Toorak's dress circle St Georges Road, home to some of the city's priciest homes, is set for a rare new apartment development.

Blood Diamond Group, an entity tied to Tina Brandi, wife of David Brandi who has been a prolific bidder on The Block over the years, has filed plans for an ultra-exclusive development across an amalgamated 3,662 sqm site at <a href="https://www.apartments.com.au/new-apartments/104-106-st-georges-road-toorak-vic-3142">104 and 106 St Georges Road</a>.

The proposal would replace two existing homes on the riverfront site with a five-level apartment building cascading down the steeply sloping land toward the Yarra River. Designed by Charles Wright Architects, the development has been carefully shaped around the site’s topography and river environs, with the upper levels stepping back to reduce visual bulk from both St Georges Road and the Yarra corridor.

Planning documents describe the proposal as “a site layout and building typology that is consistent with the emerging character of the area and which provides exceptional amenity for future residents without compromising that of neighbouring properties.”&nbsp;

<img alt="First look: Blood Diamond Group unveils riverfront apartment plans for Toorak Pavilion" data-entity-type="file" data-entity-uuid="ea19a17e-7528-4fa8-b727-05f2f7c025e5" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Toorak%20pavilion%20a_0.png?VersionId=rZ2IjdoUL_UrRl1sZ4wZHnQXbYUaEmUQ" />

The scheme comprises 12 apartments, including 10 three-bedroom residences, one one-bedroom apartment, and a substantial split-level five-bedroom penthouse. A 624 sqm communal rooftop terrace will crown the building, while three undercroft levels embedded into the hillside will accommodate apartments and basement parking.

The design leverages the site’s dramatic northern outlook across the Yarra River, with living areas and balconies oriented toward the water. A central atrium running the full height of the building is intended to draw natural light deep into the residences and improve internal amenity.

Landscape architecture by <a href="https://www.apartments.com.au/landscape-architect/jack-merlo">Jack Merlo Design &amp; Landscape</a> will play a major role in softening the built form, particularly along the river edge where significant setbacks have been introduced. The proposal includes a minimum 30-metre setback from the Yarra River boundary, preserving a substantial landscaped buffer between the development and the waterway.

While a mature English Oak near the front of the site is proposed for removal, the plans retain a large English Elm closer to the riverfront, alongside other established vegetation in the lower section of the property.

<img alt="First look: Blood Diamond Group unveils riverfront apartment plans for Toorak Pavilion" data-entity-type="file" data-entity-uuid="ed3bf19b-5bc7-482f-bde7-41f709a13c3a" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Toorak%20pavilion%20b.png?VersionId=SG_kBGu4rOaSPY8FtVcmPJfSCrstuOfg" />

Architecturally, the building adopts strong horizontal forms with expansive glazing and curved balcony edges facing the river. Planning documents note the upper levels “adopt a receding form” to ensure the building responds appropriately to the Yarra River environs overlay controls.&nbsp;

The surrounding streetscape is characterised by large contemporary homes embedded into the hillside, many presenting as modest one or two-storey forms to the street before expanding toward the river frontage below. The planning report notes this established pattern heavily influenced the massing strategy for Toorak Pavilion.&nbsp;

Until the recent sale of the landmark Clendon Road mansion Coonac for around $130 million, St Georges Road held the state's most expensive home, the $80,000,088 derelict "Ghost House" mansion that was bought by crypto king Ed Craven.&nbsp;

Blair House, also on St Georges Road, sold for $74.5 million in 2022.

Joel Robinson

First look: Toorak Pavilions slated for dress circle St Georges Road

Six months after a development site on Kangaroo Point’s Shafston Avenue sold for $6.55 million, plans have been lodged for a 23-storey apartment tower.

A company named JMT Mega Capital, understood to be interstate investors when the 1,222 sqm double block traded late last year through Patona Property, is proposing an 84-apartment development in place of the existing low-rise buildings.

The slender tower at <a href="https://www.apartments.com.au/new-apartments/212-220-shafston-avenue-east-brisbane-qld-4169">212–220 Shafston Avenue</a>, overlooking the Brisbane River, has been designed by <a href="https://www.apartments.com.au/architects/aplus-design-group">Aplus Design Group</a>. It will comprise a mix of one-, two- and three-bedroom apartments above six basement levels, topped by rooftop resident amenities.

<img alt="First look: 23-storey Kangaroo Point tower planned for Shafston Avenue riverfront precinct" data-entity-type="file" data-entity-uuid="7e17ba9e-553e-42ef-92b6-22081671521a" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/podium_3.png?VersionId=hlVUf99vrOjUs.vhQs0qV0DhOncUy9T8" />

The development has been designed as a vertically articulated tower with recessed balconies, curved façades and planted edges intended to soften its scale within the evolving Shafston Avenue skyline. In the submitted Urban Design Report, Aplus Design Group said the tower had been “shaped with a slender vertical expression, articulated façades, recessed balcony zones, integrated planting and a clearly defined podium relationship, helping to reduce perceived bulk and create a more elegant contribution to the Shafston Avenue streetscape and broader Kangaroo Point skyline.”

The scheme comprises 84 apartments, including 25 one-bedroom units, 34 two-bedroom apartments and 25 three-bedroom residences. A total of 104 car spaces are proposed across six basement levels, including resident, visitor and accessible parking.

Residents will have access to rooftop communal open space and shared amenities, while the development also incorporates deep planting zones and subtropical landscaping throughout the podium and tower levels. The project includes 35 per cent communal space coverage across the site and a 17.5 per cent deep soil zone allocation to support urban greening outcomes.

The application exceeds the mapped building height under the Kangaroo Point Peninsula Neighbourhood Plan and is being assessed under Brisbane City Council’s impact assessment pathway. The design team argues the additional height is supported by the site’s strategic inner-city location, existing high-density zoning, and proximity to transport and employment hubs.

“The design has been developed to make better use of a well-serviced urban site within an established high-density residential setting, while improving the street presentation and overall quality of the public realm interface,” the report states.

<img alt="First look: 23-storey Kangaroo Point tower planned for Shafston Avenue riverfront precinct" data-entity-type="file" data-entity-uuid="1ab44b1e-ff45-4bf3-8da8-8aa0cd79db33" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/site_10.png?VersionId=tSxeGekZOqj1e9g3PEn_yFoC3taKDp3U" />

The proposal adds to a growing pipeline of apartment developments reshaping Kangaroo Point ahead of the 2032 Brisbane Olympic Games, with demand continuing to strengthen for new housing supply in well-connected inner-city precincts.

Mosaic has nearly sold out its under-construction <a href="https://www.apartments.com.au/new-apartments/the-bedford-by-mosaic-16-30-prospect-street-kangaroo-point-qld-4169">The Bedford by Mosaic</a>&nbsp;and <a href="https://www.apartments.com.au/new-apartments/the-carter-by-mosaic-77-linton-street-kangaroo-point-qld-4169">The Carter</a>,&nbsp;while Pikos recently completed <a href="https://www.apartments.com.au/buildings/skye-residences-by-pikos-kangaroo-point-8-river-terrace-kangaroo-point-qld-4169">Skye Residences</a> nearby. Pikos is also delivering <a href="https://www.apartments.com.au/new-apartments/gaia-kangaroo-point-108-lambert-street-kangaroo-point-qld-4169">Gaia</a>, over 230 three- and four-bedroom apartments on Lambert Street.

First look: 23-storey Kangaroo Point apartment tower planned for Shafston Avenue riverfront precinct

A new 25-storey apartment tower proposed for Mercer Street would push Geelong’s western gateway skyline higher, with Morphy Birrell Property Group lodging plans for a project directly beside one of the city’s most significant heritage streetscapes.

The <a href="https://www.apartments.com.au/architects/fk-australia">FK</a>-designed development at <a href="https://www.apartments.com.au/new-apartments/65-67-mercer-street-geelong-vic-3220">65-67 Mercer Street</a> has now been referred to Victoria’s Planning Minister. The site sits opposite the Geelong rail corridor and immediately south of the heritage-listed St Peter and Paul’s Catholic Church and Ashby Hall precinct.

Rather than compete with the neighbouring ecclesiastical buildings, the proposal adopts a sculpted podium intended to reference the materiality and scale of the heritage context. Planning documents note the design draws cues from the “dark stone brick” church and surrounding masonry buildings, while the tower above transitions into a softer, curved form oriented toward Corio Bay and the Geelong waterfront.

<img alt="First look: Morphy Birrell Property Group targets 25-storey Geelong tower beside landmark church precinct" data-entity-type="file" data-entity-uuid="b797d10c-d4a6-47af-b8df-1aeaa3b382be" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/public%20square.png?VersionId=QGIpcz1x1hKB6lQLl2iobyHqb6PS2Ztc" />

The development forms “Stage 5” of Morphy Birrell Property Group’s broader Mercer Street precinct strategy, following the completion of the 21-storey Miramar tower on Cavendish Street and several additional approved redevelopment stages nearby. Planning consultants Ratio said the proposal “represents an exemplary development outcome” aligned with the strategic ambitions for Central Geelong’s continued urban renewal.

The mixed-use project would replace an existing low-rise commercial building and surface parking area on the 3,320 sqm corner site. FK’s urban context report describes the proposal as a residential development comprising apartments, resident amenities, commercial space, and integrated landscaping positioned to maximise bay views and northern sunlight access.

Renders show a deeply articulated tower with curved balconies stepping above a lower masonry podium that frames a landscaped forecourt facing Mercer Street. The design intentionally preserves sightlines toward the adjacent church buildings, with the podium scaled to reinforce the heritage edge before the tower recedes upward.

<img alt="First look: Morphy Birrell Property Group targets 25-storey Geelong tower beside landmark church precinct" data-entity-type="file" data-entity-uuid="2bdca91e-66f7-4ac7-8baa-2f93bd5b564e" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/geelong%20site.png?VersionId=QOhbino4ZgzKYw5dW3QE14E.2yq.Sv87" />

The planning report highlights the site’s strategic location within 400 metres of key Geelong destinations including Cunningham Pier, the Geelong Station precinct, Deakin University, and the convention centre. Bus services run directly along Mercer Street, while the Corio Bay foreshore sits around 100 metres north of the site.

The proposal arrives amid accelerating redevelopment across central Geelong, where planning policy continues to encourage higher-density housing close to transport infrastructure and the waterfront. Mercer Street in particular has emerged as a focal point for taller apartment development due to its proximity to Geelong Station, the bay, and major civic infrastructure.

Morphy Birrell Property Group targets 25-storey Geelong tower beside landmark church precinct

Development giant&nbsp;<a href="https://www.apartments.com.au/developers/hamton">Hamton</a> and joint venture partner Hostplus have revealed the next residential stage of their $3 billion Moonee Valley Park masterplan, lodging plans for 512 more apartments within the precinct on surplus racecourse land at 110 Wilson Street, Moonee Ponds.

The proposed development, dubbed&nbsp;<a href="https://www.apartments.com.au/new-apartments/trackside-house-110-wilson-street-moonee-ponds-vic-3039">Trackside Gardens</a>&nbsp;in the planning application, follows the <a href="https://www.apartments.com.au/news/vic/first-look-exclusive-hamton-and-hostplus-reveal-sixth-stage-of-moonee-valley-park-masterplan">recent unveiling of the sixth-stage Cox Place Precinct</a> and continues the long-running transformation of the Moonee Valley Racecourse into one of Melbourne’s largest urban renewal projects.

Positioned on the north-eastern edge of the racecourse adjacent to CityLink, Trackside Gardens will comprise three residential buildings rising between 61.8 metres and 86.4 metres within a heavily landscaped precinct shaped by Hamton’s Nature Based Cities framework.

The project forms part of the broader Moonee Valley Park redevelopment being delivered by Hamton, Hostplus and the Moonee Valley Racing Club, which is reshaping the 40-hectare racecourse site into a mixed-use neighbourhood with housing, retail, commercial space, hotels, parkland and community infrastructure.

Trackside Gardens sits separately to the recently proposed Cox Place Precinct, a five-building stage comprising around 1,100 residences, two build-to-rent buildings, two build-to-sell towers, retail, office space, and a hotel overlooking the racetrack. Together, the projects continue to accelerate housing delivery across the precinct.

<img alt="First look: Hamton expands Moonee Valley Park masterplan with 512-home Trackside Gardens precinct" data-entity-type="file" data-entity-uuid="5fc1941e-52d3-41c6-abc4-0f13fe8ae5ea" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/DA%20Edits%20%281%29.png?VersionId=7qwRHq5dcvXWNot2hNOgoQhN2GIWudNK" />

Designed by <a href="https://www.apartments.com.au/architects/dko-architecture">DKO Architecture</a> with landscape architecture by Tract, Trackside Gardens has been conceived as a botanical-style residential precinct prioritising canopy planting, communal green space, and vertical landscaping.

“The architectural vision for the proposed development centres around buildings in a botanical park setting that champions the important role of nature,” the planning submission states.

“The proposal incorporates principles of biophilic design, with landscape and environmentally sustainable development influencing the ultimate design response of the buildings and prioritising the ground plane to ensure a high amenity for both occupants and visitors.”&nbsp;

Trackside Gardens will deliver 512 apartments across the three buildings, alongside 518 basement car spaces and 523 bicycle spaces. Around 20 per cent affordable housing is proposed across the broader North East Precinct, equating to around 158 dwellings.&nbsp;

The affordable housing component will be concentrated within the Wilson East building, while the remaining apartments are expected to be delivered as build-to-sell residences.

Trackside Gardens has been designed around Hamton’s Nature Based Cities initiative, founded by Executive Chair Paul Hameister OAM in partnership with the University of Melbourne, Urbis, Ark Resources and Tract. The initiative promotes integrating higher-density urban development with significant biodiversity, tree canopy and landscape outcomes.

<img alt="First look: Hamton expands Moonee Valley Park masterplan with 512-home Trackside Gardens precinct" data-entity-type="file" data-entity-uuid="89353449-7b3c-42fd-8fd8-8bf64a5ef80f" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Article%20Feature%20Image%20%28Grid%29_4.png?VersionId=X8jRt0P2L7fIWjLhfX6gPknXToXIBeLj" />

A comprehensive landscape strategy would introduce deep soil planting, vertical greening, communal gardens, and new pedestrian links throughout the site.

Planning documents state the development is targeting a 5 Star Green Star Buildings rating, a 7.5-star average NatHERS rating, and “Exemplary” Nature Based Cities certification.&nbsp;

The proposal joins an expanding pipeline of approved and proposed buildings within Moonee Valley Park, including the recently launched Eveline apartments and the approved Grandstand North and South towers.

Hamton has increasingly focused on precinct-scale, nature-led communities across Melbourne’s middle-ring suburbs, with projects spanning Hawthorn, Kew, and Moonee Ponds.

Hampton unveils Trackside Gardens, latest stage of $3 billion Moonee Valley Park masterplan

The Paul Gedoun-led <a href="https://www.apartments.com.au/developers/ss-projects">S&amp;S Group</a> has achieved another milestone in its $1 billion transformation of Rainbow Bay on the southern Gold Coast with the completion of the company’s third project in four years, the $160 million <a href="https://www.apartments.com.au/buildings/esprit-217-227-boundary-street-coolangatta-qld-4225">Esprit</a> residences.

Delivered by <a href="https://www.apartments.com.au/builders/hutchinson-builders">Hutchinson Builders</a> and designed by <a href="https://www.apartments.com.au/architects/cottee-parker-architects">Cottee Parker Architects</a>, Esprit buyers have now moved into the 94 apartments across two interconnected buildings at 217-227 Boundary Street.

The successful settlement of Esprit marks another astounding chapter in the S&amp;S story, which launched its highly successful Flow apartments three years ago and created its own ultra-luxury branded fingerprint on an area craving new luxury residences.

Most early purchasers have secured gains of well over $1 million since the project launched in 2021.&nbsp;

[smartcode_project:default project_id=102921 project_image_fid=172129]

S&amp;S Projects Founding Director Paul Gedoun said the completion of Esprit reflects sustained demand for premium apartments in tightly held coastal locations.&nbsp; 
&nbsp;&nbsp; &nbsp; 
“Esprit has attracted buyers seeking a combination of quality design, considered amenity and a location that is becoming increasingly difficult to replicate,” said Gedoun.

“We identified some years ago that Rainbow Bay is a unique market where supply of luxury residences is limited, and we see the settlements in Esprit further underpinning this thinking - that for both owner-occupiers and investors.”&nbsp;

[smartcode_project:default project_id=102921 project_image_fid=172174]

A key feature of the development is ‘Club Esprit’, a 1,000sqm residents-only rooftop level combining wellness and recreation, believed to be a first for the Gold Coast, and which is fast becoming a signature of the S&amp;S brand.

Positioned to capture views across Snapper Rocks, Rainbow Bay and the Tweed River, the rooftop includes a 25-metre lap pool, gym, yoga lawn, sauna and steam facilities, ice bath, private dining spaces, outdoor cinema and landscaped areas for residents.&nbsp;

<a href="https://www.apartments.com.au/project-marketer/pezet-matheson">Pezet Matheson</a> Director Jayde Pezet, who led the sales campaign for Esprit and S&amp;S’s Flow and Awaken apartments, said the project’s performance reflects both the strength of the product and the depth of demand for premium apartments on the southern Gold Coast.&nbsp;

“In some cases, we’ve seen values double since launch, which is a clear reflection of how tightly held Rainbow Bay has become and the level of demand for well-executed projects in this market,” said Pezet.&nbsp;

“Buyers recognised early what S&amp;S Projects was delivering here, and that conviction has been rewarded as the project has progressed towards completion.”&nbsp;

[smartcode_project:default project_id=102921 project_image_fid=214819]

Esprit offers a mix of two- three and four-bedroom apartments and sits within walking distance of the beachfront, cafés and local amenities, reinforcing its appeal as both a lifestyle and investment destination.

The project is the third completed by S&amp;S Projects in Rainbow Bay, following Flow Residences and Awaken Residences, which together have contributed to the suburb’s emergence as one of the Gold Coast’s most sought-after coastal pockets. &nbsp;

S&amp;S Projects is continuing its investment in the area with Radia, a $215 million development currently under construction.&nbsp;

[smartcode_project:default project_id=102921 project_image_fid=172175]

Gedoun said the completion of Esprit signals continued confidence in the southern Gold Coast market.&nbsp;

“We’ve seen strong interest in well-located, high-quality apartments, particularly in areas where future development opportunities are limited."

“That’s been a key factor in the performance of Esprit and the broader Rainbow Bay market”.

[smartcode_project_cta:default project_id=102921]

Owners move in as Esprit completes at Rainbow Bay

Sydney’s property market is known for high prices, competitive bidding, and mounting pressure on first home buyers. But change is on the horizon.

From late 2025, eligible first home buyers in New South Wales will have access to a new federal government initiative aimed at addressing affordability: the Help to Buy Scheme.&nbsp;

<h2>What is the Help to Buy Scheme?</h2>

The program introduces a shared equity model intended to reduce the upfront cost of entering the property market, particularly in high-demand urban areas such as Sydney.

The scheme operates under a shared ownership structure in which the federal government takes an equity stake of up to 40 per cent for new homes, or 30 per cent for existing dwellings. This arrangement allows eligible buyers to significantly reduce their loan size and avoid the added cost of Lenders Mortgage Insurance (LMI).

Under this model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required. The government’s contribution is not a loan but a co-ownership stake in the property. As such, there is no interest or rent charged on its portion.

Because the government’s equity combined with the buyer’s deposit typically meets or exceeds the 20 per cent threshold, LMI does not apply. The remaining balance, generally between 60 and 70 per cent of the property’s value, is financed through a standard home loan with a participating lender.

The government's equity in the property remains in place until the buyer chooses to repay it voluntarily or until the property is sold. Buyers can buy back the government’s share over time, in increments of at least five per cent, depending on their financial situation.

There is no fixed repayment timeline, but the amount to be repaid will be based on the property's market value at the time of repayment, not the original purchase price.

<h2>How do you qualify for the&nbsp;Help to Buy Scheme?</h2>

To qualify for the Help to Buy Scheme, applicants must meet the following conditions:

<ul>
	<li>Be an Australian citizen at least 18 years of age.</li>
	<li>Be a first-home buyer who does not currently own property.</li>
	<li>Intend to live in the property as their primary residence.</li>
	<li>Earn less than $100,000 per year for individuals, or $160,000 for couples.</li>
	<li>Purchase a property within the regional price caps, currently $950,000 in Sydney, though this is expected to rise to approximately $1.3 million ahead of the program’s launch.</li>
</ul>

While the Help to Buy Scheme does not solve affordability challenges across the board, it does offer a more accessible pathway for a defined segment of the market, particularly younger buyers with moderate incomes who have been priced out of traditional lending routes.

The scheme is expected to commence in NSW in late 2025, as part of a national rollout.

Under the new model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required

Help to Buy Scheme: What first home buyers in NSW need to know

The First Home Owners Grant (FHOG) is a government initiative designed to help eligible first-time home buyers by offering financial assistance towards the purchase or construction of a new home.

While the FHOG is a nationwide program, it is administered separately by each state and territory, meaning the eligibility criteria, grant amounts, and property requirements can vary depending on your location. This means that the amount available and the conditions attached to the grant will differ, so it is important to check the specific guidelines for your state or territory.

It’s important to note that the FHOG is just one of several incentives available to first home buyers. In most states and territories, the grant is not linked to stamp duty exemptions or concessions, with the exception of the Australian Capital Territory (ACT). The FHOG is typically a one-off payment, reducing the overall cost of purchasing or building a new home before any stamp duty concessions are applied.

Below, we provide a breakdown of the First Home Owner Grants available across Australia, outlining the specific details for each state and territory.

<h2>New South Wales First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $600,000. For land purchases and owner-builders, the threshold extends to $750,000.

Stamp Duty Benefits: Provides full stamp duty exemption for homes valued up to $800,000, with concessions available for properties up to $1 million.

<h2>Victoria South Wales First Home Owner Grant</h2>

First Home Owner Grant: Provides a $10,000 grant for first-home buyers purchasing or building new homes valued up to $750,000.

Stamp Duty Benefits: Offers full stamp duty exemption for properties up to $600,000, with concessions available up to $750,000.

<h2>Queensland First Home Owner Grant</h2>

First Home Owner Grant: Offers $30,000 for contracts signed between 20 November 2023 and 30 June 2025. The FHOG applies to new homes valued up to $750,000.

Stamp Duty Concessions: Provides additional concessions for properties valued up to $800,000.

<h2>Western Australia First Home Owner Grant</h2>

&nbsp;

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $750,000 in the southern regions and up to $1 million in the northern regions.

Stamp Duty Concessions: Available for homes valued up to $600,000 for transactions entered into on or after 9 May 2024.

<h2>Australian Capital Territory First Home Owner Grant</h2>

First Home Owner Grant: Replaced by the Home Buyer Concession Scheme, offering full stamp duty concessions for eligible buyers.

<h2>South Australia First Home Owner Grant</h2>

First Home Owner Grant: Provides up to $15,000 for new homes, including houses, apartments, and townhouses. As of 6 June 2024, there is no property value cap for eligibility.

Stamp Duty Relief: Available for new homes and vacant land purchases.

<h2>Tasmania First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes and off the plan purchases.

Stamp Duty Exemption: Between 18 February 2024 and 30 June 2026, first home buyers of established homes valued up to $750,000 receive a full exemption on property transfer duty.

<h2>Northern Territory First Home Owner Grant</h2>

First Home Owner Grant: The Northern Territory provides a $10,000 grant for new homes only. Additional government grants and concessions are available for first home buyers.

Stamp Duty Exemption: The only stamp duty exemption available to property buyers is the House and Land Package Exemption (HLPE).

Eligibility criteria and application processes differ across states. Prospective buyers should refer to their respective state revenue offices for full details on grant availability, conditions, and additional concessions.

Every First Home Owner Grant for new property by state

In the ever-evolving landscape of sustainable architecture and environmentally conscious design, systems and ratings in place can help determine the energy efficiency of residential buildings in Australia.

Australia has multiple building rating systems that evaluate energy efficiency and sustainability in existing and new building designs.

Some systems assess individual building components, while others provide an overall rating for the entire structure.

A rating system ensures that homes are comfortable and energy-efficient, whether you are buying, renovating, or building.

NatHERS (Nationwide House Energy Rating Scheme) is a common way for new homes to meet energy efficiency requirements.

As new developments continue to shape the urban environment, understanding NatHERS ratings becomes essential for developers and homeowners. This article delves into the concept of NatHERS ratings, their significance, and how they contribute to creating energy-efficient homes.

<h2>What is NatHERS?</h2>

NatHERS is a national initiative implemented by the Australian government to promote energy efficiency in residential buildings. The scheme aims to provide a standardised method for assessing the thermal performance of homes, considering factors such as insulation, orientation, ventilation, and building materials.&nbsp;

NatHERS ratings are the most common way new homes meet the National Construction Code's (NCC's) minimum energy efficiency requirements.&nbsp;

NatHERS assessments provide thermal and whole-home ratings for new homes, townhouses, and apartments.

The rating helps evaluate the energy performance of buildings, guides homeowners and developers to make informed decisions about the energy efficiency of their properties, and encourages the construction of more sustainable, comfortable, and cost-effective homes.

<h2>How NatHERS Ratings Work</h2>

NatHERS ratings are determined through four accredited software tools (AccuRate, BERS Pro, FirstRate5, HERO) using a calculation engine CSIRO developed to predict building temperature based on various factors.

The tools can model complex effects of building mass, insulation, window size, and other elements.

The outcome is a star rating that reflects the building's overall thermal efficiency, indicating how well it can maintain a comfortable indoor temperature without excessive reliance on heating or cooling systems.

The star rating scale ranges from 0 to 10, with a 6-star rating being the minimum requirement for compliance with the National Construction Code (NCC).&nbsp;

Achieving a higher star rating demonstrates a commitment to energy efficiency and sustainability, as the building is better equipped to minimise its environmental impact and reduce long-term energy costs.

Anyone can use NatHERS tools, but accredited assessors can provide certified ratings and professional advice.

<h2>Benefits of Higher NatHERS Ratings</h2>

Energy Efficiency: Buildings with higher NatHERS ratings are more energy-efficient, requiring less heating and cooling energy. This reduces the structure's carbon footprint and lowers occupants' energy bills.

Cost Savings: Homes with higher NatHERS ratings are generally more energy-efficient, resulting in reduced energy consumption for heating and cooling. This translates to lower energy bills for homeowners, making sustainable living environmentally friendly and economically viable in the long run.

Environmental Impact: Lower energy consumption directly translates to a reduced environmental impact. Buildings with higher NatHERS ratings contribute to the overall goal of mitigating climate change by lowering greenhouse gas emissions associated with heating and cooling systems.

Improved Comfort: Buildings with high NatHERS ratings offer better thermal comfort to occupants. Proper insulation, well-designed ventilation, and optimal orientation maintain a consistent and comfortable indoor temperature, providing occupants with a more enjoyable and healthier space.

Market Value and Desirability: Higher NatHERS ratings can enhance the market value of a property. As energy efficiency becomes a more significant consideration for homebuyers, a well-rated building may attract a premium price and stand out in the real estate market.

Compliance with Building Codes: NatHERS ratings are a vital component of the National Construction Code (NCC), and compliance with these ratings is often a mandatory requirement for new developments. Local councils and planning authorities may set minimum energy efficiency standards that must be met to obtain development approval.

The Nationwide House Energy Rating Scheme (NatHERS) is a crucial initiative shaping the future of energy-efficient, resilient, and cost-effective homes. With its recent upgrades, NatHERS has evolved into a world-leading tool for the building sector, supporting the global commitment to achieving net-zero emissions by 2050.

Staff Writer

What is a NatHERS rating in new off the plan apartment developments?

Mixed-use developments have gained significant popularity across Australia in recent years due to their unique blend of residential, commercial, and recreational spaces.

Unlike traditional single-purpose developments, mixed-use projects offer a harmonious integration of various functions within a single locale.

Residential units seamlessly coexist with commercial establishments, retail outlets, dining venues, entertainment hubs, and recreational facilities, with the combination not only enhances convenience but also fosters a vibrant lifestyle and a sense of community.

<h3>Convenience and accessibility</h3>

Mixed-use developments are designed with convenience in mind. They often integrate residential units with commercial spaces, retail outlets, restaurants, and recreational facilities, creating a self-contained community.

[smartcode_project:default project_id=114215 project_image_fid=204874]

The proximity allows residents to enjoy the convenience of having essential amenities and services within walking distance. Whether it's grabbing a cup of coffee, going grocery shopping, or accessing healthcare services, everything is conveniently located, saving residents time and effort.

<h3>Vibrant lifestyle and community</h3>

One of the major advantages of mixed-use developments is the vibrant lifestyle they offer. With a diverse range of amenities and communal spaces, residents have ample opportunities to interact, socialise, and build a sense of community.

[smartcode_project:default project_id=107714 project_image_fid=214122]

The presence of parks, community centres, and shared spaces fosters a lively atmosphere, encouraging residents to engage in various activities and events. The vibrant lifestyle within these developments creates a unique sense of belonging and camaraderie among the residents.

<h3>Potential for higher rental yields and property value appreciation</h3>

Mixed-use developments tend to attract a broad range of tenants and buyers due to their versatile nature. This high demand can result in higher rental yields for investors and potentially lead to property value appreciation over time.

[smartcode_project:default project_id=139989 project_image_fid=212887]

The integration of commercial and retail spaces attracts businesses, which can provide a stable rental income stream. Additionally, the popularity of mixed-use developments often drives up property values, making them a potentially lucrative investment in the long term.

<h3>Enhanced security and maintenance</h3>

Mixed-use developments typically have comprehensive security measures in place. With controlled access points, CCTV surveillance, and professional security staff, residents can enjoy enhanced safety and peace of mind.

[smartcode_project:default project_id=108019 project_image_fid=212658]

Additionally, these developments often have dedicated maintenance teams responsible for the upkeep of common areas, landscaping, and infrastructure. This ensures that the overall appearance and functionality of the development are well-maintained, creating a pleasant living environment for residents.

<h3>Live-work-play balance</h3>

One of the key attractions of mixed-use developments is the ability to achieve a desirable live-work-play balance. The integration of residential and commercial spaces allows residents to live closer to their workplaces, reducing commuting time and improving work-life balance.

The proximity to various amenities and recreational facilities encourages an active and healthy lifestyle. Residents can easily access fitness centres, parks, restaurants, and entertainment options, all within the same development, leading to a more fulfilling and convenient way of life.

alisonwarters@gmail.com

The top five reasons to buy in a mixed-use development

When buying a property, everyone needs to be aware of the additional costs that come as part of the buying process.

Often the largest outlay, after the deposit which goes to the bank, is stamp duty.

<h2 style="line-height: 1.38;">What is Stamp Duty?</h2>

Stamp duty is an extra tax to pay the government when you buy land, a property, and other certain assets.

It happens when the legal ownership is transferred. It can also be known as property transfer duty or transfer duty.

<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="415" src="https://www.youtube.com/embed/C32BWkB5--c" title="YouTube video player" width="660"></iframe>

<h2>Who pays Stamp Duty?</h2>

In some circumstances, you may get an exemption. For some states, you won’t have to pay for stamp duty if you are a first home buyer or a pensioner for houses under a particular price. There are also stamp duty concessions, where you may be entitled to a discount.

<h2>How much does Stamp Duty cost?</h2>

Each state has different rules which affect how much you need to pay. These rules can affect the rate you pay, and the timeframe you will need to pay in. Before you buy land or a property, make sure you check the up-to-date information for your state’s stamp duty.

You can use a free stamp duty calculator online to see approximately how much you’ll need to pay. Find out if you’re eligible for an exemption by enquiring on a project via Urban!

Overall, the stamp duty you need to pay will depend on:

<ul>
	<li aria-level="1">How much your land/property is worth</li>
	<li aria-level="1">Where your land/property is located</li>
	<li aria-level="1">What type of land/property it is</li>
</ul>

Want to find out more? <a href="https://www.youtube.com/@UrbanAustralia?utm_source=YouTube&amp;utm_medium=Video&amp;utm_campaign=Subscribe&amp;utm_id=Subscribe">Subscribe to our YouTube channel</a> for more property videos.

Ellen Walker

Off-the-plan property explained: What is stamp duty?

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The Bing Lee white goods family have secured a sub-penthouse in Bondi Beach. 

They’ve paid $7.6 million for an apartment in the Campbell Parade block The Pacific.

It’s a windfall result for the off the plan seller who paid $3,725,000 in 2012, three years before the redevelopment of the hotel. 
  
The apartment, complete with private lift to floor access, the only apartment in the Pacific to have the feature, spans 285 sqm on title and has three bedrooms and two bathrooms.

It features a sculptural design by the award-winning Koichi Takada Architects. 

[smartcode_project:default project_id=7758]

At the heart of the home is the Gaggenau kitchen, anchored by a deep island bench. 

The living space opens to the alfresco entertaining balcony with to be built out views stretching from Ben Buckler to Bondi Icebergs.

Yenda Lee, the family matriarch whose husband Ken founded the national retailer, gives her address as the family’s longtime Hunters Hill home, bought two decades ago for $1,166,000. 

Son Lionel, who succeeded his late father and is Bing Lee’s chief executive, is based in a Seaforth home bought for $1.2 million in 2001. 
 
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The Bing Lee white goods family have secured a sub-penthouse in Bondi Beach. 

Bing Lee family buy at Bondi Beach

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The rapidly improving labour market is likely to spur confidence and housing affordability, adding upward pressure to already strong house prices, according to Archistar chief economist Dr Andrew Wilson.

His comments come after the Australian Bureau of Statistics unveiled a sharp fall in jobless rates for February, to near-pre-COVID levels.

[smartcode_project:default project_id=27070]

“The unemployment rate has fallen sharply over February and is now remarkably within striking distance of pre-COVID shutdown levels, less than a year from the commencement of the pandemic.

“The ABS reports that the national unemployment rate seasonally adjusted fell sharply by 0.5% over February to 5.8% - the lowest rate since the pre-covid result of 5.2% recorded over March 2020.

“The number employed nationally has now almost recovered to pre-covid levels to be now down by just 1800 since March 2020."

[smartcode_project:default project_id=7758]

Dr Wilson noted all states reported falls in the jobless rate over February with QLD the best performer falling by 0.8%. NSW and VIC reported the lowest jobless rates at 5.6%.

“Capital city housing markets have recorded strong buyer demand this year so far with prices rising sharply – particularly in Melbourne and Sydney.," he said.

“And concerns over the possible significant negative impact on the economy of the tapering of the Job Keeper allowances at the end of this month will also likely to be to be misplaced – again.”
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The rapidly improving labour market is likely to add upward pressure to already strong house prices, according to Archistar chief economist Dr Andrew Wilson.

jchancellor

Low unemployment to add upward pressure on house prices

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Mirvac is delivering the final stage of its Waverley Park precinct, which includes its own lakes for the rare opportunity to live in a lakefront home.

Finale offers three, four and five-bedroom townhomes in an esteemed community with an incredible landscape.

Finished with quality material, customisable options to personalise the space and alfresco entertaining areas, these residences provide family-friendly living amongst natural beauty and rich amenity.

[smartcode_project:default project_id=22700]

Dotted throughout the landscape are a range of facilities for the whole family to enjoy. Urban takes a look at 10 amenities that reflect the design excellence of Waverley Park. 
 

<h2>The basics</h2>

Surrounded by natural beauty, the amenity of the established neighbourhood is just a short stroll from your door.

<a href="/buildings/waverley-park-6-goodison-court-mulgrave"><img alt="" height="1250" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/waverley-park-6-goodison-court-mulgrave-cf20379b43d3a4d80f033a7c3d61bc38.jpg" width="2500"></a>

1. Stadium

The historic Waverley Park Stadium is at the heart of Mirvac’s new neighbourhood.

When it comes to fitness, residents will enjoy this established amenity with a Goodlife Health Club delivering opportunities to keep fit and healthy.

2. Shopping precinct

Convenience is a key feature of the lifestyle at Waverley Park, with fresh food and groceries contained in one handy destination, The Village Store.

“Here you can find all the items you need to indulge in life’s simplest pleasures”, Mirvac’s marketing reads.

3. Open green space

<blockquote>
A unique setting, the parklands are designed with distinct zones to cater for every desire — whether to escape, exercise or relax.
</blockquote>

With stunning natural wonderlands and lakefront parklands, residents can take a gentle walk and enjoy the lakeside scenery at their own pace. 
 

<h2>Family-friendly parklands</h2>

Open expanses, playgrounds, exercise stations and boardwalks — take your pick from a range of options ideal for young professionals, retirees, families and kids.

<a href="/buildings/waverley-park-6-goodison-court-mulgrave"><img alt="" height="810" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/screen_shot_2021-03-19_at_12.00.41_am.jpg" width="1264"></a>

4. Nature-inspired parklands

Tailor-made for growing children, this playground includes built structures, as well as rocks and a planted embankment, for exploration.

The playground’s elements feature a play bridge, slides and climbing element.

5. Skate park

Amenities within Waverley Park are set within distinct zones that cater to every desire.

One of these zones satisfies the needs of teenagers, who “need space to assert their independence and explore their identity”, according to Mirvac.

From skate parks to rock walls, there are numerous amenities encouraging active lifestyles and backdrops to socialise with friends.

6. Picnic shelters

Among the development's many lakeside amenities are picnic shelters and barbeque facilities for entertaining family or friends.

Soft grassy landforms and seating also provide great space to unwind and enjoy the outdoors.

7. Fitness offerings

Four outdoor fitness stations and two outdoor gyms dotted around the master-planned community delivers residents free and easy fitness amenity.

These outdoor offerings deliver opportunities to create meaningful connections to neighbours. 
 

<h2>Sustainable features</h2>

Mirvac’s commitment to delivering world-class projects is driven by our organisation’s sustainability strategy. The developer’s sustainability manager was recently commended for his contribution to the green transition.

<a href="/buildings/waverley-park-6-goodison-court-mulgrave"><img alt="" height="1553" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/waverley-park-6-goodison-court-mulgrave-ad196e0128ceedca4adac6f5d1dba5bc.jpg" width="2500"></a>

8. Future-proofed for solar and battery power

All Finale homes in the development have been future-proofed for solar PV and battery installation.

Minimising the risk of visible cables, conduits between the roof and garage allow for easy future installation.

9. Lakes and wetlands

Waverley Park’s lakes and wetlands will not only enhance the amenity of the landscape but treat stormwater and support ecological diversity.

The self-sustaining systems will make a huge difference to fauna and flora and require little maintenance.

10. Efficient home features

Every Finale home at Waverley Park achieves a minimum six-star energy rating. The homes’ passive design elements include cross-ventilation, LED lighting, insulation and solar hot water and energy-efficient appliances.

“The Finale demonstrates Mirvac’s commitment to creating healthy, connected and happy communities”, the project marketing states.
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Dotted throughout the Waverley Park landscape are a range of facilities for the whole family to enjoy. 

max.kwok_55688

Mirvac has gone above and beyond to deliver world-class amenities for Waverley Park residents – here's the full list

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West Melbourne’s newest address combines spacious architecturally designed apartments with convenience and security.

Situated at 408 Spencer Street, Parkhill Apartments boasts 161 residents in one and two-bedroom configurations.

Already proving popular with city residents who value location and won’t compromise on style and design quality, Parkhill sets the standard for affordable apartments in Melbourne.

Just metres from the inner-city with CBD views, homebuyers can secure one-bedroom apartments in the block from just $479,000. Two-bedroom apartments start from $619,000, and up to $819,000 when featuring an extra bathroom and a parking space.

Urban takes a look at the top five selling points for buyers looking to secure a home in Parkhill. 
 

1. Save thousands if you buy now

[smartcode_project:default project_id=27406]

Owner-occupiers can save up to $72,000 if they buy before March 31.

Alongside huge stamp duty savings up to $42,000 and the final weeks of the $15,000 HomeBuilder Grant, the developer will offer an extra $15,000 to qualifying owner-occupiers,

Investors can also save, with stamp duty reductions up to $24,500. 
 

2. Delivered by multi-award-winning developer

Parkhill Apartments is developed by Australian developer, Central Equity, with over 80 completed Melbourne projects.

Central Equity has won the Housing Institute of Australia (HIA) Victoria’s ‘Apartment Project of the Year’ award six times over the last ten years, making them the HIA Victoria’s most awarded apartment developer. 
 

3. Top-quality design features

<a href="/buildings/parkhill-apartments-west-melbourne-408-spencer-street-west-melbourne"><img alt="" height="1331" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/parkhill-apartments-408-spencer-street-west-melbourne-fd9b2c881caccfc8ebe2917266392b4f.jpg" width="2000"></a>

Each apartment delivers high-quality features like Miele appliances and German tapware.

Other offerings include 2.7-metre high windows, private balconies and double-glazed full-height windows allowing for an abundance of natural light.

“We really want [residents] to enjoy all this space, so we provided plenty of storage options to keep your things tucked away” said Central Equity’s general manager of product design, Ian Carkeek.

The homes include plenty of hidden storage space, with built-in-robes and kitchen cabinetry, as well as a hideaway laundry in select residences. 
 

4. Great location

Parkhill is located in a compelling Melbourne CBD fringe location, only metres from the tranquil Flagstaff Gardens and other amenities.

Residents will have convenient access to shopping and dining offerings, universities, Melbourne’s employment hub and excellent public transport services. 
 

5. Countless amenities

<a href="/buildings/parkhill-apartments-west-melbourne-408-spencer-street-west-melbourne"><img alt="" height="1331" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/parkhill-apartments-408-spencer-street-west-melbourne-e949846ce0c9b496d328aea3b18e298c.jpg" width="2000"></a>

Designed to be the ideal place to work, live and play, Parkhill’s lifestyle offerings include a rooftop gymnasium with views of Melbourne’s skyline and a rooftop garden terrace.

The terrace provides a calming, landscaped setting to entertain family and friends, featuring dedicated seating areas, mature planting and barbeque facilities.

On the ground floor, a grand foyer and seven-day concierge help welcome you home.

Other features include two levels of secure basement parking, on-site video security, secured lift access and plenty of bicycle storage.
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Already proving popular with city residents who value location and won’t compromise on style and design quality, Parkhill sets the standard for West Melbourne apartments

Here are the top selling points of Central Equity's brand-new development Parkhill Apartments

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Developer Time &amp; Place, in conjunction with Hickory, has commissioned renowned interdisciplinary artist Reko Rennie to create a bold public artwork on an inner-Melbourne basketball court.

Taking up residence on the team’s recently acquired Southbank site, the piece titled OA_Hardcourt is an extension of Rennie’s Visible Invisible series.

Located within the 84-90 Queensbridge Street development, ‘The Queensbridge Building’, the developers’ vision is to turn this underutilised space into an urban park to drive community spirit through sport, food and art.

[smartcode_project:default project_id=24523]

The space will be open for budding basketballers to book free one-hour half-court sessions and shoot hoops on the art installation itself.

“I’m very honoured to create an artwork for the Underpark basketball court on the traditional lands of the Boon Wurrung and Wurundjeri people,” said Rennie.

The piece inverts the idea of camouflage, designed to celebrate the visible cultural identity of Indigenous peoples.

“Where in the past camouflage has been used to conceal, here it proudly reveals a strong and vibrant cultural history,” he continued. 

<img alt="" height="1500" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/timeplace_underpark_city_end_2.jpg" width="2250">

Through his art, Rennie explores his Aboriginal identity through innovative mediums, provoking discussion surrounding Indigenous culture in contemporary urban environments.

He is known for combining stylistic elements of graffiti with the iconography of his Kamilaroi heritage and brings his distinctive visual language to the court. 

Time &amp; Place director, Tim Price sees this partnership as an improvement to the Southbank neighbourhood through informed cultural expression.

“We have followed Reko over the course of his career and see this collaboration as a meeting of two minds to achieve a single vision”, he said.

“Reko has produced a vibrant, daring piece of work that speaks to the culture for which our city is known.”

<img alt="" height="1500" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/timeplace_underpark_helping_hoops_2.jpg" width="2250">

This court will be active for a limited time only, with Time &amp; Place looking to open up a broader conversation about the future of Underpark and how it can best serve the surrounding community.

Located in the Crown precinct, the Queensbridge development will focus on activating the public space, with a strong focus on sustainability and design.

The group purchased the 940sqm landholding in an off-market transaction from New Sky Group at an estimated $29 million.
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Taking up residence on Time & Place's recently acquired Southbank site, the piece titled OA_Hardcourt is an extension of Rennie’s Visible Invisible series

The future is in your court: Reko Rennie installs public art piece at residential Southbank project 

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Cats, dogs, birds and even fish, for many of us they are our closest companions, however, under some strata's rules pets are not allowed.

However, new laws have been introduced to make it easier than ever to include pets in your apartment.

But beyond that, there are developments that welcome pets with open arms and even facilitate pet living and lifestyles.

Here are 4 incredible Melbourne apartments which welcome your pets:

1. Voyager, Docklands 
Address: 103 South Wharf Drive, Docklands VIC 3008 
Two-bedroom apartments from $706,500

[smartcode_project:default project_id=3494]

Voyager, a chic residential tower delivered by Mirvac, is a new development set within the master-planned Yarra’s Edge precinct.

The harbourside precinct, set to be home to over 3,000 people, boasts over 1,000 sqm of fine dining and retail, a state-of-the-art wellness centre, parklands and marina berths.

Voyager boasts an abundance of premium amenities, designed for residents and their guests to entertain or retreat. The residence’s waterfront location offers sensation views of the Melbourne CBD.

The 315 contemporary apartments contain versatile floor plans available to suit any lifestyle or companion!

2. Folia, Doncaster 
Address: 59 Stables Circuit, Doncaster VIC 3108 
One-bedroom apartments from $400,000

[smartcode_project:default project_id=22584]

Situated on Doncaster Road, Folia forms part of Mirvac’s larger master-planned community, Tullamore.

Achieving the highest environmental certification in Australia, the development has achieved a six-leaf EnviroDevelopment accreditation, thanks to its many sustainable features.

These include a 70kWh solar panel array, renewable energy and battery storage and the possibility of including a Tesla Powerwall II battery within each residence. 

The broader development site also boasts 20 per cent of open, green space, so there's plenty of space to play with your furry companions

3. Sky Garden, Glen Waverley 
Address: 227 Springvale Road, Glen Waverley VIC 3150 
Two-bedroom apartments from $668,000

[smartcode_project:default project_id=2881]

Sky Garden, the latest development by the diversified property group Golden Age, spans three towers across the new and improved The Glen shopping centre in Melbourne's Glen Waverley.

Famed architecture firm Rothelowman designed the three apartment buildings, soaring 12, 13 and 20 levels and homing 555 one, two and three-bedroom apartments,

The apartment development is part of the $430 million Glen redevelopment which completed construction in December 2020.

Sky Garden features over 4,000 square metres of internal and external facilities with one of the most impressive features unsurprisingly being the garden in the sky.

The Sky Garden has sun lounges, a bar and kitchen for entertaining, a kids playground, veggie gardens, large lawns with water features and private dining and seating sanctuaries to unwind. The Sky Garden is located above the podium levels linking each tower.

4. K1 Residences, Melbourne 
Address: 1 Union Street, Melbourne VIC 3004 
Four-bedroom residences from $2,590,000

[smartcode_project:default project_id=2772]

For a truly exclusive pet palace, there is K1 Residences, delivered by the rapidly growing Optimus Developments, it is made up of 13 whole floors, four-bedroom apartments with gun-barrel views across Albert Park.

With architecture by award-winning DE atelier Architect, design details include spacious garden balconies, floor-to-ceiling windows doors and oversized bathrooms.

Interior design is from Bergman and Co, while landscape architects Aspect Studios handled K1’s gardens, a defining element of the building. Plus with Albert Park just across the road, it's a short walk for some fresh air with your pets.

The 175 sqm apartments come in a variety of four-bedroom configurations which is attractive for the downsizer market who are taking advantage of the soaring housing market by cashing in.

There are a number of curved balconies in each apartment which make for a striking facade.
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Cats, dogs, birds and even fish, for many of us they are our closest companions, however, under some strata's rules pets are not allowed but there are always those that welcome pets with open arms

jordan_55689

Pet friendly palaces: Four Melbourne apartments perfect for pets

Melbourne's northern suburbs are&nbsp;renowned for maintaining a strong sense of community, with the key to Melbourne north's lasting appeal being a the combination of a&nbsp;laid-back village feel and utmost convenience.

They are&nbsp;ideally placed to take advantage of both the&nbsp;city just a short commute away as well as more local secrets.

Urban checked out five&nbsp;of the hottest developments to consider when looking to buy in Melbourne's north.

1. One Coburg Quarter 
Address:11 Urquhart Street, Coburg VIC 3058 
One-bedroom residences from $351,000

[smartcode_project:default project_id=3783]

One&nbsp;Coburg Quarter&nbsp;is a much sought-after address in the Melbourne north suburb of Coburg.

The project, set to be&nbsp;completed in a few months, is being&nbsp;developed by&nbsp;Future Estate&nbsp;and has been designed by architecture firm&nbsp;Rothelowman.

There are only has a limited number of its one and two bedroom apartments left, with residents moving in&nbsp;May&nbsp;after a three and a half year build.

One of the most unique elements of One Coburg Quarter is that it incorporates the bluestone walls which were once part of the Pentridge Prison which once sat on the site.

Residents of One&nbsp;Coburg Quarter&nbsp;will have access to&nbsp;a residents’ bar and lounge with a stone wall built-in fireplace, a kitchen and a library, as well as&nbsp;a sky garden with a barbecue, seating and city views on the top level.

2. Canvas, Brunswick 
Address: 272 Barkly Street, Brunswick VIC 3056 
Two-bedroom residences from $680,000

[smartcode_project:default project_id=29358]

ID_Land’s latest Brunswick development, Canvas&nbsp;offers residents a premier home with breathtaking vista's.

Designing a building offering a collection of 62 one, two and three-bedroom apartments,&nbsp;Rothelowman&nbsp;Architects has placed people at&nbsp;the cornerstone of their design.

Located on the building’s rooftop is a variety of communal spaces providing residential amenity and green spaces, with views of Melbourne’s city skyline and parks.

Canvas lies in the heart of Brunswick’s vibrant community with retail hotspots, diverse eateries and bustling bars that are just a short walk away.

3. Verre, Preston 
Address: 296 Plenty Road, Preston VIC 3072 
Three-bedroom residences from $815,000

[smartcode_project:default project_id=7275]

Located in Melbourne’s Preston, Verre is the latest offering from Wolf&amp;Lamb.

The&nbsp;Chamberlain Architects&nbsp;designed residences are an entertainers’ delight. Large balconies connect the living room to the outdoors and a rooftop terrace offers a space to host friends or relax against the Melbourne city skyline.

Situated in the heart of Preston, Verre&nbsp;is set for&nbsp;completion in early 2022.

One bedroom apartments are available from as low as&nbsp;$385,000.

4. Reflections, North Melbourne 
Address: 108 Haines Street, North Melbourne 
One-bedroom residences from $360,000

[smartcode_project:default project_id=2533]

Delivered by Revel Development Group, Reflections is a unique opportunity to own a lifestyle in the heart of the highly sought after suburb of North Melbourne.&nbsp;

The Plus Architecture-designed&nbsp;curves&nbsp;combine to shape each balcony frame the outlook to neighbouring Gardiner Reserve, while also creating an individual sense of place for each residence as no two shapes are the same.&nbsp;

Available six&nbsp;days per week for residents, the concierge service will further enhance the convenience and luxurious nature of life at Reflections.

Reflections is also the latest development keeping people connected via convenience with an&nbsp;app for all purchasers to download. Access important information whenever and wherever you require.

On level four, Reflections&nbsp;reveals an expansive residents' garden that gazes out across the treetops to the CBD skyline. Artfully composed by the renowned Jack Merlo Design, the garden features large expanses of grassed space, lush garden beds, covered dining areas and large, circular bench seats, ideal for gathering with friends and basking in the sunset.

5. Trilogy Place, South Morang 
Address:&nbsp;360 McDonalds Road, South Morang 
Two-bedroom residences starting from $399,000

[smartcode_project:default project_id=29388]

Delivered by&nbsp;Gibson Property Corporation, Trilogy Place features range from&nbsp;stunning parkland views to solar power integration, with options to add a 10kWh battery storage system and 5kW solar panel array.

The 6 star green townhouse development was constructed in collaboration with Village Building.

Situated just 25 kilometres from Melbourne's CBD, residents can be in the city in minutes, or enjoy the local convenience of the Whittlesea area.&nbsp;

Trilogy Place is within walking distance to Westfield Plenty Valley, Pipetrack Park, Plenty Gorge Parklands, Morang South Primary School, Mill Park Secondary College, Marymede and Parade Catholic Colleges, RMIT, La Trobe University, local supermarkets, and great public transport options.

Five properties to consider if you're looking for a home in Melbourne's north

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It's becoming increasingly important following the COVID pandemic that apartments offer more than just a place to be when not at work.

They've become an office, a bar and a restaurant with entertaining and working from home now common in apartments.

One aspect developers are seeking to take advantage of now more than ever is orienting their apartment developments to take in whatever views are on offer, whether it's the city skyline or a beach vista.

It's no secret that our environments affect our well-being. Studies show that there are significant long-term benefits to viewing nature.

Urban has taken a look at four properties in New South Wales with views you won't get sick of.

Here are four properties in NSW with incredible city vistas:

1. Allium, Pagewood 
Address: 128 Bunnerong Road, Pagewood NSW 2035 
Two bedroom residences from $815,000

[smartcode_project:default project_id=7822]

Meriton's Allium, completed in 2019, continues to impress residents as they walk through extravagant lobbies and ascend to their over-large one, two, three and four bedroom residences. Apartments with large balconies or terraces serve as outdoor rooms with sensational vistas.

Designed by SJB and landscape architects Arcadia, the project includes lush fifth-floor podium gardens and rooftop retreats from the sixteenth-floor.

Allium is made up of 487 residences in four towers soaring to 20 storeys with views from every angle of the city, championship golf courses, surrounding parklands and the east coast.

2. Lighthouse, Dee Why 
Address: 9-17 Howard Avenue, Dee Why NSW 2099 
Two bedroom residences from $935,000

[smartcode_project:default project_id=6337]

Showcasing unobstructed panoramic views of the ocean, beach and lagoon, Lighthouse is Dee Why’s latest architectural landmark.

Also delivered by Meriton, the development soars high above the surrounding streetscape, blending residential, retail and commercial in one location. It is pitched at downsizers or couples looking for a coastal investment property.

Built over four buildings, with two towers rising up to 17 storeys high, Lighthouse comprises 351 apartments with a range of one, two and three-bedroom configurations, including dual-level residences.

There are a number of resort-style amenities including a 20m indoor pool, gymnasium, spa and sauna, as well as a rare on-site child care centre. 

3. The Laneways, Rosebery 
Address: 33-37 Mentmore Avenue, Rosebery NSW 2018 
Two-bedroom apartments from $980,000

[smartcode_project:default project_id=24323]

The Laneways, developed by Ellerson Property, is the newest address to grace Sydney's inner-city suburb of Rosebery.

Made up of four buildings comprising 118 apartments designed by Arc Architects, The Laneways draws its name from a leafy pedestrian pathway connecting Mentmore Avenue to Dunning Avenue.

Ideally located and due for completion in the coming months, each building in The Laneways is crowned with its own sky garden with views across the CBD skyline.

The rooftops also feature their own dining and barbecue facilities as well as lush landscaping.

4. Reflections, Rhodes 
Address:44 Shoreline Drive, Rhodes NSW 2138 
Two bedroom residences from $840,000

[smartcode_project:default project_id=25478]

Meriton’s final waterfront development at the Rhodes Peninsula is Reflections which has never to be built out views.

Designed by Meriton's in-house team, the low-density collection of 94 apartments feature enclosed balconies with floor-to-ceiling windows to take advantage of the surrounding views.

Just over 10 minutes’ drive from Macquarie Park, the project enjoys a real community feel with a 300 sqm private park, 25-metre heated pool, sauna and gym among its offerings.
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It's no secret that our environments affect our well-being. Studies show that there are significant long-term benefits to viewing nature.



All about the views series one: The four best apartment projects in New South Wales with picture perfect panoramas

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As of today, NAB cut various fixed, investment, interest-only and package home loans by up to 15 basis points. 

The lowest rate among the affected loans is 1.89% p.a, belonging to the Choice Package Tailored Fixed loan for two years, paying principal and interest.

Another NAB loan cut to the sub 2% mark is the Tailored Fixed loan for two years (P&amp;I), with an advertised rate of 1.99% p.a (4.20% p.a. comparison rate). 

Other rate cuts are as follows:

<ul>
<li>NAB Inv Tailored Fixed - IO in arrears 2 yrs: 10 basis point cut to 2.59% p.a (4.87% p.a. comparison rate*)</li>
	<li>NAB Inv Tailored Fixed  - P&amp;I 2yrs: 15 basis point cut to 2.39% p.a (4.75% p.a. comparison rate)</li>
	<li>NAB Choice Package Inv Tailored Fixed - IO in arrears 2 yrs: 10 basis point cut to 2.49% p.a (4.60% p.a. comparison rate*)</li>
	<li>NAB Choice Package Inv Tailored Fixed - P&amp;I 2 yrs: 15 basis point cut to 2.29% p.a (4.51% p.a. comparison rate*)</li>
</ul>
These cuts by NAB follow a plethora of recent rate cuts, many of which were made to two year fixed loans.

In recent months, fellow big four banks Westpac and Commonwealth Bank had each cut at least one home loan rate to below 2% p.a - only ANZ is yet to do so. 

Recently Homestar Finance cut out the competition  offering the lowest two-year fixed interest rate in history at just 1.74% with its variable rate also the lowest at just 1.79%:

<h2>Residences where buyers could benefit from the cuts:</h2>

[smartcode_project:default project_id=600]

[smartcode_project:default project_id=29935]

[smartcode_project:default project_id=6201]
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In recent months, fellow big four banks Westpac and Commonwealth Bank had each cut at least one home loan rate to below 2% p.a with only ANZ still yet to do so

NAB drops some fixed home rates to sub 2%

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Part two of our series of New South Wales best views has taken a look our projects which look back to the Sydney CBD.

The developments are within touching distance of the city for commuters.

Beautiful panorama's not only provide gorgeous eye candy but are also a significant value addition to many properties.

Here are four properties in NSW with incredible city vistas:

1. Bloom Arncliffe 
Address: 213 Princes Highway, Arncliffe NSW 2205 
Two-bedroom apartments from $710,000

[smartcode_project:default project_id=6201]

The Wingate development, recently completed by Richard Crookes Constructions, offers one, two and three bedroom ready-to-go apartments, perfect for the eager first-time owner, the smart investor and the dynamic urban-dweller.

Dispersed over seven state-of-the-art buildings designed by Stephen Bower Architects, and ranging from standard apartments to penthouses, every Bloom residence holds sweeping city views

Placed in a prime position between the city and the coast, Bloom residents enjoy the benefits of being close to Sydney’s southern beaches, as well as the Illawarra line’s direct link to the CBD, the Inner West and Bondi.

2. Beyond, Hurstville 
Address: 93 Forest Road, Hurstville NSW 2220 
Two-bedroom apartments from $850,000

[smartcode_project:default project_id=6798]

Fridcorp called in DKO Architecture and Woods Bagot to create the four sculpted towers that make up Beyonds' timeless, organic form.

Working in collaboration alongside 360 Degrees Landscape and Piety Group to deliver the project Beyond residents enjoy not only great wellness options but great amenities and services.

These include a raised podium complete with a gym, yoga studio, sauna, tai chi meditation deck, community garden and a communal sports court. Plus via the Beyond app buyers can access a virtual concierge, book a dog walking service or even a personal training session.

All of this and more, while enjoying the view from your green balcony.

3. Park Sydney, Erskinville 
Address: 149-163 Mitchell Road, Erskineville NSW 2043 
Two bedroom residences from $1,159,000

[smartcode_project:default project_id=5811]

GH Australia's ongoing community development Park Sydney, has set itself apart as one of the most significant new residential developments Sydney-wide.

Designed by WMK Architecture, Park Sydney boasts more than 800 apartments with the first 325 one, two and three bedroom configurations being released in Stage One buildings Botany and Cascade.

Another six buildings ranging between two and eight storeys will be following suit with a childcare centre and additional parking for visitors.

The masterplanned community includes 7,400 sqm of parkland and play areas with BBQ facilities, amphitheatres, walkways and cycleways.

Light filled residences feature private balconies with green and urban views abounding.

4. 180 George Street, Parramatta 
Address: 180 George Street, Parramatta NSW 2150 
Two-bedroom apartments from $715,000

[smartcode_project:default project_id=8590]

Meriton’s world-class 180 George development brings together beautifully designed residences with the ideal lifestyle amenities to suit everyone.

Designed by Woods Bagot, the 767-apartment development features communal open space, including rooftop gardens, a sundrenched podium terrace and a barbeque area.

The 1,200 sqm podium gardens complement the adjoining 58-level hotel suites tower.

Hailed as Parramatta’s tallest residential tower, 180 George is an exciting new development with floor to ceiling in every room; taking advantage of some of the best city skyline views on offer, so don't miss out.
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Beautiful panorama's not only provide gorgeous eye candy but are also a significant value addition to many properties

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