ASX-listed developer <a href="https://www.apartments.com.au/developers/stockland">Stockland</a>&nbsp;is continuing its push back into the new apartment market, filing plans for a prominent gateway site between Collingwood and East Melbourne.

The development giant, which moved back into the new apartment space when it announced Stanton Place in Sydney's Rosebery and have since filed plans for a 50-storey tower, are jumping into the off the plan Melbourne market.

They are hoping to create a mixed-use neighbourhood precinct for <a href="https://www.apartments.com.au/new-apartments/79-81-victoria-parade-collingwood-vic-3066">79-81 Victoria Parade</a>, replacing an existing commercial building with a scheme by <a href="https://www.apartments.com.au/architects/john-wardle-architects">Wardle</a>&nbsp;for 478 apartments,&nbsp;ground-floor retail, new public open spaces and a publicly accessible pedestrian laneway.

<img alt="First look: Stockland plans new mixed-use neighbourhood precinct for Collingwood gateway site" data-entity-type="file" data-entity-uuid="72dbbca9-3918-4073-afad-a0c0c35be8e7" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/stockland%20pers.png?VersionId=bzMVUKKxvwuNK1m0v_td126Rgct32uk_" />

The design report identifies the public realm as a central driver of the proposal.

"Collingwood has limited access to high-quality parks and public open space, and the proposal delivers valuable new areas for respite, social interaction and fine-grain retail activity."

The development would deliver a diverse mix of housing, including studio, one, two and three-bedroom apartments alongside townhouse-style residences. Two basement levels are proposed beneath the development, providing resident and retail parking as well as extensive bicycle facilities.

Wardle's design draws heavily on Collingwood's industrial character, using articulated building forms, brickwork and robust materials inspired by the suburb's warehouse and manufacturing heritage. The built form has been broken into a series of smaller volumes to better respond to the surrounding streetscape while extensive communal gardens, rooftop amenities and shared resident spaces are integrated throughout the project.

<img alt="First look: Stockland plans new mixed-use neighbourhood precinct for Collingwood gateway site" data-entity-type="file" data-entity-uuid="7b2135ed-65df-4253-ad53-f216f06bd467" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/stockland%20podium.png?VersionId=l1B6Hqn8zs772VxH6L1fDPg0KHshan9v" />

The planning documents describe the existing office building as offering little engagement with the public realm, with the redevelopment intended to create a more permeable and active neighbourhood destination.

"The proposed scheme presents a significant opportunity to deliver a vibrant retail plaza and a local neighbourhood hub serving both existing and future Collingwood residents."

The 79–81 Victoria Parade site occupies a strategic location about 1.5 kilometres east of Melbourne's CBD, at the threshold between Collingwood and East Melbourne. It is well served by tram services along Victoria Parade and sits within walking distance of St Vincent's Hospital, Fitzroy Gardens, the Fitzroy activity centre and a broad range of employment, retail and hospitality destinations.

Joel Robinson

Stockland plans new mixed-use neighbourhood precinct for Collingwood gateway site

An 1880s timber cottage that has survived Kangaroo Point's transformation from riverside suburb to high-density apartment precinct is set to become the centrepiece of <a href="https://www.apartments.com.au/developers/zephyr">Zephyr Group</a>'s proposed Banksia development.

Rather than see the locally heritage-listed Alpha Cottage as an obstacle to navigate, plans integrate the landmark home into a new 18-storey residential tower, giving one of the suburb's oldest surviving residences a new role as the project's communal hub.

The development application covers a 1,177 sqm amalgamated site at 127-133 Lambert Street and 30 Shafston Avenue, where Zephyr Group plans to deliver 64 apartments above three basement levels. Designed by <a href="https://www.apartments.com.au/architects/joe-adsett-architects">Joe Adsett Architects</a>, the proposal carefully weaves the retained heritage cottage into a contemporary residential scheme, with the tower elevated above the historic building to preserve its presence within the Lambert Street streetscape.

<img alt="First look: Zephyr Group's Banksia to wrap new Kangaroo Point tower around 1880s Alpha Cottage" data-entity-type="file" data-entity-uuid="f9dc5bdb-d691-4c60-bf2b-c3ed405a3e75" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Banksia.png?VersionId=Jh4bjlewU.o8HXWt0V4KaFA_lPcF7KWM" />

Named after the native Australian Banksia flower, the project draws inspiration from its distinctive form through curved balconies, sculpted planter boxes and cascading subtropical landscaping that soften the building's profile.

As the design report explains: "The tower's identity is defined by its feature facade, drawing direct inspiration from the Banksia wildflower. The building departs from traditional rigidity through the use of elegant, GRC-moulded planter boxes that appear as if shaped by the breeze."

Plans propose 64 apartments, comprising 32 two-bedroom and 32 three-bedroom residences, across an 18-storey tower. Residents would have access to rooftop amenities including a swimming pool, spa, gym, sauna, private cinema, dining spaces and landscaped recreation areas, while more than half the site is dedicated to planting and open space.

<img alt="First look: Zephyr Group's Banksia to wrap new Kangaroo Point tower around 1880s Alpha Cottage" data-entity-type="file" data-entity-uuid="16041b5f-033e-47fa-8fbe-9886e072c1f2" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/pool.png?VersionId=kpx5w4EbLx0_TdWfDoD1vrSs0_cZ5Ao1" />

The heritage component is the defining feature of the proposal. Constructed in the early 1880s and occupied from at least 1883, Alpha Cottage is recognised by Brisbane City Council as an important surviving example of Kangaroo Point's nineteenth-century residential development and as a representative transverse-gable timber cottage. Despite extensive redevelopment across the peninsula, the building has retained a high degree of its original form and internal fabric.

As part of the redevelopment, the cottage will be carefully relocated a short distance within its original allotment to facilitate construction before being returned to a prominent position along Lambert Street. Original verandah elements will be dismantled, catalogued and reinstated, while significant internal features, including timber flooring, wall linings, joinery, doors, windows and hardware, will be retained. Later additions, including the enclosed rear verandah, will be removed to better reveal the building's original form.

Once restored, Alpha Cottage will accommodate the building manager's office, mail room and parcel facilities, providing an active everyday use that supports its long-term conservation rather than preserving it as a static display. The heritage strategy also maintains landscaped space around the building, allowing it to remain visually distinct beneath the new tower.

<img alt="First look: Zephyr Group's Banksia to wrap new Kangaroo Point tower around 1880s Alpha Cottage" data-entity-type="file" data-entity-uuid="43b027e1-576e-4624-a66c-7cc54ea8b7be" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/banksia%20tower.png?VersionId=2W6E2yfkj2AQlWlLeV986grA5zB9f817" />

The Heritage Impact Assessment concludes that "the proposal secures the ongoing occupation, maintenance and conservation of Alpha Cottage," finding the development would result in "no more than a minor impact on the cultural heritage significance" of the building while ensuring its long-term future.

Joe Adsett Architects have designed the tower to sit above the heritage building rather than overwhelm it, creating a clear visual separation between old and new. The development's flowing balconies, integrated planting and organic façade respond to Brisbane's subtropical climate while complementing the restored cottage below.

Banksia occupies a prominent corner in Kangaroo Point within walking distance of the Kangaroo Point Bridge, Brisbane River, ferry services, QUT, the CBD and the Woolloongabba precinct. The site also benefits from direct access to active transport infrastructure and sits within an area earmarked for continued higher-density residential growth.

Zephyr Group's Banksia to wrap new Kangaroo Point tower around 1880s Alpha Cottage

Buying into a masterplanned community often means committing to a vision still years from taking shape. At <a href="https://www.apartments.com.au/new-apartments/kew-tallawong-23-27-schofields-road-tallawong-nsw-2762">Kew Tallawong</a>, that vision is already visible.

Residents have moved into the completed first stage, landscaped spaces are established, and the next chapter is now underway. Stage 1 has been completed and settled, with Stage 2 now selling off-the-plan.

Designed by <a href="https://www.apartments.com.au/architects/pbd-architects">PBD Architects</a>, <a href="https://www.apartments.com.au/new-apartments/kew-tallawong-23-27-schofields-road-tallawong-nsw-2762">Kew Tallawong</a> combines attainable apartment living with sustainability initiatives rarely seen at this price point, including rooftop solar, battery storage and a resident EV-sharing program.

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Located on Schofi​elds Road, just moments from Tal​lawong Metro Station and Schof​ields Train Station, <a href="https://www.apartments.com.au/new-apartments/kew-tallawong-23-27-schofields-road-tallawong-nsw-2762">Kew Tallawong</a> has been designed to appeal to a broad mix of buyers, from first-home purchasers looking for a foothold in Sy​dney's property market to downsizers seeking a connected, low-maintenance lifestyle.

<a href="https://www.apartments.com.au/new-apartments/kew-tallawong-23-27-schofields-road-tallawong-nsw-2762">Kew Tallawong</a> has been conceived as a thoughtfully planned masterplanned community that will evolve over multiple stages, with buyers now able to secure one, two and three-bedroom apartments within a neighbourhood that is already beginning to establish its identity.

One of the project's defining features is its focus on sustainability. Solar energy systems, battery storage and future EV charging infrastructure have been incorporated throughout the development, reflecting a long-term approach to both environmental performance and everyday convenience.

Sustainability sits at the centre of the development's vision, with solar energy systems, battery storage and future EV charging infrastructure integrated throughout the community.

That emphasis on future-ready living extends beyond the technology. Landscaped communal gardens, outdoor gathering spaces and plans for a future retail precinct aim to create a neighbourhood where residents can access daily conveniences without travelling far from home.

[smartcode_project:default project_id=149637 project_image_fid=351027]

The apartments themselves have been designed with liveability front of mind. Rather than chasing maximum density, the focus has been placed on creating practical homes with generous natural light, usable layouts and strong connections to outdoor space.

Importantly, these design principles have been applied consistently across the one, two and three-bedroom apartment offerings.

The appeal of <a href="https://www.apartments.com.au/new-apartments/kew-tallawong-23-27-schofields-road-tallawong-nsw-2762">Kew Tallawong</a> is also closely linked to its location within Syd​ney's rapidly evolving north-west growth corridor. Over the past decade, major infrastructure investment has transformed the area, with new transport links, business precincts and community facilities reshaping suburbs like Talla​wong and Schofiel​ds.

The agent says buyers are increasingly recognising the area's long-term potential.

"Typical buyers that we're finding across <a href="https://www.apartments.com.au/new-apartments/kew-tallawong-23-27-schofields-road-tallawong-nsw-2762">Kew Tallawong</a> especially are your first-home buyers, your investors, your upsizers as well as your downsizers," Hawes says.

Connectivity remains one of the project's strongest drawcards. Residents have access to both Tallaw​ong Metro Station and Schofi​elds Train Station, providing links to the Sydn​ey CBD, Norw​est Business Park, Macquari​e Park and other major employment hubs. Retail centres including Rous​e Hill Town Centre and Sch​ofields Village are also nearby, alongside schools, parks and future healthcare infrastructure.

[smartcode_project:default project_id=149637 project_image_fid=351031]

For Stage 1 resident Roji, it is the balance between convenience and comfort that has defined the experience of living at Kew.

"For me, it's a balance of quality and convenience," she says. "Everything I need is right here."

"If I wanted to catch the train, Scho​fields Station is just around the corner. Tallaw​ong Metro connects me to the city."

More importantly, she says, the development has delivered something that cannot be measured in floorplans or specifications.

"<a href="https://www.apartments.com.au/new-apartments/kew-tallawong-23-27-schofields-road-tallawong-nsw-2762">Kew Tallawong</a> feels like home."

[smartcode_project:default project_id=149637 project_image_fid=351024]

As Stage 2 enters the market, that lived experience may be one of the project's strongest selling points. Buyers are not purchasing into an untested concept or a future promise. They are joining a community that is already taking shape.

Ongoing investment in transport, retail, healthcare and public open space continues to strengthen the appeal of Syd​ney's north-west growth corridor, while <a href="https://www.apartments.com.au/new-apartments/kew-tallawong-23-27-schofields-road-tallawong-nsw-2762">Kew Tallawong</a>'s established first stage provides buyers with a tangible sense of the community's future direction.

For a limited time, buyer can secure a new home at <a href="https://www.apartments.com.au/new-apartments/kew-tallawong-23-27-schofields-road-tallawong-nsw-2762">Kew Tallawong</a> with just a $10,000.

[smartcode_project_cta:default project_id=149637]

Kew Tallawong: A growing community taking shape in Sydney's north-west

<a href="https://www.apartments.com.au/developers/freecity">Freecity</a> has received development approval for its 51-storey mixed-use tower at 153-157 Walker Street, North Sydney, set to be one of the tallest mixed-use residential-led buildings in one of Sydney’s most sought-after commercial and residential addresses.

Lodged as a State Significant Development Application (SSDA) through the Housing Delivery Authority (HDA) pathway and approved by the NSW Department of Planning, Housing and Infrastructure following a comprehensive public exhibition and submissions process, <a href="https://www.apartments.com.au/new-apartments/153-walker-street-north-sydney-nsw-2060">the project</a> will deliver 296 apartments, alongside a 170-room, luxury hotel, activated retail and significant public domain improvements.

Situated just 200 metres from Victoria Cross Metro Station, on one of the largest developable sites in North Sydney, the development will rise to 234 metres, making it one of the tallest buildings in the suburb. With an end value of approximately $1.5 billion, the project responds directly to the NSW Government’s mandate to accelerate housing delivery in well-located, transit-connected areas.

<img alt="Freecity gets green light for mixed-use residential and hotel tower in North Sydney" data-entity-type="file" data-entity-uuid="192ec455-94bf-4e01-83ef-922b1b269d67" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Freecity%20-%20Walker%20Street%20North%20Sydney%201%20RESIZED%20.jpg?VersionId=Bzqp0SBHCDvLAHjA4QXkjuGoOEIh73Jl" />

The apartment mix will cater to a broad range of buyers, with 65 studio and one-bedroom apartments, 139 two-bedroom residences, 35 three-bedroom apartments, 48 four-bedroom homes, and nine penthouses. Residents will have access to a dedicated amenity level on Level 33, featuring a swimming pool with views towards the Harbour Bridge, Sydney Opera House and North Sydney CBD, as well as a gym, library, shared kitchen, lounge and outdoor entertaining areas.

The hotel will occupy the lower six levels of the building and include meeting and function spaces, a wellness centre with gym, yoga studio, swimming pool and sauna, further strengthening North Sydney's growing hospitality offering.

At ground level, the development has been designed to improve pedestrian connections through the precinct. More than 700 sqm of retail space will activate the street frontage, while a landscaped through-site link connecting Walker Street, Little Walker Street and Doris Fitton Park will provide new public open space with seating, paving and extensive native landscaping.

Freecity Group Co-Founder and Joint CEO Tony Sun said the project represents one of the most significant development opportunities currently available in North Sydney.

"This is one of the most significant development sites in North Sydney and it comes at a pivotal moment for the precinct," Sun said.

"North Sydney is undergoing a genuine transformation, and this project will contribute housing the city urgently needs while creating a landmark destination."

Executive Director of Development Michael Romano said demand for both residential and hotel accommodation would continue to strengthen as the Metro precinct matures.

"The structural demand for high-quality housing and hotel accommodation in North Sydney is compelling, and will only grow as the precinct continues to evolve around the new Metro station," Romano said.

Architectus has designed the tower, orientating the apartments to maximise views towards Sydney Harbour while introducing a sculpted façade intended to respond to light, wind and the surrounding skyline.

Architectus Principal Marko Damic said the design sought to create a tower that contributes to the public realm as much as the skyline.

"We wanted to design a tower that doesn't just sit in the skyline but actively participates and contributes to city life," Damic said.

First look: Freecity gets green light for mixed-use apartment and hotel tower in North Sydney

<a href="https://www.apartments.com.au/developers/abadeen">Abadeen</a> and <a href="https://www.apartments.com.au/developers/perifa">PERIFA</a> have celebrated the topping out of <a href="https://www.apartments.com.au/new-apartments/putney-wharf-harbourfront-precinct-20-waterview-street-putney-nsw-2112">Putney Wharf,</a> marking a significant milestone in the delivery of one of Syd​ney's most anticipated waterfront communities.

Located on Sydney's harbourfront at <a href="https://www.apartments.com.au/developments/putney-nsw-2112">Putney</a>, the project has now reached its highest structural point, with construction progressing strongly towards completion in 2027. 
&nbsp; 
The milestone was celebrated on-site with project partners Phoenix Property Investors, Mitsubishi Estate Asia, Versatile Construction, <a href="https://www.apartments.com.au/architects/sjb-architects">SJB</a>, consultants and stakeholders, to recognise the collective effort behind the transformation of the historic waterfront site into a vibrant new residential, marina and lifestyle destination.

[smartcode_project:default project_id=13962 project_image_fid=362240] 
&nbsp; 
<a href="https://www.apartments.com.au/new-apartments/putney-wharf-harbourfront-precinct-20-waterview-street-putney-nsw-2112">Putney Wharf</a> will deliver a mix of waterfront residences and terraces, complemented by a private 36-berth marina, waterfront dining opportunities and a revitalised foreshore designed to reconnect the community with the river's edge. 
&nbsp; 
Abadeen Executive Chairman and Founder Justin Brown said the project represented a rare opportunity to create the next chapter in Sydn​ey's long history of successful waterfront precincts. 
&nbsp; 
"Throughout Sydney, some of the city's most sought-after addresses have emerged from carefully considered waterfront precincts such as Woolloom​ooloo Wharf, Walsh Bay and Breakfast Point," Brown said.

[smartcode_project:default project_id=13962 project_image_fid=362566] 
&nbsp; 
"What makes these places so successful is that they become much more than residential developments," Brown said.

"They bring together homes, hospitality, marina facilities, public spaces and a strong sense of community in locations where future supply is incredibly limited."

Brown has long described absolute waterfront land in Sy​dney as "finite."

"Once these opportunities are developed, they are rarely replicated. That's why Syd​ney's waterfront precincts have consistently demonstrated strong demand and long-term value growth over many decades. 
&nbsp; 
"<a href="https://www.apartments.com.au/new-apartments/putney-wharf-harbourfront-precinct-20-waterview-street-putney-nsw-2112">Putney Wharf</a> is one of the few remaining opportunities to secure a residence within a masterplanned waterfront community that combines direct water access, marina ownership opportunities and a genuine village lifestyle just moments from the Sy​dney CBD."

[smartcode_project:default project_id=13962 project_image_fid=362564] 
&nbsp; 
PERIFA Founder and Managing Director Fabrizio Perilli said the project reflected a shared commitment to delivering exceptional places that create long-term value for residents and the broader community. 
&nbsp; 
"The topping out milestone is a significant achievement for the Versatile Group and a testament to the collaboration between all project partners, consultants and contractors involved," Perilli said. 
&nbsp; 
"Beyond the residences themselves, <a href="https://www.apartments.com.au/new-apartments/putney-wharf-harbourfront-precinct-20-waterview-street-putney-nsw-2112">Putney Wharf</a> will establish a new waterfront destination that celebrates the history, character and lifestyle of this unique location while creating a lasting legacy for future generations."

[smartcode_project:default project_id=13962 project_image_fid=291195] 
&nbsp; 
Construction is being delivered by <a href="https://www.apartments.com.au/builders/versatile">Versatile Construction</a>, with structural works now substantially complete across the precinct. Attention will progressively shift to the construction of the waterview terraces, apartment façades, services and interior fit-out works over the coming months. 
&nbsp; 
With limited residences and marina berths remaining, <a href="https://www.apartments.com.au/new-apartments/putney-wharf-harbourfront-precinct-20-waterview-street-putney-nsw-2112">Putney Wharf</a> continues to attract strong interest from owner occupiers and downsizers seeking a premium waterfront lifestyle within close proximity to Putne​y Village, Rh​odes, Top Ry​de and the Syd​ney CBD. 
&nbsp; 
As one of the last opportunities to secure a residence within a new masterplanned waterfront community on Sy​dney Harbour, <a href="https://www.apartments.com.au/new-apartments/putney-wharf-harbourfront-precinct-20-waterview-street-putney-nsw-2112">Putney Wharf</a> is expected to remain a highly sought-after address for years to come.

[smartcode_project_cta:default project_id=13962]

Abadeen, PERIFA, top out Putney Wharf harbourfront precinct

Sydney’s property market is known for high prices, competitive bidding, and mounting pressure on first home buyers. But change is on the horizon.

From late 2025, eligible first home buyers in New South Wales will have access to a new federal government initiative aimed at addressing affordability: the Help to Buy Scheme.&nbsp;

<h2>What is the Help to Buy Scheme?</h2>

The program introduces a shared equity model intended to reduce the upfront cost of entering the property market, particularly in high-demand urban areas such as Sydney.

The scheme operates under a shared ownership structure in which the federal government takes an equity stake of up to 40 per cent for new homes, or 30 per cent for existing dwellings. This arrangement allows eligible buyers to significantly reduce their loan size and avoid the added cost of Lenders Mortgage Insurance (LMI).

Under this model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required. The government’s contribution is not a loan but a co-ownership stake in the property. As such, there is no interest or rent charged on its portion.

Because the government’s equity combined with the buyer’s deposit typically meets or exceeds the 20 per cent threshold, LMI does not apply. The remaining balance, generally between 60 and 70 per cent of the property’s value, is financed through a standard home loan with a participating lender.

The government's equity in the property remains in place until the buyer chooses to repay it voluntarily or until the property is sold. Buyers can buy back the government’s share over time, in increments of at least five per cent, depending on their financial situation.

There is no fixed repayment timeline, but the amount to be repaid will be based on the property's market value at the time of repayment, not the original purchase price.

<h2>How do you qualify for the&nbsp;Help to Buy Scheme?</h2>

To qualify for the Help to Buy Scheme, applicants must meet the following conditions:

<ul>
	<li>Be an Australian citizen at least 18 years of age.</li>
	<li>Be a first-home buyer who does not currently own property.</li>
	<li>Intend to live in the property as their primary residence.</li>
	<li>Earn less than $100,000 per year for individuals, or $160,000 for couples.</li>
	<li>Purchase a property within the regional price caps, currently $950,000 in Sydney, though this is expected to rise to approximately $1.3 million ahead of the program’s launch.</li>
</ul>

While the Help to Buy Scheme does not solve affordability challenges across the board, it does offer a more accessible pathway for a defined segment of the market, particularly younger buyers with moderate incomes who have been priced out of traditional lending routes.

The scheme is expected to commence in NSW in late 2025, as part of a national rollout.

Under the new model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required

Help to Buy Scheme: What first home buyers in NSW need to know

The First Home Owners Grant (FHOG) is a government initiative designed to help eligible first-time home buyers by offering financial assistance towards the purchase or construction of a new home.

While the FHOG is a nationwide program, it is administered separately by each state and territory, meaning the eligibility criteria, grant amounts, and property requirements can vary depending on your location. This means that the amount available and the conditions attached to the grant will differ, so it is important to check the specific guidelines for your state or territory.

It’s important to note that the FHOG is just one of several incentives available to first home buyers. In most states and territories, the grant is not linked to stamp duty exemptions or concessions, with the exception of the Australian Capital Territory (ACT). The FHOG is typically a one-off payment, reducing the overall cost of purchasing or building a new home before any stamp duty concessions are applied.

Below, we provide a breakdown of the First Home Owner Grants available across Australia, outlining the specific details for each state and territory.

<h2>New South Wales First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $600,000. For land purchases and owner-builders, the threshold extends to $750,000.

Stamp Duty Benefits: Provides full stamp duty exemption for homes valued up to $800,000, with concessions available for properties up to $1 million.

<h2>Victoria South Wales First Home Owner Grant</h2>

First Home Owner Grant: Provides a $10,000 grant for first-home buyers purchasing or building new homes valued up to $750,000.

Stamp Duty Benefits: Offers full stamp duty exemption for properties up to $600,000, with concessions available up to $750,000.

<h2>Queensland First Home Owner Grant</h2>

First Home Owner Grant: Offers $30,000 for contracts signed between 20 November 2023 and 30 June 2025. The FHOG applies to new homes valued up to $750,000.

Stamp Duty Concessions: Provides additional concessions for properties valued up to $800,000.

<h2>Western Australia First Home Owner Grant</h2>

&nbsp;

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $750,000 in the southern regions and up to $1 million in the northern regions.

Stamp Duty Concessions: Available for homes valued up to $600,000 for transactions entered into on or after 9 May 2024.

<h2>Australian Capital Territory First Home Owner Grant</h2>

First Home Owner Grant: Replaced by the Home Buyer Concession Scheme, offering full stamp duty concessions for eligible buyers.

<h2>South Australia First Home Owner Grant</h2>

First Home Owner Grant: Provides up to $15,000 for new homes, including houses, apartments, and townhouses. As of 6 June 2024, there is no property value cap for eligibility.

Stamp Duty Relief: Available for new homes and vacant land purchases.

<h2>Tasmania First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes and off the plan purchases.

Stamp Duty Exemption: Between 18 February 2024 and 30 June 2026, first home buyers of established homes valued up to $750,000 receive a full exemption on property transfer duty.

<h2>Northern Territory First Home Owner Grant</h2>

First Home Owner Grant: The Northern Territory provides a $10,000 grant for new homes only. Additional government grants and concessions are available for first home buyers.

Stamp Duty Exemption: The only stamp duty exemption available to property buyers is the House and Land Package Exemption (HLPE).

Eligibility criteria and application processes differ across states. Prospective buyers should refer to their respective state revenue offices for full details on grant availability, conditions, and additional concessions.

Every First Home Owner Grant for new property by state

In the ever-evolving landscape of sustainable architecture and environmentally conscious design, systems and ratings in place can help determine the energy efficiency of residential buildings in Australia.

Australia has multiple building rating systems that evaluate energy efficiency and sustainability in existing and new building designs.

Some systems assess individual building components, while others provide an overall rating for the entire structure.

A rating system ensures that homes are comfortable and energy-efficient, whether you are buying, renovating, or building.

NatHERS (Nationwide House Energy Rating Scheme) is a common way for new homes to meet energy efficiency requirements.

As new developments continue to shape the urban environment, understanding NatHERS ratings becomes essential for developers and homeowners. This article delves into the concept of NatHERS ratings, their significance, and how they contribute to creating energy-efficient homes.

<h2>What is NatHERS?</h2>

NatHERS is a national initiative implemented by the Australian government to promote energy efficiency in residential buildings. The scheme aims to provide a standardised method for assessing the thermal performance of homes, considering factors such as insulation, orientation, ventilation, and building materials.&nbsp;

NatHERS ratings are the most common way new homes meet the National Construction Code's (NCC's) minimum energy efficiency requirements.&nbsp;

NatHERS assessments provide thermal and whole-home ratings for new homes, townhouses, and apartments.

The rating helps evaluate the energy performance of buildings, guides homeowners and developers to make informed decisions about the energy efficiency of their properties, and encourages the construction of more sustainable, comfortable, and cost-effective homes.

<h2>How NatHERS Ratings Work</h2>

NatHERS ratings are determined through four accredited software tools (AccuRate, BERS Pro, FirstRate5, HERO) using a calculation engine CSIRO developed to predict building temperature based on various factors.

The tools can model complex effects of building mass, insulation, window size, and other elements.

The outcome is a star rating that reflects the building's overall thermal efficiency, indicating how well it can maintain a comfortable indoor temperature without excessive reliance on heating or cooling systems.

The star rating scale ranges from 0 to 10, with a 6-star rating being the minimum requirement for compliance with the National Construction Code (NCC).&nbsp;

Achieving a higher star rating demonstrates a commitment to energy efficiency and sustainability, as the building is better equipped to minimise its environmental impact and reduce long-term energy costs.

Anyone can use NatHERS tools, but accredited assessors can provide certified ratings and professional advice.

<h2>Benefits of Higher NatHERS Ratings</h2>

Energy Efficiency: Buildings with higher NatHERS ratings are more energy-efficient, requiring less heating and cooling energy. This reduces the structure's carbon footprint and lowers occupants' energy bills.

Cost Savings: Homes with higher NatHERS ratings are generally more energy-efficient, resulting in reduced energy consumption for heating and cooling. This translates to lower energy bills for homeowners, making sustainable living environmentally friendly and economically viable in the long run.

Environmental Impact: Lower energy consumption directly translates to a reduced environmental impact. Buildings with higher NatHERS ratings contribute to the overall goal of mitigating climate change by lowering greenhouse gas emissions associated with heating and cooling systems.

Improved Comfort: Buildings with high NatHERS ratings offer better thermal comfort to occupants. Proper insulation, well-designed ventilation, and optimal orientation maintain a consistent and comfortable indoor temperature, providing occupants with a more enjoyable and healthier space.

Market Value and Desirability: Higher NatHERS ratings can enhance the market value of a property. As energy efficiency becomes a more significant consideration for homebuyers, a well-rated building may attract a premium price and stand out in the real estate market.

Compliance with Building Codes: NatHERS ratings are a vital component of the National Construction Code (NCC), and compliance with these ratings is often a mandatory requirement for new developments. Local councils and planning authorities may set minimum energy efficiency standards that must be met to obtain development approval.

The Nationwide House Energy Rating Scheme (NatHERS) is a crucial initiative shaping the future of energy-efficient, resilient, and cost-effective homes. With its recent upgrades, NatHERS has evolved into a world-leading tool for the building sector, supporting the global commitment to achieving net-zero emissions by 2050.

Staff Writer

What is a NatHERS rating in new off the plan apartment developments?

Mixed-use developments have gained significant popularity across Australia in recent years due to their unique blend of residential, commercial, and recreational spaces.

Unlike traditional single-purpose developments, mixed-use projects offer a harmonious integration of various functions within a single locale.

Residential units seamlessly coexist with commercial establishments, retail outlets, dining venues, entertainment hubs, and recreational facilities, with the combination not only enhances convenience but also fosters a vibrant lifestyle and a sense of community.

<h3>Convenience and accessibility</h3>

Mixed-use developments are designed with convenience in mind. They often integrate residential units with commercial spaces, retail outlets, restaurants, and recreational facilities, creating a self-contained community.

[smartcode_project:default project_id=114215 project_image_fid=204874]

The proximity allows residents to enjoy the convenience of having essential amenities and services within walking distance. Whether it's grabbing a cup of coffee, going grocery shopping, or accessing healthcare services, everything is conveniently located, saving residents time and effort.

<h3>Vibrant lifestyle and community</h3>

One of the major advantages of mixed-use developments is the vibrant lifestyle they offer. With a diverse range of amenities and communal spaces, residents have ample opportunities to interact, socialise, and build a sense of community.

[smartcode_project:default project_id=107714 project_image_fid=214122]

The presence of parks, community centres, and shared spaces fosters a lively atmosphere, encouraging residents to engage in various activities and events. The vibrant lifestyle within these developments creates a unique sense of belonging and camaraderie among the residents.

<h3>Potential for higher rental yields and property value appreciation</h3>

Mixed-use developments tend to attract a broad range of tenants and buyers due to their versatile nature. This high demand can result in higher rental yields for investors and potentially lead to property value appreciation over time.

[smartcode_project:default project_id=139989 project_image_fid=212887]

The integration of commercial and retail spaces attracts businesses, which can provide a stable rental income stream. Additionally, the popularity of mixed-use developments often drives up property values, making them a potentially lucrative investment in the long term.

<h3>Enhanced security and maintenance</h3>

Mixed-use developments typically have comprehensive security measures in place. With controlled access points, CCTV surveillance, and professional security staff, residents can enjoy enhanced safety and peace of mind.

[smartcode_project:default project_id=108019 project_image_fid=212658]

Additionally, these developments often have dedicated maintenance teams responsible for the upkeep of common areas, landscaping, and infrastructure. This ensures that the overall appearance and functionality of the development are well-maintained, creating a pleasant living environment for residents.

<h3>Live-work-play balance</h3>

One of the key attractions of mixed-use developments is the ability to achieve a desirable live-work-play balance. The integration of residential and commercial spaces allows residents to live closer to their workplaces, reducing commuting time and improving work-life balance.

The proximity to various amenities and recreational facilities encourages an active and healthy lifestyle. Residents can easily access fitness centres, parks, restaurants, and entertainment options, all within the same development, leading to a more fulfilling and convenient way of life.

alisonwarters@gmail.com

The top five reasons to buy in a mixed-use development

When buying a property, everyone needs to be aware of the additional costs that come as part of the buying process.

Often the largest outlay, after the deposit which goes to the bank, is stamp duty.

<h2 style="line-height: 1.38;">What is Stamp Duty?</h2>

Stamp duty is an extra tax to pay the government when you buy land, a property, and other certain assets.

It happens when the legal ownership is transferred. It can also be known as property transfer duty or transfer duty.

<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="415" src="https://www.youtube.com/embed/C32BWkB5--c" title="YouTube video player" width="660"></iframe>

<h2>Who pays Stamp Duty?</h2>

In some circumstances, you may get an exemption. For some states, you won’t have to pay for stamp duty if you are a first home buyer or a pensioner for houses under a particular price. There are also stamp duty concessions, where you may be entitled to a discount.

<h2>How much does Stamp Duty cost?</h2>

Each state has different rules which affect how much you need to pay. These rules can affect the rate you pay, and the timeframe you will need to pay in. Before you buy land or a property, make sure you check the up-to-date information for your state’s stamp duty.

You can use a free stamp duty calculator online to see approximately how much you’ll need to pay. Find out if you’re eligible for an exemption by enquiring on a project via Urban!

Overall, the stamp duty you need to pay will depend on:

<ul>
	<li aria-level="1">How much your land/property is worth</li>
	<li aria-level="1">Where your land/property is located</li>
	<li aria-level="1">What type of land/property it is</li>
</ul>

Want to find out more? <a href="https://www.youtube.com/@UrbanAustralia?utm_source=YouTube&amp;utm_medium=Video&amp;utm_campaign=Subscribe&amp;utm_id=Subscribe">Subscribe to our YouTube channel</a> for more property videos.

Ellen Walker

Off-the-plan property explained: What is stamp duty?

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Infinity Broadbeach comprises 63 beautifully appointed 3 and 4 bedroom residences, spanning over 39 storeys;

Half floor, 224m2 residences featuring north-facing balconies and superb views of the ocean an hinterland;

Whole floor, 451m2 residences boast uninterrupted 360 degree views with wrap around balconies; Premium finishes including imported marble and natural stone plus fully integrated appliances;

Resident facilities include a 20 metre north facing lap pool, generous indoor and outdoor entertaining areas, and a state of the art gymnasium.

Living minutes from Broadbeach’s world class parks, walking and cycle paths, and stunning beaches means nature’s playground is at your fingertips. Chase your dreams or simply relax your body and mind.

Here you’ll find streets rich in opportunity, exciting in atmosphere, boundless energy for work and play.

Everything that gives a richness to life is here: a broad sweep of beach along with restaurants, business and retail centres, the stimulation of fabulous Pacific Fair shopping and the world class entertainment of the Star Casino.
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urban.com.au

Explore whole floor luxurious residences at Infinity in Broadbeach

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Each townhouse is designed holistically; planned not from a checklist of fittings and finishes, but by considering first its position and orientation, envisaging how you will live in it and how it connects within and beyond its boundaries, and then equipping it for the needs and nuances of a contemporary lifestyle. Sleek design, latest fixtures and fittings, and a practical floor plan to accommodate all requirements.

<ul>
<li>Contemporary townhouses.</li>
	<li>Spacious and light filled interiors.</li>
	<li>Laid back location surrounded by parklands.</li>
</ul>
This excellence continues further in the bathroom with finishes including stone benchtop and beautiful floor to ceiling imported porcelain tiles and quality fixtures and fittings.

<figure><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/westmeadows-townhouses-15-wills-street-westmeadows-e3aba67718888db401d0eacd2f906afd.jpg?itok=PaSQGYdC" style="width: 580px; height: 435px;"></figure>Westmeadows is a laidback area studded with parks and schools, perfect for families. Matthews Avenue is the main thoroughfare, a cute, busy shopping strip packed with produce stores and cosy cafes. Westmeadows' attributes certainly speak to those who don't need a high-octane lifestyle, preferring to concentrate on family and a calmer way of life. You'll find the majority of people living here are families with growing kids, as well as middle-aged and older couples. 

<figure><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/westmeadows-townhouses-15-wills-street-westmeadows-2d0193cb85c24edffaff83a7b1ae295c.jpg?itok=h9xWVQrf" style="width: 580px; height: 435px;"></figure>Leafy parks are abounding in Westmeadows. You could take a walk besides Moonee Ponds Creek, and then play football at Westmeadows football club. These outdoor activities will release your inner sportsman and lead to a healthy happy lifestyle.
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Perfect for families, Westmeadows Townhouses is the best place to start a new life.

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Allium, brings a unique offering of 487 grand residences in four designer towers soaring to 20 storeys and with views from every angle of the city, championship golf courses, surrounding parklands and the east coast. 
The contemporary design at Allium has been skillfully created by SJB, a leading firm with 39 years’ experience in architecture, urban design, planning and interior design.

<figure><a href="/buildings/allium-128-bunnerong-road-pagewood"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/allium-128-bunnerong-road-pagewood-d829048d1bd14ddf39e1b4fec8fa4524.jpg?itok=TOFC-HtO" style="width: 580px; height: 387px;"></a></figure>Residents will step straight into luxury as they walk through extravagant lobbies and ascend to their exceptionally large one, two, three and four bedroom grand residences – apartments of house like proportions with large balconies or terraces that serve as outdoor rooms with sensational vistas. Functional, uncomplicated floor plans provide uncluttered expanse for easy living and entertaining.  
A selection of apartments come with the addition of a full study room to maximise the use of space for your growing family. Choose one of the lower level loft apartments, providing you with the flexibility to orchestrate where and how the elements of your home can complement your living options.

<figure><a href="/buildings/allium-128-bunnerong-road-pagewood"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/allium-128-bunnerong-road-pagewood-90a0abbd337cc5173ee5096b2b65a6f9.jpg?itok=jvQHyyMh" style="width: 580px; height: 377px;"></a></figure>Pagewood Green is poised to offer an enticing and unique opportunity to step into luxury and lifestyle in Sydney’s eastern suburbs. The park-like community’s designer towers will be home to grand residences with superior finishes, in a premium location. 
Lush fifth floor podium gardens shape a haven of green at Allium’s heart while rooftop retreats on level 16 are an uplifting sanctuary above – a space to gather for barbecues while admiring elevated views to Botany Bay and the CBD skyline. 

<figure><a href="/buildings/allium-128-bunnerong-road-pagewood"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/allium-128-bunnerong-road-pagewood-aee4c91ba24a60933b2285db04f3f044.jpg?itok=R05mpy3k" style="width: 580px; height: 326px;"></a></figure>Designed by award-winning landscape architects, Arcadia, these private sanctuaries are designed exclusively for use by residents and their guests. Completed with a state-of-the-art barbecue, dining area, extensive turfed area, ample shade and a cinema screen, this perfect space is created for relaxation in a beautiful garden setting. 

<figure><a href="/buildings/allium-128-bunnerong-road-pagewood"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/allium-128-bunnerong-road-pagewood-ea5d7344519b5eb3fb948e23d9fb72be.jpg?itok=uIOe29dn" style="width: 580px; height: 326px;"></a></figure>
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Australia’s largest apartment developer, Meriton, delivers excellence with their new development Allium, Pagewood

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Nicholas puts you at the centre of thriving Inner-West Ashfield. Imagine a new home, a new neighbourhood, and a fresh new life where everything you need is close at hand. Revered as one of Sydney’s most sought-after suburbs, Ashfield lies in the heart of everything you could ever need. It is in high demand, minutes to transport, immediate WestConnex access, City proximity, and features parklands and excellent private schools.

<figure><a class="colorbox colorbox-insert-image" href="/new-apartments/nicholas-ashfield-10-webbs-avenue-ashfield" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/nicholas-webbs-avenue-ashfield-9de9fb507fe02111ed96cb43f2c7eabb.jpg?itok=LLjFQ72K" style="width: 580px; height: 435px;"></a></figure>Nicholas offers contemporary easy living that you and your family have always dreamed about. Excellent indoor-outdoor living and elegant interiors combine to ensure you gain maximum amenity and enjoyment from your home.

These fresh and inviting apartments provide a brand new level of luxury in an area you’ll love to live in. Located just 8 kilometres from Sydney’s CBD, 6 kilometres from The University of Sydney, a few minutes’ walk from Ashfield Mall and Ashfield train station, Nicholas boasts one of the most convenient locations in Sydney’s Inner-West.
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Sydney’s most sought after suburb of Ashfield welcomes Nicholas Apartments

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The Towers’ spectacular apartments are already home to those who appreciate unrivalled living and the investment potential in Perth’s most prestigious riverside city precinct. 
You too have a once-in-a-lifetime opportunity to call this world-class locale yours. Today. A selection of one, two and three bedroom luxury apartments and two exclusively grand penthouses remain, for now, awaiting residents of note to share a refined lifestyle. To live, without limits.

<figure><a href="/buildings/the-towers-at-elizabeth-quay-11-barrack-square-perth"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/the-towers-at-elizabeth-quay-1-riverside-drive-perth-16ae475471d9656ff93e907dac766cd6.jpg?itok=dxCRK1xq" style="width: 580px; height: 435px;"></a></figure>Elizabeth Quay connects Perth CBD with the Swan River, creating our city’s most exclusive and striking setting. The Towers is at its heart, soaring above a place people love to live, laugh, eat, create, work and play. It’s 10 hectares of unsurpassed riverfront. And it’s making gentle, but very influential, waves. 
It’s a gracious life at The Towers. Join the select few who already know this. Prospective residents have the opportunity to select 1, 2 or 3-bedroom apartments designed and styled with luxury as the watchword. They begin and end with sweeping, forever views. Display apartments are open. Only two elite penthouses remain. Their multi-level space and outlook is absolutely exceptional.

<figure><a href="/buildings/the-towers-at-elizabeth-quay-11-barrack-square-perth"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/the-towers-at-elizabeth-quay-1-riverside-drive-perth-88bcb35a4e5c1b03b1fe732522d57f24.jpg?itok=cMWPoAhJ" style="width: 580px; height: 435px;"></a></figure>Superior amenities abound. Residents of The Towers at Elizabeth Quay enjoy exclusive access to a host of leisure, lifestyle and health-giving options. Living well is merely your starting point. The immediate precinct, with a world-class hotel as your neighbour, provides a sophisticate. 
Arrange a private viewing of display apartments now and request more details on our website. After the panoramic outlooks, they’ll take your breath away.d experience with an unrivalled lifestyle at The Towers.

<figure><a href="/buildings/the-towers-at-elizabeth-quay-11-barrack-square-perth"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/the-towers-at-elizabeth-quay-1-riverside-drive-perth-7b8c694f2071ec55531f5fd3f008e991.jpg?itok=L-AmmLIX" style="width: 580px; height: 435px;"></a></figure>
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Invest in Perth’s most prestigious riverside city precinct, The Towers at Elizabeth Quay

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Introducing Lighthouse, the latest residential development situated at the heart of Dee Why’s town centre. These spacious apartments are the perfect home for discerning buyers, boasting an impressive list of lifestyle amenities, premium design features, and outdoor entertainment.

<figure><a href="/buildings/lighthouse-9-17-howard-avenue-dee-why"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/lighthouse-9-17-howard-avenue-dee-why-d6ea9972cf6c86eaeb922bb1ff3f7465.jpg?itok=y0oASvPN" style="width: 580px; height: 387px;"></a></figure><ul>
<li>Kitchens are all fully-equipped with SMEG appliances, stone countertops and glass splashbacks.</li>
	<li>Bathrooms feature freestanding baths, wall hung toilet suites, and chrome polished fixtures</li>
	<li>Each apartment features floor-to-ceiling windows to allow for an abundance of natural light, and provide panoramic views</li>
	<li>Residents are treated to resort-style amenities including a 20m indoor pool, gymnasium, spa and sauna</li>
	<li>For residents who work from home, a high-speed internet connection is guaranteed for your workspace</li>
	<li>Facilities will be continuously maintained by an on-site team</li>
	<li>B-Line bus service to take you directly to Sydney CBD</li>
	<li>800m walk to Dee Why Beach</li>
	<li>A 3000sqm retail precinct at your doorstep</li>
</ul>
<figure><a href="/buildings/lighthouse-9-17-howard-avenue-dee-why"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/lighthouse-9-17-howard-avenue-dee-why-5aef4a54d6a2b9fee4145b69f3d9fcf8.jpg?itok=X2JomhP1" style="width: 580px; height: 322px;"></a></figure>Lighthouse apartments are available in two and three bedroom configurations, each complete with stunning panoramic ocean views, floor-to-ceiling windows, and boast effortless, modern design. Kitchens are all fully-equipped with SMEG appliances, stone countertops and glass splashback for a luxurious feel, while bathrooms feature freestanding baths and polished chrome fixtures and fittings. Residents will feel right at home with the plush carpets and LED lighting, with reverse air conditioning maintaining optimum comfort throughout the year. 

<figure><a href="/buildings/lighthouse-9-17-howard-avenue-dee-why"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/lighthouse-9-17-howard-avenue-dee-why-cec79cf0dfeed38a24fdefc27a1d8c8f.jpg?itok=gFkGdt6l" style="width: 580px; height: 387px;"></a></figure>Residents are treated to resort-style amenities including a 20m indoor pool, gymnasium, spa and sauna. Parents looking for some time to enjoy these facilities and relaxation can also utilise the on-site child care centre. A private garden with BBQs will also be available for those who enjoy al fresco dining and this will be maintained by a dedicated on-site maintenance team. For residents who work from home, a high-speed internet connection is guaranteed for your workspace. 

Located right at the centre of Dee Why, residents have the ability to walk to the nearest beach in a few minutes, with a selection of retail outlets at their doorstep. The new B-line bus service also provides a direct route to Sydney CBD. 

<figure><a href="/buildings/lighthouse-9-17-howard-avenue-dee-why"><img alt="" class="image-article_full_width_580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/lighthouse-9-17-howard-avenue-dee-why-b69df10d830c0341d9d9af9881e2f35b.jpg?itok=h8nJAIHC" style="width: 580px; height: 327px;"></a></figure>Book a tour of the Lighthouse display home today via Urban. The display suite will be open 10 am - 5 pm Saturdays and Sundays.  
 
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Discover Lighthouse, Dee Why’s latest residential addition

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Heritage Bank will offer variable rate home loan rates from as low as 2.54% after announcing cuts to its rates last week.

Heritage has reduced selected rates for new loans across its owner occupier and investment range from making it more attractive for prospective borrowers to take out a loan with Australia’s largest customer-owned bank.

Heritage has dropped its Discount Variable home loan interest rate to 2.54%, for eligible borrowers taking out a new owner occupier loan of $150,000 - $699,999 with a loan to value ratio equal to or less than 70%. 
  
Other rate reductions for new owner occupier loans include:

<ul>
<li>Selected Discount Variable loans reduced by 0.09%</li>
	<li>Selected Home Advantage Variable loans decreased by up to 0.19%</li>
</ul>
There is also news for investors with further rate cuts for new loans as follows:

<ul>
<li> Investor Discount Variable loan rates reduced by up to 0.14%</li>
	<li> Investor Home Advantage Variable loan rates cut by 0.14% - 0.24%</li>
</ul>
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Heritage has dropped its discount variable home loan interest rate to 2.54%

jordan_55689

Heritage Bank cuts variable home loan interest rates

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The nearly completed Docklands Residences, located atop the 5-star Melbourne Marriott Hotel Docklands, are a collection of oversized 1, 2- and 3-bedroom residences, offers a true lifestyle of luxury-living.

Owners will have the opportunity to join the exclusive hotel membership and access services and amenities provided by Marriott, including an open-air infinity rooftop pool, concierge services, gymnasium, room service, housekeeping and much more.

The building also features a restaurant and bar for owners to enjoy.

[smartcode_project:default project_id=3205]

Designed by award-winning DKO Architecture, The Docklands Residences is a unique mixed-use development offering timeless luxury living, inspired by the city's love for entertaining and appreciation for smart design.

Each apartment also comes with a private enclosed glass winter garden, allowing residents to enjoy stunning views of bay, city and Bolte Bridge during all months of the year.

The 19-level Docklands Residences is being delivered by Capital Alliance, DKO Architecture and Icon.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/the-docklands-residences-3-43-waterfront-way-docklands" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/the-docklands-residences-3-43-waterfront-way-docklands-7d767816beca96788755ea8c39a804a7_0.jpg?itok=lwbgCHve" style="width: 580px; height: 359px;"></a></figure>Docklands Residences services and amenities:

<ul>
<li>Rooftop infinity pool</li>
	<li>Spa</li>
	<li>Kids Pool</li>
	<li>Pool bar</li>
	<li>Gymnasium</li>
	<li>Services provided by Melbourne Marriott Hotel Docklands including:</li>
	<li>Concierge services</li>
	<li>Room service</li>
	<li>Housekeeping</li>
</ul>
<figure><a class="colorbox colorbox-insert-image" href="/buildings/the-docklands-residences-3-43-waterfront-way-docklands" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/the-docklands-residences-3-43-waterfront-way-docklands-4a495c03c5da1d31b3415c625ce47347.jpg?itok=V4GYdJK8" style="width: 580px; height: 435px;"></a></figure>
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The Docklands Residences is a unique mixed-use development

Docklands Residences popular with owner-occupiers as completion date nears

Australia&#39;s build to rent pipeline has grown by nearly 70 per cent over 2020, new research by CBRE has found.

Their Build-to-Rent development pipeline report showed a 68 per cent expansion, topping&nbsp;40 projects. The total number of units was approaching 15,000 &ndash; a new high for the asset class.

There was a&nbsp;28 per cent increase in new projects in the second half of last year relative to the first six months of 2020, the&nbsp;half-yearly profile of supply and development projects highlighted.

&quot;As the pipeline continues to expand, the aggregate size of the market is currently estimated to exceed $10 billion with an additional $3-5 billion in the pipeline currently under consideration or at various stages of due diligence&quot;, the reported noted.

The second half of the year saw the completion of&nbsp;Mirvac&rsquo;s&nbsp;Pavilions at Olympic Park&nbsp;in Sydney and Lateral Estate&rsquo;s first stage in Green Square.

[smartcode_project:default project_id=7363]

Queensland also increased its share of the pipeline with new large scale schemes announced by Frasers and Mirvac following Gold Coast&rsquo;s lead which already has a number of BTR projects.

Melbourne remains the top investment destination geographically, due&nbsp;to its more accessible and affordable market for site acquisitions.&nbsp;Investors continue to pursue Sydney opportunities as Australia&rsquo;s premier gateway city.

&quot;We expect the momentum to be maintained with more projects announced as developers work through a pipeline of several thousand units currently under due diligence and taking advantage of recent tax reforms enacted in NSW and Victoria.

&quot;The effects of COVID-19, while having had a significant impact across the economy, appear not to have derailed many groups&rsquo; plans.

&quot;On the contrary, it may have stimulated further interest for BTR both from developers as well as investors, some of which are recording relative outperformance of BTR assets in their global portfolios.&quot;

[smartcode_project_cta: project_id=7363]

Melbourne remains the top investment destination geographically, due to its more accessible and affordable market for site acquisitions



Mirvac and Frasers drive soaring 2020 Build-to-Rent pipeline

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Architecturally designed by renowned architects DKO, Collection is a highly anticipated new residential development comprising of 311 apartments across three buildings. Situated in Rouse Hill, north-west of Sydney's CBD, Collection borders the popular Berowra Valley National Park.

The first release of the master-planned community offers 99 residences, from studio apartments, through to three-bedroom townhomes. 

<figure><a class="colorbox colorbox-insert-image" href="/new-townhouses/collection-rouse-hill-49-terry-road-rouse-hill" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/collection-49-terry-road-rouse-hill-2b33eb4fdf7562906e2dfb6179231ded.jpg?itok=rFBOcENg" style="width: 580px; height: 435px;"></a></figure>Each home boasts all the modern luxuries, with European stainless steel appliances in the spacious open-plan kitchens, while the bathrooms feature walk-in showers and large-format floor and wall tiles. Generous entertainer's balconies provide the perfect space to host guests, with a beautiful view of the surrounding landscape providing a stunning year-round backdrop for an idyllic dining setting.  

On the ground floor, a brand new cafe will cater to both residents and the community, providing a place to gather and enjoy a coffee or a meal together. Other on-site amenities include a gymnasium and a meticulously landscaped communal garden. 

<figure><a class="colorbox colorbox-insert-image" href="/new-townhouses/collection-rouse-hill-49-terry-road-rouse-hill" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/collection-49-terry-road-rouse-hill-7a0f5fb3517753ba1848712a8885e5f3.jpg?itok=Go_zRYHo" style="width: 580px; height: 435px;"></a></figure>The nearby Rouse Hill Town Centre provides residents with access to an abundance of amenities and shops, with the retail and commercial precinct set to embark on a $300 million expansion. The new Sydney Metro railway will give residents efficient access to the city in just 45 minutes. There has also been a proposed $550 million upgrade of the M2 Hills Motorway, which will further enhance accessibility to the CBD and neighbouring amenities. 

Urban's 3 favourite things:

<ul>
<li>Spectacular scenic views</li>
	<li>Architecturally designed homes by DKO</li>
	<li>Great amenities within walking distance</li>
</ul>
To learn more about the Collection apartments and townhomes available for sale, reach out to a sales consultant via Urban.

<figure><a class="colorbox colorbox-insert-image" href="/new-townhouses/collection-rouse-hill-49-terry-road-rouse-hill" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/collection-49-terry-road-rouse-hill-f713d4f0585558126c7bcd8e01bb3083.jpg?itok=jrRwirFa" style="width: 580px; height: 435px;"></a></figure>
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Each home boasts all the modern luxuries at Collection, Rouse Hill.

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