Sydney developer&nbsp;<a href="https://www.apartments.com.au/developers/central-element">Central Element</a>&nbsp;is doubling down in Drummoyne, lodging plans for a boutique apartment development on St Georges Crescent, only one-kilometre down the road from its first Drummoyne development, Bianca.

The new project at 15A-21 St Georges Crescent,&nbsp;a&nbsp;1,701sqm north-facing site overlooking Iron Cove, will have 45 apartmnts across 10 levels. Eight of the units will be dedicated to affordable housing.

The site sits within walking distance of Drummoyne Village, Birkenhead Point, ferry services and the Bay Run, and offers harbour views towards the Sydney Harbour Bridge and CBD skyline.

Designed by MHN Design Union, the development will deliver a mix of one, two and three-bedroom apartments, alongside resident amenity including a gym, landscaped communal open space and three levels of basement parking.

The project has been lodged under the NSW Government's Low and Mid-Rise Housing reforms, with Drummoyne Village identified as a town centre capable of accommodating additional housing supply.

Central Element acquired the site earlier this year as part of its continued expansion across Sydney's eastern suburbs, lower north shore and inner west.

The developer's current pipeline includes luxury apartment projects Pearl Bondi and a separate development on Lamrock Avenue in Bondi, a residential project in Barry Street, Neutral Bay, and a mixed-use seniors living community in Greenwich.

Central Element Managing Director Nathan Chivas said the project would address a shortage of new owner-occupier housing opportunities in Drummoyne.

"While we're seeing a significant shift across Canada Bay as major infrastructure investment, population growth and planning reform drive a new chapter for the region, in suburbs like Drummoyne there remains a genuine shortage of new boutique luxury housing opportunities for owner occupiers," Chivas said.

"Sites of this nature are increasingly difficult to secure, particularly those that combine a north-facing aspect with direct water outlook. Our St Georges Crescent project responds directly to the market demand, offering a level of exclusivity, outlook and lifestyle in the highly sought after suburb."

The development application has been lodged with the City of Canada Bay Council, with the project expected to launch to market in early 2027.

&nbsp;

Joel Robinson

Central Element seeks second Drummoyne apartment development

The NSW Government has unveiled plans that could deliver around 1,300 new homes across Nowra and Kiama, continuing its push to unlock housing in well-located regional centres along the South Coast.

The proposals, now on public exhibition, would pave the way for around 830 homes in Nowra and a further 450 homes in Kiama, while also introducing affordable housing requirements and increased building heights in key locations.

The larger of the two proposals is centred on Nowra, where the NSW Government is seeking to rezone land within the Mandalay and Riverfront precincts.

The Mandalay sub-precinct, located close to Shoalhaven Memorial Hospital, Nowra Library and the city's aquatic centre, could accommodate around 530 new homes. Around 30 per cent of housing delivered on Homes NSW-owned land would be dedicated to social and affordable housing, equating to roughly 100 homes. Building heights would increase from the current two-storey limit to between three and six storeys.

A separate rezoning proposal for the Nowra Riverfront Precinct would unlock a further 377 homes while creating stronger connections between the Shoalhaven River and the CBD. The plans include building heights ranging from five to 12 storeys, floor space ratios of up to 2:1 and a requirement for two per cent affordable housing.

Together, the two proposals would deliver more than 900 homes across the broader Nowra area, reinforcing the city's role as one of regional NSW's key growth centres.

The housing push builds on previous infrastructure commitments in the Shoalhaven, including government funding aimed at supporting thousands of future homes in West Nowra through upgrades to water and wastewater infrastructure.

Further north, the NSW Government is also progressing plans for the former Kiama Depot site, a two-hectare parcel near Kiama's town centre.

The rezoning proposal would transform the former industrial site into a residential community capable of delivering up to 450 homes. Buildings would range between six and eight storeys, with at least 10 per cent of homes allocated as affordable housing. The proposal also includes approximately 600 parking spaces and improved walking and cycling connections.

Planning Minister Paul Scully said the proposals are designed to increase housing supply in locations close to jobs, transport and services.

"For too long, families have struggled to find somewhere to live, and activating underutilised sites allows us to deliver the new homes these families need," Scully said.

"The Minns Labor Government is getting on with the job of unlocking well-located sites close to transport, jobs, and town centres and building the homes our communities need.

"These rezonings are about removing barriers to housing delivery and making sure land is put to better use so more people can find a place to call home within the communities they choose."

The latest rezonings form part of the Minns Government's broader strategy to accelerate housing delivery across NSW, particularly in established centres where existing infrastructure can support additional population growth.

Community consultation on the proposals is now underway, with feedback set to inform the final planning controls before the rezonings are determined.

Around 1,300 new homes earmarked for Nowra and Kiama as NSW Government pushes housing supply

<a href="https://www.apartments.com.au/developers/mrcb">MRCB International</a> has commenced construction on its latest Gold Coast apartment development, Maris, on the site of the former Sundale Motel in Southport.

The start of construction by <a href="https://www.apartments.com.au/builders/binah-constructions">Binah</a> follows an exceptionally strong sales campaign, with more than 90 per cent of apartments sold since launch. Every purchaser has been local, an&nbsp;indicator of confidence in both the development and Southport's evolution into a thriving CBD.

<a href="https://www.apartments.com.au/new-apartments/maris-southport-20-queen-street-southport-qld-4215">Maris</a> will deliver 192 residences across 20 levels. The project forms part of MRCB's Australian and New Zealand development pipeline now exceeding $1.6 billion in gross development value, alongside a growing portfolio of projects globally.

[smartcode_project:default project_id=134403 project_image_fid=350663]

The company also commenced construction on its $600 million 26 Vista residences in Surfers Paradise last year, following strong sales momentum, with over 70 per cent of residences sold.

Maris has been designed to meet evolving buyer demand, offering architecturally designed layouts suited to long-term liveability. The approach reflects a growing preference for quality and adaptability among Gold Coast buyers.

Positioned next to the Broadwater in the <a href="https://www.apartments.com.au/developments/southport-qld-4215">Southport</a> CBD, Maris sits directly opposite the Broadwater Parklands light rail station and within easy reach of retail, dining and lifestyle precincts, placing residents at the centre of one of the Gold Coast's most connected and rapidly maturing urban centres.

[smartcode_project:default project_id=134403 project_image_fid=372756]

Maris will offer a full suite of resort-style residential amenities, including a pool, gym and sauna, along with a rooftop level featuring decks, lounges and dining and yoga areas that command sweeping views across the Broadwater and out to the ocean.

Binah, a New South Wales headquartered company co-founded by Amen Zoabi and Khalil Hafza in 2008, has expressed its excitement at establishing its first partnership with MRCB.

Binah's Managing Director Khalil Hafza said partnering with MRCB on Maris is a significant moment for Binah.

"MRCB's financial strength and a track record that speaks for itself give this project a solid foundation, and this marks the beginning of what will be a long and successful relationship.

"With the right people, systems and partnerships behind it, Maris is set to become a significant addition to the Gold Coast's premium residential market."

[smartcode_project:default project_id=134403 project_image_fid=350664]

MRCB International CEO Ravi Krishnan said the project's progression to construction reflects both sustained demand and tightening conditions across the apartment sector, as well as MRCB's continued confidence in the Gold Coast market.

"Commencing construction at Maris is a significant step and reflects the depth of demand for quality apartments in well-connected urban locations," said Krishnan.

"Across Southeast Queensland, new apartment supply remains constrained, particularly in established precincts with infrastructure and amenity already in place. Projects like Maris are increasingly critical in meeting that demand, especially on the Gold Coast and in the city's CBD precinct."

[smartcode_project:default project_id=134403 project_image_fid=372761]

Krishnan said Southport's ongoing transformation, supported by infrastructure investment and long-term planning, was underpinning renewed buyer confidence.

"We're seeing a clear shift back towards well-located urban centres where infrastructure, connectivity and amenity are already established," said Mr Krishnan. "Southport is evolving into a more mature CBD environment, and that is being reflected in buyer behaviour."

Construction at Maris is anticipated to be completed in 2029.

[smartcode_project_cta:default project_id=134403]

Construction commences on MRCB’s $200m Maris Residences in Southport

Moonee Valley Park’s latest residential release <a href="https://www.apartments.com.au/new-apartments/the-eveline-at-moonee-valley-park-moonee-ponds-100-thomas-street-moonee-ponds-vic-3039">The Eveline</a>, has achieved a new benchmark for off-the-plan apartment sales in the suburb, with the sale of The Alexandra penthouse selling for $5,435,000.

Positioned on the top floor of a 16-level residential building, the three-bedroom, three and-a-half-bathroom penthouse features uninterrupted city skyline views across the future Valley racetrack.&nbsp;

The landmark sale comes as momentum at the precinct continues to build, with the Moonee Valley Racing Club progressing works on its new racetrack ahead of the 2027 Cox Plate. The transformative development will see MVRC reimagine the beloved Valley as a vibrant year-round entertainment and lifestyle destination.

Alongside a world-class racing experience, the historic precinct will be activated with events, hospitality and public green spaces designed to attract broader audiences, while breathing new life into one of Melbourne’s most iconic destinations.&nbsp;

[smartcode_project:default project_id=142519 project_image_fid=372786]

Development partners <a href="https://www.apartments.com.au/developers/hamton">Hamton Property Group</a> and Hostplus have delivered five residential stages over the past four years, the most recent in November 2025 with Trackside House and Stonepine House. The flourishing community is now home to almost 500 families.&nbsp;

The latest residential release, The Eveline, has recorded strong demand since launching publicly last July, securing more than $200 million in sales to date, satisfying its pre sales hurdle for construction to commence.&nbsp;

Hamton Founder and Executive Chairman, Paul Hameister OAM said, the sales&nbsp;team have been overwhelmed by demand for these unique homes in this unique project.

"Buyers continue to be predominantly hyperlocal and attracted by the 40 hectare botanic masterplan in Melbourne’s inner north west," Hameister said.

[smartcode_project:default project_id=142519 project_image_fid=372788]

Hamton’s Sales and Marketing Director Fergus Humphries said the team has achieved more than 70 sales over the past eight weeks, including the penthouse purchase by a local buyer.

"These results reinforce that, even in a challenging market, purchasers continue to be drawn to quality projects that offer more than just a home, they offer a lifestyle.”

Designed by Cera Stribley, the penthouse has been created with entertaining in mind, spanning close to 400 sqm of indoor and outdoor living space, including multiple terraces designed to capture sweeping views across Melbourne’s skyline, the new Valley racecourse and sunset views over Moonee Ponds.

Moonee Valley Park is one of Melbourne’s largest urban renewal projects, transforming the iconic racecourse site into a vibrant mixed-use neighbourhood integrating homes, parklands, retail, racing and community amenities.

[smartcode_project_cta:default project_id=142519]

Moonee Valley Park penthouse sets suburb record as sales surge clears construction benchmark

A company linked to one of Australia's largest privately owned cattle businesses has lodged plans for a new residential tower in <a href="https://www.apartments.com.au/developments/newstead-qld-4006">Newstead</a>, continuing the rapid transformation of one of Brisbane's most sought-after, inner-city precincts.

Bottletree Holdings, an entity associated with Stanbroke Managing Director Brendan Menegazzo, has submitted a development application for a 28-storey mixed-use tower at <a href="https://www.apartments.com.au/new-apartments/9-longland-street-newstead-qld-4006">9 Longland Street</a>, a site that made headlines last year when it changed hands in an off-market transaction that reportedly set a benchmark land rate for the suburb.

The proposal would replace an existing two-storey commercial building on the 1,510 sqm corner site with a Bureau Proberts-designed tower comprising 76 apartments, ground-floor retail, office space and a suite of resident wellness amenities.

<img alt="9 Longland" data-entity-type="file" data-entity-uuid="c710a836-568e-4382-bc91-3c34b8e80a8b" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-06-22%20at%209.41.45%E2%80%AFAM.png?VersionId=Vy.mQWBc7GA_a.vIBdxKqRC9XGjWalo2" />

According to planning documents lodged with Brisbane City Council, the development would comprise a mix of 36 two-bedroom apartments, 24 three-bedroom apartments and 16 four-bedroom residences, positioning the project firmly at the premium end of the market. The apartments would sit above a podium containing retail and commercial space, with three levels of communal recreation facilities spread throughout the tower. The proposal also includes 198 car spaces and 95 bicycle spaces.

Bureau Proberts has drawn heavily on Newstead's industrial heritage in developing the architectural response.

"Occupying a prominent corner in the heart of Newstead, the proposal draws from the area's industrial lineage of robust brick warehouses to deliver a distinctly contemporary response," the architects said in the design statement.

"It is conceived as a subtropical sanctuary and elevated private retreat embedded within one of Brisbane's most vibrant lifestyle precincts."

The design seeks to reinterpret the traditional Queensland vernacular through wraparound verandahs, deep shading elements and permeable facades that respond to Brisbane's subtropical climate.

<img alt="9 Longland" data-entity-type="file" data-entity-uuid="25524f59-395c-4825-8fad-9b639822fa8a" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-06-22%20at%209.42.09%E2%80%AFAM.png?VersionId=dlWlbpCc_g3Y6yTLGqRVKvGJvO2ubMJ3" />

Planning documents describe the building as embodying the principles of "buildings that breathe", a design approach increasingly favoured in Brisbane's apartment market as developers focus on natural ventilation and outdoor living spaces.

The tower itself would rise above a heavily landscaped podium designed to reference the woolstore architecture that helped define Newstead and neighbouring Teneriffe for generations. At ground level, fine-grain retail tenancies would activate Longland Street, Wyandra Street and the existing Wyatt Street laneway, further extending the pedestrian network that has become a hallmark of the Gasworks precinct.

The application notes that more than 54 per cent of the site would be dedicated to landscaping and deep planting, while approximately 1,750 sqm of communal recreation space would be delivered across multiple levels.

<img alt="Planning" data-entity-type="file" data-entity-uuid="fed3b189-1054-4b68-af5f-b0befc4a66e5" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-06-22%20at%209.42.19%E2%80%AFAM.png?VersionId=gqeE3cjsbnLAfeTUKA1HtPZfqDs6S4Xa" />

Bottletree paid $22 million for the 1,510 sqm development site, equating to more than $14,500 per sqm, a reflection of the strong demand for development opportunities in Newstead. The suburb continues to attract both developers and buyers, underpinned by the ongoing evolution of the Gasworks and Teneriffe precincts into some of Brisbane's most sought-after lifestyle destinations.

Brisbane City Council's Sustainable Growth Strategy and Inner City Strategy both identify Newstead as a priority growth precinct capable of accommodating additional housing density due to its proximity to employment hubs, public transport and lifestyle infrastructure.

The proposed tower joins a growing pipeline of high-end apartment developments in the suburb. Fortis recently launched <a href="https://www.apartments.com.au/new-apartments/crest-walker-newstead-12-kyabra-street-newstead-qld-4006">Crest &amp; Walker</a>, a 65-apartment owner-occupier-focused development on Kyabra Street, while Consolidated Properties Group is preparing to launch <a href="https://www.apartments.com.au/new-apartments/castile-47-skyring-terrace-newstead-qld-4006">Castile</a>, a 227-apartment waterfront project on Skyring Terrace.

Meanwhile, builder-developer BPG is planning its own Newstead project on Maud Street, comprising just over 100 apartments and more than 1,380 sqm of dedicated wellness and resident amenity spaces, further highlighting the shift towards lifestyle-driven apartment developments in Brisbane's inner-city market.

Newstead apartment boom continues with Longland Street tower plans

Sydney’s property market is known for high prices, competitive bidding, and mounting pressure on first home buyers. But change is on the horizon.

From late 2025, eligible first home buyers in New South Wales will have access to a new federal government initiative aimed at addressing affordability: the Help to Buy Scheme.&nbsp;

<h2>What is the Help to Buy Scheme?</h2>

The program introduces a shared equity model intended to reduce the upfront cost of entering the property market, particularly in high-demand urban areas such as Sydney.

The scheme operates under a shared ownership structure in which the federal government takes an equity stake of up to 40 per cent for new homes, or 30 per cent for existing dwellings. This arrangement allows eligible buyers to significantly reduce their loan size and avoid the added cost of Lenders Mortgage Insurance (LMI).

Under this model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required. The government’s contribution is not a loan but a co-ownership stake in the property. As such, there is no interest or rent charged on its portion.

Because the government’s equity combined with the buyer’s deposit typically meets or exceeds the 20 per cent threshold, LMI does not apply. The remaining balance, generally between 60 and 70 per cent of the property’s value, is financed through a standard home loan with a participating lender.

The government's equity in the property remains in place until the buyer chooses to repay it voluntarily or until the property is sold. Buyers can buy back the government’s share over time, in increments of at least five per cent, depending on their financial situation.

There is no fixed repayment timeline, but the amount to be repaid will be based on the property's market value at the time of repayment, not the original purchase price.

<h2>How do you qualify for the&nbsp;Help to Buy Scheme?</h2>

To qualify for the Help to Buy Scheme, applicants must meet the following conditions:

<ul>
	<li>Be an Australian citizen at least 18 years of age.</li>
	<li>Be a first-home buyer who does not currently own property.</li>
	<li>Intend to live in the property as their primary residence.</li>
	<li>Earn less than $100,000 per year for individuals, or $160,000 for couples.</li>
	<li>Purchase a property within the regional price caps, currently $950,000 in Sydney, though this is expected to rise to approximately $1.3 million ahead of the program’s launch.</li>
</ul>

While the Help to Buy Scheme does not solve affordability challenges across the board, it does offer a more accessible pathway for a defined segment of the market, particularly younger buyers with moderate incomes who have been priced out of traditional lending routes.

The scheme is expected to commence in NSW in late 2025, as part of a national rollout.

Under the new model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required

Help to Buy Scheme: What first home buyers in NSW need to know

The First Home Owners Grant (FHOG) is a government initiative designed to help eligible first-time home buyers by offering financial assistance towards the purchase or construction of a new home.

While the FHOG is a nationwide program, it is administered separately by each state and territory, meaning the eligibility criteria, grant amounts, and property requirements can vary depending on your location. This means that the amount available and the conditions attached to the grant will differ, so it is important to check the specific guidelines for your state or territory.

It’s important to note that the FHOG is just one of several incentives available to first home buyers. In most states and territories, the grant is not linked to stamp duty exemptions or concessions, with the exception of the Australian Capital Territory (ACT). The FHOG is typically a one-off payment, reducing the overall cost of purchasing or building a new home before any stamp duty concessions are applied.

Below, we provide a breakdown of the First Home Owner Grants available across Australia, outlining the specific details for each state and territory.

<h2>New South Wales First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $600,000. For land purchases and owner-builders, the threshold extends to $750,000.

Stamp Duty Benefits: Provides full stamp duty exemption for homes valued up to $800,000, with concessions available for properties up to $1 million.

<h2>Victoria South Wales First Home Owner Grant</h2>

First Home Owner Grant: Provides a $10,000 grant for first-home buyers purchasing or building new homes valued up to $750,000.

Stamp Duty Benefits: Offers full stamp duty exemption for properties up to $600,000, with concessions available up to $750,000.

<h2>Queensland First Home Owner Grant</h2>

First Home Owner Grant: Offers $30,000 for contracts signed between 20 November 2023 and 30 June 2025. The FHOG applies to new homes valued up to $750,000.

Stamp Duty Concessions: Provides additional concessions for properties valued up to $800,000.

<h2>Western Australia First Home Owner Grant</h2>

&nbsp;

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $750,000 in the southern regions and up to $1 million in the northern regions.

Stamp Duty Concessions: Available for homes valued up to $600,000 for transactions entered into on or after 9 May 2024.

<h2>Australian Capital Territory First Home Owner Grant</h2>

First Home Owner Grant: Replaced by the Home Buyer Concession Scheme, offering full stamp duty concessions for eligible buyers.

<h2>South Australia First Home Owner Grant</h2>

First Home Owner Grant: Provides up to $15,000 for new homes, including houses, apartments, and townhouses. As of 6 June 2024, there is no property value cap for eligibility.

Stamp Duty Relief: Available for new homes and vacant land purchases.

<h2>Tasmania First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes and off the plan purchases.

Stamp Duty Exemption: Between 18 February 2024 and 30 June 2026, first home buyers of established homes valued up to $750,000 receive a full exemption on property transfer duty.

<h2>Northern Territory First Home Owner Grant</h2>

First Home Owner Grant: The Northern Territory provides a $10,000 grant for new homes only. Additional government grants and concessions are available for first home buyers.

Stamp Duty Exemption: The only stamp duty exemption available to property buyers is the House and Land Package Exemption (HLPE).

Eligibility criteria and application processes differ across states. Prospective buyers should refer to their respective state revenue offices for full details on grant availability, conditions, and additional concessions.

Every First Home Owner Grant for new property by state

In the ever-evolving landscape of sustainable architecture and environmentally conscious design, systems and ratings in place can help determine the energy efficiency of residential buildings in Australia.

Australia has multiple building rating systems that evaluate energy efficiency and sustainability in existing and new building designs.

Some systems assess individual building components, while others provide an overall rating for the entire structure.

A rating system ensures that homes are comfortable and energy-efficient, whether you are buying, renovating, or building.

NatHERS (Nationwide House Energy Rating Scheme) is a common way for new homes to meet energy efficiency requirements.

As new developments continue to shape the urban environment, understanding NatHERS ratings becomes essential for developers and homeowners. This article delves into the concept of NatHERS ratings, their significance, and how they contribute to creating energy-efficient homes.

<h2>What is NatHERS?</h2>

NatHERS is a national initiative implemented by the Australian government to promote energy efficiency in residential buildings. The scheme aims to provide a standardised method for assessing the thermal performance of homes, considering factors such as insulation, orientation, ventilation, and building materials.&nbsp;

NatHERS ratings are the most common way new homes meet the National Construction Code's (NCC's) minimum energy efficiency requirements.&nbsp;

NatHERS assessments provide thermal and whole-home ratings for new homes, townhouses, and apartments.

The rating helps evaluate the energy performance of buildings, guides homeowners and developers to make informed decisions about the energy efficiency of their properties, and encourages the construction of more sustainable, comfortable, and cost-effective homes.

<h2>How NatHERS Ratings Work</h2>

NatHERS ratings are determined through four accredited software tools (AccuRate, BERS Pro, FirstRate5, HERO) using a calculation engine CSIRO developed to predict building temperature based on various factors.

The tools can model complex effects of building mass, insulation, window size, and other elements.

The outcome is a star rating that reflects the building's overall thermal efficiency, indicating how well it can maintain a comfortable indoor temperature without excessive reliance on heating or cooling systems.

The star rating scale ranges from 0 to 10, with a 6-star rating being the minimum requirement for compliance with the National Construction Code (NCC).&nbsp;

Achieving a higher star rating demonstrates a commitment to energy efficiency and sustainability, as the building is better equipped to minimise its environmental impact and reduce long-term energy costs.

Anyone can use NatHERS tools, but accredited assessors can provide certified ratings and professional advice.

<h2>Benefits of Higher NatHERS Ratings</h2>

Energy Efficiency: Buildings with higher NatHERS ratings are more energy-efficient, requiring less heating and cooling energy. This reduces the structure's carbon footprint and lowers occupants' energy bills.

Cost Savings: Homes with higher NatHERS ratings are generally more energy-efficient, resulting in reduced energy consumption for heating and cooling. This translates to lower energy bills for homeowners, making sustainable living environmentally friendly and economically viable in the long run.

Environmental Impact: Lower energy consumption directly translates to a reduced environmental impact. Buildings with higher NatHERS ratings contribute to the overall goal of mitigating climate change by lowering greenhouse gas emissions associated with heating and cooling systems.

Improved Comfort: Buildings with high NatHERS ratings offer better thermal comfort to occupants. Proper insulation, well-designed ventilation, and optimal orientation maintain a consistent and comfortable indoor temperature, providing occupants with a more enjoyable and healthier space.

Market Value and Desirability: Higher NatHERS ratings can enhance the market value of a property. As energy efficiency becomes a more significant consideration for homebuyers, a well-rated building may attract a premium price and stand out in the real estate market.

Compliance with Building Codes: NatHERS ratings are a vital component of the National Construction Code (NCC), and compliance with these ratings is often a mandatory requirement for new developments. Local councils and planning authorities may set minimum energy efficiency standards that must be met to obtain development approval.

The Nationwide House Energy Rating Scheme (NatHERS) is a crucial initiative shaping the future of energy-efficient, resilient, and cost-effective homes. With its recent upgrades, NatHERS has evolved into a world-leading tool for the building sector, supporting the global commitment to achieving net-zero emissions by 2050.

Staff Writer

What is a NatHERS rating in new off the plan apartment developments?

Mixed-use developments have gained significant popularity across Australia in recent years due to their unique blend of residential, commercial, and recreational spaces.

Unlike traditional single-purpose developments, mixed-use projects offer a harmonious integration of various functions within a single locale.

Residential units seamlessly coexist with commercial establishments, retail outlets, dining venues, entertainment hubs, and recreational facilities, with the combination not only enhances convenience but also fosters a vibrant lifestyle and a sense of community.

<h3>Convenience and accessibility</h3>

Mixed-use developments are designed with convenience in mind. They often integrate residential units with commercial spaces, retail outlets, restaurants, and recreational facilities, creating a self-contained community.

[smartcode_project:default project_id=114215 project_image_fid=204874]

The proximity allows residents to enjoy the convenience of having essential amenities and services within walking distance. Whether it's grabbing a cup of coffee, going grocery shopping, or accessing healthcare services, everything is conveniently located, saving residents time and effort.

<h3>Vibrant lifestyle and community</h3>

One of the major advantages of mixed-use developments is the vibrant lifestyle they offer. With a diverse range of amenities and communal spaces, residents have ample opportunities to interact, socialise, and build a sense of community.

[smartcode_project:default project_id=107714 project_image_fid=214122]

The presence of parks, community centres, and shared spaces fosters a lively atmosphere, encouraging residents to engage in various activities and events. The vibrant lifestyle within these developments creates a unique sense of belonging and camaraderie among the residents.

<h3>Potential for higher rental yields and property value appreciation</h3>

Mixed-use developments tend to attract a broad range of tenants and buyers due to their versatile nature. This high demand can result in higher rental yields for investors and potentially lead to property value appreciation over time.

[smartcode_project:default project_id=139989 project_image_fid=212887]

The integration of commercial and retail spaces attracts businesses, which can provide a stable rental income stream. Additionally, the popularity of mixed-use developments often drives up property values, making them a potentially lucrative investment in the long term.

<h3>Enhanced security and maintenance</h3>

Mixed-use developments typically have comprehensive security measures in place. With controlled access points, CCTV surveillance, and professional security staff, residents can enjoy enhanced safety and peace of mind.

[smartcode_project:default project_id=108019 project_image_fid=212658]

Additionally, these developments often have dedicated maintenance teams responsible for the upkeep of common areas, landscaping, and infrastructure. This ensures that the overall appearance and functionality of the development are well-maintained, creating a pleasant living environment for residents.

<h3>Live-work-play balance</h3>

One of the key attractions of mixed-use developments is the ability to achieve a desirable live-work-play balance. The integration of residential and commercial spaces allows residents to live closer to their workplaces, reducing commuting time and improving work-life balance.

The proximity to various amenities and recreational facilities encourages an active and healthy lifestyle. Residents can easily access fitness centres, parks, restaurants, and entertainment options, all within the same development, leading to a more fulfilling and convenient way of life.

alisonwarters@gmail.com

The top five reasons to buy in a mixed-use development

When buying a property, everyone needs to be aware of the additional costs that come as part of the buying process.

Often the largest outlay, after the deposit which goes to the bank, is stamp duty.

<h2 style="line-height: 1.38;">What is Stamp Duty?</h2>

Stamp duty is an extra tax to pay the government when you buy land, a property, and other certain assets.

It happens when the legal ownership is transferred. It can also be known as property transfer duty or transfer duty.

<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="415" src="https://www.youtube.com/embed/C32BWkB5--c" title="YouTube video player" width="660"></iframe>

<h2>Who pays Stamp Duty?</h2>

In some circumstances, you may get an exemption. For some states, you won’t have to pay for stamp duty if you are a first home buyer or a pensioner for houses under a particular price. There are also stamp duty concessions, where you may be entitled to a discount.

<h2>How much does Stamp Duty cost?</h2>

Each state has different rules which affect how much you need to pay. These rules can affect the rate you pay, and the timeframe you will need to pay in. Before you buy land or a property, make sure you check the up-to-date information for your state’s stamp duty.

You can use a free stamp duty calculator online to see approximately how much you’ll need to pay. Find out if you’re eligible for an exemption by enquiring on a project via Urban!

Overall, the stamp duty you need to pay will depend on:

<ul>
	<li aria-level="1">How much your land/property is worth</li>
	<li aria-level="1">Where your land/property is located</li>
	<li aria-level="1">What type of land/property it is</li>
</ul>

Want to find out more? <a href="https://www.youtube.com/@UrbanAustralia?utm_source=YouTube&amp;utm_medium=Video&amp;utm_campaign=Subscribe&amp;utm_id=Subscribe">Subscribe to our YouTube channel</a> for more property videos.

Ellen Walker

Off-the-plan property explained: What is stamp duty?

Are mortgage holders set to get a reprieve from the RBA in 2026?

Big Four bank NAB believes so. They are now expecting the next move from the RBA to be a cut, rather than a hike, which they had pencilled in for August. They are unsure of the timing of the cut however, they note in their latest&nbsp;NAB Economics RBA Watch.

NAB Chief Economist, Dr Sally Auld, said recent data suggests the economy has lost momentum and the outlook for rates has shifted, noting that the broader economic backdrop has changed since earlier in the year.

“The next move in the cash rate is likely to be down, but the timing is uncertain," Dr Auld said.

"In February, growth was above trend, the economy was operating above capacity and there was uncertainty over the restrictiveness of rates. None of these conditions exist today,” she outlined.

Dr Auld said recent data pointed to softer momentum across the economy while acknowledging that at the same time, uncertainty remains a key feature of the outlook.

“Both Q1 GDP data and the NAB business survey suggest momentum in the economy has slowed, meaning that growth has likely peaked for the cycle. That said, we are cognisant there is still considerable uncertainty around the outlook, both with respect to activity and inflation.”

Dr Auld said inflation risks and labour market outcomes would be important to watch.

“On the prices side, we are still forecasting above target core inflation through to mid-2027. Margins will compress and weaker labour market outcomes are a risk.”

She said tighter financial conditions are expected to weigh on housing and activity.

“Tighter financial conditions will be reflected in a slowing in house price growth and housing credit growth. In summary, we have greater conviction that the next move in rates is down, but less conviction on the timing.”

Mortgage relief? NAB forecasts RBA rate cut, not hike, after softer economic conditions

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EXPERT OBSERVER
There are 3 key drivers of property prices.
<div>
(i) Supply - the rate of construction and the properties listed for sale on the market;</div>
<div> </div>
<div>
(ii) Interest rates - the cost of borrowing; and</div>
<div> </div>
<div>
(iii) Population growth - immigration, natural population growth (births minus deaths), and interstate migration.</div>
<div> </div>
<div>Or, as depicted in his infographic:</div>
<div> </div>
<div class="separator"><img src="https://1.bp.blogspot.com/-JfAMyhsEwDU/XsC1SuAaGqI/AAAAAAAA1xE/oWHfOVu6Wt4Dg29nArHLDV26HjXIy8SaACNcBGAsYHQ/s640/FIN.jpg" width="640" height="360" data-original-height="445" data-original-width="791"></div>
 
<div>Source: Tim Boyle, Finalytics</div>
 
<div>People often state that the unemployment rate is critical, but this argument isn't backed up by any hard statistics. In fact the last couple of times the unemployment rate spiked housing prices soared the following year, as pointed out by Stuart Wemyss of ProSolution, Game of Mates author Dr. Cameron Murray, and others:</div>
 
<div class="separator"><img src="https://1.bp.blogspot.com/-mGeIhomU-Rw/XsDARe3SG3I/AAAAAAAA1xg/AF7pCtVj6yImNusAc2_soCsN-9f2dwlHQCNcBGAsYHQ/s640/A3.jpg" width="640" height="366" data-original-height="423" data-original-width="738"></div>
 
<div>There's also an enormous fiscal stimulus washing through, comfortably dwarfing anything we've seen in recent decades. </div>
 
<div class="separator"><img src="https://1.bp.blogspot.com/-SwOd64SloIQ/XsDAdNa9cVI/AAAAAAAA1xk/IA2iutyq4sE-ulOJVokqdP6KWZMNVqNCwCNcBGAsYHQ/s640/Stim.jpg" width="640" height="638" data-original-height="738" data-original-width="739"></div>
 Boyle's 3 drivers today In that context, here's what's happening with Boyle's 3 key drivers today. Supply is extremely tight at the moment. Dwelling construction is plunging towards 70-year lows and vendors aren't listing either. <img src="https://1.bp.blogspot.com/-ituPSwbTdvU/XrNkMZcBltI/AAAAAAAA1lM/lSj4XGqL1Gcc-lP5wKWKzjVlXG5YWXJ-gCNcBGAsYHQ/s640/CL2.jpg" width="640" height="386"> 
<div>Source: CoreLogic</div>
 Lending rates, meanwhile, are at the lowest level in modern history. <img src="https://1.bp.blogspot.com/-HHbGid402-g/XrNlXdwQxnI/AAAAAAAA1lc/Fd54mmUYX1kJWedMT-5JdHyEbCZFOZD3ACNcBGAsYHQ/s640/CL3.jpg" width="640" height="398"> 
<div>This effectively allows borrowers to take on bigger mortgages, as I showed in my recent post on lending trends. ANZ have just noted the same thing: <div class="separator"><img src="https://1.bp.blogspot.com/-bGysfQwD18o/XsDAo9GSxRI/AAAAAAAA1xs/Vx2-pm8vZHE32TUM-20dz-8UmDRRD4DyQCNcBGAsYHQ/s640/ANZ1.jpg" width="640" height="448" data-original-height="801" data-original-width="1143"></div>
 The big unknown factor at this stage is population growth.
</div>
<div> </div>
<div>My base case expectation or scenario is that within the next few months the powerful interests such as the Property Council, Australia's universities, the airlines, Tourism Australia, and big business at the top end of town will have forced the government's hand to reopen the borders, albeit with a period of enforced quarantine.</div>
 
<div>As for the thesis that things will be totally different after COVID-19...well as a gallant but struggling home-schooler I reckon that's total garbage! People can't wait to get back and out to spend, socialise, travel, go to work, and holiday again.</div>
 It's just the way we're designed, we're pack animals. 
<div class="separator"><img src="https://1.bp.blogspot.com/-r9TZrsC6zMw/XsC1SYxsobI/AAAAAAAA1xA/_k9XLZBNywgB_0ApBK_96zfH9-jzlSPNACNcBGAsYHQ/s640/JT.jpg" width="640" height="308" data-original-height="361" data-original-width="747"></div>
<div> </div>
<div>And moreover, Australia will likely be seen as one of the safest and most desirable countries on earth in which to live.</div>
<div>
 PETE WARGENT is the co-founder of AllenWargent property buyers (London, Sydney) and a best-selling author and <a href="https://petewargent.blogspot.com/" target="_blank">blogger</a>.
</div>
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pwargent-M4siyDbqQY

The three drivers of property prices: Pete Wargent

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EXPERT OBSERVATION
The key question for Hotspotting in putting together our reports in the current climate is this: among the locations that have strong long-term fundamentals supporting price growth, which ones are best set-up to withstand the forces of the Covid-19 shutdown?
We’re searching for places which have the credentials to do well in the short-term, in dealing with the impacts of virus crisis, as well as having the features that drive long-term growth.
As I see it, the key factors are:
1. The strength of the market pre-coronavirus
2. The level of vacancies going into the virus shutdown period
3. The make-up of the local economy and in particular where most of the jobs exist
4. The key components of population growth in that location
5. The level of spending on infrastructure
All of those elements are important, but perhaps the most important one in the short-term is the make-up of the local economy and which sectors provide the bulk of the jobs.
Let me give you an example: Albury-Wodonga, which straddles the border between NSW and Victoria, has one of strongest economies anywhere in regional Australia, it offers wonderful affordability and high rental yields – and, in the past 12 months, there’s been some pretty good price growth there.
But the key factor about Albury-Wodonga right now is where most of its employment exists.
The four biggest sectors that provide the most jobs in this city are: 1 hospitals and medical services; 2 supermarkets and food stores; 3 the military; and 4 aged care.
I can’t imagine a better situation in terms of sectors likely to be hiring rather than firing in the current climate than those.
So, right now, amid all the issues afflicting Australia because of the coronavirus, Albury-Wodonga is performing well in its economy and its property market.
Overall, what we know to be true is that regional Australia is much less impacted by the virus shutdown, generally speaking, than the major cities.
Clearly, regional cities where the economy is largely dependent on tourism will suffer. But most of the regional centres that interest us are not in that situation.
Most of the regional centres that are grabbing our attention have economies based on sectors that are doing well in the current situation, or are likely to do well as we exit the lockdown phase and head back towards normal - sectors like agriculture, viticulture and resources &amp; energy.
Among the capital cities, Adelaide property market is particularly well placed to emerge from the shutdown with prospects for growth.
Coming into the virus crisis, Adelaide was one of the leading capital city markets in the nation with the best prospects for growth.
The Autumn 2020 edition of the Price Predictor Index ranked Adelaide No.1 among the state and territory capital cities for the number of suburbs with rising sales activity, out-ranking both Melbourne and Sydney.
Adelaide is one of the nation’s most consistent property markets. It always delivers steady demand, underpinned by a solid local economy and helped by the exceptional value for money offered by its housing market.
Adelaide also had a very low vacancy rate heading into the shutdown period: an overall vacancy rate below 1% which means the city’s rental market is well-placed to absorb the extra rental stock coming into the market because of the impact of the virus shutdown.
The latest figures, to the beginning of April, show that even with the recent influx of new properties seeking tenants, its vacancy rate is still just 1.2% (the lowest among the capitals, equal with Canberra).
The city’s economy is in a strong position to recover well from the shutdown period.
Adelaide is the high-tech innovation capital of Australia and South Australia leads the nation in the production of alternative energy. It has been transitioning strongly from old-style manufacturing to the production of modern technology products.
One of the likely outcomes from the virus crisis is a revival of manufacturing in Australia and Adelaide is well-placed to benefit from that.
Adelaide also has strong sectors in education and medical services.
It has a state government which has been spending significant amounts on infrastructure – and has announced plans to fast-track shovel-ready infrastructure projects to lead the economic recovery on the other side of the shutdown period.
Overall, I see Adelaide as being one of the best capital cities in the nation for real estate investment with good prospects for future growth, as well as above-average rental yields.
TERRY RYDER is the founder of hotspotting.com.au ryder@hotspotting.com.au twitter.com/hotspotting
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terryryder-YECXbqmri2

Adelaide property market to emerge strong from COVID-19 shutdown: HotSpotting's Terry Ryder

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A mortgagee sale of a modern style townhouse in Pacific Pines has been listed for auction on May 30. 
Located at <a href="https://www.realestate.com.au/property-townhouse-qld-pacific+pines-133538114">17/2 Sangster Crescent</a>, 'Parkview on Sangster' offers open plan living and dining with beautiful views. 
<img src="https://www.urban.com.au/images/Screen%20Shot%202020-05-14%20at%202.38.51%20pm.png" alt="">
The three-bedroom, two-bathroom home features a private courtyard and central park area with BBQ and swimming pool. 
The home is listed by PRD’s Andrew Turner.  
The median unit price for Pacific Pines is $326,000, according to data from CoreLogic. 
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j.ballantyne1990-6AQqhLzZaK

Pacific Pines mortgagee townhouse listed

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A mortgagee home in Woodroffe, an inner-city Darwin suburb of Palmerston, has come onto the market at $399,000. 
Located at <a href="https://www.realestate.com.au/property-house-nt-woodroffe-133571298">62 Sibbald Crescent</a>, the single-level residence features three-bedrooms and two-bathrooms. 
Comprising of 898sqm, the home is set on a large block with a sizeable rear lawn and established gardens. 
<img src="https://www.urban.com.au/images/Screen%20Shot%202020-05-14%20at%201.59.15%20pm.png" alt="">
The property is located close to the Palmerston town centre, schools and shops. 
Ray White’s Korgan Hucent has the listing. 
The median house price for Woodroffe is $332,500, according to CoreLogic data. 
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Woodroffe home set for mortgagee sale 

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This week, 400 capital city homes were scheduled for auction, with preliminary results returning a 64.0 per cent clearance rate, according to CoreLogic data.
Volumes were down as last week saw 480 homes scheduled for auction and a final clearance rate of 59.9 per cent while one year ago, there were 930 homes taken to auction and a 55.2 per cent clearance rate.
It is important to interpret clearance rates with caution given auction volumes remain substantially lower than usual due to the ongoing health pandemic.
<a href="https://www.propertyobserver.com.au/images/2020/5/18/CL%20MAY%2018.JPG" target="_blank">Click here to enlarge</a>:
<img src="https://www.urban.com.au/images/2020/5/18/CL%20MAY%2018.JPG" alt="">
Sydney, one of Australia’s largest auction markets, returned a preliminary clearance rate of 73.4%, suggesting the relaxation in social distancing policies specific to housing are having an immediate and positive impact on home auctions, although the number of auctions remains well down on last year.
It saw 193 auctions scheduled this week compared to 2016 last week when Sydney saw a success rate of 66.3 per cent.
 
In Melbourne, 118 homes were scheduled to go under the hammer this week. So far 93 auctions have been reported, returning a preliminary success rate of 60.2 per cent.
The previous week saw a final clearance rate of 56.5 per cent across 163 auctions.
As mentioned over the previous week, with restrictions easing across many states and territories, we will likely see the number of homes taken to auction increase in the coming weeks.
The smaller auction markets saw little change with Canberra the busiest at 41 auctions followed by Brisbane with 28.
The highest confirmed residential auction sale in Sydney from yesterday was 68 Moruben Road, Mosman (pictured in title) which is reported to have sold for $7,500,000.
That five bedroom, four bathroom house sits on an 850 sqm block.
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Mid-May auction clearance rates rise while volumes shrink pre-COVID-19 winter hibernation

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GUEST OBSERVATION
Kristina Keneally, Labor’s home affairs spokesperson, is calling for a <a href="https://www.smh.com.au/national/do-we-want-migrants-to-return-in-the-same-numbers-the-answer-is-no-20200501-p54p2q" target="_blank" style="font-family: Tahoma, Helvetica, Arial, sans-serif; font-size: 12.15999984741211px;">reset on migration</a> as we emerge from the coronavirus crisis.
She noted in an article over the weekend that migration had been responsible for “over half of Australia’s economic growth” since 2005.
However, she argued that in a post-COVID environment with a sluggish economy, we need to focus instead on skilling up Australian workers to perform the jobs in the health, hospitality and other industries that have been the focus of skilled migration in recent times.
Many economists <a href="https://www.sbs.com.au/news/migrants-don-t-actually-threaten-australian-workers-jobs-new-analysis-reveals" target="_blank">disagree</a> with Keneally’s connection between migration and the availability of local jobs. They point out that migrant workers contribute to overall economic growth, leading to a net increase in new jobs available for local workers.
There is also a risk that, despite her best intentions, Keneally’s rhetoric of “Australians first” will feed nationalist, anti-immigration sentiments that have no relationship to the economy and job opportunities.
<h2>A review of our migration intake is overdue</h2>
Keneally is right to call for a review of “the shape and size” of our migration intake, although not in the way she was suggesting.
At the top of this review should be a consideration of the balance between the two major streams of our migration program – skilled migrants and family migrants.
Current immigration policy favours skilled over family migrants, significantly underestimating the importance of family for the well-being and potentially the productivity of new migrants, as well as Australia’s long-term national interests.
In <a href="https://www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/pubs/BriefingBook45p/MigrationFlows" target="_blank">1995-96</a>, permanent migration was comprised of 58% family, 25% skilled and 17% humanitarian migrants. A decade later, the overall migrant make-up had changed dramatically: 62% skilled, 29% family and 9% humanitarian.
These proportions have remained about the same ever since. In <a href="https://www.homeaffairs.gov.au/research-and-stats/files/report-migration-program-2018-19.pdf" target="_blank">2018-19</a>, there were 109,713 migrants (62%) in the skilled stream, 47,247 (27%) in the family stream and 18,762 (11%) in the humanitarian stream.
At the same time, <a href="https://www.sbs.com.au/language/english/all-work-no-stay-australia-s-shift-towards-temporary-migration" target="_blank">temporary migration</a> of short-term skilled workers, working holiday makers, international students and New Zealanders on temporary special category visas has risen dramatically to over 1.2 million in <a href="https://www.homeaffairs.gov.au/research-and-stats/files/temp-entrants-aust-31-dec-2016.pdf" target="_blank">December 2016</a>.
If all temporary migrants with work rights had a job, they would constitute over <a href="https://www.propertyobserver.com.au/https://www.abc.net.au/news/2018-03-27/fact-check-one-in-ten-workers-temporary-visas/9572062?nw=0" target="_blank">10% of the Australian workforce</a>.
<h2>Immigration is about relationships</h2>
Preferencing skilled migrants over family migrants is the inverse of the US, where most migrants come via <a href="https://www.pewresearch.org/fact-tank/2019/05/17/key-facts-about-u-s-immigration-policies-and-proposed-changes/" target="_blank">family connections</a>. Unlike Australia, this also includes the potential for migrants to <a href="https://www.uscis.gov/family/family-us-citizens/bringing-siblings-live-united-states-permanent-residents" target="_blank">sponsor siblings</a>.
What is sometimes lost in Australia, with a single-minded focus on migration to boost the economy, is that immigration is not only about economic growth. It is also about relationships.
Permanent migrants are future citizens. Migration builds community, and the ability of migrants to sponsor their broader family will deepen their connections and commitment to Australia.
The family migration program enables Australians to sponsor parents and children living overseas, partners, and in some cases their remaining relatives.
One of the effects of our focus on skilled migration has been the increase of new migrants with no extended family in Australia.
Although skilled worker visas allow for partners and children to accompany them, there is no provision for extended family. This makes these migrants potentially more vulnerable and isolated, less committed to Australia and, <a href="https://www.iom.int/sites/default/files/our_work/ICP/IDM/RB24ENGWEB.PDF" target="_blank">some have suggested</a>, less productive as workers.
If they were allowed to enter Australia, these extended family members could offer emotional support and practical assistance to their loved ones working here, such as child care.
Most temporary migrant workers, meanwhile, have no entitlement to be accompanied by any family at all. Only some international students can have family accompany them as a support person while they <a href="https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-finder/study">study</a>.
<img src="https://images.theconversation.com/files/332277/original/file-20200504-83779-o1m3c3.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" alt="">
Kristina Keneally says Australia needs ‘a migration program that puts Australian workers first’. Lukas Coch/AAP
<h2>A growing waiting list for partners and parents</h2>
The difficulty skilled migrants have sponsoring their parents to migrate to Australia provides a dramatic example of just how restrictive current family migration options are.
In 2018-19, just 1,218 non-contributory parent visas were granted out of tens of thousands of applicants. The waiting period is <a href="https://www.sbs.com.au/language/english/new-twist-to-parent-visa-waiting-periods-will-get-longer_1" target="_blank">at least 30 years</a>, longer than many of these parents have left to live.
The <a href="https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-listing/parent-103#About" target="_blank">home affairs website</a> no longer provides waiting times, stating only
family migration visas are in high demand. It might take many years for this visa to be granted.
The waiting time for partner visas for all Australian citizens and permanent residents has also grown as the number of allocated placements has been cut. The home affairs <a href="https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-listing/partner-onshore/permanent-801" target="_blank">website</a> currently says 90% of applicants will be processed in 21 months.
Migration numbers are destined to drop dramatically as a result of the COVID-19 pandemic in 2020-21. When the economy and our borders open up, there is an opportunity to reflect on what is the best balance of skilled and family migration.
Attracting the most accomplished skilled migrants will undoubtedly continue to be a driver of migration policy.
However, in choosing numbers in the skilled and family streams, it is also vital the government factor in the role of extended family for the well-being and productivity of migrant workers, as well as the importance of family for community cohesion and a migrant’s sense of connection and commitment to Australia.<img src="https://counter.theconversation.com/content/137783/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important; text-shadow: none !important;">
<a href="https://theconversation.com/profiles/alex-reilly-99355" target="_blank">Alex Reilly</a>, Professor, <a href="https://theconversation.com/institutions/university-of-adelaide-1119" target="_blank">University of Adelaide</a>
This article is republished from <a href="https://theconversation.com" target="_blank">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/yes-it-is-time-to-rethink-our-immigration-intake-to-put-more-focus-on-families-137783" target="_blank">original article</a>.
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Yes, it is time to rethink our immigration intake – to put more focus on families

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GUEST OBSERVATION
Until a trans-Tasman travel bubble is <a href="https://www.propertyobserver.com.au/https://www.abc.net.au/news/2020-05-04/trans-tasman-bubble-coronavirus-what-might-happen-next/12212580" target="_blank">established</a>, there is little doubt the New Zealand tourism industry will <a href="https://www.rnz.co.nz/news/national/413845/covid-19-domestic-travellers-eyed-to-keep-tourism-sector-viable-after-lockdown" target="_blank">rely entirely</a> on domestic travel post-COVID-19.
Without underplaying the impact the pandemic will have on discretionary spending in both countries, however, there may be a silver lining to the crisis.
New Zealand is in the fortunate position of having an <a href="https://tia.org.nz/about-the-industry/quick-facts-and-figures/" target="_blank">already strong</a> domestic tourism sector. Domestic tourists spent NZ$23.7 billion annually (or NZ$65 million a day) pre-COVID-19, compared to a total spend of NZ$12.7 billion (or NZ$47 million a day) by international visitors. <a href="https://www.propertyobserver.com.au/https://openrepository.aut.ac.nz/handle/10292/11857" target="_blank">Research</a> pre-COVID-19 showed 65% of New Zealanders wanted to explore more of their country, a figure expected to increase.
True, New Zealanders generally don’t have the deep pockets international tourists have. Their higher overall spend is a reflection of their numbers, not their bank balances. But with the big ticket tourist attractions now missing the bigger spenders, the market will rule.
Regional tourism organisations, attractions and operators may need to rethink their offerings and their pricing. While tramping the <a href="https://www.doc.govt.nz/parks-and-recreation/things-to-do/walking-and-tramping/great-walks/" target="_blank">great walks</a> may be perfectly affordable for a family of four, taking the family on a whale watch, a bungy jump or a cruise on Milford Sound may not be – especially as parts of one big holiday. Indeed, it has been found that <a href="https://www.propertyobserver.com.au/https://openrepository.aut.ac.nz/handle/10292/11857" target="_blank">price</a> is the major decision-making factor for 30% of New Zealanders when it comes to holidays.
So this is also an opportunity to give New Zealanders back a piece of the summer pie – not only for the COVID-19 recovery but in the longer term. Summers have tended to be characterised by a large influx of international tourists, with Kiwis settling for shoulder seasons (and unfavourable weather) to tramp the famous tracks when they are <a href="https://www.stuff.co.nz/environment/99088942/tourists-outnumber-new-zealanders-on-the-great-walks--and-the-gaps-growing" target="_blank">less crowded</a>.
<img src="https://images.theconversation.com/files/331898/original/file-20200501-42929-8lze50.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" alt="">
Attractions such as the famous Shotover Jet near Queenstown may have to adjust costs to suit Kiwi pockets. www.shutterstock.com
But domestic tourists who have grown accustomed to off-peak holidays away from high-cost destinations will soon tip the scales. Now is the time for operators to win back their hearts.
With New Zealand’s gradual easing of its strict lockdown (possibly to the stage of allowing non-essential travel by mid-May), tourism can clearly support the economic revival of local communities. The challenge is how to reinvent New Zealand tourism as an initially purely domestic industry.
Overall, only a handful of New Zealand destinations have depended entirely on international tourists. These also happen to be the places most heavily associated with overtourism in the past. Given that the <a href="https://www.tandfonline.com/doi/full/10.1080/14616688.2020.1759131" target="_blank">growth model</a> driven by short-term, dollars-first business thinking has led to an <a href="https://www.noted.co.nz/money/money-economy/nz-tourists-should-we-limit-number-visitors" target="_blank">unsustainable</a> tourism market, might this also be a chance to restore some equilibrium?
That will mean no more killing the goose that lays the <a href="https://www.pce.parliament.nz/publications/pristine-popular-imperilled-the-environmental-consequences-of-projected-tourism-growth" target="_blank">golden egg</a>. Some hotspots, such as the <a href="https://www.tongarirocrossing.org.nz/" target="_blank">Tongariro Alpine Crossing</a> and <a href="https://www.thecoromandel.com/activities/must-do/hot-water-beach/" target="_blank">Coromandel’s Hot Water Beach</a> may be managed by restricting visitor numbers.
Such strategies have long been in place in other places, such as the <a href="https://www.doc.govt.nz/parks-and-recreation/places-to-go/fiordland/places/fiordland-national-park/things-to-do/tracks/milford-track/" target="_blank">booking requirement</a> for the Milford Track. We have also seen tremendous problems associated with too many cruise ships in too small places. Akaroa is a prime example, and limiting both the number of visits and the size of vessels may be a feasible <a href="https://www.radionz.co.nz/audio/player?audio_id=2018685520" target="_blank">future strategy</a>.
<img src="https://images.theconversation.com/files/331899/original/file-20200501-42929-1nm13fy.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=754&amp;fit=clip" alt="">
A cruise liner arrives at tiny Akaroa in the South Island: limiting the number of visits to small centres has already been proposed. www.shutterstock.com
As part of our own research (yet to be published) into the pressing issues of overtourism we conducted interviews with various tourism stakeholders around New Zealand, including city and regional councils, the Department of Conservation, residents and operators. This took place just before New Zealand’s strictest lockdown level was imposed, without any real foreknowledge of the eventual economic impact of COVID-19.
Nonetheless, our interviewees shared very similar sentiments when it came to how the industry can evolve sustainably only if New Zealanders themselves embrace the behaviours they expect (and sometimes demand) of foreign tourists. According to our subjects, too many Kiwis still hold on to a past when the country’s population was half its current size and SUVs and large motorhomes didn’t crowd the roads and parking lots.
Initiatives such as the <a href="https://tiakinewzealand.com/" target="_blank">Tiaki Promise</a>, which promote environmental and cultural sensitivity to tourists, have largely targeted international visitors. These now need to turn the lens inwards so that Kiwis become better ambassadors within their own backyard.
Kiwis love their country, but they will now need to truly discover what it has to offer, not only for a weekend of tramping or a quick getaway, but for their main summer holiday. And they will have to become better kaitiaki (or guardians) of their homeland in the process.
The absence of international tourists will be a huge challenge, but also an opportunity. If we get it right, when those foreign visitors are allowed to return (most likely at first from Australia) we will have found ways to grow – or limit – their numbers and their expectations so that our tourism industry can thrive as well as survive.<img src="https://counter.theconversation.com/content/137256/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important; text-shadow: none !important;">
<a href="https://theconversation.com/profiles/sabrina-seeler-744896" target="_blank">Sabrina Seeler</a>, Postdoctoral Researcher, <a href="https://theconversation.com/institutions/nord-university-3607" target="_blank">Nord University</a> and <a href="https://theconversation.com/profiles/michael-lueck-804450" target="_blank">Michael Lueck</a>, Professor of Tourism, <a href="https://theconversation.com/institutions/auckland-university-of-technology-1137" target="_blank">Auckland University of Technology</a>
This article is republished from <a href="https://theconversation.com" target="_blank">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/the-coronavirus-survival-challenge-for-nz-tourism-affordability-and-sustainability-137256" target="_blank">original article</a>.
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The coronavirus survival challenge for NZ tourism: affordability and sustainability

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GUEST OBSERVATION
As the COVID-19 pandemic has grown, you will probably have seen photos and video of workers in protective gear using high-pressure sprays to sanitise city streets. Spain has even taken the radical step of spraying bleach on beaches. You may have asked yourself if this really makes much difference to the risk of coronavirus transmission. If not, why would governments expend time, energy and dollars doing it?
Based on our knowledge of the conditions required for disinfectants to work, we suspect these activities are as much about authorities being seen to do something as about actually stopping the spread of COVID-19.
The likely effectiveness of spraying streets and other public places depends on how the virus spreads, how the disinfectants work and what conditions these are used in.
<h2>How does the virus spread?</h2>
We now know the virus is spread mainly in two ways.
The first is through <a href="https://www.propertyobserver.com.au/https://jamanetwork.com/journals/jama/article-abstract/2763852" target="_blank">airborne droplets and aerosols</a> that originate from infected individuals. The droplets are expelled into the air through a cough or sneeze and can infect another person who encounters them at close range. Droplets are larger and do not remain in the air for very long, quickly settling to the ground or another surface.
Aerosols are smaller and remain suspended for longer – <a href="https://www.nejm.org/doi/full/10.1056/NEJMc2004973" target="_blank">up to three hours</a>. Aerosols will rapidly dry out and disperse over time. This <a href="https://www.cidrap.umn.edu/news-perspective/2020/03/commentary-covid-19-transmission-messages-should-hinge-science" target="_blank">makes it less likely</a> a person will be exposed to enough viral particles – known as the <a href="https://www.newscientist.com/article/2238819-does-a-high-viral-load-or-infectious-dose-make-covid-19-worse/" target="_blank">infectious dose</a> – to be infected.
The second way the disease is spread is via contamination of surfaces. When droplets settle, the virus can persist for varying periods, depending on the nature of the surface. For example, <a href="https://www.nejm.org/doi/full/10.1056/NEJMc2004973" target="_blank">one study</a> found the virus survives for up to 72 hours on plastic and stainless steel, 8 hours on copper and 4 hours on porous surfaces such as cardboard.
This experiment, however, was conducted under laboratory conditions indoors. So far, no information is available on how long the virus can survive outdoors. It’s also unknown how likely it is for you to become infected when you’re walking the city streets.
<h2>How might disinfectant work?</h2>
We must also consider the process of disinfection. According to <a href="https://www.businessinsider.com.au/coronavirus-sanitation-disinfection-around-the-world-in-photos-2020-3?r=US&amp;IR=T" target="_blank">news reports</a>, most authorities are using a diluted bleach solution to disinfect city areas. Research suggests the <a href="https://www.sciencedirect.com/science/article/pii/S0924857920300674#bib0045" target="_blank">COVID-19 virus is susceptible to bleach</a>, but it requires a contact time of about one minute to be effective.
<a href="https://images.theconversation.com/files/331667/original/file-20200430-42918-1tb55n6.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=1000&amp;fit=clip"><img src="https://images.theconversation.com/files/331667/original/file-20200430-42918-1tb55n6.jpg?ixlib=rb-1.1.0&amp;q=45&amp;auto=format&amp;w=237&amp;fit=clip" alt=""></a>
Disinfectant is deactivated by a layer of organic matter on surfaces, including the same skin oils and sweat that leave fingerprints. <a class="source" href="https://www.shutterstock.com/image-photo/finger-hand-print-on-black-ground-399219382" target="_blank">Shutterstock</a>
Even if the disinfectant reaches every outdoor surface likely to be touched by people, including areas shielded from the spray, there is still a problem with using bleach in the typical conditions encountered outdoors. <a href="https://www.cdc.gov/vhf/ebola/clinicians/non-us-healthcare-settings/chlorine-use" target="_blank">Sunlight and the build-up of organic matter on surfaces will rapidly deactivate the chlorine</a>, the active ingredient in bleach. This means the disinfectant would probably become ineffective before the virus is killed.
For the virus to infect a person, it needs to enter the body. This can occur when your hands have become contaminated by touching a surface and you put your hands to your face, near your nose or mouth. But when was the last time you touched the ground and then touched your face without washing your hands?
The average person is rarely going to come into direct contact with city streets and footpaths with their hands. That’s another reason spraying these surfaces with disinfectant is unlikely to be an effective control measure.
Commonly touched surfaces such as handrails and road-crossing buttons are more likely sources of infection but would have to be cleaned before being sanitised with bleach. This is because organic matter builds up on frequently touched surfaces, including the natural oils on human skin. Even if cleaning were undertaken prior to sanitising, this process would need to be continuous as the next time an infected person touches the surface it can be recontaminated.
Spraying disinfectant into the air will have the effect of reducing the amount of virus that is suspended as aerosols. However, this will have a very limited effect as the disinfectant will rapidly disperse. Aerosols will be reintroduced the next time an infected person travels through the area.
Another consideration is that the droplets of bleach in the spray can be corrosive and cause harmful respiratory effects when inhaled. Spraying should only be done when there are no people around.
A far more effective regime is to recommend stringent personal hygiene. This includes regular hand washing with soap and water and the use of alcohol-based sanitiser when hand washing isn’t possible.
<h2>Why, then, are countries spraying streets?</h2>
So, if spraying disinfectant in urban areas is unlikely to be effective, why are we seeing some countries doing this?
Without being privy to the decision-making process, it’s hard to say. There are, however, a couple of possibilities. One is that the authorities want to create an environment that is free from COVID-19 but aren’t following the science. A more likely reason is to help people feel safe because they see authorities taking action.
In a crisis, people are <a href="https://emergency.cdc.gov/cerc/ppt/CERC_Psychology_of_a_Crisis.pdf" target="_blank">less likely to take on board information that challenges their current beliefs</a>. Although the science indicates urban disinfection is probably ineffective, it’s likely the general public believes otherwise. As a result, spraying city streets might have the effect of allaying fears and building trust in government and the messages it distributes.
A possible downside of this, however, is people who feel their environment is safe might be less stringent about personal hygiene and physical distancing. These precautions are vital in preventing the virus spreading through the community; if people stop observing these behaviours, the virus is likely to spread much more quickly.
The take-away message from this is that, while urban disinfection may increase public confidence, it is likely to be ineffective in protecting the public from infection.<img src="https://counter.theconversation.com/content/136966/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important; text-shadow: none !important;">
<a href="https://theconversation.com/profiles/lisa-bricknell-1043565" target="_blank">Lisa Bricknell</a>, Senior Lecturer in Environmental Health, <a href="https://theconversation.com/institutions/cquniversity-australia-2140" target="_blank">CQUniversity Australia</a> and <a href="https://theconversation.com/profiles/dale-trott-1043566" target="_blank">Dale Trott</a>, Lecturer, Environmental Health, <a href="https://theconversation.com/institutions/cquniversity-australia-2140" target="_blank">CQUniversity Australia</a>
This article is republished from <a href="https://theconversation.com" target="_blank">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/sanitising-the-city-does-spraying-the-streets-work-against-coronavirus-136966" target="_blank">original article</a>.
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Sanitising the city: does spraying the streets work against coronavirus?

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A Burwood, Victoria unit has been listed for mortgagee sale to be auctioned later this month on May 23. 
The two-bedroom two-bathroom apartment, located at<a href="https://www.realestate.com.au/property-apartment-vic-burwood-133452522"> G14A/399 Burwood Highway</a>, is perfect for downsizers and investors. 
<img src="https://www.urban.com.au/images/Screen%20Shot%202020-05-14%20at%202.43.39%20pm.png" alt="">
Within close proximity to the No.75 tram and Deakin University, this property will be ideal for students. 
The large entertaining balcony enjoys a Westerly view and the home features an open plan kitchen. 
Harcourt’s Vasil Metelovski holds the property listing. 
The median unit price for Burwood is $752,000, according to data from CoreLogic. 
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Mortgagee unit in Burwood, Victoria set for auction

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EXPERT OBSERVER
Commonwealth Bank reported a much lower home loan arrears profile as compared to many of its peers today.
144,000 borrowers opted to take mortgage holidays, according to the trading update, equating to $50 billion in mortgage balances. 
S&amp;P Global also reported that Prime SPIN mortgage arrears were flat in March 2020, with 30-day arrears unchanged at 1.41 per cent. 
<img src="https://1.bp.blogspot.com/-_45Io7Peg6E/XrumPFDZniI/AAAAAAAA1to/N14QcbHAMyQsttMIO1EJCxl4KT7jl4fRwCNcBGAsYHQ/s640/S1.jpg" width="640" height="370" data-original-height="801" data-original-width="1380">
There were minor increases in mortgage arrears in the most populous states, but these were offset by a decline in the Australian Capital Territory, where 30-plus day arrears declined to just 1.04 per cent. 
<img src="https://1.bp.blogspot.com/-IliIkf5vbLk/XrumPFe-0CI/AAAAAAAA1tk/tzLdj1PwqFYwBFikyIgD8Ho5pgy-AITyQCNcBGAsYHQ/s640/S2.jpg" width="640" height="358" data-original-height="799" data-original-width="1425">
Total 30-day arrears were higher for owner-occupiers, increasing to 1.73 per cent, but remained lower for investors at 1.46 per cent. 
<img src="https://1.bp.blogspot.com/-LpY-SE5SvNY/XrumPGtcbJI/AAAAAAAA1ts/OZWsiORV0ZUqfj4u_z440KBK0h9boHKUACNcBGAsYHQ/s640/S3.jpg" width="640" height="370" data-original-height="804" data-original-width="1389">
These figures only run to the end of March, so expect to see more signs of duress in the figures in the coming months. 
PETE WARGENT is the co-founder of AllenWargent property buyers (London, Sydney) and a best-selling author and <a href="https://petewargent.blogspot.com/" target="_blank">blogger</a>.
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