For the first time in a long time, Australia's inflation story is starting to look more like a landing than a fight.

The latest Consumer Price Index figures from the Australian Bureau of Statistics showed annual inflation eased to four per cent in May, down from 4.2 per cent in April. On the surface, that might not seem like a major move. Inflation remains above the Reserve Bank's target range and some categories continue to record stubborn price growth.

But the significance of this result lies less in where inflation sits today and more in what it means for where interest rates are likely heading next.

The biggest takeaway is that inflation continues to move in the right direction.

Markets had been bracing for another sticky result after a period where progress appeared to stall. Instead, headline inflation came in softer than expected, helped by falling fuel prices and easing transport costs. Annual transport inflation halved from 6.6 per cent in April to 3.3 per cent in May, while automotive fuel prices fell 11.9 per cent during the month following lower oil prices and the impact of reduced fuel excise measures.

While petrol prices don't solve Australia's affordability challenges, they are one of the most visible and immediate costs for consumers. Falling fuel costs feed through the economy quickly, helping ease pressure on household budgets and business operating expenses.

The ABS data also showed headline inflation is now sitting at its lowest annual level in several months, reinforcing the broader trend that price growth is gradually moderating.

That trend is important because it aligns with what many economists and lenders have been saying for the last month.

Prior to this week's inflation data, ANZ, NAB and Commonwealth Bank had all shifted their forecasts, now believing the Reserve Bank had likely reached the peak of the interest rate cycle. Following the May inflation release, ANZ reaffirmed that view.

In its latest economic update, ANZ said it expects quarterly trimmed mean inflation to come in at 3.7 per cent for the June quarter, slightly below the Reserve Bank's forecast of 3.8 per cent. Importantly, the bank said that outcome, when combined with slowing economic activity, "supports our view that the cash rate has peaked".

The Reserve Bank has spent the better part of three years attempting to bring inflation under control through higher interest rates. If Australia's major banks are correct and rates have now peaked, the conversation shifts from how much higher rates could go to when they might begin coming down.

Westpac's caution comes from underlying inflation. The trimmed mean, the measure most closely watched by the Reserve Bank, increased from 3.4 per cent to 3.6 per cent annually. Housing inflation remains elevated at 6.5 per cent, reflecting ongoing increases in rents, electricity costs and new dwelling construction.

Electricity prices remain particularly problematic, rising 21.1 per cent over the past year following the removal of government rebates.

Housing construction costs are also showing signs of renewed pressure. ANZ noted new dwelling costs rose 0.9 per cent in May and are now running at an annualised pace of 8.6 per cent over the past three months. Builders continue to face higher labour, fuel and material costs, a reminder that inflationary pressures have not completely disappeared.

Housing affordability has deteriorated largely because of higher interest rates rather than higher property prices alone. Even modest reductions in mortgage rates would improve borrowing capacity, increase buyer confidence and reduce repayment pressure on existing homeowners.

While August is far from a certainty, the latest inflation result has strengthened the view that the next move in rates is more likely to be down than up. For borrowers, buyers and the development sector, that alone represents a significant shift from the conversation that dominated much of the past two years.

Joel Robinson

The inflation result the property market was waiting for

Commercial property group FiveX is doubling down on its move into the residential space.

The group, founded by Joshua and Marko Berger more than five decades ago, has followed up its plans for a 39-storey tower on North Sydney's Alfred Street with a proposed 61-storey tower in Chatswood.

The new tower at <a href="https://www.apartments.com.au/new-apartments/815-pacific-highway-chatswood-nsw-2067">815 Pacific Highway</a>, which would be one of the tallest proposed in Chatswood in recent years, will comprise 490 apartments, 76 of which will be dedicated affordable housing and managed by Evolve Housing for a minimum of 15 years.

The project will replace the long-standing Panorama Building, originally known as the BMA Tower, a 14-storey office building completed in 1972 and designed by Hungarian-born architect Hugo Stossel. At the time of its completion, the building was the tallest structure in Chatswood and became a local landmark due to its distinctive curved form and external glass lift.

<img alt="FiveX" data-entity-type="file" data-entity-uuid="956bd299-3864-47a0-8ea6-162b5524c5d8" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-06-24%20at%201.02.03%E2%80%AFPM.png?VersionId=EWx7teUr7RcYrI9mgRytwppwt5AdUDtb" />

fjcstudio is behind the designs. Its Architectural Design Report argues the ageing commercial building no longer reflects Chatswood's role as one of Sydney's key strategic centres and that the site is ideally positioned to support significantly higher residential density.

"The site is located at the heart of Chatswood, within the TOD accelerated rezoning area that supports higher density development around the new Metro station," the report states.

"The site's role within a walkable 400-metre radius catchment is where housing, employment, retail and community uses are encouraged to cluster in support of transit-oriented living."

<img alt="fjc" data-entity-type="file" data-entity-uuid="8d198f5e-cc71-4175-9357-be6ec7207473" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-06-24%20at%201.18.27%E2%80%AFPM.png?VersionId=5WUFc3IYBPvhQMBUYLCsjJhzdcVeYodE" />

The proposal has undergone two rounds of review by the NSW State Design Review Panel, with the design evolving through an extensive assessment process focused on design excellence, public realm outcomes, residential amenity and the integration of affordable housing.

fjcstudio says the residential component provides a diverse mix of apartment typologies, supporting a broad demographic and contributing to housing supply in a highly accessible location close to major transport, employment and retail infrastructure.

The application follows FiveX's plans for a 39-storey tower at <a href="https://www.apartments.com.au/new-apartments/275-alfred-street-north-north-sydney-nsw-2060">275 Alfred Street</a>, which it <a href="https://www.apartments.com.au/new-apartments/275-alfred-street-north-north-sydney-nsw-2060">submitted through the same NSW Government pathway</a> in December. That's for 184 apartments.

Recent activity in Chatswood includes Hyecorp launching its Archer Street project, Celine, and Develotek securing approval for a 34-storey tower.

First look: FiveX targets Chatswood skyline with 61-storey tower after North Sydney plans

Bridgewell Capital and SLD Development seem to be bullish on the Killara apartment market, filing plans for a second new development next to the Killara Golf Club.

The new plans are for 79 apartments across an amalgamated 4,989 sqm site on Buckingham Road.&nbsp;The project has been designed by BKA Architecture and is being assessed under the NSW Government's Low and Mid-Rise Housing and Infill Affordable Housing reforms. It is just 300 metres from&nbsp;Killara train station.

The majority of the apartments are three-bedrooms (46), with 23 two-bedroom apartments, seven one-beds, and three four-bedroom apartments. 17 of the apartments&nbsp;are proposed as affordable housing, representing 15 per cent of the project's gross floor area, allowing the development to access additional floor space and height incentives available under the NSW Housing SEPP.

There will be 131 resident and visitor car spaces, and more than&nbsp;1,450 sqm of communal open space. Landscaped areas would account for approximately 45 per cent of the site.

<img alt="Killara" data-entity-type="file" data-entity-uuid="75ef5ef7-a53b-4932-a8f1-38f63169eec9" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-06-24%20at%2011.04.00%E2%80%AFAM.png?VersionId=d_lG1A1StDaMQilljy25Fr8SF1BnAmKE" />

The site currently contains three detached dwellings and occupies a prominent position on the eastern side of Buckingham Road, with frontage to an area that has already begun transitioning towards higher-density housing. Existing apartment buildings of up to six storeys surround the site, while the Killara Golf Club forms its southern boundary.

The application has been lodged as a State Significant Development due to the affordable housing component and the scale of the project.

According to the design report, the proposal has been shaped by the area's evolving planning framework, which is encouraging greater housing density around transport infrastructure.

"The site sits along a growth area anticipated to undergo transformation in line with broader trends across New South Wales, driven by the implementation of the Low and Mid-Rise and Transport-Oriented Development State Housing Policies," the report states.

"Being within 800 metres walking distance to Killara Train Station, the project seeks to provide high-quality apartments designed for various family sizes, located in a vibrant landscaped setting."

The Upper North Shore suburb has become one of the most closely watched testing grounds for the NSW Government's housing reforms. A number of developers have moved quickly to consolidate sites around railway stations across suburbs including Killara, Lindfield, Gordon and Roseville, where the new planning settings are creating opportunities for apartment developments that would previously have been difficult to achieve.

The likes of Aqualand, Hyecorp, Holdmark and Vermont Property Group have projects in the region.

Bridgewell has several developments in the pipeline. Last September they submitted plans for <a href="https://www.apartments.com.au/news/nsw/bridgewell-capital-seeks-55-apartment-project-in-killara">55 new apartments</a> at&nbsp;23-25 Lorne Avenue in Killara, just the other side of Regimental Park from their new project. In May they filed for <a href="https://www.apartments.com.au/news/nsw/first-look-bridgewell-plots-120-apartments-and-childcare-centre-in-maroubra-town-centre">120 apartments in Maroubra</a>.

&nbsp;

&nbsp;

&nbsp;

First look: Bridgewell, SLD Development double down on Killara Golf Club

Sydney developer&nbsp;<a href="https://www.apartments.com.au/developers/central-element">Central Element</a>&nbsp;is doubling down in Drummoyne, lodging plans for a boutique apartment development on St Georges Crescent, only one-kilometre down the road from its first Drummoyne development, Bianca.

The new project at 15A-21 St Georges Crescent,&nbsp;a&nbsp;1,701sqm north-facing site overlooking Iron Cove, will have 45 apartmnts across 10 levels. Eight of the units will be dedicated to affordable housing.

The site sits within walking distance of Drummoyne Village, Birkenhead Point, ferry services and the Bay Run, and offers harbour views towards the Sydney Harbour Bridge and CBD skyline.

Designed by MHN Design Union, the development will deliver a mix of one, two and three-bedroom apartments, alongside resident amenity including a gym, landscaped communal open space and three levels of basement parking.

The project has been lodged under the NSW Government's Low and Mid-Rise Housing reforms, with Drummoyne Village identified as a town centre capable of accommodating additional housing supply.

Central Element acquired the site earlier this year as part of its continued expansion across Sydney's eastern suburbs, lower north shore and inner west.

The developer's current pipeline includes luxury apartment projects Pearl Bondi and a separate development on Lamrock Avenue in Bondi, a residential project in Barry Street, Neutral Bay, and a mixed-use seniors living community in Greenwich.

Central Element Managing Director Nathan Chivas said the project would address a shortage of new owner-occupier housing opportunities in Drummoyne.

"While we're seeing a significant shift across Canada Bay as major infrastructure investment, population growth and planning reform drive a new chapter for the region, in suburbs like Drummoyne there remains a genuine shortage of new boutique luxury housing opportunities for owner occupiers," Chivas said.

"Sites of this nature are increasingly difficult to secure, particularly those that combine a north-facing aspect with direct water outlook. Our St Georges Crescent project responds directly to the market demand, offering a level of exclusivity, outlook and lifestyle in the highly sought after suburb."

The development application has been lodged with the City of Canada Bay Council, with the project expected to launch to market in early 2027.

&nbsp;

Central Element seeks second Drummoyne apartment development

The NSW Government has unveiled plans that could deliver around 1,300 new homes across Nowra and Kiama, continuing its push to unlock housing in well-located regional centres along the South Coast.

The proposals, now on public exhibition, would pave the way for around 830 homes in Nowra and a further 450 homes in Kiama, while also introducing affordable housing requirements and increased building heights in key locations.

The larger of the two proposals is centred on Nowra, where the NSW Government is seeking to rezone land within the Mandalay and Riverfront precincts.

The Mandalay sub-precinct, located close to Shoalhaven Memorial Hospital, Nowra Library and the city's aquatic centre, could accommodate around 530 new homes. Around 30 per cent of housing delivered on Homes NSW-owned land would be dedicated to social and affordable housing, equating to roughly 100 homes. Building heights would increase from the current two-storey limit to between three and six storeys.

A separate rezoning proposal for the Nowra Riverfront Precinct would unlock a further 377 homes while creating stronger connections between the Shoalhaven River and the CBD. The plans include building heights ranging from five to 12 storeys, floor space ratios of up to 2:1 and a requirement for two per cent affordable housing.

Together, the two proposals would deliver more than 900 homes across the broader Nowra area, reinforcing the city's role as one of regional NSW's key growth centres.

The housing push builds on previous infrastructure commitments in the Shoalhaven, including government funding aimed at supporting thousands of future homes in West Nowra through upgrades to water and wastewater infrastructure.

Further north, the NSW Government is also progressing plans for the former Kiama Depot site, a two-hectare parcel near Kiama's town centre.

The rezoning proposal would transform the former industrial site into a residential community capable of delivering up to 450 homes. Buildings would range between six and eight storeys, with at least 10 per cent of homes allocated as affordable housing. The proposal also includes approximately 600 parking spaces and improved walking and cycling connections.

Planning Minister Paul Scully said the proposals are designed to increase housing supply in locations close to jobs, transport and services.

"For too long, families have struggled to find somewhere to live, and activating underutilised sites allows us to deliver the new homes these families need," Scully said.

"The Minns Labor Government is getting on with the job of unlocking well-located sites close to transport, jobs, and town centres and building the homes our communities need.

"These rezonings are about removing barriers to housing delivery and making sure land is put to better use so more people can find a place to call home within the communities they choose."

The latest rezonings form part of the Minns Government's broader strategy to accelerate housing delivery across NSW, particularly in established centres where existing infrastructure can support additional population growth.

Community consultation on the proposals is now underway, with feedback set to inform the final planning controls before the rezonings are determined.

Around 1,300 new homes earmarked for Nowra and Kiama as NSW Government pushes housing supply

Sydney’s property market is known for high prices, competitive bidding, and mounting pressure on first home buyers. But change is on the horizon.

From late 2025, eligible first home buyers in New South Wales will have access to a new federal government initiative aimed at addressing affordability: the Help to Buy Scheme.&nbsp;

<h2>What is the Help to Buy Scheme?</h2>

The program introduces a shared equity model intended to reduce the upfront cost of entering the property market, particularly in high-demand urban areas such as Sydney.

The scheme operates under a shared ownership structure in which the federal government takes an equity stake of up to 40 per cent for new homes, or 30 per cent for existing dwellings. This arrangement allows eligible buyers to significantly reduce their loan size and avoid the added cost of Lenders Mortgage Insurance (LMI).

Under this model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required. The government’s contribution is not a loan but a co-ownership stake in the property. As such, there is no interest or rent charged on its portion.

Because the government’s equity combined with the buyer’s deposit typically meets or exceeds the 20 per cent threshold, LMI does not apply. The remaining balance, generally between 60 and 70 per cent of the property’s value, is financed through a standard home loan with a participating lender.

The government's equity in the property remains in place until the buyer chooses to repay it voluntarily or until the property is sold. Buyers can buy back the government’s share over time, in increments of at least five per cent, depending on their financial situation.

There is no fixed repayment timeline, but the amount to be repaid will be based on the property's market value at the time of repayment, not the original purchase price.

<h2>How do you qualify for the&nbsp;Help to Buy Scheme?</h2>

To qualify for the Help to Buy Scheme, applicants must meet the following conditions:

<ul>
	<li>Be an Australian citizen at least 18 years of age.</li>
	<li>Be a first-home buyer who does not currently own property.</li>
	<li>Intend to live in the property as their primary residence.</li>
	<li>Earn less than $100,000 per year for individuals, or $160,000 for couples.</li>
	<li>Purchase a property within the regional price caps, currently $950,000 in Sydney, though this is expected to rise to approximately $1.3 million ahead of the program’s launch.</li>
</ul>

While the Help to Buy Scheme does not solve affordability challenges across the board, it does offer a more accessible pathway for a defined segment of the market, particularly younger buyers with moderate incomes who have been priced out of traditional lending routes.

The scheme is expected to commence in NSW in late 2025, as part of a national rollout.

Under the new model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required

Help to Buy Scheme: What first home buyers in NSW need to know

The First Home Owners Grant (FHOG) is a government initiative designed to help eligible first-time home buyers by offering financial assistance towards the purchase or construction of a new home.

While the FHOG is a nationwide program, it is administered separately by each state and territory, meaning the eligibility criteria, grant amounts, and property requirements can vary depending on your location. This means that the amount available and the conditions attached to the grant will differ, so it is important to check the specific guidelines for your state or territory.

It’s important to note that the FHOG is just one of several incentives available to first home buyers. In most states and territories, the grant is not linked to stamp duty exemptions or concessions, with the exception of the Australian Capital Territory (ACT). The FHOG is typically a one-off payment, reducing the overall cost of purchasing or building a new home before any stamp duty concessions are applied.

Below, we provide a breakdown of the First Home Owner Grants available across Australia, outlining the specific details for each state and territory.

<h2>New South Wales First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $600,000. For land purchases and owner-builders, the threshold extends to $750,000.

Stamp Duty Benefits: Provides full stamp duty exemption for homes valued up to $800,000, with concessions available for properties up to $1 million.

<h2>Victoria South Wales First Home Owner Grant</h2>

First Home Owner Grant: Provides a $10,000 grant for first-home buyers purchasing or building new homes valued up to $750,000.

Stamp Duty Benefits: Offers full stamp duty exemption for properties up to $600,000, with concessions available up to $750,000.

<h2>Queensland First Home Owner Grant</h2>

First Home Owner Grant: Offers $30,000 for contracts signed between 20 November 2023 and 30 June 2025. The FHOG applies to new homes valued up to $750,000.

Stamp Duty Concessions: Provides additional concessions for properties valued up to $800,000.

<h2>Western Australia First Home Owner Grant</h2>

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First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $750,000 in the southern regions and up to $1 million in the northern regions.

Stamp Duty Concessions: Available for homes valued up to $600,000 for transactions entered into on or after 9 May 2024.

<h2>Australian Capital Territory First Home Owner Grant</h2>

First Home Owner Grant: Replaced by the Home Buyer Concession Scheme, offering full stamp duty concessions for eligible buyers.

<h2>South Australia First Home Owner Grant</h2>

First Home Owner Grant: Provides up to $15,000 for new homes, including houses, apartments, and townhouses. As of 6 June 2024, there is no property value cap for eligibility.

Stamp Duty Relief: Available for new homes and vacant land purchases.

<h2>Tasmania First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes and off the plan purchases.

Stamp Duty Exemption: Between 18 February 2024 and 30 June 2026, first home buyers of established homes valued up to $750,000 receive a full exemption on property transfer duty.

<h2>Northern Territory First Home Owner Grant</h2>

First Home Owner Grant: The Northern Territory provides a $10,000 grant for new homes only. Additional government grants and concessions are available for first home buyers.

Stamp Duty Exemption: The only stamp duty exemption available to property buyers is the House and Land Package Exemption (HLPE).

Eligibility criteria and application processes differ across states. Prospective buyers should refer to their respective state revenue offices for full details on grant availability, conditions, and additional concessions.

Every First Home Owner Grant for new property by state

In the ever-evolving landscape of sustainable architecture and environmentally conscious design, systems and ratings in place can help determine the energy efficiency of residential buildings in Australia.

Australia has multiple building rating systems that evaluate energy efficiency and sustainability in existing and new building designs.

Some systems assess individual building components, while others provide an overall rating for the entire structure.

A rating system ensures that homes are comfortable and energy-efficient, whether you are buying, renovating, or building.

NatHERS (Nationwide House Energy Rating Scheme) is a common way for new homes to meet energy efficiency requirements.

As new developments continue to shape the urban environment, understanding NatHERS ratings becomes essential for developers and homeowners. This article delves into the concept of NatHERS ratings, their significance, and how they contribute to creating energy-efficient homes.

<h2>What is NatHERS?</h2>

NatHERS is a national initiative implemented by the Australian government to promote energy efficiency in residential buildings. The scheme aims to provide a standardised method for assessing the thermal performance of homes, considering factors such as insulation, orientation, ventilation, and building materials.&nbsp;

NatHERS ratings are the most common way new homes meet the National Construction Code's (NCC's) minimum energy efficiency requirements.&nbsp;

NatHERS assessments provide thermal and whole-home ratings for new homes, townhouses, and apartments.

The rating helps evaluate the energy performance of buildings, guides homeowners and developers to make informed decisions about the energy efficiency of their properties, and encourages the construction of more sustainable, comfortable, and cost-effective homes.

<h2>How NatHERS Ratings Work</h2>

NatHERS ratings are determined through four accredited software tools (AccuRate, BERS Pro, FirstRate5, HERO) using a calculation engine CSIRO developed to predict building temperature based on various factors.

The tools can model complex effects of building mass, insulation, window size, and other elements.

The outcome is a star rating that reflects the building's overall thermal efficiency, indicating how well it can maintain a comfortable indoor temperature without excessive reliance on heating or cooling systems.

The star rating scale ranges from 0 to 10, with a 6-star rating being the minimum requirement for compliance with the National Construction Code (NCC).&nbsp;

Achieving a higher star rating demonstrates a commitment to energy efficiency and sustainability, as the building is better equipped to minimise its environmental impact and reduce long-term energy costs.

Anyone can use NatHERS tools, but accredited assessors can provide certified ratings and professional advice.

<h2>Benefits of Higher NatHERS Ratings</h2>

Energy Efficiency: Buildings with higher NatHERS ratings are more energy-efficient, requiring less heating and cooling energy. This reduces the structure's carbon footprint and lowers occupants' energy bills.

Cost Savings: Homes with higher NatHERS ratings are generally more energy-efficient, resulting in reduced energy consumption for heating and cooling. This translates to lower energy bills for homeowners, making sustainable living environmentally friendly and economically viable in the long run.

Environmental Impact: Lower energy consumption directly translates to a reduced environmental impact. Buildings with higher NatHERS ratings contribute to the overall goal of mitigating climate change by lowering greenhouse gas emissions associated with heating and cooling systems.

Improved Comfort: Buildings with high NatHERS ratings offer better thermal comfort to occupants. Proper insulation, well-designed ventilation, and optimal orientation maintain a consistent and comfortable indoor temperature, providing occupants with a more enjoyable and healthier space.

Market Value and Desirability: Higher NatHERS ratings can enhance the market value of a property. As energy efficiency becomes a more significant consideration for homebuyers, a well-rated building may attract a premium price and stand out in the real estate market.

Compliance with Building Codes: NatHERS ratings are a vital component of the National Construction Code (NCC), and compliance with these ratings is often a mandatory requirement for new developments. Local councils and planning authorities may set minimum energy efficiency standards that must be met to obtain development approval.

The Nationwide House Energy Rating Scheme (NatHERS) is a crucial initiative shaping the future of energy-efficient, resilient, and cost-effective homes. With its recent upgrades, NatHERS has evolved into a world-leading tool for the building sector, supporting the global commitment to achieving net-zero emissions by 2050.

Staff Writer

What is a NatHERS rating in new off the plan apartment developments?

Mixed-use developments have gained significant popularity across Australia in recent years due to their unique blend of residential, commercial, and recreational spaces.

Unlike traditional single-purpose developments, mixed-use projects offer a harmonious integration of various functions within a single locale.

Residential units seamlessly coexist with commercial establishments, retail outlets, dining venues, entertainment hubs, and recreational facilities, with the combination not only enhances convenience but also fosters a vibrant lifestyle and a sense of community.

<h3>Convenience and accessibility</h3>

Mixed-use developments are designed with convenience in mind. They often integrate residential units with commercial spaces, retail outlets, restaurants, and recreational facilities, creating a self-contained community.

[smartcode_project:default project_id=114215 project_image_fid=204874]

The proximity allows residents to enjoy the convenience of having essential amenities and services within walking distance. Whether it's grabbing a cup of coffee, going grocery shopping, or accessing healthcare services, everything is conveniently located, saving residents time and effort.

<h3>Vibrant lifestyle and community</h3>

One of the major advantages of mixed-use developments is the vibrant lifestyle they offer. With a diverse range of amenities and communal spaces, residents have ample opportunities to interact, socialise, and build a sense of community.

[smartcode_project:default project_id=107714 project_image_fid=214122]

The presence of parks, community centres, and shared spaces fosters a lively atmosphere, encouraging residents to engage in various activities and events. The vibrant lifestyle within these developments creates a unique sense of belonging and camaraderie among the residents.

<h3>Potential for higher rental yields and property value appreciation</h3>

Mixed-use developments tend to attract a broad range of tenants and buyers due to their versatile nature. This high demand can result in higher rental yields for investors and potentially lead to property value appreciation over time.

[smartcode_project:default project_id=139989 project_image_fid=212887]

The integration of commercial and retail spaces attracts businesses, which can provide a stable rental income stream. Additionally, the popularity of mixed-use developments often drives up property values, making them a potentially lucrative investment in the long term.

<h3>Enhanced security and maintenance</h3>

Mixed-use developments typically have comprehensive security measures in place. With controlled access points, CCTV surveillance, and professional security staff, residents can enjoy enhanced safety and peace of mind.

[smartcode_project:default project_id=108019 project_image_fid=212658]

Additionally, these developments often have dedicated maintenance teams responsible for the upkeep of common areas, landscaping, and infrastructure. This ensures that the overall appearance and functionality of the development are well-maintained, creating a pleasant living environment for residents.

<h3>Live-work-play balance</h3>

One of the key attractions of mixed-use developments is the ability to achieve a desirable live-work-play balance. The integration of residential and commercial spaces allows residents to live closer to their workplaces, reducing commuting time and improving work-life balance.

The proximity to various amenities and recreational facilities encourages an active and healthy lifestyle. Residents can easily access fitness centres, parks, restaurants, and entertainment options, all within the same development, leading to a more fulfilling and convenient way of life.

alisonwarters@gmail.com

The top five reasons to buy in a mixed-use development

When buying a property, everyone needs to be aware of the additional costs that come as part of the buying process.

Often the largest outlay, after the deposit which goes to the bank, is stamp duty.

<h2 style="line-height: 1.38;">What is Stamp Duty?</h2>

Stamp duty is an extra tax to pay the government when you buy land, a property, and other certain assets.

It happens when the legal ownership is transferred. It can also be known as property transfer duty or transfer duty.

<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="415" src="https://www.youtube.com/embed/C32BWkB5--c" title="YouTube video player" width="660"></iframe>

<h2>Who pays Stamp Duty?</h2>

In some circumstances, you may get an exemption. For some states, you won’t have to pay for stamp duty if you are a first home buyer or a pensioner for houses under a particular price. There are also stamp duty concessions, where you may be entitled to a discount.

<h2>How much does Stamp Duty cost?</h2>

Each state has different rules which affect how much you need to pay. These rules can affect the rate you pay, and the timeframe you will need to pay in. Before you buy land or a property, make sure you check the up-to-date information for your state’s stamp duty.

You can use a free stamp duty calculator online to see approximately how much you’ll need to pay. Find out if you’re eligible for an exemption by enquiring on a project via Urban!

Overall, the stamp duty you need to pay will depend on:

<ul>
	<li aria-level="1">How much your land/property is worth</li>
	<li aria-level="1">Where your land/property is located</li>
	<li aria-level="1">What type of land/property it is</li>
</ul>

Want to find out more? <a href="https://www.youtube.com/@UrbanAustralia?utm_source=YouTube&amp;utm_medium=Video&amp;utm_campaign=Subscribe&amp;utm_id=Subscribe">Subscribe to our YouTube channel</a> for more property videos.

Ellen Walker

Off-the-plan property explained: What is stamp duty?

Coburg&nbsp;in Melbourne's north,&nbsp;boasts great local amenities, but a modern lifestyle means not always having to leave home to relax and indulge in leisure and recreational activities.

<a href="/developers/pace-development-group">Pace Development Group's</a>&nbsp;two-building, multi-residential development&nbsp;<a href="/buildings/pace-3058-coburg-9s-wardens-walk-coburg">Pace 3058</a>, is set to offer its residents precisely the balance of a great location in <a href="/developments/coburg-vic-3058">Coburg</a> and extensive lifestyle amenities to access and enjoy without the need to step outside.

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[smartcode_project:default project_id=24822 project_image_fid=254323]

Socialising throughout the day is made effortless with a residents' lounge and a private dining room, the latter designed for intimate gatherings with guests and neighbours outside of the home.

Pace 3058 also has a rooftop garden and communal terraces for larger gatherings. The rooftop will be furnished with sitting arrangements and shaded barbecue areas overlooking city views.

A 25m lap pool forms the fitness component of the development.

The ground-level plazas and walkways further contribute to the community vibe, lined with abundant vegetation that connects the various parts of the development.&nbsp;

[smartcode_project:default project_id=24822 project_image_fid=254326]

Residents are encouraged to actively participate in nurturing and maintaining the garden beds and trellises, fostering a sense of ownership and camaraderie within the community.

Pace 3058 will also activate the ground level with a downstairs retail store, bringing convenience and essentials right to the residents' doorstep.

Aside from the lifestyle amenities, residents of Pace 3058 will have at least one designated parking spot for their apartment and additional spaces for larger units. The development also offers 311 designated storage cages available for residents' belongings.

Security is a top priority in the development, with CCTV coverage provided in key communal areas such as lifts, corridors, car park levels, and entry points. Access to the building is controlled via swipe card or fob, ensuring only authorised individuals can enter.

&nbsp;

[smartcode_project:default project_id=24822 project_image_fid=254325]

Pace 3058 comprises a total of 311 apartments and townhouses designed by SJB Architects. Prospective buyers can choose from one, two, and three-bedroom DDA-compliant apartments, as well as double-storey three-bedroom townhouses.

Construction of Pace 3058 by Pace's in-house building arm,&nbsp;<a href="/builders/pace-constructions">Pace Constructions</a>,&nbsp;is scheduled to be finished in the coming months.

[smartcode_project_cta:default project_id=24822]

Construction of Pace 3058 by Pace's in-house building arm, Pace Constructions, is scheduled to be finished in the coming months

mikah.m@urban.com.au

The extensive facilities on offer at Pace 3058, Coburg off the plan apartment development

Eastern Suburbs builder-developer, Stargate Property, has launched to market its under-construction luxury Rose Bay apartment development, Everose.

The project of 26 two and three-bedroom apartments at&nbsp;575 Old South Head Road, just north of the <a href="/new-apartments/rose-bay-nsw-2029">Rose Bay</a> Village, is slated for completion later this year.

Ray White Projects has a fully fitted display apartment to show prospective buyers through.

[smartcode_project:default project_id=113391 project_image_fid=277970]

DJRD Architects have designed Everose. Each apartment features an open plan kitchen, living and dining area that extends to&nbsp;to outdoor terraces or balconies.

The kitchens are designed for practicality and style and are equipped with premium V-Zug appliances.

Bathrooms are fitted with natural honed stone flooring and wall tiles, stone top vanities, and frameless glass shower screens. Some apartments also include a freestanding bathtub.

The development also includes provisions for electric car charging, reflecting a commitment to modern amenities and sustainability.

[smartcode_project:default project_id=113391 project_image_fid=277972]

<a href="/developers/stargate-property">Stargate</a>&nbsp;is currently developing Centennial Collection, the two-tower development on the fringe of Centennial Park and Bondi Junction, the latter being where Stargate predominantly have developed over the last two decades.

Centennial Collection has been designed by SJB on one of the most elevated sites in Bondi Junction. There are 73 apartments across the two buildings, as well as two swimming pools, one on the roof of one building and the other protected from the elements that can be used all year round. There's also a&nbsp;state-of-the-art fitness studio with cardio and personal training areas and a concierge in the architecturally pleasing lobby.

Ray White Projects has a fully fitted display apartment to show prospective buyers through


Stargate launch Rose Bay apartment development, Everose

Marlu Hampton, just seven townhouses on Service Street, has found a gap in the market, and that hasn't been lost on locals.

Four of the townhouses, that are being built and developed by&nbsp;<a href="/developers/thomas-constructions">Thomas Constructions</a>, have been snapped up.

Noorden agent David Lamond says the majority of the sales have come from affluent downsizers.

"They're trading in their large Bayside family homes for anywhere between $4 million and $7 million and are looking for their next step toward retirement," Lamond says.

Some made the full downsize to an apartment, however, they've realised they want more space, Lamond says.

"They want a little bit more than an apartment, but they don't want a full garden. They're keen on lift access, which Marlu offers, and they want a courtyard with trees and landscaping."

[smartcode_project:default project_id=140140 project_image_fid=219620]

Thomas Constructions were sold on the location of the site, with <a href="/developments/hampton-vic-3188">Hampton</a> Beach, several parks, quality schools and a shopping strip on the doorstep.

Designed by architect David Dubois, the three-level residences feature striking red brick facades with terracotta shingles, framed by deeply recessed, electro-bronze steel windows.

[smartcode_project:default project_id=140140 project_image_fid=219623]

Each <a href="/new-townhouses/marlu-hampton-29-service-street-hampton">Marlu</a> townhouse offers around 263 sqm of living space and is accessible via a two-car garage equipped with a lift. They each feature&nbsp;an open-plan light-filled living space, taking inspiration from the exterior design, with rich terracotta tones that pay homage to the slated terracotta roofs of the heritage homes that line the street.&nbsp;

Contemporary colours complement the brown tones, with features such as a soft grey fluted marble feature wall and white gloss ceramic wall tiles creating unique residences within Marlu.&nbsp;

The residences will benefit from fully integrated Miele appliances, finished with brushed nickel, to further tie the internal design elements in with the exterior.&nbsp;

Marlu is set to be completed by early 2025.

[smartcode_project_cta:default project_id=140140]

Noorden agent David Lamond says the majority of the sales have come from affluent downsizers

"Hyper-local" downsizers drive luxury Hampton townhouse Marlu to over half sold

<a href="/developers/deicorp">Deicorp</a> has released to market the fourth stage of its Hills Showground Village in <a href="/developments/castle-hill-nsw-2154">Castle Hill</a>.

Stage four introduces new one, two, and three-bedroom apartments ranging from $700,000 to $1.34 million, with many of the units including studies. All come with parking.

[smartcode_project:default project_id=133881 project_image_fid=209804]

Designed by <a href="/architects/turner-studio">Turner Studio</a>, the <a href="/new-apartments/hills-showground-village-castle-hill-2-mandala-parade-castle-hill">Hills Showground Village</a> aims to integrate with the existing suburban architecture of Castle Hill, known for its green leafy streets and brick buildings.&nbsp;

"We wanted to reimagine that suburban brick architecture within the project so that it has very much a sense of place and context," James McCarthy, Director of Turner Studio, explained.&nbsp;

[smartcode_project:default project_id=133881 project_image_fid=209812]

Nick Turner, Principal Architect of Turner Studio, also emphasised the importance of apartment design in the project.&nbsp;

"We want to optimise apartment plans, we want clarity in those apartment plans. Spaces are clear, clean, well proportioned, really functional and then respond to each of the aspects with which they look to," Turner said.&nbsp;

The apartments feature floor-to-ceiling glass walls to maximise natural light in the apartments.

[smartcode_project:default project_id=133881 project_image_fid=209807]

The kitchens are equipped with SMEG appliances, including an oven, gas cooktop, and microwave.&nbsp;They also feature an integrated pull-out pantry and a study area with shelving.

Internal spaces extend to outdoor entertaining areas with views of the new Showground precinct.

[smartcode_project:default project_id=133881 project_image_fid=209808]

"A lot of the apartments are either north-facing or corner apartments that create a unique offering,"&nbsp;McCarthy added.

"There's a real strength in the visual connection into the showgrounds, parklands, with views from the apartment side into the tree canopy directly opposite."

[smartcode_project:default project_id=133881 project_image_fid=209813]

Situated opposite the Showground Metro Station, the precinct includes a full-line supermarket and over 30 specialty retail outlets, cafés, and restaurants.&nbsp;

The development also offers a range of communal facilities including barbecue areas, dining options, entertainment facilities, and a playground, all set amidst landscaped native gardens and green spaces.

[smartcode_project_cta:default project_id=133881]

Situated opposite the Showground Metro Station, Hills Showground Village includes a full-line supermarket and over 30 specialty retail outlets, cafés, and restaurants. 

Deicorp release fourth stage of Castle Hill masterplan, Hills Showground Village

The fringe of Double Bay is set for a striking new apartment development.

Architecture firm&nbsp;<a href="/architects/antoniades-architects">Antoniades Architects</a>&nbsp;has worked with a private developer on the eight-level development at 252-254 New South Head Road, on the border of <a href="/developments/double-bay-nsw-2028">Double Bay</a> and Edgecliff, where they're proposing to demolish a deteriorating apartment building.

There will be 24 studio, one, two and three-bedroom apartments across the $22 million development that has been designed to optimise the site’s northern orientation for both solar benefits and views of the Sydney Harbour.

<img alt="Antoniades Architects design Double Bay development application" data-entity-type="file" data-entity-uuid="b0a9aa4a-aab2-4903-82d0-61b869689297" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/252-254%20NEW%20SOUTH%20HEAD%20ROAD.png?VersionId=3JLyYAwuGBUiqMDFw8La_Fr1sLCPS.Mo" />

The apartment layouts are designed to provide larger living spaces with various room sizes to accommodate different uses. Each apartment will have private open balconies.

A communal room on level one will adjoin an outdoor and undercover area equipped with seating and BBQ facilities, intended for social interaction. This space will connect to common gardens, featuring a pathway to a northern setback area designed for active and passive recreation.

Level eight will feature another communal open space with seating, shaded planting areas, and views of Sydney Harbour.

For residents' convenience, appropriate bicycle parking will be provided along with charging stations for electric vehicles.&nbsp;Other sustainable design features include the use of low-maintenance plant species and on-site water-saving measures such as rainwater storage and reuse for landscaping.

First Look: Antoniades Architects design new Double Bay apartment development

Jonathan Leishman’s Churchill Development Group has submitted a development application for a mixed-use project in Newstead.

Dubbed Breakfast Creek Quarter, the proposal aims to transform a 6778-square-metre site fronting Breakfast Creek Road, as well as Ross and Durong streets, into a vibrant residential and commercial precinct.

Breakfast Creek Quarter will comprise three towers rising 23, 26, and 28 storeys housing a total of 752 apartments, with almost 80 per cent designated as build-to-rent units.&nbsp;

The tallest tower will feature 164 build-to-sell apartments.

<img alt="Breakfast Creek Quarter" data-entity-type="file" data-entity-uuid="43f30d5f-78db-4d7c-b155-937240885017" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Breakfast%20Creek%20Quarter%20facade.png?VersionId=QVJTnvrOH1OX5R3r2qJJGNrzzqTxDtKd" />

Designed by <a href="/architects/mas-architecture-studio">MAS Architecture Studio</a>, Breakfast Creek Quarter maximises northern solar exposure and offers expansive views of Hamilton Hill and the Brisbane River.&nbsp;

Full-height glazing in the residential towers is intended to allow deep solar penetration into living spaces, while solid elements on the western façade will mitigate the effects of western solar exposure and provide privacy.

At the ground level, the plan includes an activated laneway and a landscaped civic plaza facing Breakfast Creek Road, envisioned as an extension of <a href="/new-apartments/newstead-qld-4006">Newstead</a> Park, designed to enhance interaction with the streetscape.&nbsp;

Communal recreation and green spaces are also distributed throughout the podium, with ‘City Rooms’ offering residents spaces to relax and engage with views of the Brisbane River.

The development will include various amenities for residents, such as pools, steam rooms, outdoor kitchens, dining spaces, and sun decks on the rooftop and podium terraces. Dedicated work-from-home spaces will also be available to residents.

<img alt="Breakfast Creek Quarter laneway" data-entity-type="file" data-entity-uuid="c82fa385-702f-4fba-b864-36cb9d9daf7e" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Breakfast%20Creek%20Quarter%20laneway.png?VersionId=Qm31mKmqbeAAwVzug77ckH1vCK5jP5_." />

Strategically located, Breakfast Creek Quarter is within walking distance of the Gasworks precinct and Fortitude Valley's dining and entertainment areas.&nbsp;

The project is also within numerous active transport options, including Brisbane City Council buses, QR trains (Fortitude Valley and Albion stations), and CityCat ferries. The proximity to cycleways and pedestrian paths also supports the use of e-scooters and city cycles.

A new laneway from Ross Street to Breakfast Creek Road is also planned to enhance pedestrian traffic through the site and support the use of e-scooters and city cycles.

The Breakfast Creek Quarter development will proceed in two stages.&nbsp;

The first stage will involve constructing the 28-storey north tower, followed by the simultaneous construction of the east and west towers with a combined 588 build-to-rent units.&nbsp;

Parking for around 580 cars will be accommodated in two basement levels and three podium levels.

Designed by MAS Architecture Studio, Breakfast Creek Quarter maximises northern solar exposure and offers expansive views of Hamilton Hill and the Brisbane River

Breakfast Creek Quarter to bring three apartment towers to Newstead

Urban Property Group&nbsp;has picked&nbsp;Central Coast Quarter, the mixed-use development in Gosford, from collapsed developer St Hilliers Group.

The development comprises 334 apartments, 2,800 sqm of retail space, and a public domain, including a food and beverage precinct.

The <a href="/new-apartments/central-coast-quarter-32-mann-street-gosford">Central Coast Quarter</a> project transition to <a href="/developers/urban-property-group">Urban Property Group</a> reflects the NSW Industry reforms of the past five years, aimed at fostering trust and quality in the building sector.

David Chandler OAM, NSW Building Commissioner, highlighted this, stating, “Trustworthy players delivering trustworthy buildings – which we backed by the assurance of iCIRT ratings and LDI – 10-year warranty insurance.”

Urban Property Group views this acquisition as a strategic investment in the Central Coast. The company is committed to resuming construction immediately, starting with stage one, dubbed The Waterfront.&nbsp;

This phase will involve the development of a 25-storey mixed-use building. Sales for the project will recommence this month, and existing sales agreements will be honoured.

To protect buyers, Urban Property Group will implement 10-year Latent Defects Insurance, offering protection against unforeseen construction defects for a decade from the purchase date.&nbsp;

Read more:&nbsp;<a href="/news/what-is-latent-defects-insurance-and-is-it-bringing-confidence-to-the-off-the-plan-apartment-market">What is Latent Defects Insurance and is it bringing confidence to the off the plan apartment market?</a>

The move aims to provide additional security and confidence to buyers, who have already been given the option to rescind their contracts if desired.

Patrick Elias, CEO of Urban Property Group, highlighted the crucial role of well-capitalised and well-managed property groups in maintaining stability and revitalising projects during uncertain times to ensure continuity for buyers, the construction industry, and communities.

Urban Property Group, a family business with over three decades of experience, plans to leverage its comprehensive capabilities in funding, designing, developing, and building to ensure the successful completion of the Central Coast Quarter project.

To protect buyers, Urban Property Group will implement 10-year Latent Defects Insurance, offering protection against unforeseen construction defects for a decade from the purchase date

Urban Property Group acquires Central Coast Quarter from St Hilliers

Stage Two of the <a href="/developments/maidstone-vic-3012">Maidstone</a> townhouse development,&nbsp;<a href="/new-townhouses/wattle-house-maidstone-62-90-wattle-road-maidstone">Wattle House</a>, has been released to the market.

Located in the heart of family-oriented Maidstone, Wattle House comprises a total of 79 freehold townhouse lots designed by award-winning architect <a href="/architects/clarke-hopkins-clarke-0">Clarke Hopkins Clarke</a>.

[smartcode_project:default project_id=142236 project_image_fid=245821]

Wattle House is characterised by a neutral external palette of materials that matches the homeliness of its interiors.

Each townhouse boasts a generous four-bedroom floor plan with secure garage parking, providing the space and flexibility for growing families.&nbsp;

[smartcode_project:default project_id=142236 project_image_fid=245823]

The homes come equipped with high-end SMEG appliances in their designer kitchens, complete with cleverly integrated storage solutions to ensure residents do not need to compromise on space within their homes.

Buyers at Wattle House also have the option to choose from two distinct colour palettes for their new homes.

[smartcode_project:default project_id=142236 project_image_fid=245826]

Residents of Wattle House will have access to a range of amenities, including the existing Central Park, gardens, children’s playground, and BBQ area that are part of the newly completed Stage One of the development.&nbsp;

The community is also strategically situated, offering easy access to Highpoint Shopping Center and <a href="/new-apartments/maribyrnong-vic-3032">Maribyrnong</a>.

Prices for the Stage Two units at Wattle House start from $945,000.

[smartcode_project_cta:default project_id=142236]

Prices for the Stage Two units at Wattle House start from $945,000

Remaining Wattle House townhouses in Maidstone released

KM Develop's Chapter Ashburton apartment development is nearing its final stages, with construction now 95 per cent complete.&nbsp;

Located at 363-367 High Street in Ashburton, <a href="/buildings/chapter-ashburton-363-367-high-street-ashburton">Chapter Ashburton</a> comprises 24 one, two, and three-bedroom apartments designed with the owner-occupier in mind, in a collaborative effort between <a href="/architects/ewert-leaf">Ewert Leaf</a> and landscape architecture firm <a href="/landscape-architect/john-patrick-landscape-architects">John Patrick</a>.&nbsp;

<a href="/builders/hamilton-marino">Hamilton Marino</a>, the construction firm behind the project, has projected the development to be fully completed within three weeks.&nbsp;

[smartcode_project:default project_id=105071 project_image_fid=230438]

Chapter has already sold over 85 per cent of its apartments, with only a few two and three-bedroom units still available, starting at $898,000. KM Develop is only requiring a $20,000 deposit at this stage.

Steven Wong, <a href="/developers/km-develop">KM Develop</a> Managing Director, expressed his enthusiasm for the project, highlighting its significance for the area.

"Apartment projects of this quality do not exist in <a href="/developments/ashburton-vic-3147">Ashburton</a>," Wong says.

"The options for people to downsize within this area are very limited. People love living in Ashburton because of its great vibe and strong sense of community. We saw an opportunity to fill a gap and to provide high-quality apartments equal to those you see in <a href="/new-apartments/glen-iris-vic-3146">Glen Iris</a>, <a href="/new-apartments/malvern-vic-3144">Malvern</a>, and <a href="/new-apartments/camberwell-vic-3124">Camberwell</a>."

[smartcode_project:default project_id=105071 project_image_fid=205545]

Residents of Chapter Ashburton will enjoy an array of amenities, including EV charging with individual power outlets for all resident car parking spaces, integrated parcel delivery through secure lockers, and a convenient dog wash bay for pet owners.&nbsp;

The project also meets BESS sustainability standards, incorporating initiatives such as a rainwater harvesting system for toilet flushing and irrigation.

Darren Blair from Blair Property Group is handling the sales.

[smartcode_project_cta:default project_id=105071]

Steven Wong, KM Develop Managing Director, expressed his enthusiasm for the project, highlighting its significance for the area

KM Develop's Chapter Ashburton now 95 per cent complete

Multi-residential apartment developer H1Land Group has commenced construction on their Highett apartment development, Southpoint.

<a href="/developers/h1land-group">H1Land</a> grabbed one of the most connected blocks of land in the whole of Highett, where the&nbsp;<a href="/architects/rothelowman">Rothelowman</a>-designed <a href="/new-apartments/southpoint-highett-1233-nepean-highway-highett">Southpoint</a> towers will rise from completed in early 2026.

[smartcode_project:default project_id=3844 project_image_fid=224757]

Southpoint will consist of a 12-level building offering views over Bayside and a four-level building fronting Matthieson Street, designed for more exclusive, boutique-style living.

The development will include 217 apartments, ranging from one to three bedrooms, with prices starting at $465,000 for a one-bedroom unit.

The 12-level building will feature rooftop amenities, including a plunge pool, communal well-being spaces, barbecue facilities, and a bar area. These amenities will provide uninterrupted 360-degree views of the Bay, CBD, and Dandenong Ranges.

[smartcode_project:default project_id=3844 project_image_fid=224760]

Southpoint is strategically located across the road from Westfield Southland, one of Australia's largest shopping centres, and is just a six-minute walk from Southland Train Station.

The development is also a 10-minute drive from Melbourne's Bayside beaches and within the catchment area of several reputable educational institutions including Firbank Grammar, Mentone Grammar, and Cheltenham Secondary College.

Southpoint is expected to be completed by early 2026, providing a mix of residential options aimed at both families and professionals looking for a connected and well-serviced location.

Savills is handling the project marketing for Southpoint.

[smartcode_project_cta:default project_id=3844]

Southpoint is expected to be completed by early 2026, providing a mix of residential options aimed at both families and professionals looking for a connected and well-serviced location

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