;signature taller “feature” building oriented towards the river. The architecture employs a refined material palette of brick, sandstone-toned precast panels, and bronze metalwork, offering a warm, contemporary aesthetic that integrates with the river edge and adjacent green corridors.

<img alt="Melrose Park South-East Precinct B6" data-entity-type="file" data-entity-uuid="1cebd47e-ebcd-46f4-abaa-8d2904271d45" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/B6.png?VersionId=zwPkDhfUC_9Oj6xQEhEH.sAfUwz2NRDM" />

Key features include:

<ul>
	<li>236 apartments across four buildings. The proposed mix consists of 53 one-bedroom apartments, 160 two-bedroom apartments, and 23 three-bedroom apartments.</li>
	<li>Communal rooftop terraces and landscaped podium gardens provide residents with high-quality outdoor amenities and views across the Parramatta River.</li>
	<li>Integration with the new public open spaces (OS2), reinforcing pedestrian connections and linking with the waterfront park.</li>
	<li>Enhanced setbacks and modulated facades to maintain privacy and create a welcoming street frontage along Wharf Road and Waratah Street.</li>
</ul>

<img alt="Melrose Park South-East Precinct" data-entity-type="file" data-entity-uuid="d9c0043c-dcc8-4107-92fd-b24409e386d1" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/precinct.png?VersionId=E53.JnHHscE8hbQw9KK06HvMoeO7R6w7" />

The new application will join Holdmark's other application on the desks of the NSW Government. The plans for 1,300 apartments, designed by Cox Architecture, will also include a new waterfront park.

In their Urban Design Report,&nbsp;<a href="https://www.apartments.com.au/architects/cox-architecture" target="">Cox Architecture</a>&nbsp;highlighted that transforming&nbsp;<a href="https://www.apartments.com.au/developments/sydney-nsw" target="">Sydney</a>’s industrial precincts into new residential, retail, and commercial spaces reflects changes in Australia’s economy. This shift underscores the need for high-amenity residential developments to address&nbsp;<a href="https://www.apartments.com.au/developments/sydney-nsw" target="">Sydney</a>’s housing demand.

"Land use needs in&nbsp;<a href="https://www.apartments.com.au/developments/sydney-nsw" target="">Sydney</a>&nbsp;have evolved significantly, with many existing industrial areas no longer suitable or viable for industrial operations,"&nbsp;<a href="https://www.apartments.com.au/architects/cox-architecture" target="">Cox Architecture</a>&nbsp;noted.

"Melrose Park is one such area that has seen a decline in recent years due to the restructuring of the pharmaceutical manufacturing industry, which is increasingly relocating offshore or to larger industrial parks.

"As the industrial and pharmaceutical base shifts to alternative urban uses, Melrose Park’s location on the&nbsp;<a href="https://www.apartments.com.au/developments/parramatta-nsw-2150" target="">Parramatta</a>&nbsp;River, halfway between the CBD and&nbsp;<a href="https://www.apartments.com.au/developments/parramatta-nsw-2150" target="">Parramatta</a>, combined with the availability of large contiguous sites, makes it an ideal candidate for urban renewal."

<h2>The Melrose Park Masterplan</h2>

Holdmark's plans are part of the wider urban renewal of Melrose Park, once an industrial and pharmaceutical manufacturing hub.

Redevelopment planning for Melrose Park began in 2016, and the area was rezoned in 2022 following the council’s endorsement of the&nbsp;<a href="https://www.apartments.com.au/new-townhouses/parramatta-nsw">Parramatta</a>&nbsp;Employment Lands Strategy.

The regeneration of the 55-hectare site is well underway, with the likes of Deicorp, joint venture partners PAYCE, and Sekisui House Australia, all contributing to what is, in essence, creating a new suburb with a new town centre with extensive retail and childcare, a new Melrose Park school, and thousands of apartments.

Sekisui House Australia recently launched their latest stage of their part of Melrose Park. Dawn, 368 apartments that will be strategically positioned on a new park, is the fifth stage of the masterplan for Sekisui.

Deicorp and PAYCE are progressing with their development, <a href="https://www.apartments.com.au/new-apartments/melrose-central-melrose-park-33-hope-street-melrose-park-nsw-2114">Melrose Central</a>, six new buildings atop a five-level podium. It will&nbsp;include a 30,000 sqm shopping centre anchored by a Coles supermarket, along with several specialty stores, health and wellness facilities, and various retail and hospitality venues.

Holdmark CEO, Sarkis Nassif told Apartments.com.au the plans for Melrose Park signalled the family company’s strong commitment to delivering quality homes that will make a difference for decades

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