ANZ believes the Reserve Bank is in no rush to move again.

Following the release of the May Monetary Policy Board Minutes, ANZ has taken the view that the RBA is now firmly in a holding pattern, with the cumulative impact of previous rate hikes giving the Board scope to assess how the economy evolves from here.

That positioning, in ANZ’s view, makes a June rate hike unlikely.

The bank continues to expect the cash rate to remain unchanged at 4.35 per cent for an extended period, with the RBA adopting what is effectively a wait-and-see approach.

The Minutes point to a Board that sees financial conditions as already restrictive, but without a clear read on just how restrictive they are. That uncertainty has shifted the focus away from immediate policy action and toward monitoring both domestic conditions and global developments, particularly the conflict in the Middle East.

As ANZ interprets it, the Board is deliberately avoiding strong forward guidance.

Instead, it is allowing itself flexibility, acknowledging that monetary policy has limited ability to influence the near-term trajectory of inflation, while also recognising that economic growth is likely to remain below potential for some time.

Despite that pause in momentum, ANZ notes that the Board still carries a tightening bias.

The Minutes reveal that, in weighing up its decision, the Board seriously considered another 25 basis point increase. The key debate centred on the trade-off between inflation and activity, particularly in the context of global uncertainty.

Ultimately, most members leaned toward the inflation side of that equation.

Underlying inflation is still expected to remain above target for an extended period, regardless of how external risks evolve. That has led to a view within the Board that the risks to its inflation objective have increased, and that the current cash rate may not be sufficiently restrictive to fully contain those pressures.

That’s important.

While the decision, for now, is to hold, the underlying tone of the Minutes suggests the door to further tightening has not been closed.

ANZ also points to commentary from Assistant Governor (Economic) Sarah Hunter, who highlighted the risk that inflation could pass through the economy more quickly and broadly than in previous cycles. Both Hunter and a majority of the Board expressed concern that inflation expectations could become less anchored after such a prolonged period above target.

That combination, persistent inflation and the risk of expectations shifting, is what continues to underpin the RBA’s cautious stance.

However, where ANZ diverges from the RBA is on the outlook for activity.

The Board appears relatively comfortable with current spending patterns, effectively downplaying recent declines in business and consumer sentiment. It notes that sentiment has historically been only weakly correlated with actual spending, and that feedback from its liaison program has not yet pointed to a meaningful slowdown in consumption.

ANZ is less convinced.

The bank believes the link between household disposable income, sentiment and spending is more direct than the RBA is currently acknowledging. With inflation continuing to erode real incomes, ANZ expects household spending to soften more materially than the central bank is forecasting.

That divergence matters because it shifts the balance of risk.

If activity weakens more than expected, the trade-off between inflation and growth changes. In ANZ’s view, that would reduce the need for further tightening and reinforce the case for the RBA to remain on hold.

It also suggests that the current policy setting may already be doing more work than the Board fully appreciates.

The broader takeaway from ANZ’s interpretation is that the RBA is walking a narrow path.

On one side sits the risk of inflation remaining elevated for longer than expected. On the other is the growing pressure on households and the potential for a sharper slowdown in activity.

For now, the Board is choosing to wait.

But it is a pause that still carries an underlying tightening bias, rather than a clear pivot toward easing.

In practical terms, that leaves the cash rate anchored at 4.35 per cent for the foreseeable future, with the next move still uncertain.

For borrowers, it reinforces the reality that relief is not imminent.

And for the broader economy, it highlights the delicate balance the RBA is trying to strike, between bringing inflation back to target and avoiding an unnecessarily sharp slowdown in growth.

According to ANZ, it is a balance that is becoming increasingly difficult to maintain.

Joel Robinson

RBA to hold rates for "prolonged period" rather than hikes: ANZ

<a href="https://www.apartments.com.au/developers/venturecrowd-property-projects">VentureCrowd</a> is down to the final Canopy Villa release at Cumulus Grand Villas in Carrara, as construction continues on the 59-residence gated community positioned above 100 hectares of natural savanna on the Gold Coast.

The remaining Canopy Villa forms part of one of four collections within the <a href="https://www.apartments.com.au/architects/bda-architecture">BDA Architecture</a>-designed community and has attracted interest from buyers seeking larger-format homes that combine privacy, security and low-maintenance living. Positioned within a private cul-de-sac and facing a protected black she oak forest, the four-bedroom villa includes a large private outdoor area suited to pet owners and families wanting more flexible space.

<a href="https://www.apartments.com.au/new-townhouses/cumulus-grand-villas-carrara-17-baltimore-court-carrara-qld-4211">Cumulus Grand Villas</a>, located at 17 Baltimore Court, comprises a mix of three and four-bedroom villas across the Skyline, Canopy, Savanna and Broadview collections. Prices currently range from $1.455 million to $1.895 million, with the final Canopy Villa priced from $1.825 million.

[smartcode_project:default project_id=135663 project_image_fid=360477]

The Canopy Collection villas offer four bedrooms, 2.5 bathrooms and approximately 245 sqm of internal space, alongside double garages and landscaped private areas. Expansive glazing, open-plan living spaces and private balconies have been designed to maximise natural light and outlooks toward the surrounding savanna landscape.

Construction is now underway across the fully funded development, which VentureCrowd says has become an increasingly important consideration for buyers assessing off-the-plan opportunities on the Gold Coast. The project is being delivered by <a href="https://www.apartments.com.au/builders/devcon">Devcon Property Group</a>, which has operated in South East Queensland since 1993 and delivered more than 1,000 homes across the region.

VentureCrowd Director of Property David Whitting previously said the project responds to changing buyer priorities in the prestige Gold Coast market.

“Flexible floorplans have proven particularly relevant for purchasers aged between 40 and 65, including next home buyers, downsizers and investors,” Whitting said.

[smartcode_project:default project_id=135663 project_image_fid=360505]

The buyer profile at Cumulus has reflected that shift toward owner-occupier-driven demand. Stuart Towns and Tracey Loynes recently purchased a Canopy Villa, drawn to both the lifestyle offering and the flexibility the home provided for their next stage of living together.

The couple, who met three years ago, sold their Robina home earlier this year after identifying what they saw as strong long-term investment potential at Cumulus while remaining within the same Gold Coast market. The villa’s private backyard was a major drawcard for their dog Luna, while proximity to golf courses including Emerald Lakes also aligned with their lifestyle interests.

Beyond the residences themselves, the community has been planned around shared lifestyle and recreation amenities. The Infinity Terrace will include a 20-metre heated pool, barbecue facilities, alfresco dining spaces and elevated retreat areas overlooking the surrounding landscape. Walking trails, a private nature reserve, orchard and herb garden are also integrated into the masterplan.

[smartcode_project:default project_id=135663 project_image_fid=360473]

BDA Architecture Director Darren Greenaway said the design approach was heavily influenced by the site’s outlook and secluded setting.

The practice sought to create what Greenaway described as a “little piece of paradise,” drawing inspiration from the elevated views, surrounding greenery and quiet location.

<a href="https://www.apartments.com.au/developments/carrara-qld-4211">Carrara</a> continues to attract buyers seeking larger homes within proximity to the coast but without direct beachfront pricing. Cumulus sits within easy reach of Broadbeach, Pacific Fair, Robina Town Centre and the M1, providing connections north to Brisbane and south toward the Gold Coast Airport and northern New South Wales.

The first stage of Cumulus Grand Villas is targeting completion in 2026.

[smartcode_project_cta:default project_id=135663]

VentureCrowd nears sell-out of Canopy Collection at Cumulus Grand Villas in Carrara

Waverley Council has made a call that many councils have been reluctant to make publicly. Growth is coming, regardless of who controls it.

The release of the Bondi Junction Vision and Master Plan is less about whether the Eastern Suburbs’ primary centre will change, and more about how that change is shaped, funded, and ultimately experienced on the ground. Waverley Council has released a 100-page plan which is effectively the first comprehensive blueprint for Bondi Junction in over two decades, and in doing so, signals a clear shift in how councils are positioning themselves in the current planning environment.

For the past 18 months, the conversation across New South Wales has been dominated by the State Government’s Low and Mid-Rise Housing reforms and the emergence of the Housing Delivery Authority pathway. Both have created faster, more centralised avenues for development approvals, particularly in well-located, infrastructure-rich areas like Bondi Junction.

Waverley Council’s response has been to move early, and decisively.

Rather than react to individual proposals as they come through the HDA or broader State-led reforms, Council has sought to establish a clear, place-based framework that sets the terms for how Bondi Junction evolves. The underlying position is relatively straightforward: if densification is inevitable, it should be tied to infrastructure, public domain improvements, and a cohesive vision for the centre, not delivered piecemeal through ad hoc applications.

<img alt="bondi junction" data-entity-type="file" data-entity-uuid="7f1f729c-ed99-4c6c-bf87-ffbce6991941" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-05-19%20at%209.58.16%E2%80%AFAM.png?VersionId=ULX4OlXKjeJ5BvNCNGL86evgXCjCfMih" />

At its core, the document is attempting to reposition Bondi Junction from what it largely functions as today, a transport interchange anchored by a major retail centre, into something far more layered. The ambition is to transform it into what the plan describes as the “civic and cultural heart of Sydney’s East,” a place that is active beyond commuting hours and capable of supporting a broader mix of uses, experiences and communities.

That repositioning is built around four key ambitions.

The first is to create a true destination. Bondi Junction already attracts significant foot traffic, with more than 86,000 daily transport users and millions of annual retail visits, but much of that activity is transient. People pass through, rather than stay.

The Master Plan seeks to change that dynamic. It leans heavily into the idea of an “18-hour economy,” extending activity well beyond traditional retail hours through dining, cultural programming, events, and a more active night-time offering. This is not just about adding more hospitality venues, but about fundamentally shifting how the centre operates, from a daytime shopping destination to a place that functions across the full span of the day and into the evening.

Oxford Street Mall sits at the centre of that shift.

Long seen as underperforming relative to its potential, the Mall is identified as one of the key catalyst projects in the plan. It is to be reimagined as a day-to-night spine, combining retail, dining, wellness and cultural uses in a way that creates a continuous flow of activity. Outdoor dining, rooftop venues, laneway activation and a curated events program are all part of the strategy, alongside significant public domain upgrades that aim to improve comfort, safety and usability.

&nbsp;

The second ambition is to transform Bondi Junction into a world-class interchange.

Despite being one of the most heavily used transport nodes in Sydney, the current experience is fragmented. Connections between the station, Westfield, Oxford Street Mall and surrounding streets are often unclear, and major roads create physical barriers that disrupt pedestrian movement.

The Master Plan proposes a more seamless, people-focused network. That includes clearer pedestrian links, improved wayfinding, better integration between transport modes, and a rethinking of how arrival into the centre is experienced. The aim is to shift the perception of Bondi Junction from a place people move through, to a place they arrive in.

The third ambition focuses on greening and open space.

One of the more consistent pieces of community feedback throughout the Vision phase was the need for more greenery, better public spaces, and a more comfortable urban environment. Despite being surrounded by major parks, Bondi Junction itself has relatively limited accessible open space, with much of the public realm dominated by hard surfaces and traffic infrastructure.

The plan responds with a network of new and upgraded public spaces, increased tree canopy, and what it terms the “Parkline,” a green link connecting Waverley Park through to Centennial Park. This is not just about aesthetics. It is about addressing heat, improving liveability, and ensuring that increased density is matched by access to high-quality outdoor space.

The fourth ambition is perhaps the most important from a development perspective: growth that gives back.

Bondi Junction is already the primary location for new housing supply in the Waverley LGA, and that is expected to continue. The area carries a target of 2,400 new dwellings by 2029, with further growth projected beyond that as demand for well-located housing continues to rise. The Master Plan does not seek to limit that growth. Instead, it attempts to shape it.

New housing is to be concentrated around transport, with stepped building heights designed to protect the character of surrounding neighbourhoods. At the same time, the plan introduces a more explicit link between development uplift and public benefit. This is where value capture becomes central.

The document outlines a framework where increased development potential is tied to contributions that fund public domain improvements, community infrastructure, open space, and affordable housing. It is an approach that recognises that much of the transformation of Bondi Junction will be delivered by the private sector, but seeks to ensure that the benefits of that growth are shared more broadly. The Civic Precinct is a key part of that equation.

Leveraging Council-owned land, the plan proposes a consolidated civic and cultural hub centred around Ebley Street. This would include new community facilities, cultural spaces, and potentially a new Council Chambers, creating a focal point for civic life that currently does not exist in Bondi Junction at scale.

It is one of several catalyst projects identified in the Master Plan, alongside the Oxford Street Mall transformation. These projects are intended to anchor change, acting as early interventions that unlock broader investment across the precinct.

Importantly, the Master Plan is not just a design document. It includes a delivery framework that sets out how these ambitions are intended to be realised.

Council is explicit in acknowledging that it cannot deliver the transformation alone. Implementation will require coordination between State agencies, private developers, landowners and the community, with a mix of planning agreements, infrastructure contributions and direct delivery mechanisms used to fund and stage improvements over time.

The plan outlines a mix of short-term, medium-term and long-term actions, from immediate public domain upgrades and planning controls, through to larger-scale projects that will unfold over the next decade or more. In practical terms, the next 12 to 24 months will be the most important.

This is when the Master Plan will move through exhibition, refinement and eventual adoption. It is also the period in which Council will seek to embed the framework into its planning controls, giving it weight in the assessment of future development applications.

Council officers have indicated that once the Master Plan is in place, it could be used as a benchmark when assessing Housing Delivery Authority proposals, and potentially reduce the need for further HDA declarations within Bondi Junction. In effect, it is an attempt to bring planning control back to the local level, while still aligning with State housing targets.

That tension between State-led reform and local planning control is not unique to Waverley. It is playing out across Sydney.

&nbsp;

&nbsp;

&nbsp;

If delivered as intended, Bondi Junction will become denser, more active, and more complex. It will support more residents, more workers, and a wider range of uses, extending beyond its current retail core into a more layered urban environment.

“The civic and cultural heart of Sydney’s East”: Bondi Junction masterplan revealed

Toorak's dress circle St Georges Road, home to some of the city's priciest homes, is set for a rare new apartment development.

Blood Diamond Group, an entity tied to Tina Brandi, wife of David Brandi who has been a prolific bidder on The Block over the years, has filed plans for an ultra-exclusive development across an amalgamated 3,662 sqm site at <a href="https://www.apartments.com.au/new-apartments/104-106-st-georges-road-toorak-vic-3142">104 and 106 St Georges Road</a>.

The proposal would replace two existing homes on the riverfront site with a five-level apartment building cascading down the steeply sloping land toward the Yarra River. Designed by Charles Wright Architects, the development has been carefully shaped around the site’s topography and river environs, with the upper levels stepping back to reduce visual bulk from both St Georges Road and the Yarra corridor.

Planning documents describe the proposal as “a site layout and building typology that is consistent with the emerging character of the area and which provides exceptional amenity for future residents without compromising that of neighbouring properties.”&nbsp;

<img alt="First look: Blood Diamond Group unveils riverfront apartment plans for Toorak Pavilion" data-entity-type="file" data-entity-uuid="ea19a17e-7528-4fa8-b727-05f2f7c025e5" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Toorak%20pavilion%20a_0.png?VersionId=rZ2IjdoUL_UrRl1sZ4wZHnQXbYUaEmUQ" />

The scheme comprises 12 apartments, including 10 three-bedroom residences, one one-bedroom apartment, and a substantial split-level five-bedroom penthouse. A 624 sqm communal rooftop terrace will crown the building, while three undercroft levels embedded into the hillside will accommodate apartments and basement parking.

The design leverages the site’s dramatic northern outlook across the Yarra River, with living areas and balconies oriented toward the water. A central atrium running the full height of the building is intended to draw natural light deep into the residences and improve internal amenity.

Landscape architecture by <a href="https://www.apartments.com.au/landscape-architect/jack-merlo">Jack Merlo Design &amp; Landscape</a> will play a major role in softening the built form, particularly along the river edge where significant setbacks have been introduced. The proposal includes a minimum 30-metre setback from the Yarra River boundary, preserving a substantial landscaped buffer between the development and the waterway.

While a mature English Oak near the front of the site is proposed for removal, the plans retain a large English Elm closer to the riverfront, alongside other established vegetation in the lower section of the property.

<img alt="First look: Blood Diamond Group unveils riverfront apartment plans for Toorak Pavilion" data-entity-type="file" data-entity-uuid="ed3bf19b-5bc7-482f-bde7-41f709a13c3a" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Toorak%20pavilion%20b.png?VersionId=SG_kBGu4rOaSPY8FtVcmPJfSCrstuOfg" />

Architecturally, the building adopts strong horizontal forms with expansive glazing and curved balcony edges facing the river. Planning documents note the upper levels “adopt a receding form” to ensure the building responds appropriately to the Yarra River environs overlay controls.&nbsp;

The surrounding streetscape is characterised by large contemporary homes embedded into the hillside, many presenting as modest one or two-storey forms to the street before expanding toward the river frontage below. The planning report notes this established pattern heavily influenced the massing strategy for Toorak Pavilion.&nbsp;

Until the recent sale of the landmark Clendon Road mansion Coonac for around $130 million, St Georges Road held the state's most expensive home, the $80,000,088 derelict "Ghost House" mansion that was bought by crypto king Ed Craven.&nbsp;

Blair House, also on St Georges Road, sold for $74.5 million in 2022.

First look: Toorak Pavilions slated for dress circle St Georges Road

Six months after a development site on Kangaroo Point’s Shafston Avenue sold for $6.55 million, plans have been lodged for a 23-storey apartment tower.

A company named JMT Mega Capital, understood to be interstate investors when the 1,222 sqm double block traded late last year through Patona Property, is proposing an 84-apartment development in place of the existing low-rise buildings.

The slender tower at <a href="https://www.apartments.com.au/new-apartments/212-220-shafston-avenue-east-brisbane-qld-4169">212–220 Shafston Avenue</a>, overlooking the Brisbane River, has been designed by <a href="https://www.apartments.com.au/architects/aplus-design-group">Aplus Design Group</a>. It will comprise a mix of one-, two- and three-bedroom apartments above six basement levels, topped by rooftop resident amenities.

<img alt="First look: 23-storey Kangaroo Point tower planned for Shafston Avenue riverfront precinct" data-entity-type="file" data-entity-uuid="7e17ba9e-553e-42ef-92b6-22081671521a" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/podium_3.png?VersionId=hlVUf99vrOjUs.vhQs0qV0DhOncUy9T8" />

The development has been designed as a vertically articulated tower with recessed balconies, curved façades and planted edges intended to soften its scale within the evolving Shafston Avenue skyline. In the submitted Urban Design Report, Aplus Design Group said the tower had been “shaped with a slender vertical expression, articulated façades, recessed balcony zones, integrated planting and a clearly defined podium relationship, helping to reduce perceived bulk and create a more elegant contribution to the Shafston Avenue streetscape and broader Kangaroo Point skyline.”

The scheme comprises 84 apartments, including 25 one-bedroom units, 34 two-bedroom apartments and 25 three-bedroom residences. A total of 104 car spaces are proposed across six basement levels, including resident, visitor and accessible parking.

Residents will have access to rooftop communal open space and shared amenities, while the development also incorporates deep planting zones and subtropical landscaping throughout the podium and tower levels. The project includes 35 per cent communal space coverage across the site and a 17.5 per cent deep soil zone allocation to support urban greening outcomes.

The application exceeds the mapped building height under the Kangaroo Point Peninsula Neighbourhood Plan and is being assessed under Brisbane City Council’s impact assessment pathway. The design team argues the additional height is supported by the site’s strategic inner-city location, existing high-density zoning, and proximity to transport and employment hubs.

“The design has been developed to make better use of a well-serviced urban site within an established high-density residential setting, while improving the street presentation and overall quality of the public realm interface,” the report states.

<img alt="First look: 23-storey Kangaroo Point tower planned for Shafston Avenue riverfront precinct" data-entity-type="file" data-entity-uuid="1ab44b1e-ff45-4bf3-8da8-8aa0cd79db33" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/site_10.png?VersionId=tSxeGekZOqj1e9g3PEn_yFoC3taKDp3U" />

The proposal adds to a growing pipeline of apartment developments reshaping Kangaroo Point ahead of the 2032 Brisbane Olympic Games, with demand continuing to strengthen for new housing supply in well-connected inner-city precincts.

Mosaic has nearly sold out its under-construction <a href="https://www.apartments.com.au/new-apartments/the-bedford-by-mosaic-16-30-prospect-street-kangaroo-point-qld-4169">The Bedford by Mosaic</a>&nbsp;and <a href="https://www.apartments.com.au/new-apartments/the-carter-by-mosaic-77-linton-street-kangaroo-point-qld-4169">The Carter</a>,&nbsp;while Pikos recently completed <a href="https://www.apartments.com.au/buildings/skye-residences-by-pikos-kangaroo-point-8-river-terrace-kangaroo-point-qld-4169">Skye Residences</a> nearby. Pikos is also delivering <a href="https://www.apartments.com.au/new-apartments/gaia-kangaroo-point-108-lambert-street-kangaroo-point-qld-4169">Gaia</a>, over 230 three- and four-bedroom apartments on Lambert Street.

First look: 23-storey Kangaroo Point apartment tower planned for Shafston Avenue riverfront precinct

Sydney’s property market is known for high prices, competitive bidding, and mounting pressure on first home buyers. But change is on the horizon.

From late 2025, eligible first home buyers in New South Wales will have access to a new federal government initiative aimed at addressing affordability: the Help to Buy Scheme.&nbsp;

<h2>What is the Help to Buy Scheme?</h2>

The program introduces a shared equity model intended to reduce the upfront cost of entering the property market, particularly in high-demand urban areas such as Sydney.

The scheme operates under a shared ownership structure in which the federal government takes an equity stake of up to 40 per cent for new homes, or 30 per cent for existing dwellings. This arrangement allows eligible buyers to significantly reduce their loan size and avoid the added cost of Lenders Mortgage Insurance (LMI).

Under this model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required. The government’s contribution is not a loan but a co-ownership stake in the property. As such, there is no interest or rent charged on its portion.

Because the government’s equity combined with the buyer’s deposit typically meets or exceeds the 20 per cent threshold, LMI does not apply. The remaining balance, generally between 60 and 70 per cent of the property’s value, is financed through a standard home loan with a participating lender.

The government's equity in the property remains in place until the buyer chooses to repay it voluntarily or until the property is sold. Buyers can buy back the government’s share over time, in increments of at least five per cent, depending on their financial situation.

There is no fixed repayment timeline, but the amount to be repaid will be based on the property's market value at the time of repayment, not the original purchase price.

<h2>How do you qualify for the&nbsp;Help to Buy Scheme?</h2>

To qualify for the Help to Buy Scheme, applicants must meet the following conditions:

<ul>
	<li>Be an Australian citizen at least 18 years of age.</li>
	<li>Be a first-home buyer who does not currently own property.</li>
	<li>Intend to live in the property as their primary residence.</li>
	<li>Earn less than $100,000 per year for individuals, or $160,000 for couples.</li>
	<li>Purchase a property within the regional price caps, currently $950,000 in Sydney, though this is expected to rise to approximately $1.3 million ahead of the program’s launch.</li>
</ul>

While the Help to Buy Scheme does not solve affordability challenges across the board, it does offer a more accessible pathway for a defined segment of the market, particularly younger buyers with moderate incomes who have been priced out of traditional lending routes.

The scheme is expected to commence in NSW in late 2025, as part of a national rollout.

Under the new model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required

Help to Buy Scheme: What first home buyers in NSW need to know

The First Home Owners Grant (FHOG) is a government initiative designed to help eligible first-time home buyers by offering financial assistance towards the purchase or construction of a new home.

While the FHOG is a nationwide program, it is administered separately by each state and territory, meaning the eligibility criteria, grant amounts, and property requirements can vary depending on your location. This means that the amount available and the conditions attached to the grant will differ, so it is important to check the specific guidelines for your state or territory.

It’s important to note that the FHOG is just one of several incentives available to first home buyers. In most states and territories, the grant is not linked to stamp duty exemptions or concessions, with the exception of the Australian Capital Territory (ACT). The FHOG is typically a one-off payment, reducing the overall cost of purchasing or building a new home before any stamp duty concessions are applied.

Below, we provide a breakdown of the First Home Owner Grants available across Australia, outlining the specific details for each state and territory.

<h2>New South Wales First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $600,000. For land purchases and owner-builders, the threshold extends to $750,000.

Stamp Duty Benefits: Provides full stamp duty exemption for homes valued up to $800,000, with concessions available for properties up to $1 million.

<h2>Victoria South Wales First Home Owner Grant</h2>

First Home Owner Grant: Provides a $10,000 grant for first-home buyers purchasing or building new homes valued up to $750,000.

Stamp Duty Benefits: Offers full stamp duty exemption for properties up to $600,000, with concessions available up to $750,000.

<h2>Queensland First Home Owner Grant</h2>

First Home Owner Grant: Offers $30,000 for contracts signed between 20 November 2023 and 30 June 2025. The FHOG applies to new homes valued up to $750,000.

Stamp Duty Concessions: Provides additional concessions for properties valued up to $800,000.

<h2>Western Australia First Home Owner Grant</h2>

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First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $750,000 in the southern regions and up to $1 million in the northern regions.

Stamp Duty Concessions: Available for homes valued up to $600,000 for transactions entered into on or after 9 May 2024.

<h2>Australian Capital Territory First Home Owner Grant</h2>

First Home Owner Grant: Replaced by the Home Buyer Concession Scheme, offering full stamp duty concessions for eligible buyers.

<h2>South Australia First Home Owner Grant</h2>

First Home Owner Grant: Provides up to $15,000 for new homes, including houses, apartments, and townhouses. As of 6 June 2024, there is no property value cap for eligibility.

Stamp Duty Relief: Available for new homes and vacant land purchases.

<h2>Tasmania First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes and off the plan purchases.

Stamp Duty Exemption: Between 18 February 2024 and 30 June 2026, first home buyers of established homes valued up to $750,000 receive a full exemption on property transfer duty.

<h2>Northern Territory First Home Owner Grant</h2>

First Home Owner Grant: The Northern Territory provides a $10,000 grant for new homes only. Additional government grants and concessions are available for first home buyers.

Stamp Duty Exemption: The only stamp duty exemption available to property buyers is the House and Land Package Exemption (HLPE).

Eligibility criteria and application processes differ across states. Prospective buyers should refer to their respective state revenue offices for full details on grant availability, conditions, and additional concessions.

Every First Home Owner Grant for new property by state

In the ever-evolving landscape of sustainable architecture and environmentally conscious design, systems and ratings in place can help determine the energy efficiency of residential buildings in Australia.

Australia has multiple building rating systems that evaluate energy efficiency and sustainability in existing and new building designs.

Some systems assess individual building components, while others provide an overall rating for the entire structure.

A rating system ensures that homes are comfortable and energy-efficient, whether you are buying, renovating, or building.

NatHERS (Nationwide House Energy Rating Scheme) is a common way for new homes to meet energy efficiency requirements.

As new developments continue to shape the urban environment, understanding NatHERS ratings becomes essential for developers and homeowners. This article delves into the concept of NatHERS ratings, their significance, and how they contribute to creating energy-efficient homes.

<h2>What is NatHERS?</h2>

NatHERS is a national initiative implemented by the Australian government to promote energy efficiency in residential buildings. The scheme aims to provide a standardised method for assessing the thermal performance of homes, considering factors such as insulation, orientation, ventilation, and building materials.&nbsp;

NatHERS ratings are the most common way new homes meet the National Construction Code's (NCC's) minimum energy efficiency requirements.&nbsp;

NatHERS assessments provide thermal and whole-home ratings for new homes, townhouses, and apartments.

The rating helps evaluate the energy performance of buildings, guides homeowners and developers to make informed decisions about the energy efficiency of their properties, and encourages the construction of more sustainable, comfortable, and cost-effective homes.

<h2>How NatHERS Ratings Work</h2>

NatHERS ratings are determined through four accredited software tools (AccuRate, BERS Pro, FirstRate5, HERO) using a calculation engine CSIRO developed to predict building temperature based on various factors.

The tools can model complex effects of building mass, insulation, window size, and other elements.

The outcome is a star rating that reflects the building's overall thermal efficiency, indicating how well it can maintain a comfortable indoor temperature without excessive reliance on heating or cooling systems.

The star rating scale ranges from 0 to 10, with a 6-star rating being the minimum requirement for compliance with the National Construction Code (NCC).&nbsp;

Achieving a higher star rating demonstrates a commitment to energy efficiency and sustainability, as the building is better equipped to minimise its environmental impact and reduce long-term energy costs.

Anyone can use NatHERS tools, but accredited assessors can provide certified ratings and professional advice.

<h2>Benefits of Higher NatHERS Ratings</h2>

Energy Efficiency: Buildings with higher NatHERS ratings are more energy-efficient, requiring less heating and cooling energy. This reduces the structure's carbon footprint and lowers occupants' energy bills.

Cost Savings: Homes with higher NatHERS ratings are generally more energy-efficient, resulting in reduced energy consumption for heating and cooling. This translates to lower energy bills for homeowners, making sustainable living environmentally friendly and economically viable in the long run.

Environmental Impact: Lower energy consumption directly translates to a reduced environmental impact. Buildings with higher NatHERS ratings contribute to the overall goal of mitigating climate change by lowering greenhouse gas emissions associated with heating and cooling systems.

Improved Comfort: Buildings with high NatHERS ratings offer better thermal comfort to occupants. Proper insulation, well-designed ventilation, and optimal orientation maintain a consistent and comfortable indoor temperature, providing occupants with a more enjoyable and healthier space.

Market Value and Desirability: Higher NatHERS ratings can enhance the market value of a property. As energy efficiency becomes a more significant consideration for homebuyers, a well-rated building may attract a premium price and stand out in the real estate market.

Compliance with Building Codes: NatHERS ratings are a vital component of the National Construction Code (NCC), and compliance with these ratings is often a mandatory requirement for new developments. Local councils and planning authorities may set minimum energy efficiency standards that must be met to obtain development approval.

The Nationwide House Energy Rating Scheme (NatHERS) is a crucial initiative shaping the future of energy-efficient, resilient, and cost-effective homes. With its recent upgrades, NatHERS has evolved into a world-leading tool for the building sector, supporting the global commitment to achieving net-zero emissions by 2050.

Staff Writer

What is a NatHERS rating in new off the plan apartment developments?

Mixed-use developments have gained significant popularity across Australia in recent years due to their unique blend of residential, commercial, and recreational spaces.

Unlike traditional single-purpose developments, mixed-use projects offer a harmonious integration of various functions within a single locale.

Residential units seamlessly coexist with commercial establishments, retail outlets, dining venues, entertainment hubs, and recreational facilities, with the combination not only enhances convenience but also fosters a vibrant lifestyle and a sense of community.

<h3>Convenience and accessibility</h3>

Mixed-use developments are designed with convenience in mind. They often integrate residential units with commercial spaces, retail outlets, restaurants, and recreational facilities, creating a self-contained community.

[smartcode_project:default project_id=114215 project_image_fid=204874]

The proximity allows residents to enjoy the convenience of having essential amenities and services within walking distance. Whether it's grabbing a cup of coffee, going grocery shopping, or accessing healthcare services, everything is conveniently located, saving residents time and effort.

<h3>Vibrant lifestyle and community</h3>

One of the major advantages of mixed-use developments is the vibrant lifestyle they offer. With a diverse range of amenities and communal spaces, residents have ample opportunities to interact, socialise, and build a sense of community.

[smartcode_project:default project_id=107714 project_image_fid=214122]

The presence of parks, community centres, and shared spaces fosters a lively atmosphere, encouraging residents to engage in various activities and events. The vibrant lifestyle within these developments creates a unique sense of belonging and camaraderie among the residents.

<h3>Potential for higher rental yields and property value appreciation</h3>

Mixed-use developments tend to attract a broad range of tenants and buyers due to their versatile nature. This high demand can result in higher rental yields for investors and potentially lead to property value appreciation over time.

[smartcode_project:default project_id=139989 project_image_fid=212887]

The integration of commercial and retail spaces attracts businesses, which can provide a stable rental income stream. Additionally, the popularity of mixed-use developments often drives up property values, making them a potentially lucrative investment in the long term.

<h3>Enhanced security and maintenance</h3>

Mixed-use developments typically have comprehensive security measures in place. With controlled access points, CCTV surveillance, and professional security staff, residents can enjoy enhanced safety and peace of mind.

[smartcode_project:default project_id=108019 project_image_fid=212658]

Additionally, these developments often have dedicated maintenance teams responsible for the upkeep of common areas, landscaping, and infrastructure. This ensures that the overall appearance and functionality of the development are well-maintained, creating a pleasant living environment for residents.

<h3>Live-work-play balance</h3>

One of the key attractions of mixed-use developments is the ability to achieve a desirable live-work-play balance. The integration of residential and commercial spaces allows residents to live closer to their workplaces, reducing commuting time and improving work-life balance.

The proximity to various amenities and recreational facilities encourages an active and healthy lifestyle. Residents can easily access fitness centres, parks, restaurants, and entertainment options, all within the same development, leading to a more fulfilling and convenient way of life.

alisonwarters@gmail.com

The top five reasons to buy in a mixed-use development

When buying a property, everyone needs to be aware of the additional costs that come as part of the buying process.

Often the largest outlay, after the deposit which goes to the bank, is stamp duty.

<h2 style="line-height: 1.38;">What is Stamp Duty?</h2>

Stamp duty is an extra tax to pay the government when you buy land, a property, and other certain assets.

It happens when the legal ownership is transferred. It can also be known as property transfer duty or transfer duty.

<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="415" src="https://www.youtube.com/embed/C32BWkB5--c" title="YouTube video player" width="660"></iframe>

<h2>Who pays Stamp Duty?</h2>

In some circumstances, you may get an exemption. For some states, you won’t have to pay for stamp duty if you are a first home buyer or a pensioner for houses under a particular price. There are also stamp duty concessions, where you may be entitled to a discount.

<h2>How much does Stamp Duty cost?</h2>

Each state has different rules which affect how much you need to pay. These rules can affect the rate you pay, and the timeframe you will need to pay in. Before you buy land or a property, make sure you check the up-to-date information for your state’s stamp duty.

You can use a free stamp duty calculator online to see approximately how much you’ll need to pay. Find out if you’re eligible for an exemption by enquiring on a project via Urban!

Overall, the stamp duty you need to pay will depend on:

<ul>
	<li aria-level="1">How much your land/property is worth</li>
	<li aria-level="1">Where your land/property is located</li>
	<li aria-level="1">What type of land/property it is</li>
</ul>

Want to find out more? <a href="https://www.youtube.com/@UrbanAustralia?utm_source=YouTube&amp;utm_medium=Video&amp;utm_campaign=Subscribe&amp;utm_id=Subscribe">Subscribe to our YouTube channel</a> for more property videos.

Ellen Walker

Off-the-plan property explained: What is stamp duty?

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The nearly completed Docklands Residences, located atop the 5-star Melbourne Marriott Hotel Docklands, are a collection of oversized 1, 2- and 3-bedroom residences, offers a true lifestyle of luxury-living.

Owners will have the opportunity to join the exclusive hotel membership and access services and amenities provided by Marriott, including an open-air infinity rooftop pool, concierge services, gymnasium, room service, housekeeping and much more.

The building also features a restaurant and bar for owners to enjoy.

[smartcode_project:default project_id=3205]

Designed by award-winning DKO Architecture, The Docklands Residences is a unique mixed-use development offering timeless luxury living, inspired by the city's love for entertaining and appreciation for smart design.

Each apartment also comes with a private enclosed glass winter garden, allowing residents to enjoy stunning views of bay, city and Bolte Bridge during all months of the year.

The 19-level Docklands Residences is being delivered by Capital Alliance, DKO Architecture and Icon.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/the-docklands-residences-3-43-waterfront-way-docklands" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/the-docklands-residences-3-43-waterfront-way-docklands-7d767816beca96788755ea8c39a804a7_0.jpg?itok=lwbgCHve" style="width: 580px; height: 359px;"></a></figure>Docklands Residences services and amenities:

<ul>
<li>Rooftop infinity pool</li>
	<li>Spa</li>
	<li>Kids Pool</li>
	<li>Pool bar</li>
	<li>Gymnasium</li>
	<li>Services provided by Melbourne Marriott Hotel Docklands including:</li>
	<li>Concierge services</li>
	<li>Room service</li>
	<li>Housekeeping</li>
</ul>
<figure><a class="colorbox colorbox-insert-image" href="/buildings/the-docklands-residences-3-43-waterfront-way-docklands" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/the-docklands-residences-3-43-waterfront-way-docklands-4a495c03c5da1d31b3415c625ce47347.jpg?itok=V4GYdJK8" style="width: 580px; height: 435px;"></a></figure>
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The Docklands Residences is a unique mixed-use development

urban.com.au

Docklands Residences popular with owner-occupiers as completion date nears

Australia&#39;s build to rent pipeline has grown by nearly 70 per cent over 2020, new research by CBRE has found.

Their Build-to-Rent development pipeline report showed a 68 per cent expansion, topping&nbsp;40 projects. The total number of units was approaching 15,000 &ndash; a new high for the asset class.

There was a&nbsp;28 per cent increase in new projects in the second half of last year relative to the first six months of 2020, the&nbsp;half-yearly profile of supply and development projects highlighted.

&quot;As the pipeline continues to expand, the aggregate size of the market is currently estimated to exceed $10 billion with an additional $3-5 billion in the pipeline currently under consideration or at various stages of due diligence&quot;, the reported noted.

The second half of the year saw the completion of&nbsp;Mirvac&rsquo;s&nbsp;Pavilions at Olympic Park&nbsp;in Sydney and Lateral Estate&rsquo;s first stage in Green Square.

[smartcode_project:default project_id=7363]

Queensland also increased its share of the pipeline with new large scale schemes announced by Frasers and Mirvac following Gold Coast&rsquo;s lead which already has a number of BTR projects.

Melbourne remains the top investment destination geographically, due&nbsp;to its more accessible and affordable market for site acquisitions.&nbsp;Investors continue to pursue Sydney opportunities as Australia&rsquo;s premier gateway city.

&quot;We expect the momentum to be maintained with more projects announced as developers work through a pipeline of several thousand units currently under due diligence and taking advantage of recent tax reforms enacted in NSW and Victoria.

&quot;The effects of COVID-19, while having had a significant impact across the economy, appear not to have derailed many groups&rsquo; plans.

&quot;On the contrary, it may have stimulated further interest for BTR both from developers as well as investors, some of which are recording relative outperformance of BTR assets in their global portfolios.&quot;

[smartcode_project_cta: project_id=7363]

Melbourne remains the top investment destination geographically, due to its more accessible and affordable market for site acquisitions



Mirvac and Frasers drive soaring 2020 Build-to-Rent pipeline

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Architecturally designed by renowned architects DKO, Collection is a highly anticipated new residential development comprising of 311 apartments across three buildings. Situated in Rouse Hill, north-west of Sydney's CBD, Collection borders the popular Berowra Valley National Park.

The first release of the master-planned community offers 99 residences, from studio apartments, through to three-bedroom townhomes. 

<figure><a class="colorbox colorbox-insert-image" href="/new-townhouses/collection-rouse-hill-49-terry-road-rouse-hill" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/collection-49-terry-road-rouse-hill-2b33eb4fdf7562906e2dfb6179231ded.jpg?itok=rFBOcENg" style="width: 580px; height: 435px;"></a></figure>Each home boasts all the modern luxuries, with European stainless steel appliances in the spacious open-plan kitchens, while the bathrooms feature walk-in showers and large-format floor and wall tiles. Generous entertainer's balconies provide the perfect space to host guests, with a beautiful view of the surrounding landscape providing a stunning year-round backdrop for an idyllic dining setting.  

On the ground floor, a brand new cafe will cater to both residents and the community, providing a place to gather and enjoy a coffee or a meal together. Other on-site amenities include a gymnasium and a meticulously landscaped communal garden. 

<figure><a class="colorbox colorbox-insert-image" href="/new-townhouses/collection-rouse-hill-49-terry-road-rouse-hill" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/collection-49-terry-road-rouse-hill-7a0f5fb3517753ba1848712a8885e5f3.jpg?itok=Go_zRYHo" style="width: 580px; height: 435px;"></a></figure>The nearby Rouse Hill Town Centre provides residents with access to an abundance of amenities and shops, with the retail and commercial precinct set to embark on a $300 million expansion. The new Sydney Metro railway will give residents efficient access to the city in just 45 minutes. There has also been a proposed $550 million upgrade of the M2 Hills Motorway, which will further enhance accessibility to the CBD and neighbouring amenities. 

Urban's 3 favourite things:

<ul>
<li>Spectacular scenic views</li>
	<li>Architecturally designed homes by DKO</li>
	<li>Great amenities within walking distance</li>
</ul>
To learn more about the Collection apartments and townhomes available for sale, reach out to a sales consultant via Urban.

<figure><a class="colorbox colorbox-insert-image" href="/new-townhouses/collection-rouse-hill-49-terry-road-rouse-hill" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/collection-49-terry-road-rouse-hill-f713d4f0585558126c7bcd8e01bb3083.jpg?itok=jrRwirFa" style="width: 580px; height: 435px;"></a></figure>
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Each home boasts all the modern luxuries at Collection, Rouse Hill.

Architecturally designed by renowned architects DKO, Collection is a highly anticipated new residential development

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Welcome to Viola – where luxurious oversized apartments combined with never-to-be-built-out views of the city and championship golf courses offering buyers a rare opportunity to purchase their dream property in the affluent eastern suburbs of Sydney.

Viola is the exciting third stage release within the Pagewood Green master-planned residential community offering a superb collection of 177 apartments over 16 levels designed for a lifetime of quality and comfort.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/aura-1-carter-street-eastgardens-1-carter-street-lidcombe" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/aura-1-carter-street-lidcombe-5a37f7d913416bd8fd1e0ac87c5917e6.jpg?itok=8adm7CPk" style="width: 580px; height: 242px;"></a></figure>Soaring above, Viola’s penthouses with their sweeping rooftop terraces are spectacular. Panoramic views define these luxurious apartments, capturing outlooks over the manicured golf course, Viola’s own Central Park and out to the coastline and CBD skyline. 

From their elevated vantage point, enjoy a private sanctuary from the urban buzz and the perfect place for alfresco entertaining with friends and family.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/aura-1-carter-street-eastgardens-1-carter-street-lidcombe" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/aura-1-carter-street-lidcombe-0d22f693a42b7ae11787529cb18191c2.jpg?itok=Kf8sT9Ed" style="width: 580px; height: 242px;"></a></figure>Pagewood Green is expected to be innovative but also reflective of its location, while incorporating all the facilities that come standard in a Meriton development, and more. An Island development surrounded by an abundance of parks, championship golf courses and a

Westfield’s shopping centre next door Resort style facilities include:

<ul>
<li>Indoor pool, spa and sauna</li>
	<li>Fully equipped gymnasium</li>
	<li>Onsite childcare centres</li>
	<li>Onsite supermarket, retail shops and cafes</li>
	<li>Onsite building manager</li>
	<li>Secure underground parking</li>
	<li>Pagewood Green Central Park</li>
	<li>Landscaped podium recreational areas with BBQ and herb/veggie gardens</li>
</ul>
<figure><a class="colorbox colorbox-insert-image" href="/buildings/aura-1-carter-street-eastgardens-1-carter-street-lidcombe" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/aura-1-carter-street-lidcombe-03200c3e5ccb92ab233ef3f0968449ef.jpg?itok=MGiHg5Dr" style="width: 580px; height: 242px;"></a></figure>Located in the heart of Pagewood, set amongst tree lined boulevards, a new paradise in the heart of Sydney’s East just 8km from Sydney CBD, under 5km to Coogee Beach and 5km to Sydney Airport. In addition to the onsite supermarket, retail shops and cafes, neighbouring Westfield Eastgardens with transport links to the CBD.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/aura-1-carter-street-eastgardens-1-carter-street-lidcombe" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/aura-1-carter-street-lidcombe-24337e2aec5948ed71f9e555fe8dbc25.jpg?itok=hgmLUVZF" style="width: 580px; height: 242px;"></a></figure>
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Never-to-be-built out views of the city on offer!

Viola is the exciting third stage release within the Pagewood Green community offering prestige city living.

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Fridcorp’s latest development Beyond Hurstville in south Sydney features a number of convenient amenities, starting right at the foot of the building.

The 4,500 sqm retail precinct is anchored by Woolworths, making it an ideal home for busy people and parents searching for convenience. Not far from the development is Westfield Hurstville.

Hurstville has a pedestrian-friendly walk score of 81/100, meaning most daily tasks can be accomplished on foot, while walking trails and bike paths connect Hurstville to surrounding suburbs and parklands.

[smartcode_project:default project_id=6798]

Designed in collaboration between Woods Bagot and DKO Architecture, Beyond’s sculptural architecture provides a new level of luxury at a comparatively affordable price point when compared to inner-city apartments.

Beyond’s amenities include an outdoor dining and teppanyaki grill, gardens, lobby bar and residents’ dining.

<a href="/buildings/beyond-hurstville-93-forest-road-hurstville"><img alt="" height="718" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/beyond_hurstville_2.jpg" width="1200"></a>

Prices start from $585,000 for a one bed, $845,000 for a two bedroom and $1,325,000 for the three bedroom apartments.

Estimated for completion in late 2021, Hurstville is just 16km from the CBD – only 19-minutes by express train from one of the two nearby stations Allawah or Hurstville. Sydney Airport is also easily accessible.

<a href="/buildings/beyond-hurstville-93-forest-road-hurstville"><img alt="" height="784" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/beyond_hurstville_1.jpg" width="1200"></a>

Other local leisure and eatery options include the Golden Sands, Club Central Hurstville, Allawah Hotel, Hurstville Library and the Hurstville Entertainment Centre.

The are plenty of surrounding schools for children including: 

<ul>
<li>Giggles Early Learning Centre</li>
	<li>St Mary Star of the Sea</li>
	<li>St George Christian School</li>
	<li>Sydney Technical High School</li>
	<li>Georges River College Hurstville</li>
	<li>Carlton Public School</li>
</ul>
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Fridcorp’s latest Hurstville development features some of the most convenient amenities on offer in NSW with a retail precinct attached

jordan_55689

Amenity highlights: What's within walking distance of Beyond Hurstville?

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Recently Urban took a look at ID_Land's brand new collection of townhomes in Hadfield. Architecturally designed by Peddle Thorp, The Walter features 64 townhouses, with two and three-bedroom floorplans on offer. 

The development is located within walking distance from parklands, local shops and public transport options.

Designed by Peddle Thorp, the Walter features high ceilings, floor-to-ceiling joinery and integrated LED lighting. The stylish Hadfield homes are selling now from just $635,000.

That means eligible first home buyers can save up to $25,000 on a Walter townhome with the $15,000 HomeBuilder Grant and $10,000 First Home Buyers Grant.

[smartcode_project:default project_id=9023]

Within walking distance from The Walter you'll find a selection of parks, local shops, supermarkets, schools and public transport, while a short drive will have you in Melbourne CBD in just 20 minutes.

Nearby eateries include boutique cafes, authentic delis and restaurants plus its a family friendly suburb with something on offer for every generation. All your shopping needs are taken care of with the Woolworths Hadfield and West Street Retail Strip across the road plus the Coburg Retail Centre and Farmers Market a short drive away.

It is located close to local schools and central to major universities including:

<ul>
<li>La Trobe University</li>
	<li>University of Melbourne</li>
	<li>Victoria University </li>
	<li>RMIT, Brunswick</li>
</ul>
With two major train lines in close proximity anywhere is convenient including the abundance of Parklands and Reserves. Just nearby are recreation centres and some of Melbourne's premium cycling tracks.

To learn more about The Walter <a href="/news/urbans-tour-of-the-walter-display-suite">check out our tour</a>, or to book your own <a href="/news/display-suites-you-can-visit-from-the-comfort-of-your-own-home">display suite tour</a>, request a <a href="/buildings/the-walter-2-6-walter-street-hadfield?source_news_article_id=32229&amp;ref=news_body_link">call from an ID_Land sales consultant</a> today via Urban.
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Architecturally designed by Peddle Thorp, ID_Land's The Walter features 64 townhouses, with two and three-bedroom floorplans on offer

What's within walking distance from The Walter in Hadfield?

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The former UBS chief executive Matthew Grounds is selling his Palm Beach weekender.

Grounds, who has been dubbed as a rockstar banker for his dealings with the likes of James Packer, is asking between $7 million to $7.5 million for the home he bought nearly brand new for $4.3 million in 2005.

Built just a year earlier, the north-facing, ultra-contemporary Palm Beach Road home spans three levels and has two open plan living zones on the top two levels, both opening to entertaining terraces facing the beach.

<img alt="" height="793" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/grounds_palm_beach_2.jpg" width="1200">

The home on 1,010 sqm has four bedrooms and three bathrooms. LJ Hooker Palm Beach agent David Edwards has the listing.

Grounds, who is based in a Mosman mansion he bought for $14.05 million in 2012, was the chief executive of UBS until retiring in 2019. 

He made a hefty loss on his former Mosman home. Having paid $11 million, Grounds sold the Phillip Corben-designed home for $9.4 million in 2016.
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The former UBS chief executive Matthew Grounds is selling his Palm Beach weekender

"Rockstar" banker to the stars lists Palm Beach weekender

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Hailed as Parramatta’s tallest residential tower, 180 George is an exciting new development comprising of two slender towers ranging in height from 186 and 211 metres respectively, designed by acclaimed architecture firm, Woods Bagot.

The proposal has currently been approved by The City of Parramatta for developers Meriton to deliver 767 one, two and three bedroom apartments with spectacular dual and tri-aspect features and large entertaining terraces.

[smartcode_project:default project_id=8590]

Enjoy the seamless open plan living spaces that flow onto large enclosed balconies or entertainer terraces with uninterrupted views over the city, district and Sydney CBD.

Floor to ceiling glass in every room floods the interiors with natural light with atmospheric Sleek kitchens to match featuring luxury finishes, plentiful storage and premium quality European appliances that make the perfect setting for gourmet home chefs.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/180-george" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/180-george-street-parramatta-a13db7ee410d227c82d7e5ec2ea74a60.jpg?itok=pvDfEl9D" style="width: 580px; height: 242px;"></a></figure>The luxurious amenities do not stop there, with a range of fantastic public amenities at your doorstep with the stellar lifestyle the city of Parramatta indulges.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/180-george" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/180-george-street-parramatta-5e42d45fff7ec7af9310f27af827f7bf.jpg?itok=It0zLzzb" style="width: 580px; height: 242px;"></a></figure>Beautiful marble feature walls reflect the towers sky piercing prestige with freestanding baths as the dramatic focal point of the bathrooms. Find peace and tranquility win the spacious bedrooms with built-in wardrobes, walk-in robes in some floor plans, luxury ensuites, plush carpet and block-out roller blinds. Some have private balconies that bring fresh air into the space and bring the outdoors in.

Primely located within walking distance of Westfield Parramatta, with over 500 stores of convenience, dining and entertainment, Parramatta Park and Gardens nestled by the river and Church Street lined with a diverse range of bars and restaurants bringing a community feel.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/180-george" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/180-george-street-parramatta-357ea0b9ead04991b8c8461191441c14.jpg?itok=CbgfIsvK" style="width: 580px; height: 242px;"></a></figure>Nearby, the future Powerhouse Museum will bring new vitality to the neighbouring riverside theatres and art precincts which adds to the vibrant nightlife of the city.

Parramatta is booming with such developments, making it a key economic and cultural hub such as Parramatta Square, a mixed-use precinct revitalising the centre of the CBD, connected by a large metro station and the first vertical high school rising 16 storeys.

Urban’s three favourite things about 180 George Street:

<ul>
<li>Luxurious amenities and communal space.</li>
	<li>An activated ground floor and streetscape.</li>
	<li>Elegant apartment interiors and entertainer terraces.</li>
</ul>
180 George Street Amenities:

<ul>
<li>An indoor aquatic centre</li>
	<li>Gymnasium</li>
	<li>A major national supermarket chain</li>
	<li>Ground floor retail and cafe’s</li>
	<li>A childcare centre with private access </li>
	<li>Sundrenched podium gardens and BBQ spaces</li>
	<li>Landscaped communal terraces</li>
</ul>
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Check out Parramatta's tallest tower, set for completion this year

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Located on Banksia Street in the up and coming suburb of Tuart Hill in Perth, find yourself surrounded by central convenience and within walking distance to cafes, restaurants and supermarkets that line Main Street, leading schools, parklands and extensive bus routes taking you across the city. This area is perfectly suited for families, young professionals and downsizers.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/one54-154-banksia-street-tuart-hill" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/one54-154-banksia-street-tuart-hill-5dcf992e5a4a657f5225efe187ededfd.jpg?itok=xFO5kFSO" style="width: 580px; height: 435px;"></a></figure>These highly sought-after contemporary and modern townhomes offer carefully designed layouts which maximise living spaces and create impressively functional homes.

<figure><a class="colorbox colorbox-insert-image" href="/buildings/one54-154-banksia-street-tuart-hill" rel="gallery-all"><img alt="" class="image-article-full-width-580px" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/one54-154-banksia-street-tuart-hill-f0e387dbbba242eaed2a52563e27b1d0.jpg?itok=11yfivJN" style="width: 580px; height: 435px;"></a></figure>One54 Tuart comprises 15 townhomes delivered by award winning Domination Homes and Griffin Projects Group. You can expect quality finishes such as stone bench tops, overhead kitchen cupboards and your choice of vinyl, tiles or timber flooring throughout, alongside a host of potential upgrade options.

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Each two-storey brick townhouse offers open plan living, colourbond roofing and a good sized private courtyard to present a lifestyle of peace and comfort, perfect for relaxing or entertaining with family and friends. 
Each townhome also boasts three bedrooms, a downstairs powder room and a double garage for your convenience.
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Contemporary and modern townhomes offer carefully designed layouts.


One54 Tuart delivers highly sought-after townhomes in Tuart Hill.

In one of Brisbane's most sought-after suburbs, rises Vitality, a lively boutique precinct featuring 38 stylish four-bedroom townhouses, delivered by AusBuild.

This community is carefully considered to be inspired by nature, yet connected in every way with easy access to both the city and the bay. Located enviably in the leafy Albany Creek, residents are provided with a dynamic and engaging place to call home.&nbsp;

The townhouses offer privacy, tranquility and flawless design. The open plan homes have an abundance of space for preparing meals and perfect settings for entertaining family and friends. A separate laundry and powder room are considerate features to keep those generous living areas open for whatever you may be planning. Vitality Townhouses are bold yet thoughtful in design. Beautifully crafted interiors leave room to move and connect with outdoor spaces. These open layouts seamlessly blend contemporary design and plenty of natural light to celebrate a lifestyle full of endless opportunity.

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These residences are generous, full-size homes, with four spacious bedrooms all on the first floor. Luxurious but purposeful, the master suite boasts a private ensuite, while an elegant bathroom services the secondary bedrooms. This creates a calming retreat, away from the main living areas.

Enjoy a relaxed lifestyle in this family-friendly community, which offers not only charisma but convenience with just a short distance to Albany Creek Shopping Village, offering all your daily necessities.

<figure><img alt="" class="image-article-full-width-580px" data-entity-type="" data-entity-uuid="" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/vitality-townhouses-41-43-greensill-road-albany-creek-2e1c1a6833ac3d3a9d060de613dd8e43.jpg?itok=Xi14w-_7" style="width: 580px; height: 435px;" /></figure>

Discover a wealth of local comforts in Albany Creek, which feature an energetic business, retail and hospitality heart. Nearby, shop up a storm at Westfield Chermside or Aspley Hypermarket, both boast major retailers and numerous specialty stores alike, and indulge in the endless culinary delights offered by local cafes and restaurants.

Major transport thoroughfares are a short drive away, making for an easy commute to neighbouring suburbs or travels further afield. Plus, local public transport options can take you where you need to go, with both buses and trains easily accessible.

<figure><img alt="" class="image-article-full-width-580px" data-entity-type="" data-entity-uuid="" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/vitality-townhouses-41-43-greensill-road-albany-creek-6476f83ed39788214d2864f145af5dfc.jpg?itok=XF5fNFjg" style="width: 580px; height: 435px;" /></figure>

Vitality Townhouses, a lively boutique precinct rises in Albany Creek.


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