Nature Based Cities (NBC), the not-for-profit organisation focused on improving biodiversity and nature outcomes in urban development, has launched its latest industry design guidelines and accreditation framework, this time targeting precinct-scale residential communities.

The move extends NBC’s influence beyond its initial focus on medium and high-density residential developments. Several projects have already achieved NBC accreditation since the launch of its Medium &amp; High-Density Residential Guidelines in early 2025.

The expansion into masterplanned communities and new residential precincts reflects the growing need for stronger nature-positive benchmarks as Australia’s outer suburban growth corridors continue to expand at pace.

Paul Hameister OAM, NBC Founder and the Executive Chairman of Melbourne developer Hamton who itself leans heavily into nature and biodiversity in its developments, says the&nbsp;nature-first approach to mitigate the effects of climate change has become standard in other parts of the world such as the UK, but Australia is lagging.&nbsp;Australia’s environmentally sustainable design (ESD) rating tools have no minimum mandatory requirements for living landscapes.

“We’ve always wanted to do more, and we know other developers who want to do more, but the ESD rating tools just aren’t there,” Hameister says. “In Australia, you can have a five-green-star rated building that’s concrete and glass with not a blade of grass. 
 
“The focus is on reducing emissions, which is laudable, but there hasn’t been enough attention paid to protecting and re-establishing nature. We need both for the health of the environment and for communities.”

He says that having now&nbsp;made good progress in supporting developers of medium and high-density residential projects, NBC is now looking to bolster better nature-based decision-making and recognise developers of greenfield projects in the outer ring and large inner-ring brownfield precincts, who want to champion nature and living landscape as a defining feature.

Since 2022, the not-for-profit has sought to remove the roadblocks preventing developers from incorporating nature and living landscapes into their projects, shifting the conversation from the reduction of emissions and grey infrastructure, toward recognising nature as an essential infrastructure.

The New Communities Design Guidelines and Scorecard arm developers with the tools needed to deliver a nature positive outcome for their new communities. Intended to be adopted at the outset of the planning process, the guidelines are designed to help create communities that are cooler, healthier and more resilient while also enhancing social wellbeing and long-term economic value.&nbsp;

New Communities developers seeking accreditation will be independently assessed across a range of key criteria including ecology, tree canopy, biodiversity, and walkability. Once the masterplan is complete and submitted for approval, the scorecard is formalised based on proposed outcomes. Projects that meet the NBC criteria will receive either Commended or Exemplary accreditation outcomes, creating a clear benchmark for nature-positive new communities in Australia.&nbsp;

Janis Fischer, Director at Tract and NBC Advisory Council member, said the development of new communities in our suburbs can have a substantial impact on nature and biodiversity.

"By incorporating nature-based design principles at the inception of a project, developers and their design teams can achieve nature positive outcomes that are good for both people and the planet.’’&nbsp;

NBC accredited New Community projects will gain access to NBC branding and marketing tools to help communicate their nature-based credentials to purchasers and the broader market.&nbsp;

Joel Robinson

Nature Based Cities: A new Australian benchmark for developing nature-positive new communities

Apartment buildings are increasingly being designed around how people actually live day to day, not just how they want a building to look.

For buyers, that shift is showing up in practical inclusions that respond to changing habits. Work-from-home spaces, EV charging, wellness amenities, secure bike storage and parcel management are becoming part of the broader apartment conversation, reflecting a move toward buildings that reduce friction in everyday life.

Online shopping has become one of the clearest examples of that change.

Australians spent a record $82.6 billion online in 2025, with nearly one in four retail dollars now spent online. That has made parcel delivery a regular part of apartment living, rather than an occasional inconvenience.

For apartment residents, however, the delivery process can be less straightforward than it is for detached homes. Parcels may be left in lobbies, redirected to Post Offices, missed entirely, or placed under the responsibility of building managers and concierge teams.

That is why secure parcel infrastructure is increasingly being considered alongside more familiar apartment amenities.

<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" referrerpolicy="strict-origin-when-cross-origin" src="https://www.youtube.com/embed/-VjjLwoViX0?si=A3k7ws9NX35Uac7_" title="YouTube video player" width="560"></iframe>

Australia Post Parcel Lockers offer one way to address the issue. When a parcel arrives, residents receive a notification through the AusPost app or SMS, then collect it using a QR code or one-time PIN. The parcel is kept secure, accessible and removed from common areas.

The broader Parcel Locker network now includes more than 1,500 locations across Australia, positioned at Post Offices, shopping centres, supermarkets, transport hubs and other accessible locations.

For new apartment projects, the relevance is clear. A building’s amenity offering is no longer only about lifestyle spaces, but also about convenience, security and functionality.

As buyer expectations evolve, secure parcel delivery is becoming part of the same design conversation as flexible working, sustainable transport and resident wellbeing.

It is one less thing for residents to worry about, and another example of apartment design adapting to the way Australians now live.

Apartment design is adapting to the way Australians shop

While school holidays and trips to Europe tend to define the winter property market, there's been no cold snap at <a href="https://www.apartments.com.au/new-apartments/the-walden-north-sydney-177-walker-street-north-sydney-nsw-2060">The Walden</a> in North Sydney.

Developer-builder&nbsp;<a href="https://www.apartments.com.au/developers/aland">ALAND</a> sold more than $35 million worth of apartments throughout June, including a $6.8 million apartment that now ranks among the highest apartment sales ever recorded in North Sydney.

SRM Residential agent Ben Stewart said buyer demand throughout June reflected a mix of improving market confidence and longer-term thinking from owner-occupiers.

"We're seeing strong demand from owner-occupiers who are taking a longer-term view," Stewart said.

"Many recognise the opportunity to secure an apartment in an iconic building and premium location while values remain attractive. They may initially lease the property, but the intention is to eventually move in themselves, rather than purchasing purely as an investment."

[smartcode_project:default project_id=134323 project_image_fid=367129]

Located at 177 Walker Street, The Walden will deliver 161 one, two, three and four-bedroom residences across a 30-storey tower designed by Rothelowman. Every apartment occupies a corner position, maximising natural light, cross ventilation and views across Sydney Harbour, the Opera House, Sydney Heads and the northern districts.

Rather than a traditional balcony, the residences feature winter gardens that seamlessly extend the open plan living areas, creating versatile spaces for relaxing or entertaining throughout the year. Floor-to-ceiling glazing draws in natural light while showcasing sweeping views from the building's elevated Walker Street position.

Every apartment features high-end Calacatta marble, bespoke joinery, and fully integrated appliances.

The larger residences have been planned with distinct entertaining and private zones, with many master suites positioned on corners to capture natural light and harbour views. Walk-in dressing rooms, freestanding baths and refined stone finishes reinforce the house-like feel that has resonated with downsizers and owner-occupiers.

[smartcode_project:default project_id=134323 project_image_fid=6393]

Rothelowman Principal Ben Pomroy said the project was designed to make the most of its unique position overlooking the harbour.

"The Walden is a celebration of all things beautiful, curated for those who expect nothing less than exceptional," Pomroy says.

"Meticulously designed entertaining spaces and light-filled living areas that capitalise on capturing the natural beauty of Sydney's iconic harbour."

Residents will also have exclusive access to The Pavilion, a dedicated amenity building featuring a rooftop pool, wellness studio, gymnasium, sauna, concierge service, residents' lounge, private dining spaces and work-from-home facilities.

[smartcode_project:default project_id=134323 project_image_fid=6402]

The project marks ALAND's first major luxury apartment development in Sydney's inner-city market after more than two decades delivering residential communities across Greater Sydney.

Founder and CEO Andrew Hrsto previously said the rarity of the Walker Street site made it an opportunity the company could not overlook.

"This is a rare opportunity to bring a truly exceptional project to life in one of Sydney's most iconic locations, and to showcase our craftsmanship and design expertise at a world-class level," Hrsto said.

[smartcode_project:default project_id=134323 project_image_fid=6383]

The Walden has been introduced to the market at a time when demand for living in North Sydney is at an all-time high. Billions of dollars have been invested in infrastructure, including the recently opened Victoria Cross Metro station, located just 300 metres from The Walden, providing residents with direct access to the Sydney CBD in just minutes.

Private investment has also transformed the area through the arrival of new retail and dining destinations, elevating the lifestyle offering in what was once considered primarily a commercial precinct rather than an aspirational residential address.

The Walden is currently under construction and is scheduled for completion in 2028.

[smartcode_project_cta:default project_id=134323]

ALAND records $35 million in sales in North Sydney as The Walden bucks quiet winter selling season

The long-awaited redevelopment of the former Eastlakes Shopping Centre site has reached a major milestone, with Conquest's plans for a new mixed-use precinct officially placed on public exhibition.

The State Significant Development Application would transform the 1.7-hectare site at <a href="https://www.apartments.com.au/new-apartments/19a-evans-avenue-eastlakes-nsw-2018">19A Evans Avenue</a> into one of Sydney's largest urban renewal projects, delivering 736 apartments above a new shopping centre anchored by Woolworths, alongside specialty retail, dining, commercial space and new public open spaces.

The public exhibition marks the next chapter for the project after <a href="https://www.apartments.com.au/developers/conquest">Conquest</a> acquired the stalled Stage Two development from Crown Group, who completed the first stage across the road prior to their voluntary liquidation.

<img alt="First look: Conquest unveils plans for 736-home Eastlakes Shopping Centre redevelopment" data-entity-type="file" data-entity-uuid="5fca22c5-d1ed-4e2c-8801-03f7df1eafc8" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/eastland%20podium.png?VersionId=uomwr41nF8CmLUZRDcu3mHQechlbxucS" />

&nbsp;

Designed by DKO Architecture, the proposal comprises four residential buildings ranging from 14 to 18 storeys above a two-level retail podium. The development would deliver 736 apartments, including 74 affordable homes, 215 Build-to-Rent apartments and 521 market residences. Provision has also been made for dual-key apartments, which could increase the total number of dwellings to 877.

At ground level, the shopping centre has been designed as the suburb's new meeting place, anchored by a full-line Woolworths and complemented by a curated mix of fresh food retailers, cafés, restaurants, health services and everyday convenience shopping. Generous pedestrian links and landscaped public spaces will connect the retail precinct through to Jack Mundey Reserve, creating a more walkable and connected neighbourhood.

Conquest CEO Michael Akkawi said the redevelopment was about far more than replacing a shopping centre.

"Eastlakes has been overlooked for too long, and this is the community’s moment. We are building a shopping centre and homes, a genuine heart for the suburb, and we genuinely want locals to help shape it."

"We enrich communities through the creation of homes, places, and experiences designed for life, built to last, and owner for generations. That starts with listening, so we warmly encourage everyone with a connection to Eastlakes to view the plans and share their thoughts."

<img alt="First look: Conquest unveils plans for 736-home Eastlakes Shopping Centre redevelopment" data-entity-type="file" data-entity-uuid="22f6fb20-54fb-4bd7-8a92-48fafdd00608" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/eastland.png?VersionId=cugp7s9hrMHGJJdYzkeAkrFoQgnF4GXf" />

DKO said the design had been shaped by the site's landscape setting and surrounding open space.

"Our vision for the site embraces its unique Bidjigal identity by blending the residential living with generous landscaping and a material palette inspired by the Bidjigal locality, and celebrating the panoramic views to Botany Bay and the wetlands reserves."

"Taking cues from Country, we seek to harmonise built form with the landscape and lightly touch the earth. By reconnecting, retaining and regenerating existing ecology, and weaving in natural elements, we can deepen our connection to Country."

The landscape strategy extends across the podium and rooftops, incorporating communal gardens, children's play areas, lawns, community gardens, family gathering spaces and extensive tree planting. New landscaped links will also strengthen the connection between the precinct and Jack Mundey Reserve, while publicly accessible open spaces have been integrated throughout the development.

The proposal builds on Conquest's broader placemaking strategy for the site. Through an ongoing partnership, local artist Joe Rashbrook has been appointed Urban Art Curator, working alongside young residents to transform the project's site hoardings into a public art gallery that allows the community to engage with the redevelopment before construction is complete.

Conquest has rapidly expanded its development pipeline since acquiring the Eastlakes site, with more than $6 billion worth of mixed-use projects now in planning across Sydney, including Stanmore, Castlecrag and Waterloo.

Conquest CEO Michael Akkawi said the redevelopment was about far more than replacing a shopping centre.

First look: ‘Far more than replacing a shopping centre’ as Conquest unveils 736-home Eastlakes redevelopment

Abadeen has lodged a State Significant Development Application (SSDA) for one of Mosman's largest apartment developments in recent years, seeking approval to transform the former Honeysuckle Garden and Midas site on Military Road into a 100-apartment mixed-use development.

The SSDA, lodged with investment partner Phoenix Property Investors, proposes around $230 million worth of new housing on the prominent <a href="https://www.apartments.com.au/new-apartments/494-516-military-road-mosman-nsw-2088">494-516 Military Road</a> site.

The proposal comes as Mosman Council continues to progress its recently endorsed Masterplan, which identifies the precinct for increased housing density while maintaining the suburb's established character.

Designed by DKO Architecture, the development would comprise 100 apartments above ground-floor retail, with a rooftop wellness precinct including a gym, sauna, entertaining areas and landscaped communal spaces.

Rather than pushing to the full 12-storey height identified in Council's Masterplan, the proposal ranges between five and nine storeys, stepping down towards Hale Road. A tenth level would accommodate resident amenities rather than additional apartments.

The project has been designed to appeal to a broad range of buyers, from first home buyers and young professionals through to families and local downsizers looking to remain on the Lower North Shore.

<img alt="Mosman" data-entity-type="file" data-entity-uuid="5dada03f-5b4c-43ba-ba62-2868add31440" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-07-27%20at%209.57.55%E2%80%AFAM.png?VersionId=7LBy0B.Jo8_iWAFJsClcV7Q3UnXrv49r" />

Abadeen Executive Chairman Justin Brown said the apartments had been designed as genuine long-term homes rather than investor-focused stock.

"The apartments have been designed as genuine long-term homes, with efficient floorplans that maximise usable living areas, generous storage, natural light and strong connections between indoor and outdoor spaces," Brown says."

"We've focused on creating homes for a broad range of buyers, from first home buyers and growing families through to downsizers who want to remain in Mosman."

The rooftop wellness offering forms a key part of the proposal, with residents set to have access to a gym, sauna, outdoor entertaining spaces, communal dining areas, landscaped gardens and a multi-use recreation court overlooking Sydney Harbour.

<img alt="Mosman" data-entity-type="file" data-entity-uuid="d37c2d6b-583a-4a0f-b7a9-9f46b893d2f4" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-07-27%20at%209.58.06%E2%80%AFAM.png?VersionId=FPoa5FCm2RtzjhAh2w5FTWJbV6GHfY8D" />

DKO drew heavily on the site's natural and cultural history, undertaking a Connecting with Country process with local Aboriginal Elders to inform the architectural and landscape design.

Senior Associate Matthew Ritchard said the design sought to create a building that responded to both the site's landscape and its cultural significance.

"The architectural language of the project is a deep expression of Connecting with Country, where the materiality and colour palette serve as a bridge between the site's geological history and its future as a residential sanctuary."

The proposal also retains the site's established blue gum tree as the centrepiece of the communal landscaped gardens, while introducing activated retail fronting Military Road to strengthen the connection between Mosman and Cremorne villages.

If approved, the project would deliver 100 new homes within walking distance of shops, public transport, schools and local amenities, adding to the limited pipeline of new apartments on the Lower North Shore.

<h2>Project Snapshot</h2>

Project: Honeysuckle Garden Redevelopment

Address: 494-516 Military Road, Mosman

Developer: Abadeen and Phoenix Property Investors

Architect: DKO Architecture

Lead Architect: Matthew Ritchard

Value: $230 million

Residences: 100 apartments

Key features:

<ul>
	<li>
	Ground-floor retail
	</li>
	<li>
	Rooftop wellness precinct
	</li>
	<li>
	Gym and sauna
	</li>
	<li>
	Outdoor entertaining and BBQ areas
	</li>
	<li>
	Landscaped communal gardens
	</li>
	<li>
	Multi-use recreation court
	</li>
	<li>
	Retained mature blue gum tree
	</li>
	<li>
	Connecting with Country design process
	</li>
	<li>
	Harbour, CBD and Balmoral views from upper-level apartments
	</li>
</ul>

Abadeen Executive Chairman Justin Brown said the apartments had been designed as genuine long-term homes rather than investor-focused stock

First look: Abadeen plans 100 apartments on former Honeysuckle Garden site in Mosman

The wave of apartment proposals sweeping through Mosman shows no signs of slowing, with another major residential development lodged through the NSW Government's State Significant Development pathway.

Developer First Quadrant Properties, which recently completed Willoughby Grounds and has several projects in planning across the North Shore, has unveiled plans for a 63-apartment development on Ourimbah Road, adding to the growing pipeline of projects reshaping one of Sydney's most tightly held harbour suburbs.

The proposal would consolidate nine properties at 40-56 Ourimbah Road into a part eight, part nine-storey apartment building, continuing the momentum created by the NSW Government's accelerated planning pathways that have seen several significant developments emerge across Mosman over the past 12 months.

Designed by Doroch Architects, the project would deliver 63 apartments, resident wellness facilities including a gym, pool and sauna, landscaped communal spaces and basement parking, while using recessed upper levels, generous setbacks and extensive planting to reduce the perceived scale of the building.

<img alt="First look: First Quadrant Properties eyes nine-storey Mosman apartment project under State Significant pathway" data-entity-type="file" data-entity-uuid="32ee68e4-141e-4a10-8f83-48e961a5e71e" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Ourimbah%20Road%2C%20Mosman%20a.png?VersionId=CUeILFc6APlwXPc.iplElbxHvREKwjig" />

Doroch Architects said the building had been designed to reinforce Mosman's established character.

"The building's aesthetic is grounded in the existing residential character of Ourimbah Road and the broader Mosman context," the architect noted in the planning documents submitted to the NSW Government.

The design adopts a contemporary material palette of natural stone, textured concrete and brown concave metal cladding, complemented by integrated planters and deep balconies. The podium incorporates softened curved concrete forms, while increased setbacks have been provided adjacent to the heritage-listed property at 60 Ourimbah Road to create a more sympathetic transition.

The site sits around 330 metres from Mosman Town Centre, placing it within the NSW Government's Low and Mid-Rise Housing policy area, where increased residential density is being encouraged close to shops, transport and services.

The proposal follows a string of major apartment projects lodged or declared State Significant in Mosman in recent months, including Abadeen's 100-apartment Honeysuckle Garden redevelopment on Military Road and several other developments across Awaba Street, Redan Street and Muston Street from the likes of Time &amp; Place, HELM and Prosker Property.

Read more:&nbsp;<a href="https://www.apartments.com.au/news/nsw/time-place-to-take-on-mosman-apartment-market">Time &amp; Place to take on Mosman apartment market</a>

Read more:&nbsp;<a href="https://www.apartments.com.au/news/qld/first-look-abadeen-plans-100-apartments-on-former-honeysuckle-garden-site-in-mosman">First look: Abadeen plans 100 apartments on former Honeysuckle Garden site in Mosman</a>

First look: Another major apartment proposal signals Mosman's development boom

A new State Significant Development Application (SSDA) could reshape a prominent vacant site in Gosford's CBD, with Ming Tian Real Property proposing a mixed-use precinct that combines affordable housing, retail activation and a new public plaza.

The proposal for 43-45 Beane Street and 2 Keevers Lane would deliver a <a href="https://www.apartments.com.au/new-apartments/43-45-beane-street-gosford-nsw-2250">two-building development</a> comprising a 26-storey residential tower and a five-storey affordable housing building above ground-floor commercial space. A key focus of the project is the delivery of dedicated affordable housing alongside new public domain improvements designed to transform Keevers Lane into a more active urban destination.

Designed by <a href="https://www.apartments.com.au/architects/tony-owen-partners">Tony Owen Partners</a>, the development would provide 130 apartments, including 20 affordable housing dwellings managed by a registered community housing provider for at least 15 years. The market housing component comprises 110 apartments across a mix of one, two and three-bedroom residences, while the affordable housing includes six one-bedroom, 13 two-bedroom and one three-bedroom apartment. The proposal also incorporates 416 sqm of ground-floor retail, three basement levels accommodating 140 car spaces, 42 bicycle spaces, communal open space and extensive landscaping.

<img alt="First look: Ming Tian Real Property plans landmark affordable housing tower for Gosford city centre" data-entity-type="file" data-entity-uuid="9b858791-9060-4ee7-9178-44cb9e640a85" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Beane%20Street%20b_0.png?VersionId=_jbY0mqPEs7.jBZxozR7d6T4u85FoPmb" />

The affordable housing component has been distributed across both buildings, with four apartments located within the main tower and a dedicated five-storey building delivering a further 16 affordable homes. The project also includes 12 adaptable apartments and 24 dwellings designed to Silver Level Liveable Housing Guidelines.

The architectural design draws inspiration from Indigenous storytelling.

"The design is based on the indigenous motif of the Rainbow Serpent," Tony Owen Partners said in the Design Verification Statement.

"The Rainbow Serpent is a traditional totem of coastal eastern Australia. It represents natural forces, creation, change, and rebirth and is often associated with bodies of water. This motif can be seen in the undulation of the balconies rising on the building," Tony Owen Partners said in the Design Verification Statement.

Beyond the residential offering, the proposal seeks to revitalise the surrounding public realm, particularly Keevers Lane.

"The ground floor streetscape includes a commercial and dining precinct which will significantly improve the amenity of the area. This strategy transforms a currently inhospitable laneway into a thriving centre of urban renewal and day and night time activation to compliment the new adjoining UNC facilities," the architects said.

<img alt="First look: Ming Tian Real Property plans landmark affordable housing tower for Gosford city centre" data-entity-type="file" data-entity-uuid="36b0ca6b-af15-424c-81db-9f3049c07b0c" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Beane%20Street%20podium.png?VersionId=QCAv7bCitrg3zIGZUHI2z_HR8qVfKbp1" />

The Environmental Impact Statement notes that the project aims to "improve the provision of diverse housing options within Gosford City Centre, enhancing the mixed-use precinct by delivering high quality residential development, whilst concurrently providing a diverse range of housing choices through the provision of affordable housing, which is in growing need within the Gosford City Centre."

The site occupies approximately 2,070 sqm in the Gosford city centre, around 250 metres from Gosford Railway Station and within walking distance of Gosford Hospital, Mann Street's retail precinct and the University of Newcastle's Gosford campus currently under construction. The currently vacant site previously received approval for a lower-scale residential development, with the new proposal leveraging the NSW Government's in-fill affordable housing pathway to increase density while introducing dedicated affordable housing.

First look: Rainbow Serpent inspires bold new Gosford apartment tower

Sydney’s property market is known for high prices, competitive bidding, and mounting pressure on first home buyers. But change is on the horizon.

From late 2025, eligible first home buyers in New South Wales will have access to a new federal government initiative aimed at addressing affordability: the Help to Buy Scheme.&nbsp;

<h2>What is the Help to Buy Scheme?</h2>

The program introduces a shared equity model intended to reduce the upfront cost of entering the property market, particularly in high-demand urban areas such as Sydney.

The scheme operates under a shared ownership structure in which the federal government takes an equity stake of up to 40 per cent for new homes, or 30 per cent for existing dwellings. This arrangement allows eligible buyers to significantly reduce their loan size and avoid the added cost of Lenders Mortgage Insurance (LMI).

Under this model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required. The government’s contribution is not a loan but a co-ownership stake in the property. As such, there is no interest or rent charged on its portion.

Because the government’s equity combined with the buyer’s deposit typically meets or exceeds the 20 per cent threshold, LMI does not apply. The remaining balance, generally between 60 and 70 per cent of the property’s value, is financed through a standard home loan with a participating lender.

The government's equity in the property remains in place until the buyer chooses to repay it voluntarily or until the property is sold. Buyers can buy back the government’s share over time, in increments of at least five per cent, depending on their financial situation.

There is no fixed repayment timeline, but the amount to be repaid will be based on the property's market value at the time of repayment, not the original purchase price.

<h2>How do you qualify for the&nbsp;Help to Buy Scheme?</h2>

To qualify for the Help to Buy Scheme, applicants must meet the following conditions:

<ul>
	<li>Be an Australian citizen at least 18 years of age.</li>
	<li>Be a first-home buyer who does not currently own property.</li>
	<li>Intend to live in the property as their primary residence.</li>
	<li>Earn less than $100,000 per year for individuals, or $160,000 for couples.</li>
	<li>Purchase a property within the regional price caps, currently $950,000 in Sydney, though this is expected to rise to approximately $1.3 million ahead of the program’s launch.</li>
</ul>

While the Help to Buy Scheme does not solve affordability challenges across the board, it does offer a more accessible pathway for a defined segment of the market, particularly younger buyers with moderate incomes who have been priced out of traditional lending routes.

The scheme is expected to commence in NSW in late 2025, as part of a national rollout.

Under the new model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required

Help to Buy Scheme: What first home buyers in NSW need to know

<html><body>
Imagine being able to explore your new apartment, move your furniture around, and change the entire design palette at the click of a button. Thanks to the innovative technology of Virtual Reality (VR) and the talented team behind BVN REAL, apartment floorplans are being brought to life, with several buyers already trialing the product.

The cutting-edge new VR production studio named BVN REAL is a subsidiary business of <a href="/architects/bvn-architecture">award-winning architectural design firm BVN</a> and is led by creative director Barry Dineen and a team of highly skilled Game Developer Designers, 3D Visualisation Artists, VR Experience Developers, and Experience Designers. The product took four years to build and has already won the coveted 'Unreal Award' in 2018 (prior to the public launch) as well as receiving two other nominations in The AEC Excellence Awards.

<blockquote>
“Right now, people need to interpret, imagine, and visualise their future home using architectural drawings, plans, and 3D renders of the space. With VR they can actually step into their future for themselves and feel what it is like to be there. 

Our VR experiences give people the confidence to know that what they are seeing is exactly what they are going to get. It’s building trust and reducing the risk involved in one of the biggest purchases of buyers lives.”
</blockquote>

Barry Dineen, Creative Director at BVN REAL 

<div class="intrinsic">
<div class="intrinsic-inner">
<iframe allow="autoplay; fullscreen" allowfullscreen="" frameborder="0" height="370" id="yui_3_17_2_1_1573710549547_74" src="https://player.vimeo.com/video/312440113?app_id=122963&amp;wmode=opaque" width="650"></iframe>
</div>
</div>

BVN REAL creative director Barry Dineen humbly acknowledged that although previous iterations of the technology were not taken to immediately, perseverance and user research led the team to focus in on how people authentically engage with VR.

<blockquote>
“The result is a powerfully immersive experience designed expressly for human interaction. A lot of developers and sales teams have dismissed VR because they tried a VR experience that was not designed with human behaviour at its core. When they try BVN REAL’s experiences there is an “ah-ha” moment where they see the true potential for VR for themselves.”
</blockquote>

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/bvn_real_immersive.jpg" rel="gallery-all" title="Users experiencing VR in the studio"><img alt="" class="image-article-full-width-580px" height="326" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/bvn_real_immersive.jpg?itok=1y6l8TwQ" title="Users experiencing VR in the studio" width="580"></a>

<figcaption>Users experiencing VR in the studio</figcaption></figure>INTUITIVE FEATURES INTEGRATED WITHIN BVN REAL

<ol>
<li>Users can instantly move between different apartment configurations and floorplans to compare options on offer</li>
	<li>Users have the ability to configure the space in real-time
	<blockquote>
	“Our experiences allow them to try out different materials and finishes options, change out furniture and fittings to their taste, or even strip it back to the empty shell so that they can get a better feeling for the space itself.”
	</blockquote>

	Barry Dineen, Creative Director at BVN REAL
	</li>
	<li>A realistic sunlight system enables users to experience the property at all times of the day</li>
	<li>All elements of the apartments virtually function the way they would in real life
	<blockquote>
	“A major goal of any VR experience is presence – feeling like you are actually in that place. When a user tries to turn on a tap and the tap does nothing, they are reminded that they are in a virtual environment. 

	We want the technology to disappear so that they can truly appreciate the design of a space. At first adding running taps felt like a novelty but over time we have grown to realise the importance of reacting to people’s input.”
	</blockquote>

	Barry Dineen, Creative Director at BVN REAL

	<ol></ol>
</li>
	<li>BVN REAL experiences are often ‘multiplayer’ because people feel more relaxed and comfortable when sharing the virtual experience with another real person. Currently, an avatar is used to represent those in the VR simulation with you
	<blockquote>
	“Realistically not many people are buying apartments on their own so we are trying to replicate what would happen if the apartment already existed. People walk around together a discuss the features and amenities. What really amazes us in our VR experiences is how many important conversations happen in the bathroom - even when the VR is situated on the 83rd floor of Sydney’s highest residential building with amazing views over the city.”
	</blockquote>

	Barry Dineen, Creative Director at BVN REAL

	<ol></ol>
</li>
	<li>Sales agents can join in at any stage to answer any questions live from within the VR simulation</li>
</ol>
HOW VR CAN PROVIDE TRANSPARENCY IN THE OFF-THE-PLAN MARKET

In concurrence with Barry Dineen’s sentiment about VR giving buyers the ability to see a home before they buy it, BVN Co-CEO Neil Logan explains that it also helps provide more transparency and helps advocate for better built outcomes.

<blockquote>
“VR has radically changed the way we communicate design. What was once opaque to many is now transparent and easily digestible. It has facilitated better understanding of design intent and has provided the opportunity for better built outcomes. 

We are proud to make this service available to broader markets. In doing this we believe that we are contributing to the design of a better future”.
</blockquote>

BVN co-CEO Neil Logan

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/penthouse_hero.jpg" rel="gallery-all" title="Penthouse apart VR "><img alt="" class="image-article-full-width-580px" height="426" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/penthouse_hero.jpg?itok=GpWjXi6N" title="Penthouse apart VR " width="680"></a>

<figcaption>Penthouse apart VR</figcaption></figure>WHAT’S INVOLVED IN THE PRODUCTION OF A VIRTUAL WALKTHROUGH

A typical 3-bedroom apartment takes approximately 2 to 4 weeks to develop. Often architects will use BIM to build their designs in 3D, making it easier to prepare each design component for the gaming software used to create the virtual reality experience (BVN REAL use Unreal Engine from Epic Games).

Designers will also supply the BVN REAL team with imagery of the fixtures, finishes, and furniture, which will be used to populate the VR design.

<div class="intrinsic">
<iframe allow="autoplay; fullscreen" allowfullscreen="" frameborder="0" height="350" id="yui_3_17_2_1_1573710532178_74" src="https://player.vimeo.com/video/355499775?app_id=122963&amp;wmode=opaque" title="Convene VR" width="736"></iframe>
</div>

WHAT DOES THE FUTURE OF BVN REAL LOOK LIKE?

Virtual Reality’s capabilities extend far beyond unbuilt architecture. Not only is BVN REAL exploring VR within our current reality, but also within purely virtual worlds that will never exist in our own. In the past, the team has created Makerspaces which allow school students to build and launch full-size rockets.

<div class="intrinsic">
<iframe allow="autoplay; fullscreen" allowfullscreen="" frameborder="0" height="360" id="yui_3_17_2_1_1573710534038_74" src="https://player.vimeo.com/video/343358323?app_id=122963&amp;wmode=opaque" title="MakerspaceX" width="736"></iframe>
</div>

Creative Director Barry has grand ideas for the future of BVN REAL, such as developing the world’s largest museum/gallery.

<blockquote>
“I really want to develop the worlds biggest museum/gallery as a virtual place that people can visit that allows us to do things and see things that we could never do or see in the real world – and it would be accessible to everyone.”
</blockquote>

Barry Dineen, Creative Director at BVN REAL 

We look forward to following the progress of BVN REAL’s exciting future developments with the VR architecture space.

 

<div class="rtecenter">BVN IN THE NEWS</div>

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<div class="rtecenter"><a href="/news/parramatta-suburb-guide-highlighting-new-developments-in-sydneys-second-cbd">Suburb Guide: Parramatta's boom rundown</a></div>

<div class="rtecenter"><a href="/news/new-photos-latest-construction-update-of-7-qld-projects">NEW PHOTOS: Latest construction update of 7 QLD projects</a></div>
</body></html>

Olivia Round

Introducing BVN REAL: Off-the-plan virtual reality house viewings are here

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Crowdfunding platform DomaCom have been given the green light by the ATO to offer a product in where parents can buy property with their self-managed super fund and allow their children to rent it out.
The sole purpose test (SPT) prevents self-managed superannuation funds buying a home and renting it to a related party, however the ATO have allowed DomaCom to go ahead with the practice.
It will allow the younger generation to co-invest with their parents and apply to live in the property.
They will have to pay a market rate rent however.
DomaCom CEO Arthur Naoumidis says he is pleased to confirm that DomaCom has obtained ATO confirmation on how SMSF trustees in DomaCom can satisfy the Sole Purpose Test.
“We thank the ATO for providing this practical clarification so that SMSFs can continue to invest in DomaCom property sub-funds where, subject to certain protocols being observed, related parties may happen to become the tenant of the underlying properties.”
A trustee of a SMSF will have to invest in a Sub-Fund of the DomaCom Fund and sign the sole purpose disclosure statement.
 
 
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wdavis-8cCN98p7xp

Bank of mum and dad given green light to buy property with SMSF through DomaCom

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Did you know that you could learn to love paying strata fees?

Many property seekers will discover their dream home, in the perfect location, within their budget, only to find that the annual maintenance fees will set them back an additional $6,000 (<a href="https://www.lookupstrata.com.au/find-units-low-body-corporate-fees/">$115 per week</a>). That doesn’t have to be the case, and there’s even a trick to making these fees work for you. 

Think of your strata fees as a way of reducing home maintenance, scoring better discounts and a subsidised subscription to your favourite lifestyle facilities.

<h2>What strata fees cover</h2>

<ul>
<li>Building maintenance (both structurally and aesthetically; and in common areas)</li>
	<li>Amenity servicing (pools, tennis courts, gyms etc.)</li>
	<li>Building insurance</li>
	<li>On-site security, caretaker and/or cleaner</li>
	<li>Any shared utilities</li>
	<li>The ‘sinking fund’</li>
	<li>Management and administration</li>
</ul>
<h2>Administrative &amp; Sinking Funds explained</h2>

Administrative Fund

An administrative fund covers the day-to-day outgoing costs associated with running a building. This includes majority of the expenses listed above.

Sinking Fund (sometimes known as the capital works fund)

The sinking fund is a body of cash which is accumulated should an unexpected issue arise. This fund acts as a buffer to provide residents with financial security, to avoid any surprise lump-sum invoices.

<h2>What is the Owners Corporation?</h2>

Formally known as the 'body corporate', an owners corporation is a collective of homeowners within a residential development who make the financial and maintenance decisions for the building's common property. 

<h2>A simple guide to effectively make these fees work in your favour:</h2>

1. Bulk buy water and energy to reduce your utility bills

Many new apartments offer residents the option of bulk buying utility services such as electricity and water. This means that an upfront payment will be made at the beginning of the year at a fixed rate, meaning that if there are any cost spikes, residents who have pre-purchased will not be affected. Buying in bulk can also mean discounts can be negotiated with the provider since the client (owners corporation) is such a high-value customer.

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/imani-vdq-e3rtaoe-unsplash.jpg" rel="gallery-all"><img alt="" class="image-article-full-width-580px" height="387" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/styles/article_full_width_580px/public/pictures/article-images/imani-vdq-e3rtaoe-unsplash.jpg?itok=-yOqoJ6m" width="580"></a></figure>2. Shop around for a competitive insurance rate

As with bulk buying, since there are many home insurance companies in the marketplace, the corporation is able to actively seek the best rate on the market. By joining the owner’s corporation, you are able to advocate for this to be done on a yearly basis. For buyers joining an older apartment development, the first thing you should do is check the insurance premiums and see if you can get a competitive quote elsewhere. 

3. Find an apartment which has the amenities you feel happy to pay for

A lot of buyers are under the impression that amenities are “free perks” which come with an apartment. Each amenity provided within your apartment building comes at a premium. Once you change your perception of the cost of amenities and find an apartment which offers your favourite amenities and none of the ones you’ll never use, you’re more likely to feel confident that your payments are going towards the things that make you happy. 

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/nh_landmark_ame_cgi05_golf_r6.jpg" rel="gallery-all" title="The Landmark's golf simulator. Credit: A+ Design Group"><img alt="" class="image-article-full-width-580px" height="322" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/nh_landmark_ame_cgi05_golf_r6.jpg?itok=XtbUGuj6" title="The Landmark's golf simulator. Credit: A+ Design Group" width="580"></a>

<figcaption>The Landmark's golf simulator. Credit: A+ Design Group</figcaption></figure>4. Give up your gym membership and use your apartment facilities

The cost of gym memberships, movie tickets and spa experiences certainly add up, so by having these amenities included within your apartment building can save you transport time and cost, as well as often significantly reducing your outgoing payments*.

*Depending on your body corporate rates.

5. Speak up at the owner’s corporation meetings

Owners corporations can have a lot of flexibility to get creative when it comes to the financial and social aspects of an apartment building, so long as all residents are in agreeance. You could pitch some cost-saving suggestions which will actively reduce your body corporate bill such as:

<ul>
<li>Sharing a cleaning, gardener and security services with nearby buildings</li>
	<li>Use energy saver bulbs in communal areas</li>
	<li>Swap for sensor lights in hallways</li>
</ul>
<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/haley-phelps-twoahjasoo4-unsplash.jpg" rel="gallery-all"><img alt="" class="image-article-full-width-580px" height="387" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/styles/article_full_width_580px/public/pictures/article-images/haley-phelps-twoahjasoo4-unsplash.jpg?itok=_KXJXekT" width="580"></a></figure>6. Share your repair bills

Any house will require regular maintenance as well as repairs that could set you back thousands of dollars. Investing in a communal ‘sinking fund’ will help to prepare you for funding unexpected remedial work that needs to be done on the building.

7. Prepare yourself for fee inflation

Luxury amenities come at a price, and over the years your body corporate fees are likely to increase with inflation. Double, or even triple your body corporate fees, and if you feel confident that you can cover that rate, then you’ll be well prepared for any increases in future. It's important to note that if you're buying into an older building, sufficient maintenance might not have been completed – which could result in a spike in your annual fees. Similarly, some new apartments will entice buyers with low body corporate rates, only to realise that they need to up the annual levy for long term maintenance sustainability. If you're prepared for this, however, you can enjoy the rates at their lowest, and be comfortable spending a bit more if they increase. 

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/helloquence-5fnmwej4taa-unsplash.jpg" rel="gallery-all"><img alt="" class="image-article-full-width-580px" height="387" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/styles/article_full_width_580px/public/pictures/article-images/helloquence-5fnmwej4taa-unsplash.jpg?itok=SbkzDajL" width="580"></a></figure>Lead image: Ruby apartments in Gungahlin. Credit: Stewart Architects.
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How to make strata fees work in your favour

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There’s no denying that there are numerous reputable and trusted construction firms across Australia. However, Consumer Affairs Victoria has readdressed the issue of <a href="https://www.consumer.vic.gov.au/faketradies">‘fake tradies’</a> (also known as travelling conmen) after more homeowners have been burnt by the negative impacts of unscrupulous trade deals and undelivered work.

Consumer Affairs Victoria's public announcement sought to raise the awareness of home-owners as summer approaches, as this is the peak season for fake tradies to begin door knocking and handing out fliers for their services. Dodging a bad deal is also more difficult than it seems, with over $3 million lost by victims of trades conmen in Victoria alone. What is even more concerning as that the financial loss had increased by 200% over the course of only one year, between 2017 and 2018.

Margaret Connell was one of the hundreds of home-owners affected, losing more than $10,000 to a scam. Margaret engaged the services of individuals whom she believed to be reputable to install new gutters at her Melbourne home. The company told Margaret that they would only complete the work for cash, and charged Margaret an exorbitant fee for a job that was done in only three days and of “extremely poor quality”.

<blockquote>
“They must have put it [guttering] up with chewing gum you know.”
</blockquote>

Margaret Connell, home-owner who lost $10,500 to fake tradies

<div class="rtecenter"><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/lx7UnRBf7MY" width="560"></iframe></div>

<h2>Who do fake tradies target?</h2>

Anyone and everyone – even more sophisticated advertisements should be thoroughly analysed prior to engaging the company for building work. Consumer Affairs Victoria has found that those most prone to being targeted by fake tradies are homeowners and small businesses.  

<h2>What kind of services do they offer?</h2>

Any remedial maintenance work, from smaller tasks like painting and landscaping to large-scale projects such as driveway resurfacing and roof repairs.

<h2>What are the warning signs of a fake tradie?</h2>

They will often offer a cheap rate which can only be redeemed today (which is often a cash deal) and will provide no receipt or contract.

<h2>Consumer Affairs Victoria’s guide to avoiding fake tradies</h2>

Consumer Affairs Victoria wants to protect homeowners from the perils of scams – which cause financial and emotional distress. The government agency has shared a guide to undertaking thorough due diligence before employing trades workers with the hope to provide more insight into spotting dodgy tradespeople.

Here is their advice:

<ul>
<li>Use established tradespeople who provide written quotes</li>
	<li>Independently find the business’ contact details if someone claims to be working for a company</li>
	<li>Be cautious of individuals seeking upfront payment for works</li>
	<li>Do not sign any agreement that doesn’t seem legitimate</li>
	<li>Report any interactions with suspected fake tradies to Consumer Affairs Victoria</li>
</ul>
<h2>Aspects to consider if you’re buying or currently live in an off-the-plan apartment</h2>

As a property platform that focuses on <a href="/developments">off-the-plan</a> <a href="/new-apartments">apartments</a> and <a href="/new-townhouses">townhouses</a>, we are aware that many buyers will also be engaging the services of tradespeople whether that be personally, by the developer, or via the body corporate.

Here are the factors to consider to protect your new home against poor quality workmanship:

<ul>
<li>
<a href="/guides">Research the construction firm</a> prior to purchasing, and look at the quality of their previous developments in real life</li>
	<li>
<a href="/guides">Ask your sales agent</a> to keep you informed of all construction updates, including if the builder who was initially assigned to the project is changed for a different construction firm</li>
	<li>Find out if the construction firm has completed many projects of the same size as the apartment development you are interested in</li>
	<li>Seek all building reports, inspections and planning documents (retain this information if you are purchasing the apartment/townhouse)</li>
	<li>Take photos of any building/apartment defects before and after they are fixed</li>
	<li>Find out who will be undertaking any grounds and <a href="/guides/2019/06/24/own-rental-property-here-are-14-things-to-check-to-avoid-major-problems-in-future">building maintenance</a> once the apartment building is complete</li>
	<li>Find out who you can reach out to if you were to find any faults within your apartment</li>
</ul>
Lead image credit: Consumer Affairs Victoria
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Consumer Affairs Victoria alerts home-owners to be wary of construction cowboys this summer

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ASIC has warned Australian investors considering establishing their own self-managed superannuation fund (SMSF) to be aware of the potential risks and downsides of such a strategy.
They said many Australians set up SMSFs that are inappropriate for their circumstances.
ASIC has identified eight "red flag" situations which, together or in part, would make it extremely unlikely for an investor to gain any advantage from using SMSFs to create and safeguard their intended retirement lifestyle.
Australian Tax Office figures reveal that as at 30 June 2019, there were 599,678 SMSFs in Australia holding nearly $748 billion in assets, making total assets held in SMSFs larger than those in either industry ($719 billion) or retail ($626 billion) funds.
ASIC Commissioner Danielle Press said, "ASIC believes that consumers are all too well aware of the potential benefits that might stem from using a SMSF, but are not equally alive to the considerable risks and responsibilities that come with the deal.
"SMSFs may be an attractive option for investors wanting more control over their superannuation investment strategy, but it requires real skill, care and diligence to manage your own superannuation. SMSFs are not for everyone simply because not everyone can meet the significant time, costs, risks and obligations associated with establishing and running one."
ASIC previously tracked and analysed member experiences in using an SMSF, and whether advice providers were complying with the law when providing personal advice about setting up an SMSF (refer Background). The research identified the "red flag" indicators that suggested when an SMSF may not be appropriate for an investor.
"Our research found that SMSFs are not suitable for members with a low fund balance, particularly where they have limited ability to make future contributions. This is important because consumers starting off with a low balance need to be aware that they may not be in a better financial position in the future by holding an SMSF compared with investing in an APRA-regulated fund," Ms Press said.
ASIC"s research also found that SMSFs are not an appropriate investment option for people who want a simple superannuation solution, particularly if they have a low level of financial literacy or limited time to manage their own financial affairs. On average, SMSF trustees spend more than 100 hours a year managing their SMSF.
"Where people have limited investment decision-making experience or prefer to delegate decision-making to someone else, they should carefully consider if an SMSF is right for them. As the trustees of their own fund, SMSF investors must remember that they are responsible for their fund"s compliance with the law, even if they pay a professional to help," Ms Press said.
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j.ballantyne1990-6AQqhLzZaK

ASIC identify the 8 red flags of SMSF's

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Off-the-plan <a href="/new-apartments">apartments</a> and <a href="/new-townhouses">townhouses</a> can offer excellent opportunities to secure a brand new home for a great price. They can also boast state-of-the-art amenity offerings and hard-to-pass-up incentives. However, before you sign any contracts, it's always wise to undergo thorough due diligence to make sure that the offer is really as good as it sounds on paper and you can <a href="/guides">make your purchase with confidence</a>. To help you with this, we've prepared a list of 55 important questions to ask the sales agent about the off-the-plan property you're interested in. 

<h2 class="rtecenter"> </h2>

<h2 class="rtecenter">PRODUCT</h2>

Firstly, you'll want to ensure the apartment you're buying has been built using high-quality materials and constructed by reputable builders. It's important to <a href="/guides/20-things-you-should-look-out-for-before-you-buy-property">gather as much information and documentation as possible</a> so that you're not surprised with any hidden covenants if you want to build a mezzanine or blockers if you want to apply for a street parking permit.

Questions to ask:

Can I see a comprehensive building material list?

Are the floorplans customisable?

Are there any fixture and fitting upgrade options?

Can I tour some previous projects by the developer?

Who is the developer, architect, interior designer, landscape architect and builder of this development?

Have proper building inspections been undertaken prior to construction?

Can I see a copy of the building report and council plan submission?

Is the development <a href="/guides/20-simple-changes-around-the-home-to-reduce-your-environmental-impact">environmentally conscious</a>?

Have <a href="/guides/how-to-choose-the-right-flooring-for-your-off-the-plan-apartment">low VOC and formaldehyde-free</a> products been used?

Is there a secure carpark, and what is the street parking like? Can I request a resident parking permit from council?

What brand appliances have been used?

Where have the fixtures and fittings been sourced?

What is included/not included?

[smartcode_project:default project_id=7317]

 

<h2 class="rtecenter"> </h2>

 

<h2 class="rtecenter">LOCATION</h2>

Other than doing your own research about the location (walking around the suburb by foot is a great way to do so!) – your sales agent will also have access to a lot of information and statistics that might be helpful for your decision-making.

Questions to ask:

Where is the local supermarket?

What are the highlights of the area?

Is there any planned infrastructure within the surrounding neighbourhood?

Is the population of this area growing or declining?

How far away is public transport?

How safe is the area?

[smartcode_project:default project_id=32227]

 

 

 

<h2 class="rtecenter"> </h2>

<h2 class="rtecenter">LIFESTYLE</h2>

Living in an apartment can come with many perks, including access to lifestyle facilities, resident lounges and more. Understanding the rules surrounding amenity use and lifestyle within the building will help you to determine whether the property is right for you.

Questions to ask:

What amenities will I have access to?

What are the access hours for the pool/gym?

How often can I book the dining/lounge/cinema?

Is there an owner’s corporation and how regularly will I need to attend meetings?

What percentage of sales have been made to owner-occupiers vs. investors?

Can my friends and family utilise the amenities within the apartment building?

Who is the body corporate/strata manager?

[smartcode_project:default project_id=6201]

 

<h2 class="rtecenter"> </h2>

 

<h2 class="rtecenter">LEGAL</h2>

While it's important to always engage a conveyancing lawyer when purchasing a home (and they should be able to add to this list of questions surrounding legalities), here are a few simple questions to consider asking the agent regarding your obligations, rights and restrictions.

Questions to ask:

Will there be a cooling-off period when I can change my mind about the purchase?

Is there a building guarantee?

What happens if there are any issues with the building or my apartment?

What covenants are there on the property?

Can I make changes to my apartment without consent from my neighbours?

What happens if something breaks within the apartment building? Who is liable?

What happens if I need to sell prior to settlement?

What are my obligations as a resident of this building?

What if my apartment doesn’t reflect the renders and proposed plans?

What is likely to happen if the sunset clause is enacted prior to settlement?

Can I rent out my apartment?

Can I offer my new apartment as an <a href="/guides/breezybnb-chooses-urban-s-5-best-brisbane-apartments-for-airbnb">Airbnb</a>?

Who will notify me if plans change prior to construction?

[smartcode_project:default project_id=27728]

 

<h2 class="rtecenter"> </h2>

 

<h2 class="rtecenter">FINANCIAL</h2>

Before you hand over your deposit, you're going to want to make sure there are no hidden costs and that you will be able to accommodate any <a href="/guides/18-ongoing-rental-property-costs-and-which-ones-are-tax-deductible">annual/ongoing fees</a> associated with owning an apartment/townhouse. 

Questions to ask:

Is the <a href="/guides/tips-for-negotiating-with-real-estate-agents">asking price negotiable</a>?

Am I eligible for any <a href="/guides/how-to-navigate-australias-first-home-buyer-grants">first home buyer grants</a>/subsidies/concessions?

Does the developer offer any financial incentives?

How much is the minimum deposit?

What happens to my deposit?

What are the annual body corporate/strata fees?

What are the annual rates currently?

What happens if the property depreciates upon settlement, will I still have to follow through with the purchase?

Is there potential for oversupply within this area that could impact the value of my home?

[smartcode_project:default project_id=2772]

 

<h2 class="rtecenter"> </h2>

 

<h2 class="rtecenter">TIMEFRAME</h2>

Lastly, in order to plan out the next phases of development, you'll need a good idea around the <a href="/guides">timeframe of your development</a>. This will help you to know what to pay and when, when settlement will be and the slated completion of your new apartment. 

Questions to ask:

At which stage will I pay my deposit?

What date will I need to have secured my home loan by?

When is this development slated for completion?

What happens if my apartment isn’t completed on time?

When I move in, will the development be 100% completed or will construction continue after I’ve moved in?

When will the settlement be?

Who will be my main point of contact throughout the buying process?

[smartcode_project:default project_id=5559]

 

Got more questions to add to the list? Let us know in the comments section below.

 
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55 important questions to ask the sales agent when buying off-the-plan

Buying <a href="/developments">off-the-plan</a> allows property seekers to purchase brand new <a href="/new-apartments">apartments</a> and <a href="/new-townhouses">townhouses</a> well before they have&nbsp;been built. Off-the-plan homes also give buyers the flexibility to customise their home prior to construction and the ability to often secure property&nbsp;a lower cost that a pre-existing house. To help you gain a better understanding of the off-the-plan process, here is a timeline outlining building concept to completion. You'll also learn at what stage of the process you can place an offer.

<h2>Stage One –&nbsp;THE PLANNING</h2>

First, the developer will acquire land to develop. This can involve cold calling property owners to scope their interest in selling (even if they haven’t considered it) or utilising traditional purchase methods (such as going through an agent). Sometimes developers will offer slightly more than the RV* because they will be able to recoup the additional funds once the development is completed and goes to sales.&nbsp;Once a site has been purchased, the developer will then get an initial plan drawn up by an architect, with the help of engineers, building surveyors, interior designers and landscape architects. The design team will usually go through a number of design iterations to gain approval by the council. As soon as a developer submits plans to council, the project is then listed on Apartments.com.au.

*Rateable value

<hr />
<h2>Stage Two – THE APPROVAL </h2>

Once the development application has been submitted by the developer, the council will publish this information online and begin their routine checks. The proposed building must be compliant with local building codes and fit within the covenants on the site title (eg. The building must not exceed a certain height, there must be a certain amount of green space within the public realm, the heritage façade of the pre-existing building must remain intact, etc.). Once the council and the developer have reached a decision on the final design, approval is then granted. At this stage, Apartments.com.au will notify any followers of the particular project that the project is likely to be coming soon.

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/screen_shot_2019-10-08_at_11.04.12_am.png" rel="gallery-all"><img alt="" class="image-article-full-width-580px" data-entity-type="" data-entity-uuid="" height="402" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/screen_shot_2019-10-08_at_11.04.12_am.png?itok=xACuebMo" width="580" /></a></figure>

<hr />
<h2>Stage Three – “COMING SOON”</h2>

There is a period between “approval” and “registration and sale” before the project goes to market. This is time for the developer to offer the first pick of apartments/townhomes offshore or to VIP buyers. By this stage, many prospective buyers will be keeping an eye out for the date when the development goes to market. Apartments.com.au is always one of the first to notify interested buyers.

<hr />
<h2>Stage Four – REGISTRATION &amp; SALES</h2>

The official registration and sales period will often include a public launch and the opening of a display suite. The development will then enter a marketing phase, where a website is launched, as well as advertising across the broad spectrum of property marketing websites. Buyers will have the opportunity to visit the display suite and make a formal offer on the apartment/townhouse of their choice. During this stage, buyers will also pay their deposit to ensure they secure their new home. &nbsp;

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/screen_shot_2019-10-08_at_8.56.41_am.png" rel="gallery-all" title="Browse Urban's range of apartments and townhomes for sale"><img alt="" class="image-article-full-width-580px" data-entity-type="" data-entity-uuid="" height="225" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/screen_shot_2019-10-08_at_8.56.41_am.png?itok=-t6zfeqU" title="Browse Urban's range of apartments and townhomes for sale" width="580" /></a>

<figcaption>Browse Urban's range of <a href="/news">apartments and townhomes for sale</a></figcaption>
</figure>

<hr />
<h2>Stage Five – GROUNDBREAKING + CONSTRUCTION COMMENCES</h2>

Prior to construction, the site will be cleared and prepared for building. Once this is complete and the development is ready to commence construction, a ceremonial ‘groundbreaking’ or ‘sod turning’ ceremony is held on-site. The event will see a group of key dignitaries take shovels to the soil, marking the first phase of construction. Apartments.com.au will then document the construction process with photos, videos, and articles; keeping buyers in the loop of the progress of their new home. During this phase, we have also noticed a lot of engagement from buyers who visit Apartments.com.au to ask questions about their new home and to interact with other buyers.

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/stleonards.png" rel="gallery-all" title="St Leonards groundbreaking. Read the full story here."><img alt="" class="image-article-full-width-580px" data-entity-type="" data-entity-uuid="" height="385" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/stleonards.png?itok=zLQR_F0l" title="St Leonards groundbreaking. Read the full story here." width="580" /></a>

<figcaption>St Leonards groundbreaking. Read the full story <a href="/news/st-leonards-new-43-storey-tower-the-landmark-commences-construction">here</a>.</figcaption>
</figure>

<hr />
<h2>Stage Six – TOPPING OUT + SETTLEMENT</h2>

As the development reaches competition, another ceremony will be held to mark the ‘topping out’, which is when the tower reaches its highest point. At this point, the settlement will take place, giving buyers the opportunity to check their new home to ensure it is exactly what they had paid for in the early stages of development.

Also during settlement, the remainder of the sale price is paid, and keys are exchanged.

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/aurora.jpg" rel="gallery-all" title="Aurora Melbourne Central topping out ceremony. Read the full story here."><img alt="" class="image-article-full-width-580px" data-entity-type="" data-entity-uuid="" height="246" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/aurora.jpg?itok=P2WdYh7f" title="Aurora Melbourne Central topping out ceremony. Read the full story here." width="580" /></a>

<figcaption>Aurora Melbourne Central topping out ceremony. Read the full story <a href="/news/reaching-new-heights-melbournes-new-tallest-building-aurora-tops-out">here</a>.</figcaption>
</figure>

<hr />
<h2>Stage Seven&nbsp;– BUYERS MOVE IN</h2>

The&nbsp;final stage of the process is where buyers move into their new homes. This can be staggered throughout construction (eg. as soon as lower levels of a tower are built, residents may be able to move in early).

If you've just bought a new apartment and are ready to move in, you may be interested to learn <a href="/guides/14-steps-to-making-your-brand-new-apartment-feel-like-home">how to make your apartment feel like home</a>.&nbsp;

Lead image credit:&nbsp;Marvin Meyer

How does buying off-the-plan work?

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In Australia’s current apartment market, concern over build quality has led buyers to be cautious when buying off-the-plan. However, it’s important to realise that there are plenty of exceptional buildings being constructed today which feature 7+ star environmental ratings, cutting edge technology, intuitive master planning and innovative architectural design. These new developments will hopefully shift the perception around buying a new apartment and provide a reference for future builds to replicate.

So how do you differentiate a good development from a bad one?

While it’s relatively subjective as to what defines a “good development”, following these 8 steps will ensure you feel more confident that the property you’re looking at is right for you.

<h2>#1 Research the developer, architect and builder’s track records extensively</h2>

Rule 101 of buying a <a href="/new-apartments">new apartment</a> is undertaking thorough <a href="/guides/20-things-you-should-look-out-for-before-you-buy-property">due diligence</a>.

Begin your search online by entering multiple variants of the team’s credentials.

<ul>
<li>You can do this by searching [developer’s name] on Google &gt; Tools &gt; All results &gt; Verbatim</li>
	<li>To find recent content, select Any time &gt; Past month/past week</li>
	<li>And to find any news coverage, select the “news” tab in Google</li>
</ul>
You can then search for the developer’s previous projects on <a href="/">Urban</a> – and take a look at them in real life. Find out if you can speak with any residents who live in one of the developer's buildings, and ask them if they're happy with their home, if there have been any issues since they’ve lived there and whether their apartment was delivered on time.

Another important way to gather information is to approach industry representatives, such as town planners, master builders and environmental consultants and ask for their honest opinion of the quality of work produced by the project team. This could be a simple task of visiting your local council office or picking up the phone to call a few different companies.

McGrath Projects’ General Manager Adam Sparkes also stresses the importance of a background check.

<blockquote>
“My advice to any potential purchasers of brand new or off-the-plan properties would be to undertake a thorough background check on both the developer and the builder. What legacy buildings have they delivered in the past? Check for local, national and international industry awards.”
</blockquote>

Adam Sparkes McGrath Projects General Manager via <a href="https://www.smartpropertyinvestment.com.au/development/19944-asbestos-again-the-future-of-apartment-values-as-cladding-quality-concerns-hit-fever-pitch">Smart Property Investment</a>

<h2>#2 Get finance pre-approval before you begin your property search</h2>

Buying off-the-plan is an attractive option to many due to its perks, such as substantial discounts or cashback offers for early buyer inquiries. Securing your finance ahead of your search will give you more bargaining power when it comes to making an offer.

<blockquote>
“When buying an off the plan apartment early on, you’ll be able to lock one in at current market value for as little as 10%. Construction could well take a year or two, but in that time, the market value of your property is likely to increase. By getting in there early, you’ll avoid paying fees for being late to the chase down the line.”
</blockquote>

Ruralco Property, via <a href="https://www.ruralcoproperty.com.au/2018/01/29/6-tips-for-investing-in-off-the-plan-apartments/">6 Tips for investing in off-the-plan apartments</a>

<h2>#3 Ask to see a comprehensive material list</h2>

Aesthetics are usually the first thing buyers will look at in a new apartment. Instead, you should be focussing on the longevity and <a href="/guides/how-to-choose-the-right-flooring-for-your-off-the-plan-apartment">quality of the materials used</a>. Take the list to a few different building experts for a second opinion and do your own research online. Consider the pros and cons of each building material that will be used ­– and if you'd prefer wooden floors over carpet, it's always worth asking the sales agent as often interiors of apartments are relatively customisable.

<h2>#4 Talk to other people who have bought off the plan</h2>

If it’s your first time buying off the plan, reach out to someone who has already been through the process themselves. Join property Facebook groups; chat to friends and family; read online forums – absorb all the information you can. You may learn about a great new incentive a particular developer is offering, or perhaps a firm to watch out for. Unbiased and honest reviews will give you more certainty about your decision.

<h2>#5 Explore the area by foot</h2>

Even if there is no building at the site, walking around the area will give you a good feel for the suburb. You’ll also be able to discover what is within walking distance from your future apartment. While the apartment renders may look perfect online, the physical location of the development is arguably more important.

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/screen_shot_2019-10-02_at_4.00.01_pm.png" rel="gallery-all" title="Credit: Benjamin Sow"><img alt="" class="image-article-full-width-580px" height="732" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/screen_shot_2019-10-02_at_4.00.01_pm.png?itok=K7UdjXUl" title="Credit: Benjamin Sow" width="580"></a>

<figcaption>Credit: Benjamin Sow</figcaption></figure><h2>#6 Choose your apartment carefully</h2>

Whether there are 10 or 100 apartments on offer, selecting the one for you can be a challenging task. Firstly, think about practicality – if it’s easy access you’re after, ground floor apartments are probably best for you. If a view is your priority, decide which side of the tower has the aspect of your choice. If you’re after lots of sunlight, choose a north-facing property.

<h2>#7 Prepare yourself for any unforeseen problems</h2>

Sometimes build schedules run late, or plans can require iterations before consent is approved. In this case, you have to be aware that there could be some blockers and the only option is to go with the flow. Communication with the sales agent will help you to stay up to date with the construction process – as well as following the project on Urban! 

<h2>#8 Ask questions</h2>

Prepare lots of questions before meeting with the sales agent. Don't be afraid to ask the agent too many questions, as providing you with answers is what will help them secure a sale. Before making the purchase, you need to feel confident that you have raised any concerns you may have first. 

Here are a few examples:

<ul>
<li>What is a rental guarantee?</li>
	<li>What are the body corporate fees</li>
	<li>What is the completion date</li>
	<li>How close will my apartment reflect the renders in the brochure?</li>
	<li>What features/appliances/extras are included and what are not? </li>
	<li>Is there a cooling-off period?</li>
	<li>Will I get my deposit back if the sale is not completed?</li>
	<li>What happens if I can't attain finance by the specified date?</li>
	<li>If I discover any building defects down the track, who will cover the remedial work?</li>
	<li>What happens if construction is completed late?</li>
	<li>Can I purchase this apartment using a <a href="/guides/how-to-navigate-australias-first-home-buyer-grants">First Home Buyer Grant</a>?</li>
</ul>
Once you've done your research and feel confident that the off-the-plan apartment or townhome is right for you, then it's time to navigate the buying process – our <a href="/guides/2019/06/17/urbans-first-home-buyer-guide">First Home Buyer Guide</a> outlines this in detail. 
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Tips for buying off-the-plan with confidence

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As the Friday climate strike comes around, it’s a pivotal time to take a look at our own respective home environments and ask the question, “Is my home contributing to the problem?”

Australia produces approximately <a href="https://blogs.nelson.wisc.edu/es112-302-3/waste/">400 kilos of waste annually</a>, which is one of the highest waste per capita rates in the world – so chances are, you’re not the only one with a not-so-eco-friendly home. However, if the world is to reach <a href="/news/oceania-maintains-top-rank-in-the-global-real-estate-sustainability-benchmark-for-2019">near net-zero by 2050</a>, it’s crucial that we look at our homes, the lifecycle of materials and how our houses are built.

While it may seem daunting to completely overhaul your home, <a href="https://www.theguardian.com/environment/2010/may/10/lifestyle-change-environmental-impact">studies have shown</a> that even small changes can make a significant difference and save the planet tonnes of emissions per year.

Here’s a guide to help reduce your environmental impact, ranging from low-cost ideas to larger investments in sustainability:

<h2>LOW COST</h2>

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/taylor-friehl-l4vur2o8ysi-unsplash.jpg" rel="gallery-all" title="Credit: Taylor Friehl"><img alt="" class="image-article-full-width-580px" height="387" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/taylor-friehl-l4vur2o8ysi-unsplash.jpg?itok=_JXusom5" title="Credit: Taylor Friehl" width="580"></a>

<figcaption>Credit: Taylor Friehl</figcaption></figure>#1 ENERGY EFFICIENT LIGHT BULBS

By using Compact Fluorescent Lamps (CFLs) and Light Emitting Diodes (LEDs) you can save up to <a href="https://www.energy.gov/energysaver/save-electricity-and-fuel/lighting-choices-save-you-money/how-energy-efficient-light">25% - 80% less energy</a> than regular bulbs. These light bulbs are also great because they last 2-25 times longer, meaning less cost.

#2 CREATE A COMPOST BIN

According to food-waste recovery organisation, Oz Harvest, over <a href="https://www.ozharvest.org/what-we-do/environment-facts/">5 million tonnes</a> of food ends up in landfills every year, which is enough to fill 9,000 Olympic-sized swimming pools. Instead, it can be a good idea to plan out your meals to avoid waste and freeze any perishables that you don't anticipate to eat before they spoil. For food scraps, creating a compost bin is an easy and more environmentally conscious way of dealing with food waste. 

#3 REMEMBER TO RECYCLE

For the same amount of energy that it takes to produce one can from virgin materials, 20 cans can be created through recycled materials; while recycling one tonne of plastic can save 16 barrels of oil. When you consider the energy expenditure it takes to produce a disposable item, it makes a lot more sense to make a little extra effort to recycle it.

#4 USE ENVIRONMENTALLY-CONSCIOUS CLEANING PRODUCTS

Many cleaning products on the market contain harmful ingredients such as ammonia, ethylene glycol monobutyl acetate, sodium hypochlorite and/or trisodium phosphate, which all emit toxic VOCs when released into the air. Today, there is a wide range of cleaning products on the market which contain all-natural ingredients and achieve the same results.

#5 BUY RECYCLED FURNITURE

Every 5 seconds a new IKEA bookshelf is purchased somewhere in the world, which seems like a shocking statistic given how many can be found in op shops or organic hard rubbish collection – in perfect condition. By purchasing and recycling furniture, you are helping to eliminate the <a href="https://www.samedayrubbishremoval.com.au/War-On-Waste-Statistics.php">85% of 'hard-rubbish' furniture</a> that ends up in the landfill.

#6 TURN OFF LIGHTS + UNPLUG ELECTRONICS

While the idea of unplugging appliances to save energy <a href="https://www.nopec.org/blognewsroom/blog/top-5-energy-myths/">has been debunked</a> (as it actually uses more energy to repower the appliance when you turn it on again), hand-held device chargers including smartphones, cameras and laptops will continue to extract power even when the device is fully charged. It's a good idea to regularly check your plugs the same way you would with light switches to ensure that no energy within your home is being wasted.

#7 RUN A FULL, COLD LOAD OF WASHING

Did you know that running a load on a cold wash as opposed to hot can reduce the energy expenditure <a href="https://www.sustainability.vic.gov.au/You-and-your-home/Save-energy/Appliances/Washing-machines">by up to 80%</a>? You can also save energy by ensuring your load is full before every cycle and handwashing items that you need immediately.

#8 OPT FOR REUSABLE LUNCH WRAP + CONTAINERS

There are so many great alternatives to cling film and takeaway coffee cups on the market right now. From beeswax lunch wrap to glass Tupperware containers and 'Keep Cups', reducing plastic and single-use food container use has just got a whole lot easier.

#9 AIR DRY CLOTHING

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/es_appliance_energy_use_pie_graph_8_22_14-small.jpg" rel="gallery-all" title="Credit: U.S. EPA "><img alt="" class="image-article-full-width-580px" height="433" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/es_appliance_energy_use_pie_graph_8_22_14-small.jpg?itok=VhRRHmFp" title="Credit: U.S. EPA " width="580"></a>

<figcaption>Credit: U.S. EPA</figcaption></figure>According to U.S. EPA, clothes dryers use approximately 1/3 of the household energy consumption – a rate which comes as no surprise given that a dryer uses energy to heat and to spin rapidly. Line-drying your clothes not only saves energy but it also saves money and risk of clothing shrinkage.

#10 PLANT YOUR OWN HERBS

When you consider the cost and energy expense to commercially grow a parsley plant, ship it to the supermarket, and transport it home – the fuel and production costs greatly outweigh the cost and energy to grow your own. Instead, pick up a few herb plants from your local garden centre, and create a garden bed or plant them in pots on your kitchen window sill. 

#11 AVOID MICROWAVE USE

A recent study by The University of Manchester found that microwave usage across the EU emits as much carbon dioxide as <a href="https://www.manchester.ac.uk/discover/news/microwaves-could-be-as-bad-for-the-environment-as-cars-suggests-new-research/">nearly 7 million cars</a>, which is equivalent to 7.7 million tonnes of carbon dioxide per year. 

#12 INSTALL LOW-FLOW SHOWERHEADS

Data shows that low-flow showerheads can save up to 160,000L of water daily for a household of four. 

<h2>MID-RANGE COST</h2>

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/naomi-hebert-mp0bgas_d1c-unsplash.jpg" rel="gallery-all" title="Credit: Naomi Hebert"><img alt="" class="image-article-full-width-580px" height="385" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/naomi-hebert-mp0bgas_d1c-unsplash.jpg?itok=rda2hZe6" title="Credit: Naomi Hebert" width="580"></a>

<figcaption>Credit: Naomi Hebert</figcaption></figure>#13 CHANGE APPLIANCES

While it may seem wasteful to purchase a new appliance while you have an older one which runs fine, however buying a more energy-efficient model will actually be more beneficial to the planet (and your bank balance) on a day to day basis. 

#14 INCREASE YOUR INSULATION

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/screen_shot_2019-09-19_at_1.49.48_pm.png" rel="gallery-all" title="Credit: Steele Associates"><img alt="" class="image-article-full-width-580px" height="258" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/screen_shot_2019-09-19_at_1.49.48_pm.png?itok=9NGGPTH7" title="Credit: Steele Associates" width="580"></a>

<figcaption>Credit: Steele Associates</figcaption></figure>According to Energy Saving Trust, installing solid wall insulation could save two tonnes of CO2 per year. Many homes across Australia would have been fit with the minimum insulation requirement, however, <a href="/news/oliver-steele-of-steele-associates-discusses-australian-building-codes-apartment-design">Passivhaus design suggests</a> in order to maintain better thermal performance, insulation should be installed underfloor, in walls and ceiling, and contain a higher R-value than the minimum standard. 

#15 DOUBLE GLAZE JOINERY

The same way insulation works, double and triple glazing works to keep a balanced internal temperature and avoids heat loss or influx – depending on the season. This saves on additional heating costs and energy use. 

#16 OPT FOR WATER-BASED PAINTS

Many paints contain high VOCs (Volatile Organic Compounds) which are also found in many building materials such as flooring, benchtops, curtains, furniture and more. Opting for water-based low VOC containing paints is better for both your health and the environment. 

#17 UPGRADE YOUR TOILET

In most households, a toilet will use almost 30% of the indoor water usage. In order to reduce this significantly, the EPA suggests upgrading older toilet models to the EPA certified WaterSense model. 

<h2>WORTHWHILE INVESTMENT</h2>

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/american-public-power-association-xgazzylzn18-unsplash.jpg" rel="gallery-all" title="Credit: American Public Power Association"><img alt="" class="image-article-full-width-580px" height="386" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/american-public-power-association-xgazzylzn18-unsplash.jpg?itok=1D4yZCOA" title="Credit: American Public Power Association" width="580"></a>

<figcaption>Credit: American Public Power Association</figcaption></figure>#18 SOLAR PANELS

Whether you install one solar panel or cover your entire house in solar panels and even <a href="/news/spotlight-on-sustainable-the-general-melbourne">use them as balustrades</a>, the energy and cost savings will greatly outweigh the upfront investment cost of installing them in the long run. If you're hesitant about installing solar panels due to potentially selling your home in the near future, solar power is proven to add value to your home, the same way a swimming pool does.

<blockquote>
"Since solar power is viewed so positively by most of the Australian public, it follows that this can be a selling point for the home. Research indicates that the more solar panels there are on the roof, the higher the value of the home – with an estimated increase of almost $6000 dollars per kilowatt of solar power. This indicates a rise of over $29,000 in the retail value of the home for a 5kW installation."
</blockquote>

Momentum Energy

#19 RETROFITTING

Retrofitting both old and modern homes can be a great way to <a href="/news/upcycling-australia-why-demolish-when-you-can-re-polish">raise the environmental rating of your home</a>. Consider having an environmental consultant inspect your home to look for areas which are the least energy-efficient and could require an upgrade.

These could include:

<ul>
<li>Replacing old single-glazed windows</li>
	<li>Fill any gaps to prevent leaks and draughts</li>
	<li>Replace any materials which emit high VOCs with more <a href="/news/fast-track-your-developments-sustainability-credentials-by-opting-for-certified-building-materials">natural, low VOC, certified products</a>
</li>
	<li>Make upgrades to appliances, water heater, air conditioning, etc.</li>
</ul>
#20 INVEST IN AN HRV SYSTEM

Heat Recovery Ventilation systems (also known as HRV) work by pumping fresh air into living areas while extracting air from kitchens and bathrooms. This ensures that the air circulation around the home is clean and fresh. It also keeps the heat in during the winter, and the heat out during the summer. 
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20 simple changes around the home to reduce your environmental impact

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When purchasing an off-the-plan apartment, one of the first, most important things you can do (beside researching the developer), is to ask to see a comprehensive building material list. Undertaking proper research as to what is being used to construct your future home, will help you make an informed choice about whether the property meets health and wellbeing standards, as well as your lifestyle requirements.

We’ve compiled a guide to help you choose the best flooring, based on factors such as health and safety (including toxicity levels); green/eco value and lifecycle; look and aesthetic; durability and financial value.

<h2>ENGINEERED TIMBER</h2>

What is engineered wood?

Engineered wood can be produced using a wide variety of materials, but the structure is often compared to the wood composition of plywood – slices of wood bonded together using glue. It’s a good idea to look out for a high-quality pure wood composition such as Oak, which has been bonded using low VOC adhesives, rather than a product which comprises of a combination of fibreglass/particle board with a veneer of high-quality wood.

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/screen_shot_2019-09-02_at_3.26.29_pm.png" rel="gallery-all" title="Engineered wood. Credit: Flooring Supplies"><img alt="" class="image-article-full-width-580px" height="618" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/screen_shot_2019-09-02_at_3.26.29_pm.png?itok=bWeNGDVc" title="Engineered wood. Credit: Flooring Supplies" width="580"></a>

<figcaption>Engineered wood. Credit: <a href="https://www.flooringsupplies.co.uk/realwoodflooring/engineeredwoodflooring/10253/natura_oak_ironbark_driftwood_engineered_wood_flooring">Flooring Supplies</a></figcaption></figure>Pros

<ul>
<li>Easy to install</li>
	<li>Improves resale value</li>
	<li>Ability to re-sand</li>
	<li>Underfloor-heating compatible</li>
	<li>Can be water-resistant</li>
	<li>Ability to source formaldehyde-free/low Volatile Organic Compound (VOC) products</li>
	<li>Looks organic and natural</li>
	<li>Sustainable production</li>
	<li>Relatively cost-effective</li>
	<li>Available in a range of colour stains, wood species and patterns</li>
</ul>
Cons

<ul>
<li>Some engineered timber is poorly made with composite materials</li>
	<li>Risk of off-gassing if purchasing a low-cost replica</li>
	<li>Will show scratches/dents from high heels, pet claws and moving furniture</li>
	<li>Will fade over time</li>
</ul>
<hr>
<h2>SOLID WOOD</h2>

Solid wood is naturally harvested timber floorboards, which are glued or nailed onto a flooring underlay. This is arguably the healthiest flooring option for the home.

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/screen_shot_2019-09-02_at_3.32.09_pm.png" rel="gallery-all" title="Solid timber floorboards. Credit: Sutton Timber"><img alt="" class="image-article-full-width-580px" height="369" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/screen_shot_2019-09-02_at_3.32.09_pm.png?itok=CE92ybf_" title="Solid timber floorboards. Credit: Sutton Timber" width="580"></a>

<figcaption>Solid timber floorboards. Credit: <a href="https://www.suttontimber.co.uk/products/flooring/solid/oak/">Sutton Timber</a></figcaption></figure>Pros

<ul>
<li>Most natural option</li>
	<li>Ability to opt for recycled wood which is highly sustainable</li>
	<li>Wood breathes providing the home with good ventilation</li>
	<li>Less rigid than concrete and tiles, so nicer to walk on</li>
	<li>One of the healthiest options</li>
	<li>Can be nailed down (meaning no Volatile Organic Compounds (VOCs) from adhesives)</li>
</ul>
Cons

<ul>
<li>Risk of Bora infiltration</li>
	<li>Expensive</li>
	<li>Can rot if not properly treated, and exposed to moisture</li>
	<li>Loud</li>
</ul>
<hr>
<h2>CARPET</h2>

Available in a wide range of products including wool, mixed fibre, sisal, shag pile, Berber and more.

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/yann-maignan-rriazfkjpmo-unsplash.jpg" rel="gallery-all" title="Carpet flooring. Credit: Yann Maignan"><img alt="" class="image-article-full-width-580px" height="387" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/yann-maignan-rriazfkjpmo-unsplash.jpg?itok=U11pdI6h" title="Carpet flooring. Credit: Yann Maignan" width="580"></a>

<figcaption>Carpet flooring. Credit: Yann Maignan</figcaption></figure>Pros

<ul>
<li>100% wool carpet provides warmth </li>
	<li>The most comfortable flooring to walk on</li>
	<li>Acts as a sound barrier</li>
	<li>Relatively cost-effective</li>
	<li>Large range of styles, fabrics and colours to choose from</li>
</ul>
Cons

<ul>
<li>Can retain stains and odours </li>
	<li>A breeding ground for dust mites</li>
	<li>Can require steam cleaning/professional cleaning</li>
	<li>Patterns and styles can date quickly</li>
	<li>Susceptible to allergens</li>
	<li>Can be known to off-gas toxins</li>
	<li>Will need to be replaced quicker than any other type of floor covering</li>
	<li>Carpet wear and tear is often more obvious than wood</li>
</ul>
<hr>
<h2>TILES</h2>

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/jason-briscoe-aql-j19ocwe-unsplash.jpg" rel="gallery-all" title="Tile flooring. Credit: Jason Briscoe"><img alt="" class="image-article-full-width-580px" height="870" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/jason-briscoe-aql-j19ocwe-unsplash.jpg?itok=ljVvKw5q" title="Tile flooring. Credit: Jason Briscoe" width="580"></a>

<figcaption>Tile flooring. Credit: Jason Briscoe</figcaption></figure>Pros 

<ul>
<li>Ability to choose from a wider range of styles and colours</li>
	<li>They don't possess chemically active properties (meaning less likely to grow bacteria or spread viruses etc.)</li>
	<li>Durable</li>
	<li>High/low-temperature resistant</li>
	<li>Made from natural materials</li>
	<li>Water and stain-resistant</li>
	<li>Easy maintenance</li>
</ul>
Cons

<ul>
<li>More susceptible to mould in wet areas</li>
	<li>Tiles adapt to the weather, meaning they can become very cold in winter months</li>
	<li>If a tile cracks it can be difficult to replace</li>
	<li>Tiles can be slippery to walk on</li>
</ul>
Tip: Use cement-based grouting to avoid the emission of harmful Volatile Organic Compounds (VOCs)

<hr>
<h2>CONCRETE</h2>

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/room-fzrn8fhqpp8-unsplash.jpg" rel="gallery-all" title="Concrete flooring. Credit: Unsplash"><img alt="" class="image-article-full-width-580px" height="387" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/room-fzrn8fhqpp8-unsplash.jpg?itok=GdliIfS3" title="Concrete flooring. Credit: Unsplash" width="580"></a>

<figcaption>Concrete flooring. Credit: Unsplash</figcaption></figure>Pros

<ul>
<li>No harmful Volatile Organic Compounds (VOCs)</li>
	<li>Cost-effective</li>
	<li>Easy maintenance</li>
	<li>Concrete will last the longest</li>
	<li>Many design and texture options</li>
</ul>
Cons

<ul>
<li>Arguably tough on ankle joints</li>
	<li>Concrete doesn't retain heat very well</li>
	<li>They can be loud</li>
	<li>Not very environmentally friendly to produce</li>
</ul>
<hr>
<h2>PLYWOOD/CORK/MDF/PARTICLEBOARD</h2>

<figure><a class="colorbox colorbox-insert-image" href="https://res.cloudinary.com/dz9xllyip/image/fetch/q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/pictures/article-images/screen_shot_2019-09-02_at_4.59.54_pm.png" rel="gallery-all" title="Particleboard flooring. Credit: Revolution Wood Panels"><img alt="" class="image-article-full-width-580px" height="696" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/screen_shot_2019-09-02_at_4.59.54_pm.png?itok=j3SeKvzE" title="Particleboard flooring. Credit: Revolution Wood Panels" width="580"></a>

<figcaption>Particleboard flooring. Credit: <a href="https://revolutionwoodpanels.com.au/products/particleboard-particleboard-flooring">Revolution Wood Panels</a></figcaption></figure>Pros

<ul>
<li>Very cost-effective</li>
	<li>Flexible and easy to change</li>
</ul>
Cons

<ul>
<li>Often bonded with glues containing high Volatile Organic Compounds (VOCs) and formaldehyde</li>
	<li>Can splinter easily</li>
	<li>Needs revarnishing often</li>
	<li>Aesthetically not as appealing as hardwood floorboards</li>
	<li>Prone to water damage</li>
</ul>
<hr>
<h2>UNDERSTANDING THE LINGO</h2>

What kinds of adhesives and finishing products are found in flooring?

<ul>
<li>Urea-formaldehyde resins (UF)</li>
	<li>Phenol formaldehyde resins (PF)</li>
	<li>Melamine-formaldehyde resins (MF)</li>
	<li>Soy-based glues</li>
	<li>Polyurethane (PU)</li>
</ul>
Soy-based glues and water-based polyurethanes have been noted as some of the better adhesives/varnishes. Formaldehyde should always be avoided.

What to look out for:

<ul>
<li>Forest Stewardship Council certification (FSC)</li>
	<li>The Green Building Council Australia approved
	<ul>
<li>Total VOC &lt; 0.5 mg/m2/hr</li>
		<li>4-Phenylcyclohexene &lt; 0.05 mg/m2/hr</li>
	</ul>
</li>
	<li>A decent warranty (20+ years is ideal)</li>
	<li>Ultra-low/Zero VOC emissions that meet <a href="https://www.cetec.com.au/services/voc-product-rating-schemes">E1 international standards</a>
</li>
	<li>Have the wood factory-finished rather than on-site</li>
	<li>Green Seal-11 certification</li>
</ul>
<hr>
<h2>WHAT TO AVOID</h2>

Vinyl

Vinyl is a non-renewable material derived from petroleum-based chemicals including PVC – which releases highly toxic chemical during manufacturing. Vinyl is notorious for off-gassing due to a concoction of harmful chemicals, such as phthalates, which can emit gas for years after installation. Some older vinyl is even worse, as many have an asbestos backing which makes removal of the vinyl extremely unsafe.

Laminate

Similar to vinyl flooring, Laminate is known to contain formaldehyde – a naturally occurring yet toxic chemical found in many adhesives. Formaldehyde has been found to cause a number of health complications over an extended period of toxic emission exposure. Both vinyl and laminate floorings are also non-biodegradable and melamine-formaldehyde resin cannot break down at the end of the product lifecycle.
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