Builder-developer&nbsp;<a href="https://www.apartments.com.au/developers/graya">Graya</a> has secured a prime Newstead site from fellow developer Fraser, subsequently lodging plans for The Silo, a major mixed-use residential project in Newstead designed around a new public laneway linking the James Street precinct with the wider Gasworks and Newstead neighbourhood.

Proposed for the corner of Chester and Morse streets, the <a href="https://www.apartments.com.au/architects/bureauproberts">Bureau^Proberts</a>-designed project places its strongest emphasis at ground level, where retail, landscaping and a new cobblestone pedestrian connection would open the site to the surrounding neighbourhood. The design team describes The Silo as “more than a residential building”, positioning the development as an extension of Newstead’s public realm rather than a standalone apartment tower.

“A new cobblestone laneway and landscaped connection between James Street and Gasworks unlock a missing pedestrian link, improving walkability and stitching together two of Brisbane’s significant urban destinations,” Bureau Proberts said in its Urban Design Report.

<img alt="First look: Graya plans The Silo as new pedestrian link between James Street and Gasworks" data-entity-type="file" data-entity-uuid="0ea1b06a-75f5-40a5-b2c5-33c97bc86052" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/silo%20bldg.png?VersionId=KmjsAtNePu57_B31EM_DJ5T6KPJHtcmo" />

The Silo is planned as a mixed-use development incorporating apartments alongside a bar and centre activities including food and drink outlets, indoor sport and recreation, office and retail uses.

Architecturally, Bureau Proberts has conceived the building as a collection of vertically expressed, stepping forms rather than a single uniform tower. The composition rises from an articulated podium before being broken by a triple-height landscaped recreation level, with the upper section becoming more compact before terminating in a landscaped rooftop garden.

The project's name and architectural language draw directly from Newstead's industrial history. Patterned off-form concrete is proposed as the principal façade material, complemented by slender metal rod balustrades and extensive planting. The cylindrical and vertically ribbed elements give the building its silo-like expression, while curved balconies and planted edges introduce a softer subtropical layer.

“The Silo reinterprets its robust forms, scale and materiality through a contemporary subtropical architectural expression, creating a building that acknowledges its industrial legacy, while responding to the way the precinct is occupied today,” Bureau^Proberts said.

The recreation level is one of the defining breaks in the tower. Plans include a lap pool, mature subtropical planting and shared resident facilities within an elevated communal garden. Landscaping continues through the podium and onto the rooftop, where a further garden forms what the architects describe as a “subtropical crown” to the building.

<img alt="First look: Graya plans The Silo as new pedestrian link between James Street and Gasworks" data-entity-type="file" data-entity-uuid="f8451036-35a4-49a9-8d88-2ef4438eba3d" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Silo%20Lane.png?VersionId=h8N31_rYmCEqoNrpt4kbYVQhJGZn60LH" />

At street level, the development has been designed to establish a more permeable block. Retail and hospitality tenancies address the public realm, while landscaped pedestrian spaces lead into the new laneway connection. Renders in the design report show the proposed “Silo Lane” as a substantial opening through the podium, framed by cylindrical concrete forms with cascading planting above.

The Silo continues Graya's move into larger apartment developments after building its reputation across high-end residential projects in Brisbane and the Gold Coast.

Joel Robinson

Graya buys Frasers Newstead site, plans The Silo between James Street and Gasworks precincts

<a href="https://www.apartments.com.au/developers/wickton">Wickton</a>’s completed Linacre Rise development in Hampton is giving Bayside downsizers the opportunity to move into a spacious apartment near the beach, with the developer covering stamp duty for a limited time.

The 27-residence development has been designed for buyers who want to simplify their living arrangements without giving up the space, warmth and quality associated with a long-term family home. Most apartments have already been secured by Bayside locals, leaving a select collection of two and three-bedroom residences and penthouses available.

Two-bedroom apartments are priced from $1.275 million, three-bedroom residences from $2.25 million and penthouses from $3.375 million, with the completed homes available to inspect and move into now.

[smartcode_project:default project_id=95289 project_image_fid=366760]

<a href="https://www.apartments.com.au/buildings/linacre-rise-hampton-8-10-linacre-road-hampton-vic-3188">Linacre Rise</a> occupies an elevated position on one of <a href="https://www.apartments.com.au/developments/hampton-vic-3188">Hampton</a>’s quiet, tree-lined streets, around 250 metres from the bay and 500 metres from Hampton’s village centre. Its setting gives residents access to the beach, local cafés, shops and Hampton Train Station while retaining the feel of an established residential neighbourhood.

Architecture and interiors by <a href="https://www.apartments.com.au/architects/ewert-leaf">Ewert Leaf</a> draw on the warmth and permanence of traditional brickwork, with the building integrated into terraced landscaping by <a href="https://www.apartments.com.au/landscape-architect/john-patrick-landscape-architects">John Patrick</a>. Ground-floor apartments are elevated above the street and include private garden courtyards, while several upper-level residences have generous balconies and outlooks toward the bay.

Inside, the residences favour natural materials and generous proportions. Herringbone-pattern European oak flooring, natural stone benchtops, premium joinery and Swiss V-ZUG appliances are among the key inclusions, while integrated storage has been incorporated across kitchens, bathrooms, studies and living areas.

The kitchens have been planned as practical spaces for both everyday use and entertaining, with substantial island benches, detailed cabinetry and adjoining dining and living zones. Full-height wardrobes, plush bedroom carpeting and carefully considered lighting reinforce the residential character Wickton sought to retain for buyers moving from larger homes.

[smartcode_project:default project_id=95289 project_image_fid=366769]

A Linacre Rise purchaser said the completed apartment had delivered the space, outlook and construction quality they had been seeking.

“The unit is very light, has views to die for over the bay, all construction materials and fittings are premium quality, we have secure parking for three cars, EV charging at very competitive rates, the neighbours are friendly and there is just a lovely ambiance about the place,” the purchaser said.

Environmental features include solar panels, shared electric vehicle charging stations, rainwater harvesting for toilet flushing and landscape irrigation, double-glazed windows and water-efficient fixtures and appliances.

[smartcode_project:default project_id=95289 project_image_fid=366762]

The development was built by Balmain &amp; Co, with Wickton managing the broader development process through its in-house team.

For downsizers, the project’s completed status removes much of the uncertainty associated with buying off the plan. Purchasers can inspect the finished apartments, understand their outlook and proportions, and move in without waiting for construction to conclude.

The remaining selection includes north-oriented balconies, corner configurations and penthouses with elevated bay views. The developer-paid stamp duty initiative is available for a limited time, with potential savings of up to $200,000 depending on the residence purchased.

[smartcode_project_cta:default project_id=95289]

Limited-time stamp duty offer at completed Linacre Rise apartments in Hampton

Luxury apartment buyers have long prioritised design, space and finishes, but increasingly they're placing equal importance on something less tangible: how easily they can live without relying on a car.

At <a>Richmond Square</a>, <a href="https://www.apartments.com.au/developers/fortis">Fortis</a> believes that convenience begins beyond the apartment itself, with the mixed-use precinct earning a near-perfect Walk Score of 99.

The development has been planned around the idea that some of the most valuable amenities aren't contained within a building, they're the restaurants, cafés, parks, transport connections and daily conveniences that can all be reached on foot.

Located just behind Swan Street and Church Street, <a href="https://www.apartments.com.au/new-apartments/richmond-square-1-wiltshire-street-richmond-vic-3121">Richmond Square</a> places residents within one of Melbo​u​rne's most established lifestyle precincts while offering a quieter residential setting removed from the busiest thoroughfares. East Richmond Station is moments away, trams run along both Swan and Church Streets, and the MCG, Melb​​ourne Park, Yarra River trails and the CBD are all within walking distance. At the same time, the precinct itself will introduce a curated mix of dining, retail, hospitality and wellness offerings, creating a destination that extends well beyond its residential buildings.

[smartcode_project:default project_id=13181 project_image_fid=348530]

For Fortis, that combination of location and scale was what made the site unique.

"<a href="https://www.apartments.com.au/developments/richmond-vic-3121">Richmond</a> is one of Melb​o​urne's most established and distinctive inner-city neighbourhoods, with a rare combination of dining, culture, recreation, public transport and proximity to the CBD," the developer said.

"The opportunity at Wiltshire Street was particularly compelling because the site sits slightly removed from the activity of Swan and Church Streets while remaining only moments from everything that makes the area desirable."

Rather than developing a standalone apartment building, Fortis consolidated 15 individual properties to create one of the larger development parcels assembled on Mel​b​ourne's city fringe in recent years. That allowed the team to deliver a genuine mixed-use precinct comprising 107 residences across Wiltshire House and Carmine House, premium office space, hospitality venues, retail, wellness offerings and a future 57-room hotel.

"The scale of the site allowed Fortis to think beyond a standalone apartment building," the developer said.

"Richmond Square could be planned as a complete lifestyle precinct, bringing homes, workplaces, dining, retail, hospitality and wellness together around a series of activated public spaces. The aim was to create a destination that feels connected to Richmond rather than separate from it."

[smartcode_project:default project_id=13181 project_image_fid=348533]

The emphasis on walkability has also resonated with buyers.

Interest has been strongest from established owner-occupiers, particularly downsizers from Richmond and Melb​ourne's inner east who want to remain close to familiar restaurants, workplaces, family and social networks while moving into a more secure, lower-maintenance home. The project is also attracting Mornington Peninsula and interstate buyers seeking a Melb​ourne residence they can lock up and leave between visits.

Many are looking for generous living spaces, room to entertain, quality finishes and confidence in the project team, but location remains one of the biggest deciding factors.

"For many buyers, Richmond Square provides a way to simplify the practical side of home ownership without reducing the quality of their lifestyle," the sales team said.

"Location is also a major driver of interest. Buyers can remain connected to the CBD, major sporting events, the arts centres, local restaurants, cafes and bars and their family while living in a private and secure residence that is easy to lock up and leave for weekends or longer periods away."

[smartcode_project:default project_id=13181 project_image_fid=348549]

The residences themselves have been designed with that buyer in mind. Award-winning architecture practice SJB and interior designers Hecker Guthrie have created spacious two and three-bedroom apartments and penthouses that prioritise generous living areas, natural light, bespoke joinery and private terraces. Above, a rooftop sanctuary by Acre includes landscaped lawns, bookable dining rooms, barbecue facilities, wellness spaces and panoramic views across the CBD, the MCG and Port Phillip Bay.

Fortis believes Richmond Square reflects a broader evolution in apartment living, where the surrounding neighbourhood becomes just as important as the residence itself.

"Richmond Square introduces a different proposition: generously proportioned residences within a genuinely mixed-use, hospitality-led destination," the developer said.

"The project's location and Walk Score of 99 further support a lifestyle where residents can complete many everyday journeys without relying on a car."

Fortis has assembled an experienced team that includes <a href="https://www.apartments.com.au/architects/sjb-architects">SJB</a>, <a href="https://www.apartments.com.au/interior-designers/hecker-guthrie">Hecker Guthrie</a>, <a href="https://www.apartments.com.au/landscape-architect/acre">Acre</a> and builder <a href="https://www.apartments.com.au/builders/hacer-group">Hacer Group</a>, reflecting the developer's commitment to creating projects with enduring design quality and meaningful connections to the communities in which they sit.&nbsp;

Richmond Square is an expression of that philosophy, bringing together homes, workplaces, hospitality and wellness within one of Me​lb​ourne's most walkable neighbourhoods.&nbsp;

Construction is now almost complete, providing purchasers with growing confidence ahead of its expected September 2026 completion.

[smartcode_project_cta:default project_id=13181]

Walk Score of 99 places Richmond Square at the heart of Melbourne's most connected lifestyle

<h3 data-end="19" data-section-id="1dvgwoe" data-start="0">Summary</h3>

<ul data-end="634" data-start="21">
	<li data-end="170" data-section-id="1o77v31" data-start="21">Walker Corporation has lodged plans for a second major residential development in the Maroochydore City Centre, a 29-storey tower known as Celeste.</li>
	<li data-end="327" data-section-id="1lb0y6t" data-start="171">The Plus Studio-designed proposal at Lot 30 Sunshine Coast Parade would deliver 208 apartments, including four four-bedroom sub-penthouses and penthouses.</li>
	<li data-end="487" data-section-id="za720" data-start="328">The application comes as Walker doubles down on Maroochydore following the strong sales campaign at SOL by Walker, where the first tower is nearing sell-out.</li>
	<li data-end="634" data-section-id="5sovec" data-start="488">Walker is a key partner in the transformation of the Maroochydore City Centre, which is expected to ultimately deliver at least 4,000 new homes.</li>
</ul>

Walker Corporation is doubling down on Maroochydore following the successful sales campaign at its first residential project in the emerging CBD.

The national developer has filed plans for <a href="https://www.apartments.com.au/new-apartments/celeste-30-sunshine-coast-parade-maroochydore-qld-4558">Celeste</a>, a new 29-storey apartment tower at Lot 30 Sunshine Coast Parade, just metres from its under-construction SOL by Walker development.

The plans, prepared by Plus Studio, would see 208 apartments delivered across a 100-metre tower on the 2,376 sqm site, which fronts Sunshine Coast Parade, First Avenue and Future Way within the Maroochydore Priority Development Area.

<img alt="Walker" data-entity-type="file" data-entity-uuid="17038209-6fea-4ed2-855d-fd4df65b3d02" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-08-10%20at%2010.24.16%E2%80%AFAM.png?VersionId=iZD.oVXcQn.aLpUytDAW.CWjxP4puWMy" />

The proposed apartment mix comprises 36 one-bedroom apartments, 48 two-bedroom apartments, 72 two-bedroom apartments with an additional multipurpose space, and 48 three-bedroom apartments.

The upper levels would be capped by two four-bedroom sub-penthouses and two four-bedroom penthouses, taking the total apartment count to 208. The preliminary yield study also provides 262 car spaces, 114 resident bicycle spaces and storage for each apartment.

It represents Walker's next major residential move in the new Maroochydore CBD after the success of SOL by Walker, its $220 million two-tower project nearby.

SOL launched to market in early 2025 and has since seen strong demand, particularly from local owner-occupiers. By February this year, Walker said the first SOL tower was nearing sell-out, with a strong waitlist also emerging for its recently released penthouse collection.

Construction is already underway on SOL, with the first tower expected to be completed in late 2027 and the second to follow in early 2028.

[smartcode_project:default project_id=147777 project_image_fid=319846]

<h2 data-end="2518" data-section-id="1b2dyo5" data-start="2459">Celeste to rise 100 metres over Maroochydore City Centre</h2>

Celeste would take a different form to the twin 19-storey buildings at SOL.

Plus Studio has designed a single 100-metre tower above an activated podium, with the architecture responding to the site's prominent position and three street frontages.

The podium would incorporate commercial tenancies and public art, with sweeping façade elements wrapping the street edges. The scalloped concrete podium has been inspired by the patterns created in sand at low tide, while extensive landscaping would continue vertically through the tower.

The ground level plans show three commercial tenancies addressing Sunshine Coast Parade alongside the residential lobby and landscaped public realm. The podium would then accommodate several levels of car parking before the residential tower rises above.

<img alt="Celeste" data-entity-type="file" data-entity-uuid="121f77b1-71c5-46d7-9b36-0a7d474211ca" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-08-10%20at%2010.24.47%E2%80%AFAM.png?VersionId=MGrg9Hb7HgzLN0Lelq_xrXNAruVl77ia" />

Plus Studio said the tower had been designed to maximise views from each apartment, taking in the Maroochy River, Sunshine Coast hinterland, Cotton Tree and Maroochydore Beach and ocean.

Those views have also shaped one of the project's key features, with Walker proposing to put the primary resident amenity on Level 29 rather than lower within the building.

The rooftop would feature a 284.9 sqm pool area with an infinity edge, along with a cold pool, spa, sauna, 93.2 sqm gym, sunset lounge, BBQ and dining areas, pool deck and private dining space. Cabanas and day beds are also shown across the recreation level.

The two penthouses would extend across the upper levels and each feature private terraces and plunge pools.

<h2 data-end="4202" data-section-id="v5f4ix" data-start="4160">Walker's growing Maroochydore footprint</h2>

Celeste further reinforces Walker's commitment to the transformation of Maroochydore City Centre.

Walker is one of the key partners delivering the new CBD alongside Sunshine Coast Council and SunCentral Maroochydore, with the broader 62-hectare Priority Development Area occupying the former Horton Park Golf Course and surrounding land.

The precinct is ultimately expected to accommodate at least 4,000 new homes as Maroochydore evolves into the Sunshine Coast's principal commercial and residential centre.

When SOL secured approval in February 2025, Walker Managing Director and CEO David Gallant described it as the "first of many residential projects" the company planned for the Maroochydore City Centre.

Celeste now provides the clearest indication yet of what comes next.

The site sits immediately within the new CBD, with the design report identifying Sunshine Plaza and surrounding parkland within walking distance and Maroochydore Beach around a five-minute drive away.

For Walker, the timing of the application comes as its first residential bet on the new CBD appears to have been vindicated.

SOL has progressed from planning approval to construction while its first release has approached sell-out, giving Walker confidence to push ahead with another 208 apartments and take its residential pipeline in the Maroochydore City Centre to around 450 dwellings across the two projects.

Celeste remains subject to planning approval, with the architectural material describing the scheme as a preliminary yield study that may change through the assessment process.

Walker doubles down on Maroochydore with 29-storey Celeste apartment tower

For most Australians, buying an apartment is one of the biggest financial decisions they'll ever make

The location, floorplan and price are often the first considerations, but in recent years another question has become increasingly important: who is actually delivering the project?

A series of high-profile builder collapses, construction delays and defect concerns have fundamentally changed how many Victorians approach buying off the plan. The collapse of Porter Davis in 2023, which reportedly left around 1,700 homes unfinished, became one of the most visible examples of the risks that can emerge when a construction company fails. <a href="https://www.equifax.com.au/sites/default/files/lpassets/pdf/Final-Business-Market-Pulse-June-Sector-Deep-Dive-Report-2.pdf">Similar challenges across the broader construction sector</a> have left buyers asking more questions before signing a contract.

As Victoria continues encouraging higher-density housing to address supply shortages, transparency is becoming just as important as location or price.

One tool increasingly entering the conversation is the <a href="https://icirt.com/">Independent Construction Industry Rating Tool (iCIRT)</a>, an independent assessment framework designed to help buyers better understand the developer or builder behind a project. Originally developed by Equifax in consultation with government and industry as part of NSW's Construct NSW reforms, the system has since expanded nationally.

<h2 data-end="1519" data-section-id="7nmx3" data-start="1492">What is an iCIRT rating?</h2>

Most Australians are familiar with independent ratings in everyday life.

We compare ANCAP safety ratings before buying a car. We look at Health Star Ratings in supermarkets. Banks rely on credit assessments when lending money.

Until recently, however, there has been very little independent information available to help apartment buyers assess the business responsible for delivering a residential project.

That gap is what iCIRT was designed to address.

Builders, developers and other construction professionals with an iCIRT rating have demonstrated high-trust characteristics through an independent, evidence-based assessment across six criteria: Character, Capability, Conduct, Capacity, Capital and Counterparties. This involves a rigorous review of financial health, past project track record, and ethical conduct. Crucially, an iCIRT rating could help provide property buyers with confidence that they are working with a professional who has demonstrated the capability, capacity, and willingness to return and rectify issues.

Importantly, iCIRT is not a recommendation to purchase a particular property, nor is it a traditional credit rating. It is an independent assessment framework designed to provide objective information about a construction business using a <a href="https://icirt.com/sites/default/files/2025-08/iCIRT-Methodology-Issue1-May-2021.pdf">published methodology</a>.

The system has been widely adopted in New South Wales, where more than one-third of medium and large residential builders and developers now hold an iCIRT rating, representing over two-thirds of the state's residential building market by value as of 2025/26.

<h2 data-end="3126" data-section-id="h6ohtj" data-start="3084">Why buyers are doing more due diligence</h2>

For many buyers, particularly those purchasing off the plan, the biggest risk isn't whether they'll like the kitchen finishes.

It's whether the project will be delivered on time, to the expected quality, and by a company capable of completing the development.

<a href="https://icirt.com/sites/default/files/2026-07/iCIRT%202025%20Consumer%20Survey%20Report%20v05.pdf">Consumer research commissioned by iCIRT</a> found more than half of respondents believed current protections do not adequately safeguard buyers from builder insolvencies or defective projects. Other research found 88 per cent of prospective buyers would seek independent ratings or due diligence before purchasing, while 90 per cent said trust in construction professionals is essential.

That doesn't mean buyers should rely on a single rating alone.

Independent legal advice, understanding the contract, and seeking financial advice all remain important parts of the due diligence process.

However, an independent assessment can provide another source of information alongside those traditional checks.

<h2 data-end="4138" data-section-id="pquzxc" data-start="4094">Trust is becoming a competitive advantage</h2>

The conversation isn't only changing for buyers.

Developers are also recognising that trust has become an increasingly important part of the sales process.

Five years ago, purchasers typically asked about floorplans, finishes and settlement dates.

Today, sales teams are increasingly being asked about the developer's experience, financial stability, previous projects and construction partners.

For companies with strong governance and established delivery records, an independent iCIRT rating provides another way to demonstrate those credentials before buyers even visit a display suite.

According to Equifax, the assessment can also help businesses drive sales and <a href="https://icirt.com/resources-for-business/icirt-rating-helps-scion-secure-high-value-projects">secure high-value projects</a>, as well as identify operational improvements and <a href="https://icirt.com/resources-for-business/mirvac-reinforces-brand-trust-and-quality-independent-icirt-rating">attract top talent</a>.

<h2 data-end="4962" data-section-id="1j54ng5" data-start="4912">Beyond buyers: lenders are paying attention too</h2>

The influence of independent construction ratings is also extending beyond consumers.

According to Stamford Capital's Real Estate Debt Capital Markets Survey, an increasing number of lenders now incorporate iCIRT ratings into their due diligence processes when assessing residential development finance applications.

The survey found lender adoption has continued to rise, with many respondents saying independent assessments provide additional insight into governance, counterparties and delivery capability beyond traditional financial analysis. Some lenders also reported declining funding applications where businesses had poor or no ratings.

As construction costs remain elevated and access to development finance becomes more selective, demonstrating credibility is becoming increasingly valuable.

<h2 data-end="5801" data-section-id="1qazuxs" data-start="5772">What it means for Victoria</h2>

Victoria's apartment market is entering a new phase.

The state is seeking to accelerate higher-density housing while simultaneously introducing reforms aimed at improving confidence in residential construction.

For buyers, that means there are more tools available than ever before to research the businesses behind a project.

For developers, it signals that transparency is becoming another point of differentiation in an increasingly competitive market.

Buyers are asking more questions than ever before and increasingly expecting independent information, not just marketing material, before making one of the biggest financial commitments of their lives.

Find out how to get iCIRT rated <a href="https://www.icirt.com/sites/default/files/2025-08/iCIRT-Infographic-Assessment-Process-Final.pdf">here</a>.

<hr data-end="6469" data-start="6466" />
The information contained in this article is general in nature and does not constitute personal, financial, legal or tax advice. It does not take into account your personal objectives, financial situation or needs. Therefore, you should consider whether the information is appropriate to your circumstances before acting on it and, where appropriate, seek independent professional advice.

This article contains links to third-party websites. These links are provided for convenience only. Equifax Australia does not control and is not responsible for the content, accuracy or privacy practices of external sites.

Copyright © 2026 Equifax Australia Information Services and Solutions Pty Ltd. All rights reserved.

Buying off-the-plan in Melbourne? How independent iCIRT ratings are set to change Victorian property

Prominent New Zealand apartment and hotel operator, <a href="/developers/safari-group">Safari Group</a>, is offering up a prime investment opportunity for Australians to purchase off the plan in one of the world’s most popular ski destinations.

They recently took to market Mountain Oak Queenstown Apartments, in the growing precinct of Remarkables Park in Frankton, near the airport and at the foot of The Remarkables - the mountain range the locals like to call “The Remarks”.&nbsp;

Sydney investors have shown interest in the one, two and three-bedroom apartments that secure high-season occupancy six months over the year, primarily over summer and winter months.

They average 90 per cent occupancy across their portfolio over January, February, March, August, November and December, while shoulder season months of April, July, September and October are still occupied 70 per cent of the time, with the growing appeal of Queenstown becoming not just a hotspot for the snow, but a lifestyle destination.

Even in the low seasons of May and June, occupancy levels reach around 40 per cent.

<img alt="Safari Group’s Mountain Oak Apartments brings new investment potential to Queenstown" data-entity-type="" data-entity-uuid="" src="https://res.cloudinary.com/dz9xllyip/image/fetch/f_auto,c_limit,w_1440,q_auto/https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/field/image/Ext_Cam15_Sunny.jpg?VersionId=SJAROUM_1s.Tr5ciMk4EEj5oAt_Vewmv" />

Safari’s Safari Hotels arm can also manage the holiday letting for an investor, from the listing on holiday accommodation websites such as Airbnb and Booking.com to the cleaning and maintenance of the investment. They’ve been in the short stay management business for 15 years and offer 24/7 support for investors, an important convenience benefit for any overseas investor

Another major drawcard for Australians is that New Zealand doesn’t have a stamp duty policy - so the entry price of NZ$639,000 (AU$586,000), is all that is payable on completion.

<img alt="Safari Group’s Mountain Oak Apartments brings new investment potential to Queenstown" data-entity-type="" data-entity-uuid="" src="https://res.cloudinary.com/dz9xllyip/image/fetch/c_scale,w_580,dpr_2.0,q_auto:good/https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/313_Livingv2_WEB.jpg?VersionId=nV229fM0ZeYpoxOrX372HyGjfwY_LR8c" />

Safari is starting construction of the 141 apartments in Q2 this year, with a two-year build estimated to complete in mid-to-late 2027.<img alt="" data-entity-type="" data-entity-uuid="" height="15" src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXczFpFAb7WuA6f4f9TtKWcqXyNwR8qqtakWv352ERkpqNlP3KwIo8YKxw67jZNHfpjEGIZGv5MQTbnvLZwNt8iu9IVdOrswOjCvBZ4zhSoOOLrpt6etVEZTN1gkBho0r_R72zdHNA?key=yq3daOanqHSb88QFd8jGYKdb" title="Click and drag to move" width="15" />​

The apartments will feature modern amenities and contemporary designs with expansive windows capturing sweeping views of The Remarkables mountain range.&nbsp;

Interiors are equipped with modern finishes, premium appliances, and secure electronic key-locked doors, ensuring a comfortable living experience for residents and guests alike.

With its strategic location near Coronet Peak and Cardrona Alpine Resort, as well as key retail and dining precincts such as Market Street, Five Mile Shopping Centre, and Remarkables Market, Mountain Oak offers a strong proposition for investors seeking high rental yields and capital appreciation in one of New Zealand’s most sought-after locations.&nbsp;

Queenstown’s sustained demand for visitor accommodation and rental properties is underpinned by a shortage of housing options, attracting both local and international buyers.

Safari Group offers low-touch investment proposition in Queenstown’s popular ski fields district

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Mortgage lender RAMS will pass on the full 25 basis points to variable mortgage rate holders.
The lender's standard variable rate will reduce from 6.35% p.a. to 6.10% p.a. (comparison rate 6.17% p.a.) from May 13.
RAMS points out that this rate is lower than the big four banks - 16 points lower than Westpac's 6.26%, owner of RAMS.
“This latest interest rate reduction will bring further financial relief for many Australian mortgage holders who are concerned about uncertainty in the economy and fears of unemployment,” says RAMS chief executive, Melos Sulicich.
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lschlesinger-FZcF9M3vE6

RAMS passes on full rate cut to borrowers

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GPT Group has reached a $75 million settlement with a group of 2,300 investors in relation to a  Slater &amp; Gordon class action.
The conditional settlement was achieved under terms which include GPT denying liability.
The class action was filed in December 2011 with a four-week trial taking place in the <a target="_blank" href="/news">Victorian Federal Court in March</a> with former GPT boss Nic Lyons among those giving evidence.
It was one of a number of<a href="https://www.propertyobserver.com.au/legal/rod-lambert-s-%24175-million-gold-coast-claim-and-other-courtroom-conflicts-to-consider-in-2013/2013012458976" target="_blank"> high-profile property disputes</a> highlighted by Property Observer in January.
Class action lawyer Ben Phi said the settlement was great news for participating shareholders who were awaiting judgment from Federal Court Justice Michelle Gordon following the trial’s conclusion last month.
The dispute relates to a July 7 2008 statement from GPT to the ASX in which GPT downgraded its forecast earnings for the 2008 calendar year by 27%, and its distributions per security (DPS) by 30%.
Six months prior GPT had released its results for the 2007 calendar year and stated that its earnings would be “flat” (about $600m) for 2008.
Investors claimed that GPT "engaged in misleading or deceptive conduct and breaches of continuous disclosure obligations in relation to and following the release of its 2007 Full Year Statutory Accounts".
"The GPT Group is pleased to announce that a settlement has been reached in relation to the class action with Slater &amp; Gordon. The settlement is subject to Court approval, as is usual in class actions," said GPT today in a statement.


"GPT has maintained its position that it complied with disclosure requirements in 2008 – the settlement will mean that the litigation is now resolved, including any possible appeals.

"As stated previously, claims of this nature were insured. GPT’s share of total costs associated with the case and the settlement is not material, and has been fully provided for in previous years," says GPT.
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GPT settles Slater & Gordon class action dispute with $75m pay out to investors

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Only 10-year government bonds will deliver poorer returns than residential investment property, suggests AMP Capital chief economist Shane Oliver in his latest commentary piece following yesterday’s decision by the RBA to cut the cash rate to 2.75%.
Yesterday, Michael O'Neill chief executive of National Seniors, the consumer lobby group for older Australians complained that the cut in the cash rate would “come as a blow for seniors living off simple investments such as term deposits”.
But it could be property investors relying on income from their investment properties that could be worse off.
Click to enlarge
<a title="Click to enlarge" rel="shadowbox" href="/images/stories/2013/05/shaneolivermay8one.gif"><img src="/images/stories/2013/05/shaneolivermay8onethumb.gif"></a>
 In the current low interest rate environment, Oliver says that housing rental yields are “relatively low at around 4%, less once allowing for costs".
And while he says house prices are likely to rise over the next year or two, returns on residential property are likely to be “constrained by still high price to income ratios”.
Oliver expects average rental yields on investment property to fall to around 3%.
“This means the desire for better performing investments and specifically higher yielding investments will remain,” he says.
Rather than buy a residential property, investors could consider commercial property held in unlisted property trusts, where average returns are around 7%.
“Commercial property (office, retail and industrial) continues to offer relatively attractive income yields, particularly for unlisted property,” says Oliver. 
Recent unlisted property trust offerings have been higher than the average 7% yield.
The latest offer from fund manager Centuria has a forecast distribution of 8% on its 10 Spring Street Fund, which will be acquiring the 10 Spring Street office tower in the Sydney CBD.
<a target="_blank" href="/news">Centuria’s 175 Castlereagh Fund</a>, which closed oversubscribed, offered a return 9%.
If not commercial property then Australian shares, listed property trusts (REITS), Australian corporate bonds and even 12 month term deposits may be a better options than residential property.
“Australian shares have rallied strongly over the last year which has seen average dividend yields decline.
“But once allowing for franking credits, the dividend yield on shares at around 5.5% remains well above the yield available on term deposits.
“Lower interest rates will also help boost the outlook for profits and may help by lowering the value of the Australian dollar taking pressure off trade exposed companies. The broad rising trend in the share market is likely to continue
“Corporate bond yields have already fallen a long way, but their yields remain above term deposit rates and are a good alternative,” says Oliver.
He says sovereign bond yields are likely to remain low making them a “relatively unattractive investment in terms of return potential”.
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Commercial property and shares offer better returns than residential property yields: AMP’s Shane Oliver

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You’re sitting around a table with friends one night, downing a couple of glasses of red.
The conversation turns to property investment, and how hard it is to get into the market. Emboldened by the wine, someone suggests beating the affordability barrier by pooling your resources and buying a property together.
In principle, it’s a great idea. By clubbing together, you’ll be able to afford a better quality investment property than you could as individuals.
What’s more, your individual share of the mortgage is likely to be smaller than if you’d purchased on your own, which gives you more room to breathe financially.
Buying with friends can work well — provided that everyone has clear and consistent expectations before entering into the arrangement.
It’s wise to draft a written agreement covering the key aspects and likely eventualities of the arrangement. You can do this yourselves, however it can be a complex undertaking so it may be best to see a solicitor with a specialist knowledge of contracts.
One of the most important considerations the agreement should cover is how long you intend to hold the property. Is this a short-term proposition, e.g. three to five years, or a long-term commitment?
Ideally, you should hold residential investment property for at least seven to 10 years to ride out market fluctuations and make the most of compound capital growth. However, even with the best of intentions, unforeseen changes in the lives of the owners means there may come a time when it’s no longer appropriate or viable for one of them to continue the arrangement.
For this reason, the written agreement should address a range of possible life changes. For example, what will happen when one owner wants to sell their share of the property and free up funds to buy a home of their own to live in, start a family, or return to full-time study?
What if one owner wants to buy the others out? How will the price be determined? What will happen if one owner loses their job, can’t work due to illness or injury, or dies?
The agreement should cover the dollar amount each person will commit to the investment, and the ownership split in percentage terms. It’s also worth including a reference to the terms of the contract you and your friends have with the lender. If you are borrowing money for the purchase, the lender will consider each of you ‘jointly and severally liable’ for the debt.  
In other words, if one of you is unable to meet your repayments, the lender can hold the other borrowers liable for your share of the debt, and can take action to recover it from them.  
To minimise this risk, each borrower should take out the relevant insurances such as life insurance and income protection insurance which will help cover their financial commitments in the event of illness, injury or death.
Your agreement should also detail nuts-and-bolts issues such as who will have responsibility for day-to-day management of the property.  
Who will deal with the lender or broker, liaise with the property manager and (if relevant) body corporate? Who will ensure that council rates bills, insurance premiums and maintenance fees are paid on time and in full?
If you have to make an insurance claim and you find out your policy has lapsed, no-one wants to hear the fateful words: “I thought you were handling that.”  
The written agreement should also detail the procedure to be followed if there is a dispute amongst the owners. Whilst this may sound a little rigid or over-the-top (after all, you wouldn’t be buying with them if you didn’t think you could resolve problems) it’s important to look at the agreement in the cold light of day.
Remember: you are entering a business deal, not a social arrangement. The shared values and common interests that bind you together as friends won’t necessarily translate to a business environment.
When you buy with friends, you may benefit initially by spending less than you would on your own, but you also carry a greater risk of the venture failing due to conflicting expectations about managing change.
There’s little point risking a friendship over money—so for everyone’s sake, agree on the terms of the deal, put it in writing and then get on with business. This way, you’ll not only stand to gain financially, but maintain your friendship as well.
Mark Armstrong is a director of <a href="https://www.ipropertyplan.com.au/">iProperty Plan</a>, which provides independent analysis and tailored advice to investors and home buyers.
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marmstrong-sd3emVLPPb

Buying property with friends can work but proceed with caution: Mark Armstrong

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After an extended period of little acquisition, listed property trusts in Australia have commenced buying real estate on terms which will enhance earnings yields.  
In the year to April 2013, REITs have achieved a return of 34%.  This strong performance has reduced the cost of equity capital.  Prospective listed property earning yields have fallen from 8.4% to 6.9% in the past year.  Over the same time interest rates have been reduced.  Official interest rates have fallen from 4.25% to 3.0%.  Interest rates on corporate debt have been reduced by 1.6% from 5.6% to 4.0%.  
Capitalisation rates or yields on property assets in contrast have barely moved.  Weighted average cap rates have been stable at 7.4% for all property over the past year.  Earnings yields, RBA cash rates, corporate bond yields and cap rates over the past five years are shown in the following table.
<img alt="atchisonmay8one" height="122" width="470" src="/images/stories/2013/05/atchisonmay8one.gif">
In 2009 earnings yields were well above cap rates.  Now they are lower than cap rates so that acquisition of property at current yields provide higher earnings for REITs. This will occur whether funded by cash, new equity capital or new debt capital.  
Initial acquisitions which have been made include:  
<ul>
<li>
<city>Westfield redevelopment at Mt Gravatt in </city><city>Brisbane</city>
</li>
<li>
Dexus acquiring an office building in Brisbane
</li>
<li>
Commonwealth property increasing holding in a Sydney office building
</li>
<li>
Charter Hall in due diligence on a Perth office property purchase
</li>
<li>
Mirvac considering an office portfolio purchase
</li>
</ul>
The difficulty faced by the listed property trusts is competition from international investors.  
<country-region>Australia </country-region>accounted for 45% of international direct capital into real estate in the Asia Pacific region in 2011 and 2012.
Ken Atchison is managing director of <a rel="nofollow" href="https://www.atchison.com.au/" target="_blank">Atchison Consultants</a>.
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katchison-p6oi8fSFSF

Listed property trusts in acquisition mode: Ken Atchison

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Architect firm Hassell has relocated its Sydney studios from The Rocks to a new studio at the historic Walsh Bay Pier 8/9, near Barangaroo, where it will work on the redesign of the $2.5 billion Darling Harbour exhibition centre among other Sydney projects.
The new studio is in historic Pier 8/9 on the harbour’s edge off Hickson Road - adjacent to Barangaroo Headland Park, is in the heart of the emerging Walsh Bay creative industries community.
Businesses renting premises nearby include search engine Yahoo, global architect firm Grimshaw, advertising agent Leo Burnett and visual effects studio Method Studios.
Pier 8/9 was built in 1914 to store and load wool onto ships bound for Europe.
The rent has not been disclosed.
A 329-square-metre space on <a href="https://www.realcommercial.com.au/property-offices-nsw-millers+point-500508471" target="_blank">Hickson Road in Walsh Bay</a> is currently being advertised at $575 per square metre plus GST.
The new Hassell studio has a large double height creative hub that "reveals the historic fabric and function of the building while accommodating interaction, model making, meeting and forum spaces".
This space will facilitate everything from incidental get togethers,to formal presentations and even performances for larger groups.
The main studio space on the mezzanine level overlooks the hub, placing Hassell’s design process on display, visible from both the entry below and throughout the large column free workspaces.
Hassell's current projects include Darling Harbour Live - the redesign of the convention, exhibition and entertainment precinct, a new glasshouse and tropical centre at Sydney’s Botanic Garden, the new light rail project in Sydney’s CBD and south eastern suburbs, and several mixed use projects within the city and cityfringe.
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Architects Hassell relocate from The Rocks to historic Walsh Bay pier

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New South Wales leads Australian states for the most number of bankruptcies in the March 2013 quarter, according to information released by the Insolvency and Trustee Service Australia.
Provisional personal insolvency activity March quarter 2013
<table style="width: 470px;" class="listing" border="0">
<colgroup>
<col width="64">
<col>
<col>
<col>
<col>
<col>
<col>
<col>
<col width="99">
<col>
<col>
<col>
<col>
<col>
<col>
<col>
<col span="3" width="120">
<col>
<col>
<col>
<col>
<col>
<col>
<col>
</colgroup>
<tbody>
<tr>
<th width="64">State/territory</th>
<th width="99">Bankrtupcies (Parts IV and XI)</th>
<th width="120">Debt agreements (Part IX)</th>
<th width="120">Personal insolvency agreements (Part X)</th>
<th width="120">Total personal insolvency activity</th>
</tr>
<tr>
<td>NSW</td>
<td align="right">
<div align="right">1,553</div>
</td>
<td align="right">
<div align="right">852</div>
</td>
<td>
<div align="right">20</div>
</td>
<td>
<div align="right">2,425</div>
</td>
</tr>
<tr>
<td>ACT</td>
<td align="right">
<div align="right">59</div>
</td>
<td align="right">
<div align="right">35</div>
</td>
<td>
<div align="right">0</div>
</td>
<td>
<div align="right">94</div>
</td>
</tr>
<tr>
<td>VIC</td>
<td align="right">
<div align="right">934</div>
</td>
<td>
<div align="right">423</div>
</td>
<td>
<div align="right">17</div>
</td>
<td>
<div align="right">1,374</div>
</td>
</tr>
<tr>
<td>QLD</td>
<td align="right">
<div align="right">1,411</div>
</td>
<td>
<div align="right">672</div>
</td>
<td>
<div align="right">10</div>
</td>
<td>
<div align="right">2,093</div>
</td>
</tr>
<tr>
<td>SA</td>
<td align="right">
<div align="right">332</div>
</td>
<td align="right">
<div align="right">119</div>
</td>
<td>
<div align="right">3</div>
</td>
<td>
<div align="right">454</div>
</td>
</tr>
<tr>
<td>NT</td>
<td align="right">
<div align="right">23</div>
</td>
<td align="right">
<div align="right">26</div>
</td>
<td>
<div align="right">0</div>
</td>
<td>
<div align="right">49</div>
</td>
</tr>
<tr>
<td>WA</td>
<td align="right">
<div align="right">322</div>
</td>
<td align="right">
<div align="right">189</div>
</td>
<td>
<div align="right">13</div>
</td>
<td>
<div align="right">524</div>
</td>
</tr>
<tr>
<td>TAS</td>
<td align="right">
<div align="right">140</div>
</td>
<td align="right">
<div align="right">60</div>
</td>
<td>
<div align="right">1</div>
</td>
<td>
<div align="right">201</div>
</td>
</tr>
<tr>
<td>Total</td>
<td align="right">
<div align="right">4,774</div>
</td>
<td>
<div align="right">2,376</div>
</td>
<td>
<div align="right">64</div>
</td>
<td>
<div align="right">7,214</div>
</td>
</tr>
</tbody>
</table>
Note 1: All the above figures refer to personal administrations under the Bankruptcy Act only (and not corporate insolvency).
Click to enlarge
<a title="Click to enlarge" href="/images/stories/2013/05/bankruptciesmay1one.gif" rel="shadowbox"><img src="/images/stories/2013/05/bankruptciesmay1onethumb.gif"></a>
Source: <a href="https://www.itsa.gov.au" target="_blank">Insolvency and Trustee Service Australia</a>
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jchancellor-FAypfDUnLy

NSW tops bankruptcies across Australia in the 2013 March quarter: Chart of the week

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An unnamed “national financial institution” has hired Colliers International to find 22 prominent retail locations to lease on high streets stretching from Kempsey on the Mid North Coast region of NSW all the way to Geelong in Victoria.
Seemingly bucking the trend of struggling suburban high streets and an overall subdued retail environment the unnamed financial institution is seeking half of the retail spaces around Sydney with 11 shopfronts sought in suburbs including Belmore, Five Dock, Potts Point, Rozelle  and Surry Hills.
The campaign is being handled by Colliers International agent Mable Lee who said her client was seeking retail spaces in "heavy traffic areas" to offer financial services.
<img src="/images/stories/2013/05/colliersmay9one.jpg" width="470" height="255" alt="colliersmay9one">
Lee says she cannot disclose the name of her client but tells Property Observer a few submissions have been received since the campaign launched a few weeks ago.
The advertisement says the institution is seeking “strong retail locations” with “good exposure and street frontages” measuring in size from 120 square metres to 250 square metres.
A number of locations in the advertisement include specific street requests including for a shop on Elizabeth Street in Surry Hills.
Current real estate listings show just a handful of retail space available to lease on Elizabeth Street including these 220 square metre premises at <a href="https://www.commercialrealestate.com.au/property/8268201/for-lease/nsw/surry-hills/retail" target="_blank">491 to 493 Elizabeth Street</a>.
In Victoria, the institution is seeking shopfronts on Flinders Street in the Melbourne CBD and on St Kilda Road on the fringe of the city as well as in Hawthorn and Clifton Hill along with locations in Mornington and Whittlesea.
The full list of 22 locations is:
Regional NSW
Kempsey (Mid North Coast)
Blaxland (Blue Mountains)
Umina Beach (Central Coast)
Nowra (South Coast)
Sydney
Belmore
Forestville
Five Dock
Gladesville
Gymea
Kingsford
Oatley
Padstow
Potts Point
Rozelle
Surrey Hills (Elizabeth Street)
Regional Victoria
Whittlesea
Geelong West
Mornington
Melbourne
Melbourne CBD (Flinders Street)
Melbourne (St Kilda Road)
Clifton Hill
Hawthorn
Do you know who the mystery national financial institution is? If so, send an email to <a href="mailto:news@propertyobserver.com.au">news@propertyobserver.com.au</a>
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Mystery financial institution embarks on east coast streetfront retail expansion

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Forget the silly Sydney Morning Herald speculation of Ricky Martin being its mystery buyer.
The Forbes Rich Lister, the Chinese millionaire Qiu Yafu, who headed the Cubbie Station cotton acquistion, has been pinpointed as the buyer of the Sydney waterfront property, known as the Bang &amp; Olufsen house which sold for around $34 million last month.
Qiu Yafu - who Property Observer gathers is known by the name, Jerry - is the chairman of global textiles group Shandong Ruyi. He ranked 356 on The Forbes 400 Richest Chinese in 2007, but no mentions subsequent. He is an engineer from Shandong and a senior Communist Party member. Qiu Yafu is a self-made man who frst joined the textile company when it was previously a government managed woollen mill at the age of 17. He rose through the ranks to the head of the company at 39. He was a deputy of Tenth National People's Congress which held plenary sessions between 2003 and 2007.
The Australian Financial Review rural reporter says he bought the Point Piper house after spotting it during an Australia Day cruise with friends.
Yafu headed the syndicate that purchased the Queensland Cubbie Station cotton property for $232 million last year.
The CS Agriculture consortium backed by Shandong Ruyi, has the Japanese trading giant Itochu and wool trader the Lempriere group, as partners on the 93,000 hectare property acquistion.
Meanwhile the first significant-investor visa has been granted to a Chinese toy manufacturer and his family.
It follows a four-month assessment of the application.
He made a $5 million investment in Victoria state bonds.
Australia's significant investor visa has attracted applications that could translate into inbound investment of $850 million.
"Clearly, the whole thing has been targeted at China so far," Bill Fuggle, Sydney-based head of financial services Baker &amp; McKenzie told the Wall Street Journal Asia edition.
The Immigration minister Brendan O'Connor announced the first applicants success last week some six months after the scheme to encourage migrants with a successful business backgrounds was unveiled.
Applicants can invest the $5 million in commonwealth, state or territory bonds, managed funds or Australian companies.
"Significant investors bring with them their skills in business, their links to international markets and additional capital for investment," Mr O'Connor said in a statement.
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Cubbie Station's Chinese millionaire Qiu Yafu secures Point Piper's Bang & Olufsen house as Victoria nabs the first significant-investor visa from China

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<img src="/images/stories/2012/10/kflogo.jpg">
Knight Frank's Mathew Cassidy says he would invest a spare $750,000 in a couple of two-bedroom apartments in Brisbane’s CBD.
<img style="margin: 5px; float: left;" src="/images/stories/2013/03/mathewcassidy.png" width="228" height="225" alt="mathewcassidy">Agent: Mathew Cassidy

Position: Project marketing manager

Company: Knight Frank

Office location: Queensland

How long have you been in the industry?

I’ve been in the real estate industry for about 15 years, and I’ve specialized in development project marketing for the vast majority of the time. What’s happening in the area you specialise in?

Right now’s an exciting time, most developers have a really good handle on the realities of delivering projects effectively post GFC. It’s great to finally have a stable market. Personally, I love how creative we need to be in order to ensure developments sell fast and target every possible purchaser. In particular, Asia is doing very well at selling international projects within our network. Describe the most interesting property you have sold

For me that’d have to be The Oracle at Broadbeach on the Gold Coast. It’s an icon. The developer had incredible vision, fortitude and nous. I recommend anyone who visits the Gold Coast should stay and dine there, it’s sure to impress. What are the ingredients to being successful in your job?

The best advice I ever got was this, “If every single decision you make is designed to maximise the developer’s return on investment then you can always hold you head high.” Another important ingredient is to success is being aware of what you don’t know and have no qualms about admitting so. However, it’s important to know exactly who to contact to broaden your knowledge base. To simplify, always learn. Nobody knows it all, but it’s worth it to try. What aspects of your role do you enjoy the most?

I love the fact that every day poses its own individual challenges. I also very much enjoy the boardroom discussions in various locations around Australia. There’s some truly remarkable visionaries out there who show no fear and have adapted to the new world order in development very well. It’s humbling to sit in the same room as these people and hold deep, frank and honest discussions. Australia is in some good hands going forward in the development industry. Where would you invest a spare $750,000?

Simple, I’d buy two two-bedroom apartments in Brisbane’s CBD. I would make sure they both had two car spaces and were unique in some way such as large balconies, river views, storage. I think Brisbane is amazing for buying right now with rent remaining solid and space in the CBD at a premium. Which football team do you support?

Depends on the code. Hawthorn for AFL and the Titans for NRL What’s your favourite app or techno gadget?

My favourite app is Coastalwatch Lite. I relax by chasing any swell event and surfing it. This app gives me 5 day forecasts, current photos of most places in Australia, live wind and swell information.
How do you use social media?

In my professional life, I use social media for every area and constantly looking for ways to use it to maximise sales, reporting and mapping of market trends. </body></html>

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