Avant Townhomes is adding to Ivanhoe’s family-sized housing options with <a href="https://www.apartments.com.au/new-townhouses/three-82-ivanhoe-382-upper-heidelberg-road-ivanhoe-vic-3079">Three 82</a>, a collection of just 16 four-bedroom townhomes on Upper Heidelberg Road.

The <a href="https://www.apartments.com.au/developers/intrapac-property">Intrapac Property</a> townhome division has taken a contemporary approach to the traditional family home, pairing larger floorplans with the lower-maintenance format of a townhouse.

[smartcode_project:default project_id=152069 project_image_fid=374394]

Designed by <a href="https://www.apartments.com.au/architects/arcadia-studio">Arcadia</a>, with landscaping by Landsite, the homes feature generous open-plan living and dining areas that connect directly to outdoor spaces, with layouts also designed to maximise natural light and privacy.

Natural stone is used throughout the interiors, including in kitchens that pair stone surfaces with bespoke cabinetry, considered storage and SMEG appliances.

The four-bedroom layouts include built-in wardrobes and a main bedroom with its own ensuite, while family bathrooms service the additional bedrooms. Each home also includes a lock-up double garage and intercom entry.

[smartcode_project:default project_id=152069 project_image_fid=374399]

Energy efficiency has been incorporated into the design through solar panels, double glazing and reverse-cycle heating and cooling, with the homes targeting 7-star energy ratings.

Rather than incorporating extensive communal facilities, Three 82 has been conceived around private residential amenity, with the 16-home scale keeping the focus on individual homes and their own indoor and outdoor spaces.

The development is located at 382 Upper Heidelberg Road, around one kilometre from Ivanhoe Village's cafés and retail and a short drive from Eaglemont Station and Ivanhoe Station.

[smartcode_project:default project_id=152069 project_image_fid=374393]

Several of Ivanhoe's established schools are also nearby, including Ivanhoe Girls' Grammar and Ivanhoe Grammar School. The address also provides access to the suburb's parklands and the wider Yarra River corridor.

<a href="https://www.apartments.com.au/project-marketer/nelson-alexander">Nelson Alexander</a> has been appointed to handle sales.

Construction is underway and progressing well, with Three 82 currently tracking toward completion in Q2 2027.

[smartcode_project_cta:default project_id=152069]

Joel Robinson

Three 82 brings boutique four-bedroom townhome collection to Ivanhoe

Builder-developer&nbsp;<a href="https://www.apartments.com.au/developers/graya">Graya</a> has secured a prime Newstead site from fellow developer Fraser, subsequently lodging plans for The Silo, a major mixed-use residential project in Newstead designed around a new public laneway linking the James Street precinct with the wider Gasworks and Newstead neighbourhood.

Proposed for the corner of Chester and Morse streets, the <a href="https://www.apartments.com.au/architects/bureauproberts">Bureau^Proberts</a>-designed project places its strongest emphasis at ground level, where retail, landscaping and a new cobblestone pedestrian connection would open the site to the surrounding neighbourhood. The design team describes The Silo as “more than a residential building”, positioning the development as an extension of Newstead’s public realm rather than a standalone apartment tower.

“A new cobblestone laneway and landscaped connection between James Street and Gasworks unlock a missing pedestrian link, improving walkability and stitching together two of Brisbane’s significant urban destinations,” Bureau Proberts said in its Urban Design Report.

<img alt="First look: Graya plans The Silo as new pedestrian link between James Street and Gasworks" data-entity-type="file" data-entity-uuid="0ea1b06a-75f5-40a5-b2c5-33c97bc86052" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/silo%20bldg.png?VersionId=KmjsAtNePu57_B31EM_DJ5T6KPJHtcmo" />

The Silo is planned as a mixed-use development incorporating apartments alongside a bar and centre activities including food and drink outlets, indoor sport and recreation, office and retail uses.

Architecturally, Bureau Proberts has conceived the building as a collection of vertically expressed, stepping forms rather than a single uniform tower. The composition rises from an articulated podium before being broken by a triple-height landscaped recreation level, with the upper section becoming more compact before terminating in a landscaped rooftop garden.

The project's name and architectural language draw directly from Newstead's industrial history. Patterned off-form concrete is proposed as the principal façade material, complemented by slender metal rod balustrades and extensive planting. The cylindrical and vertically ribbed elements give the building its silo-like expression, while curved balconies and planted edges introduce a softer subtropical layer.

“The Silo reinterprets its robust forms, scale and materiality through a contemporary subtropical architectural expression, creating a building that acknowledges its industrial legacy, while responding to the way the precinct is occupied today,” Bureau^Proberts said.

The recreation level is one of the defining breaks in the tower. Plans include a lap pool, mature subtropical planting and shared resident facilities within an elevated communal garden. Landscaping continues through the podium and onto the rooftop, where a further garden forms what the architects describe as a “subtropical crown” to the building.

<img alt="First look: Graya plans The Silo as new pedestrian link between James Street and Gasworks" data-entity-type="file" data-entity-uuid="f8451036-35a4-49a9-8d88-2ef4438eba3d" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Silo%20Lane.png?VersionId=h8N31_rYmCEqoNrpt4kbYVQhJGZn60LH" />

At street level, the development has been designed to establish a more permeable block. Retail and hospitality tenancies address the public realm, while landscaped pedestrian spaces lead into the new laneway connection. Renders in the design report show the proposed “Silo Lane” as a substantial opening through the podium, framed by cylindrical concrete forms with cascading planting above.

The Silo continues Graya's move into larger apartment developments after building its reputation across high-end residential projects in Brisbane and the Gold Coast.

Graya buys Frasers Newstead site, plans The Silo between James Street and Gasworks precincts

<a href="https://www.apartments.com.au/developers/wickton">Wickton</a>’s completed Linacre Rise development in Hampton is giving Bayside downsizers the opportunity to move into a spacious apartment near the beach, with the developer covering stamp duty for a limited time.

The 27-residence development has been designed for buyers who want to simplify their living arrangements without giving up the space, warmth and quality associated with a long-term family home. Most apartments have already been secured by Bayside locals, leaving a select collection of two and three-bedroom residences and penthouses available.

Two-bedroom apartments are priced from $1.275 million, three-bedroom residences from $2.25 million and penthouses from $3.375 million, with the completed homes available to inspect and move into now.

[smartcode_project:default project_id=95289 project_image_fid=366760]

<a href="https://www.apartments.com.au/buildings/linacre-rise-hampton-8-10-linacre-road-hampton-vic-3188">Linacre Rise</a> occupies an elevated position on one of <a href="https://www.apartments.com.au/developments/hampton-vic-3188">Hampton</a>’s quiet, tree-lined streets, around 250 metres from the bay and 500 metres from Hampton’s village centre. Its setting gives residents access to the beach, local cafés, shops and Hampton Train Station while retaining the feel of an established residential neighbourhood.

Architecture and interiors by <a href="https://www.apartments.com.au/architects/ewert-leaf">Ewert Leaf</a> draw on the warmth and permanence of traditional brickwork, with the building integrated into terraced landscaping by <a href="https://www.apartments.com.au/landscape-architect/john-patrick-landscape-architects">John Patrick</a>. Ground-floor apartments are elevated above the street and include private garden courtyards, while several upper-level residences have generous balconies and outlooks toward the bay.

Inside, the residences favour natural materials and generous proportions. Herringbone-pattern European oak flooring, natural stone benchtops, premium joinery and Swiss V-ZUG appliances are among the key inclusions, while integrated storage has been incorporated across kitchens, bathrooms, studies and living areas.

The kitchens have been planned as practical spaces for both everyday use and entertaining, with substantial island benches, detailed cabinetry and adjoining dining and living zones. Full-height wardrobes, plush bedroom carpeting and carefully considered lighting reinforce the residential character Wickton sought to retain for buyers moving from larger homes.

[smartcode_project:default project_id=95289 project_image_fid=366769]

A Linacre Rise purchaser said the completed apartment had delivered the space, outlook and construction quality they had been seeking.

“The unit is very light, has views to die for over the bay, all construction materials and fittings are premium quality, we have secure parking for three cars, EV charging at very competitive rates, the neighbours are friendly and there is just a lovely ambiance about the place,” the purchaser said.

Environmental features include solar panels, shared electric vehicle charging stations, rainwater harvesting for toilet flushing and landscape irrigation, double-glazed windows and water-efficient fixtures and appliances.

[smartcode_project:default project_id=95289 project_image_fid=366762]

The development was built by Balmain &amp; Co, with Wickton managing the broader development process through its in-house team.

For downsizers, the project’s completed status removes much of the uncertainty associated with buying off the plan. Purchasers can inspect the finished apartments, understand their outlook and proportions, and move in without waiting for construction to conclude.

The remaining selection includes north-oriented balconies, corner configurations and penthouses with elevated bay views. The developer-paid stamp duty initiative is available for a limited time, with potential savings of up to $200,000 depending on the residence purchased.

[smartcode_project_cta:default project_id=95289]

Limited-time stamp duty offer at completed Linacre Rise apartments in Hampton

Luxury apartment buyers have long prioritised design, space and finishes, but increasingly they're placing equal importance on something less tangible: how easily they can live without relying on a car.

At <a>Richmond Square</a>, <a href="https://www.apartments.com.au/developers/fortis">Fortis</a> believes that convenience begins beyond the apartment itself, with the mixed-use precinct earning a near-perfect Walk Score of 99.

The development has been planned around the idea that some of the most valuable amenities aren't contained within a building, they're the restaurants, cafés, parks, transport connections and daily conveniences that can all be reached on foot.

Located just behind Swan Street and Church Street, <a href="https://www.apartments.com.au/new-apartments/richmond-square-1-wiltshire-street-richmond-vic-3121">Richmond Square</a> places residents within one of Melbo​u​rne's most established lifestyle precincts while offering a quieter residential setting removed from the busiest thoroughfares. East Richmond Station is moments away, trams run along both Swan and Church Streets, and the MCG, Melb​​ourne Park, Yarra River trails and the CBD are all within walking distance. At the same time, the precinct itself will introduce a curated mix of dining, retail, hospitality and wellness offerings, creating a destination that extends well beyond its residential buildings.

[smartcode_project:default project_id=13181 project_image_fid=348530]

For Fortis, that combination of location and scale was what made the site unique.

"<a href="https://www.apartments.com.au/developments/richmond-vic-3121">Richmond</a> is one of Melb​o​urne's most established and distinctive inner-city neighbourhoods, with a rare combination of dining, culture, recreation, public transport and proximity to the CBD," the developer said.

"The opportunity at Wiltshire Street was particularly compelling because the site sits slightly removed from the activity of Swan and Church Streets while remaining only moments from everything that makes the area desirable."

Rather than developing a standalone apartment building, Fortis consolidated 15 individual properties to create one of the larger development parcels assembled on Mel​b​ourne's city fringe in recent years. That allowed the team to deliver a genuine mixed-use precinct comprising 107 residences across Wiltshire House and Carmine House, premium office space, hospitality venues, retail, wellness offerings and a future 57-room hotel.

"The scale of the site allowed Fortis to think beyond a standalone apartment building," the developer said.

"Richmond Square could be planned as a complete lifestyle precinct, bringing homes, workplaces, dining, retail, hospitality and wellness together around a series of activated public spaces. The aim was to create a destination that feels connected to Richmond rather than separate from it."

[smartcode_project:default project_id=13181 project_image_fid=348533]

The emphasis on walkability has also resonated with buyers.

Interest has been strongest from established owner-occupiers, particularly downsizers from Richmond and Melb​ourne's inner east who want to remain close to familiar restaurants, workplaces, family and social networks while moving into a more secure, lower-maintenance home. The project is also attracting Mornington Peninsula and interstate buyers seeking a Melb​ourne residence they can lock up and leave between visits.

Many are looking for generous living spaces, room to entertain, quality finishes and confidence in the project team, but location remains one of the biggest deciding factors.

"For many buyers, Richmond Square provides a way to simplify the practical side of home ownership without reducing the quality of their lifestyle," the sales team said.

"Location is also a major driver of interest. Buyers can remain connected to the CBD, major sporting events, the arts centres, local restaurants, cafes and bars and their family while living in a private and secure residence that is easy to lock up and leave for weekends or longer periods away."

[smartcode_project:default project_id=13181 project_image_fid=348549]

The residences themselves have been designed with that buyer in mind. Award-winning architecture practice SJB and interior designers Hecker Guthrie have created spacious two and three-bedroom apartments and penthouses that prioritise generous living areas, natural light, bespoke joinery and private terraces. Above, a rooftop sanctuary by Acre includes landscaped lawns, bookable dining rooms, barbecue facilities, wellness spaces and panoramic views across the CBD, the MCG and Port Phillip Bay.

Fortis believes Richmond Square reflects a broader evolution in apartment living, where the surrounding neighbourhood becomes just as important as the residence itself.

"Richmond Square introduces a different proposition: generously proportioned residences within a genuinely mixed-use, hospitality-led destination," the developer said.

"The project's location and Walk Score of 99 further support a lifestyle where residents can complete many everyday journeys without relying on a car."

Fortis has assembled an experienced team that includes <a href="https://www.apartments.com.au/architects/sjb-architects">SJB</a>, <a href="https://www.apartments.com.au/interior-designers/hecker-guthrie">Hecker Guthrie</a>, <a href="https://www.apartments.com.au/landscape-architect/acre">Acre</a> and builder <a href="https://www.apartments.com.au/builders/hacer-group">Hacer Group</a>, reflecting the developer's commitment to creating projects with enduring design quality and meaningful connections to the communities in which they sit.&nbsp;

Richmond Square is an expression of that philosophy, bringing together homes, workplaces, hospitality and wellness within one of Me​lb​ourne's most walkable neighbourhoods.&nbsp;

Construction is now almost complete, providing purchasers with growing confidence ahead of its expected September 2026 completion.

[smartcode_project_cta:default project_id=13181]

Walk Score of 99 places Richmond Square at the heart of Melbourne's most connected lifestyle

<h3 data-end="19" data-section-id="1dvgwoe" data-start="0">Summary</h3>

<ul data-end="634" data-start="21">
	<li data-end="170" data-section-id="1o77v31" data-start="21">Walker Corporation has lodged plans for a second major residential development in the Maroochydore City Centre, a 29-storey tower known as Celeste.</li>
	<li data-end="327" data-section-id="1lb0y6t" data-start="171">The Plus Studio-designed proposal at Lot 30 Sunshine Coast Parade would deliver 208 apartments, including four four-bedroom sub-penthouses and penthouses.</li>
	<li data-end="487" data-section-id="za720" data-start="328">The application comes as Walker doubles down on Maroochydore following the strong sales campaign at SOL by Walker, where the first tower is nearing sell-out.</li>
	<li data-end="634" data-section-id="5sovec" data-start="488">Walker is a key partner in the transformation of the Maroochydore City Centre, which is expected to ultimately deliver at least 4,000 new homes.</li>
</ul>

Walker Corporation is doubling down on Maroochydore following the successful sales campaign at its first residential project in the emerging CBD.

The national developer has filed plans for <a href="https://www.apartments.com.au/new-apartments/celeste-30-sunshine-coast-parade-maroochydore-qld-4558">Celeste</a>, a new 29-storey apartment tower at Lot 30 Sunshine Coast Parade, just metres from its under-construction SOL by Walker development.

The plans, prepared by Plus Studio, would see 208 apartments delivered across a 100-metre tower on the 2,376 sqm site, which fronts Sunshine Coast Parade, First Avenue and Future Way within the Maroochydore Priority Development Area.

<img alt="Walker" data-entity-type="file" data-entity-uuid="17038209-6fea-4ed2-855d-fd4df65b3d02" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-08-10%20at%2010.24.16%E2%80%AFAM.png?VersionId=iZD.oVXcQn.aLpUytDAW.CWjxP4puWMy" />

The proposed apartment mix comprises 36 one-bedroom apartments, 48 two-bedroom apartments, 72 two-bedroom apartments with an additional multipurpose space, and 48 three-bedroom apartments.

The upper levels would be capped by two four-bedroom sub-penthouses and two four-bedroom penthouses, taking the total apartment count to 208. The preliminary yield study also provides 262 car spaces, 114 resident bicycle spaces and storage for each apartment.

It represents Walker's next major residential move in the new Maroochydore CBD after the success of SOL by Walker, its $220 million two-tower project nearby.

SOL launched to market in early 2025 and has since seen strong demand, particularly from local owner-occupiers. By February this year, Walker said the first SOL tower was nearing sell-out, with a strong waitlist also emerging for its recently released penthouse collection.

Construction is already underway on SOL, with the first tower expected to be completed in late 2027 and the second to follow in early 2028.

[smartcode_project:default project_id=147777 project_image_fid=319846]

<h2 data-end="2518" data-section-id="1b2dyo5" data-start="2459">Celeste to rise 100 metres over Maroochydore City Centre</h2>

Celeste would take a different form to the twin 19-storey buildings at SOL.

Plus Studio has designed a single 100-metre tower above an activated podium, with the architecture responding to the site's prominent position and three street frontages.

The podium would incorporate commercial tenancies and public art, with sweeping façade elements wrapping the street edges. The scalloped concrete podium has been inspired by the patterns created in sand at low tide, while extensive landscaping would continue vertically through the tower.

The ground level plans show three commercial tenancies addressing Sunshine Coast Parade alongside the residential lobby and landscaped public realm. The podium would then accommodate several levels of car parking before the residential tower rises above.

<img alt="Celeste" data-entity-type="file" data-entity-uuid="121f77b1-71c5-46d7-9b36-0a7d474211ca" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-08-10%20at%2010.24.47%E2%80%AFAM.png?VersionId=MGrg9Hb7HgzLN0Lelq_xrXNAruVl77ia" />

Plus Studio said the tower had been designed to maximise views from each apartment, taking in the Maroochy River, Sunshine Coast hinterland, Cotton Tree and Maroochydore Beach and ocean.

Those views have also shaped one of the project's key features, with Walker proposing to put the primary resident amenity on Level 29 rather than lower within the building.

The rooftop would feature a 284.9 sqm pool area with an infinity edge, along with a cold pool, spa, sauna, 93.2 sqm gym, sunset lounge, BBQ and dining areas, pool deck and private dining space. Cabanas and day beds are also shown across the recreation level.

The two penthouses would extend across the upper levels and each feature private terraces and plunge pools.

<h2 data-end="4202" data-section-id="v5f4ix" data-start="4160">Walker's growing Maroochydore footprint</h2>

Celeste further reinforces Walker's commitment to the transformation of Maroochydore City Centre.

Walker is one of the key partners delivering the new CBD alongside Sunshine Coast Council and SunCentral Maroochydore, with the broader 62-hectare Priority Development Area occupying the former Horton Park Golf Course and surrounding land.

The precinct is ultimately expected to accommodate at least 4,000 new homes as Maroochydore evolves into the Sunshine Coast's principal commercial and residential centre.

When SOL secured approval in February 2025, Walker Managing Director and CEO David Gallant described it as the "first of many residential projects" the company planned for the Maroochydore City Centre.

Celeste now provides the clearest indication yet of what comes next.

The site sits immediately within the new CBD, with the design report identifying Sunshine Plaza and surrounding parkland within walking distance and Maroochydore Beach around a five-minute drive away.

For Walker, the timing of the application comes as its first residential bet on the new CBD appears to have been vindicated.

SOL has progressed from planning approval to construction while its first release has approached sell-out, giving Walker confidence to push ahead with another 208 apartments and take its residential pipeline in the Maroochydore City Centre to around 450 dwellings across the two projects.

Celeste remains subject to planning approval, with the architectural material describing the scheme as a preliminary yield study that may change through the assessment process.

Walker doubles down on Maroochydore with 29-storey Celeste apartment tower

Sydney’s property market is known for high prices, competitive bidding, and mounting pressure on first home buyers. But change is on the horizon.

From late 2025, eligible first home buyers in New South Wales will have access to a new federal government initiative aimed at addressing affordability: the Help to Buy Scheme.&nbsp;

<h2>What is the Help to Buy Scheme?</h2>

The program introduces a shared equity model intended to reduce the upfront cost of entering the property market, particularly in high-demand urban areas such as Sydney.

The scheme operates under a shared ownership structure in which the federal government takes an equity stake of up to 40 per cent for new homes, or 30 per cent for existing dwellings. This arrangement allows eligible buyers to significantly reduce their loan size and avoid the added cost of Lenders Mortgage Insurance (LMI).

Under this model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required. The government’s contribution is not a loan but a co-ownership stake in the property. As such, there is no interest or rent charged on its portion.

Because the government’s equity combined with the buyer’s deposit typically meets or exceeds the 20 per cent threshold, LMI does not apply. The remaining balance, generally between 60 and 70 per cent of the property’s value, is financed through a standard home loan with a participating lender.

The government's equity in the property remains in place until the buyer chooses to repay it voluntarily or until the property is sold. Buyers can buy back the government’s share over time, in increments of at least five per cent, depending on their financial situation.

There is no fixed repayment timeline, but the amount to be repaid will be based on the property's market value at the time of repayment, not the original purchase price.

<h2>How do you qualify for the&nbsp;Help to Buy Scheme?</h2>

To qualify for the Help to Buy Scheme, applicants must meet the following conditions:

<ul>
	<li>Be an Australian citizen at least 18 years of age.</li>
	<li>Be a first-home buyer who does not currently own property.</li>
	<li>Intend to live in the property as their primary residence.</li>
	<li>Earn less than $100,000 per year for individuals, or $160,000 for couples.</li>
	<li>Purchase a property within the regional price caps, currently $950,000 in Sydney, though this is expected to rise to approximately $1.3 million ahead of the program’s launch.</li>
</ul>

While the Help to Buy Scheme does not solve affordability challenges across the board, it does offer a more accessible pathway for a defined segment of the market, particularly younger buyers with moderate incomes who have been priced out of traditional lending routes.

The scheme is expected to commence in NSW in late 2025, as part of a national rollout.

Under the new model, purchasers can enter the property market with as little as a two per cent deposit, well below the traditional 10 to 20 per cent usually required

Help to Buy Scheme: What first home buyers in NSW need to know

The First Home Owners Grant (FHOG) is a government initiative designed to help eligible first-time home buyers by offering financial assistance towards the purchase or construction of a new home.

While the FHOG is a nationwide program, it is administered separately by each state and territory, meaning the eligibility criteria, grant amounts, and property requirements can vary depending on your location. This means that the amount available and the conditions attached to the grant will differ, so it is important to check the specific guidelines for your state or territory.

It’s important to note that the FHOG is just one of several incentives available to first home buyers. In most states and territories, the grant is not linked to stamp duty exemptions or concessions, with the exception of the Australian Capital Territory (ACT). The FHOG is typically a one-off payment, reducing the overall cost of purchasing or building a new home before any stamp duty concessions are applied.

Below, we provide a breakdown of the First Home Owner Grants available across Australia, outlining the specific details for each state and territory.

<h2>New South Wales First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $600,000. For land purchases and owner-builders, the threshold extends to $750,000.

Stamp Duty Benefits: Provides full stamp duty exemption for homes valued up to $800,000, with concessions available for properties up to $1 million.

<h2>Victoria South Wales First Home Owner Grant</h2>

First Home Owner Grant: Provides a $10,000 grant for first-home buyers purchasing or building new homes valued up to $750,000.

Stamp Duty Benefits: Offers full stamp duty exemption for properties up to $600,000, with concessions available up to $750,000.

<h2>Queensland First Home Owner Grant</h2>

First Home Owner Grant: Offers $30,000 for contracts signed between 20 November 2023 and 30 June 2025. The FHOG applies to new homes valued up to $750,000.

Stamp Duty Concessions: Provides additional concessions for properties valued up to $800,000.

<h2>Western Australia First Home Owner Grant</h2>

&nbsp;

First Home Owner Grant: Offers a $10,000 grant for new homes valued up to $750,000 in the southern regions and up to $1 million in the northern regions.

Stamp Duty Concessions: Available for homes valued up to $600,000 for transactions entered into on or after 9 May 2024.

<h2>Australian Capital Territory First Home Owner Grant</h2>

First Home Owner Grant: Replaced by the Home Buyer Concession Scheme, offering full stamp duty concessions for eligible buyers.

<h2>South Australia First Home Owner Grant</h2>

First Home Owner Grant: Provides up to $15,000 for new homes, including houses, apartments, and townhouses. As of 6 June 2024, there is no property value cap for eligibility.

Stamp Duty Relief: Available for new homes and vacant land purchases.

<h2>Tasmania First Home Owner Grant</h2>

First Home Owner Grant: Offers a $10,000 grant for new homes and off the plan purchases.

Stamp Duty Exemption: Between 18 February 2024 and 30 June 2026, first home buyers of established homes valued up to $750,000 receive a full exemption on property transfer duty.

<h2>Northern Territory First Home Owner Grant</h2>

First Home Owner Grant: The Northern Territory provides a $10,000 grant for new homes only. Additional government grants and concessions are available for first home buyers.

Stamp Duty Exemption: The only stamp duty exemption available to property buyers is the House and Land Package Exemption (HLPE).

Eligibility criteria and application processes differ across states. Prospective buyers should refer to their respective state revenue offices for full details on grant availability, conditions, and additional concessions.

Every First Home Owner Grant for new property by state

In the ever-evolving landscape of sustainable architecture and environmentally conscious design, systems and ratings in place can help determine the energy efficiency of residential buildings in Australia.

Australia has multiple building rating systems that evaluate energy efficiency and sustainability in existing and new building designs.

Some systems assess individual building components, while others provide an overall rating for the entire structure.

A rating system ensures that homes are comfortable and energy-efficient, whether you are buying, renovating, or building.

NatHERS (Nationwide House Energy Rating Scheme) is a common way for new homes to meet energy efficiency requirements.

As new developments continue to shape the urban environment, understanding NatHERS ratings becomes essential for developers and homeowners. This article delves into the concept of NatHERS ratings, their significance, and how they contribute to creating energy-efficient homes.

<h2>What is NatHERS?</h2>

NatHERS is a national initiative implemented by the Australian government to promote energy efficiency in residential buildings. The scheme aims to provide a standardised method for assessing the thermal performance of homes, considering factors such as insulation, orientation, ventilation, and building materials.&nbsp;

NatHERS ratings are the most common way new homes meet the National Construction Code's (NCC's) minimum energy efficiency requirements.&nbsp;

NatHERS assessments provide thermal and whole-home ratings for new homes, townhouses, and apartments.

The rating helps evaluate the energy performance of buildings, guides homeowners and developers to make informed decisions about the energy efficiency of their properties, and encourages the construction of more sustainable, comfortable, and cost-effective homes.

<h2>How NatHERS Ratings Work</h2>

NatHERS ratings are determined through four accredited software tools (AccuRate, BERS Pro, FirstRate5, HERO) using a calculation engine CSIRO developed to predict building temperature based on various factors.

The tools can model complex effects of building mass, insulation, window size, and other elements.

The outcome is a star rating that reflects the building's overall thermal efficiency, indicating how well it can maintain a comfortable indoor temperature without excessive reliance on heating or cooling systems.

The star rating scale ranges from 0 to 10, with a 6-star rating being the minimum requirement for compliance with the National Construction Code (NCC).&nbsp;

Achieving a higher star rating demonstrates a commitment to energy efficiency and sustainability, as the building is better equipped to minimise its environmental impact and reduce long-term energy costs.

Anyone can use NatHERS tools, but accredited assessors can provide certified ratings and professional advice.

<h2>Benefits of Higher NatHERS Ratings</h2>

Energy Efficiency: Buildings with higher NatHERS ratings are more energy-efficient, requiring less heating and cooling energy. This reduces the structure's carbon footprint and lowers occupants' energy bills.

Cost Savings: Homes with higher NatHERS ratings are generally more energy-efficient, resulting in reduced energy consumption for heating and cooling. This translates to lower energy bills for homeowners, making sustainable living environmentally friendly and economically viable in the long run.

Environmental Impact: Lower energy consumption directly translates to a reduced environmental impact. Buildings with higher NatHERS ratings contribute to the overall goal of mitigating climate change by lowering greenhouse gas emissions associated with heating and cooling systems.

Improved Comfort: Buildings with high NatHERS ratings offer better thermal comfort to occupants. Proper insulation, well-designed ventilation, and optimal orientation maintain a consistent and comfortable indoor temperature, providing occupants with a more enjoyable and healthier space.

Market Value and Desirability: Higher NatHERS ratings can enhance the market value of a property. As energy efficiency becomes a more significant consideration for homebuyers, a well-rated building may attract a premium price and stand out in the real estate market.

Compliance with Building Codes: NatHERS ratings are a vital component of the National Construction Code (NCC), and compliance with these ratings is often a mandatory requirement for new developments. Local councils and planning authorities may set minimum energy efficiency standards that must be met to obtain development approval.

The Nationwide House Energy Rating Scheme (NatHERS) is a crucial initiative shaping the future of energy-efficient, resilient, and cost-effective homes. With its recent upgrades, NatHERS has evolved into a world-leading tool for the building sector, supporting the global commitment to achieving net-zero emissions by 2050.

Staff Writer

What is a NatHERS rating in new off the plan apartment developments?

Mixed-use developments have gained significant popularity across Australia in recent years due to their unique blend of residential, commercial, and recreational spaces.

Unlike traditional single-purpose developments, mixed-use projects offer a harmonious integration of various functions within a single locale.

Residential units seamlessly coexist with commercial establishments, retail outlets, dining venues, entertainment hubs, and recreational facilities, with the combination not only enhances convenience but also fosters a vibrant lifestyle and a sense of community.

<h3>Convenience and accessibility</h3>

Mixed-use developments are designed with convenience in mind. They often integrate residential units with commercial spaces, retail outlets, restaurants, and recreational facilities, creating a self-contained community.

[smartcode_project:default project_id=114215 project_image_fid=204874]

The proximity allows residents to enjoy the convenience of having essential amenities and services within walking distance. Whether it's grabbing a cup of coffee, going grocery shopping, or accessing healthcare services, everything is conveniently located, saving residents time and effort.

<h3>Vibrant lifestyle and community</h3>

One of the major advantages of mixed-use developments is the vibrant lifestyle they offer. With a diverse range of amenities and communal spaces, residents have ample opportunities to interact, socialise, and build a sense of community.

[smartcode_project:default project_id=107714 project_image_fid=214122]

The presence of parks, community centres, and shared spaces fosters a lively atmosphere, encouraging residents to engage in various activities and events. The vibrant lifestyle within these developments creates a unique sense of belonging and camaraderie among the residents.

<h3>Potential for higher rental yields and property value appreciation</h3>

Mixed-use developments tend to attract a broad range of tenants and buyers due to their versatile nature. This high demand can result in higher rental yields for investors and potentially lead to property value appreciation over time.

[smartcode_project:default project_id=139989 project_image_fid=212887]

The integration of commercial and retail spaces attracts businesses, which can provide a stable rental income stream. Additionally, the popularity of mixed-use developments often drives up property values, making them a potentially lucrative investment in the long term.

<h3>Enhanced security and maintenance</h3>

Mixed-use developments typically have comprehensive security measures in place. With controlled access points, CCTV surveillance, and professional security staff, residents can enjoy enhanced safety and peace of mind.

[smartcode_project:default project_id=108019 project_image_fid=212658]

Additionally, these developments often have dedicated maintenance teams responsible for the upkeep of common areas, landscaping, and infrastructure. This ensures that the overall appearance and functionality of the development are well-maintained, creating a pleasant living environment for residents.

<h3>Live-work-play balance</h3>

One of the key attractions of mixed-use developments is the ability to achieve a desirable live-work-play balance. The integration of residential and commercial spaces allows residents to live closer to their workplaces, reducing commuting time and improving work-life balance.

The proximity to various amenities and recreational facilities encourages an active and healthy lifestyle. Residents can easily access fitness centres, parks, restaurants, and entertainment options, all within the same development, leading to a more fulfilling and convenient way of life.

alisonwarters@gmail.com

The top five reasons to buy in a mixed-use development

When buying a property, everyone needs to be aware of the additional costs that come as part of the buying process.

Often the largest outlay, after the deposit which goes to the bank, is stamp duty.

<h2 style="line-height: 1.38;">What is Stamp Duty?</h2>

Stamp duty is an extra tax to pay the government when you buy land, a property, and other certain assets.

It happens when the legal ownership is transferred. It can also be known as property transfer duty or transfer duty.

<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="415" src="https://www.youtube.com/embed/C32BWkB5--c" title="YouTube video player" width="660"></iframe>

<h2>Who pays Stamp Duty?</h2>

In some circumstances, you may get an exemption. For some states, you won’t have to pay for stamp duty if you are a first home buyer or a pensioner for houses under a particular price. There are also stamp duty concessions, where you may be entitled to a discount.

<h2>How much does Stamp Duty cost?</h2>

Each state has different rules which affect how much you need to pay. These rules can affect the rate you pay, and the timeframe you will need to pay in. Before you buy land or a property, make sure you check the up-to-date information for your state’s stamp duty.

You can use a free stamp duty calculator online to see approximately how much you’ll need to pay. Find out if you’re eligible for an exemption by enquiring on a project via Urban!

Overall, the stamp duty you need to pay will depend on:

<ul>
	<li aria-level="1">How much your land/property is worth</li>
	<li aria-level="1">Where your land/property is located</li>
	<li aria-level="1">What type of land/property it is</li>
</ul>

Want to find out more? <a href="https://www.youtube.com/@UrbanAustralia?utm_source=YouTube&amp;utm_medium=Video&amp;utm_campaign=Subscribe&amp;utm_id=Subscribe">Subscribe to our YouTube channel</a> for more property videos.

Ellen Walker

Off-the-plan property explained: What is stamp duty?

For most Australians, buying an apartment is one of the biggest financial decisions they'll ever make

The location, floorplan and price are often the first considerations, but in recent years another question has become increasingly important: who is actually delivering the project?

A series of high-profile builder collapses, construction delays and defect concerns have fundamentally changed how many Victorians approach buying off the plan. The collapse of Porter Davis in 2023, which reportedly left around 1,700 homes unfinished, became one of the most visible examples of the risks that can emerge when a construction company fails. <a href="https://www.equifax.com.au/sites/default/files/lpassets/pdf/Final-Business-Market-Pulse-June-Sector-Deep-Dive-Report-2.pdf">Similar challenges across the broader construction sector</a> have left buyers asking more questions before signing a contract.

As Victoria continues encouraging higher-density housing to address supply shortages, transparency is becoming just as important as location or price.

One tool increasingly entering the conversation is the <a href="https://icirt.com/">Independent Construction Industry Rating Tool (iCIRT)</a>, an independent assessment framework designed to help buyers better understand the developer or builder behind a project. Originally developed by Equifax in consultation with government and industry as part of NSW's Construct NSW reforms, the system has since expanded nationally.

<h2 data-end="1519" data-section-id="7nmx3" data-start="1492">What is an iCIRT rating?</h2>

Most Australians are familiar with independent ratings in everyday life.

We compare ANCAP safety ratings before buying a car. We look at Health Star Ratings in supermarkets. Banks rely on credit assessments when lending money.

Until recently, however, there has been very little independent information available to help apartment buyers assess the business responsible for delivering a residential project.

That gap is what iCIRT was designed to address.

Builders, developers and other construction professionals with an iCIRT rating have demonstrated high-trust characteristics through an independent, evidence-based assessment across six criteria: Character, Capability, Conduct, Capacity, Capital and Counterparties. This involves a rigorous review of financial health, past project track record, and ethical conduct. Crucially, an iCIRT rating could help provide property buyers with confidence that they are working with a professional who has demonstrated the capability, capacity, and willingness to return and rectify issues.

Importantly, iCIRT is not a recommendation to purchase a particular property, nor is it a traditional credit rating. It is an independent assessment framework designed to provide objective information about a construction business using a <a href="https://icirt.com/sites/default/files/2025-08/iCIRT-Methodology-Issue1-May-2021.pdf">published methodology</a>.

The system has been widely adopted in New South Wales, where more than one-third of medium and large residential builders and developers now hold an iCIRT rating, representing over two-thirds of the state's residential building market by value as of 2025/26.

<h2 data-end="3126" data-section-id="h6ohtj" data-start="3084">Why buyers are doing more due diligence</h2>

For many buyers, particularly those purchasing off the plan, the biggest risk isn't whether they'll like the kitchen finishes.

It's whether the project will be delivered on time, to the expected quality, and by a company capable of completing the development.

<a href="https://icirt.com/sites/default/files/2026-07/iCIRT%202025%20Consumer%20Survey%20Report%20v05.pdf">Consumer research commissioned by iCIRT</a> found more than half of respondents believed current protections do not adequately safeguard buyers from builder insolvencies or defective projects. Other research found 88 per cent of prospective buyers would seek independent ratings or due diligence before purchasing, while 90 per cent said trust in construction professionals is essential.

That doesn't mean buyers should rely on a single rating alone.

Independent legal advice, understanding the contract, and seeking financial advice all remain important parts of the due diligence process.

However, an independent assessment can provide another source of information alongside those traditional checks.

<h2 data-end="4138" data-section-id="pquzxc" data-start="4094">Trust is becoming a competitive advantage</h2>

The conversation isn't only changing for buyers.

Developers are also recognising that trust has become an increasingly important part of the sales process.

Five years ago, purchasers typically asked about floorplans, finishes and settlement dates.

Today, sales teams are increasingly being asked about the developer's experience, financial stability, previous projects and construction partners.

For companies with strong governance and established delivery records, an independent iCIRT rating provides another way to demonstrate those credentials before buyers even visit a display suite.

According to Equifax, the assessment can also help businesses drive sales and <a href="https://icirt.com/resources-for-business/icirt-rating-helps-scion-secure-high-value-projects">secure high-value projects</a>, as well as identify operational improvements and <a href="https://icirt.com/resources-for-business/mirvac-reinforces-brand-trust-and-quality-independent-icirt-rating">attract top talent</a>.

<h2 data-end="4962" data-section-id="1j54ng5" data-start="4912">Beyond buyers: lenders are paying attention too</h2>

The influence of independent construction ratings is also extending beyond consumers.

According to Stamford Capital's Real Estate Debt Capital Markets Survey, an increasing number of lenders now incorporate iCIRT ratings into their due diligence processes when assessing residential development finance applications.

The survey found lender adoption has continued to rise, with many respondents saying independent assessments provide additional insight into governance, counterparties and delivery capability beyond traditional financial analysis. Some lenders also reported declining funding applications where businesses had poor or no ratings.

As construction costs remain elevated and access to development finance becomes more selective, demonstrating credibility is becoming increasingly valuable.

<h2 data-end="5801" data-section-id="1qazuxs" data-start="5772">What it means for Victoria</h2>

Victoria's apartment market is entering a new phase.

The state is seeking to accelerate higher-density housing while simultaneously introducing reforms aimed at improving confidence in residential construction.

For buyers, that means there are more tools available than ever before to research the businesses behind a project.

For developers, it signals that transparency is becoming another point of differentiation in an increasingly competitive market.

Buyers are asking more questions than ever before and increasingly expecting independent information, not just marketing material, before making one of the biggest financial commitments of their lives.

Find out how to get iCIRT rated <a href="https://www.icirt.com/sites/default/files/2025-08/iCIRT-Infographic-Assessment-Process-Final.pdf">here</a>.

<hr data-end="6469" data-start="6466" />
The information contained in this article is general in nature and does not constitute personal, financial, legal or tax advice. It does not take into account your personal objectives, financial situation or needs. Therefore, you should consider whether the information is appropriate to your circumstances before acting on it and, where appropriate, seek independent professional advice.

This article contains links to third-party websites. These links are provided for convenience only. Equifax Australia does not control and is not responsible for the content, accuracy or privacy practices of external sites.

Copyright © 2026 Equifax Australia Information Services and Solutions Pty Ltd. All rights reserved.

Buying off-the-plan in Melbourne? How independent iCIRT ratings are set to change Victorian property

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Eddie McGuire, the Collingwood Football Club president, MMM breakfast radio broadcaster and founder of media company, McGuire Media, has spent around $12,575,000, beating off Chinese investors to secure a Toorak Road, Toorak retail/office complex.
The three-level professional corporate office, located between Williams Road and Grange Road, was sold through CB Richard Ellis on April 11 by See Bay Pty Ltd.
Property Observer concludes it could be occupied by McGuire as an owner-occupier.
The retail space has recently been <a href="https://www.commercialview.com.au/414-toorak-road-toorak/commercial-lease-details-7081357" target="_blank">advertised by CBRE</a> as an excellent opportunity for food operator "as the building has secured a new media company with 100 employees commencing early next year".
Sub-divided into six titles, the sale yield reflected 1.68%, and when fully leased would reflect a yield of 4.8%.
The 414 Toorak Road building, with basement parking and gym, has Allechante nail bar and Lavish dermatology clinic are among the current occupants of the leasing space. Kondo has been holding an end of lease clearance sale.
Browne &amp; Co Solicitors lodged paperwork pursuant to the purchase on behalf of Jax Capital Pty Ltd, which Fairfax Media says is directed by McGuire and his wife Carla.
The property traded at $3.39 million in 2003.
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Eddie McGuire spends $12.5 million on blue-chip Toorak retail/office complex

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Whether you're a monarchist or a republican, the Queen's Birthday long weekend is a prime opportunity to get some extra value for your dollar.
Here are six things any investor can do over the next three days to progress their investments - and they're all free.
1) CHECK THE STATISTICS
If you have some suburbs in mind, then head onto our free data tool to check the latest statistics about that area, which uses RP Data to great effect. You can also do a quick search to find out if we've been writing about the area. If you'd like us to cover it in a suburb spotlight (see <a href="?option=com_googlesearch_cse&amp;q=suburb%20spotlight" target="_blank">where we've covered before in our vault here</a>), then email: <a href="mailto:news@propertyobserver.com.au" target="_blank">news@propertyobserver.com.au </a>and we will see what we can do.
You might also want to go online and hunt down other statistics for the area. <a href="https://www.abs.gov.au/websitedbs/censushome.nsf/home/quickstats?opendocument&amp;navpos=220" target="_blank">Quickstats from the Australian Bureau of Statistics</a> uses Census Data to provide you the latest demographic and area snapshot. <a href="https://www.sqmresearch.com.au/free-statistics.php" target="_blank">SQM Research</a> is also an invaluable source of information about stock on market, asking prices and vacancy rates as well as their new 'implied gross rental yield' statistic.
2) GET SOME QUICK READING DONE
We provide a range of eBooks written by Property Observer journalists. From guides to refinancing, tax strategies, SMSFs and tips for buying off-the-plan, there's a wealth of information you can get your hands on. They come in PDF format.
3) FIGURE OUT WHAT YOUR PROPERTY/IES ARE WORTH
If you have a portfolio of property, then it's worth keeping an eye on how much they may potentially be worth - and therefore how much of a buffer you have. Extra equity can always be re-invested, while those seeing their value decrease should consider how they might act.
Online valuations can be indicative, however we've previously warned that <a href="https://www.propertyobserver.com.au/residential/diy-website-property-valuations-mostly-askew/2012042754446" target="_blank">they are often askew</a>, and you'll want to hop onto listings websites (such as realestate.com.au and realestateVIEW) to undertake some of your own comparison research. Be sure to check to find out what properties have sold for in your area and ensure they are comparable before leaping to conclusions.
If you have some extra time, you could always line up an appraisal with a real estate agent for some further insight.
4) CHECK IN WITH YOUR TENANTS
Speak to your property manager and just double check how your tenants are going. Ensure you know when the lease comes to an end, and whether there have been an queries or complaints from the tenants. Ask your property manager, if you are not in contact with your tenants, to ask them if there's anything they need fixing or that would make them more comfortable. Some tenants, for instance, are happy to pay more weekly if you provide them with air conditioning or something similar that would make their lives more enjoyable.
Ensure that all repairs have been undertaken and that your property manager has undertaken regular inspections as required.
5) PUT INTO PLACE A SAVINGS PLAN
If you haven't already got a budget and a savings plan, then you'll want to take action quickly. <a href="https://www.propertyobserver.com.au/finance/savings-tips-for-2014-get-your-new-home-faster/2014010967128?utm_source=po&amp;utm_medium=aida&amp;utm_campaign=news" target="_blank">We've put together a guide to savin</a><a href="https://www.propertyobserver.com.au/finance/savings-tips-for-2014-get-your-new-home-faster/2014010967128?utm_source=po&amp;utm_medium=aida&amp;utm_campaign=news" target="_blank">g</a> that you can glean some useful tips from. 
6) ATTEND SOME OPEN HOMES IN YOUR TARGET AREA 
Start having a look at what type of stock is on the market and get an understanding of buyer interest at the different properties. You'll want to keep detailed records so you can start tracking how quickly different types of property sell. We recommend reading these <a href="https://www.propertyobserver.com.au/residential/nine-areas-to-check-at-open-for-inspections-karin-derkley/2012031553709" target="_blank">nine areas to check when you're at an open house</a>, and the breakdown of each room. You'll quickly get an understanding for the different properties around and which streets are more popular.
Remember to keep your ears open for what other attendees say about the property.
Here are some other tips on how to spend your long weekend: 
<a href="/expert-insights/building/10-tips-to-beautify-your-garden-this-weekend">10 tips to beautify your garden this weekend</a>
<a href="/expert-insights/buying/six-weekend-things-to-consider-about-investment-advice">Six weekend things to consider about investment advice</a>
This is a republished article.
 
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po-LsXgBTHBmX

Six investor activities for the long weekend

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One day, you might have the car collection of your dreams. But where will you put them all?
Last weekend an Adelaide home was <a href="/news/springfields-17-car-garage-trophy-mansion-sells-for-1-million-less">sold for $3.26 million at auction</a>. The house has five bedrooms, but more importantly, a 17 car garage. The expansive parking space comes with a home theatre, leading reported former owner George Nowak to say that the garage had “a Bat Cave style”.
After a Bat Cave of your own? Here are some of the most impressive garages in Australia (and the homes attached aren’t too bad either).
<img src="/images/2014/06/06/1x.jpg" alt="">
The 20 car garage pictured above sits below <a href="https://www.realestate.com.au/property-house-qld-sovereign+islands-115142531" target="_blank">a six bedroom, five bathroom home</a> in the beachside suburb of Sovereign Islands, at the northern end of the Gold Coast. The owner is clearly quite the motoring enthusiast, with another professional auto shop on the ground level with a hoist (pictured below).
<img src="/images/2014/06/06/1y.jpg" alt="">
This garage and its contemporary style home will set you back $4.95 million.
<img src="/images/2014/06/06/2.jpg" alt="">
A three storey estate in Castle Cove on Sydney’s North Shore could put Wayne Manor to shame. The house sits on a 10,000 square metre waterfront plot, pictured above. Inside there’s plenty of room for Alfred, with three professional gourmet kitchens, ten bedrooms and thirteen bathrooms. The all important garage fits six cars, with another 10 car port spaces.
For those who need a dose of opulence as soon as they come in from work, look no further than <a href="/news/ridong-billionaire-riyu-li-buys-bellagio-la-villa-the-gold-coast-hinterland-mansion">Bellagio La Villa in the Gold Coast hinterland</a> (pictured below).
<img src="/images/2014/06/06/3x.jpg" alt="">
Soon to be home to billionaire Riyu Li, the garage (pictured below) features what look to be polished marble floors, arched windows and chandeliers for its possible periodic usage as a ballroom. Considering the merits of this particular garage, Property Observer’s Jonathan Chancellor thought the chandeliers were <a href="/expert-insights/investing/chandeliers-hanging-in-the-garage-he-said-she-said">“wasteful and unnecessary</a>".
<img src="/images/2014/06/06/3.jpg" alt="">
“Even the late Liberace, who was the king of gaudy over-the-top interior décor, didn’t hang crystal confections in the garage of his cheap Palm Springs home,” he wrote. Contrarian Margie disagreed, writing that they were “frivolous and fun”.
<a href="https://www.realestate.com.au/property-house-nsw-terrey+hills-116005227" target="_blank">Angoraphora Lodge</a> in the Northern Sydney suburb of Terrey Hills was apparently inspired by the alpine lodges of Aspen. Set on 16,500 square metres of land, the home has six bedrooms and four bathrooms. There’s a separate two bedroom home on the estate which also houses two garages, fitting 10 cars (pictured below). Agent Shane Hutton of Ray White Terrey Hills writes that one of the garages “could easily accommodate a helicopter.”
<img src="/images/2014/06/06/4.jpg" alt="">
And what about the car enthusiasts who have somewhat less expansive collections?
Look no further than <a href="https://www.realestate.com.au/property-house-sa-glen+osmond-116849155" target="_blank">73 Sunnyside Road in Glen Osmond, South Australia</a>, pictured below.
<img src="/images/2014/06/06/5x.jpg" alt="">
The current owner says that when designing her home, “it was all about the car”.
<img src="/images/2014/06/06/5.jpg" alt="">
The motoring enthusiast, who has owned 160 cars, was given a special place for her vintage Porsche – right in the middle of her home. She’s expecting $890,000 to $950,000 for this floating apartment, designed by Damian Campagnaro.
 
For more automative intrigue, see <a href="/expert-insights/buying/deceptive-toorak-auction-aftermath-and-the-silver-mercedes-that-almost-got-away">Deceptive Toorak auction aftermath - and the silver Mercedes that almost got away</a>
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jrichardson-uRX5hFdKfN

20 cars and counting: The best Bat Caves on the market

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Looking to stamp out underquoting, Property Observer followed New South Wales buyer’s agent Patrick Bright on his push to have reserve prices published one week out from an auction. However, a Victorian petition has now arrived.
A petition has been launched in Victoria looking for a similar solution – but instead asks for the reserve price to be published from day one of the auction campaign. This would require the vendor to be ready with the reserve they are comfortable with from the day of advertising.
Property Observer regularly discusses underquoting. Here are<a href="/expert-insights/buying/six-must-know-facts-about-underquoting"> six must know facts about the debate</a>.
The <a href="https://www.change.org/en-AU/petitions/the-honourable-heidi-victoria-mla-vic-government-make-it-compulsory-to-advertise-auction-reserve-prices-to-stamp-out-under-quoting%20" target="_blank">petition, from Miriam Sandkuhler</a>, John Keating, David Morrell, Christopher Koren and John Spragg, has over 100 signatures and asks for the Minister for Consumer Affairs, Premier, Opposition Leader and Shadow Minister for Consumer Affairs to take notice. It reflects the <a href="/news/online-petition-for-mandatory-reserve-price-publishing-launched">similar New South Wales petition from Bright</a>.
“Buyers in Victoria and interstate are frustrated with being misled about property prices and needlessly spending thousands of dollars on unnecessary building and pest inspections and contract reviews when attending auctions,” the Victorian petition says.
“In addition, Consumer Affairs Victoria ‘Guidelines for real estate salespeople; price advertising and underquoting’ are also frequently not adhered to across property being advertised for sale by auction.”
It noted that efforts to crack down on underquoting “have failed” and that Consumer Affairs Victoria “does not have the manpower or the skills to police the problem to the extent necessary to have a real impact in shutting down the deceptive practice.”
They want to see the reserve price published in both print and electronic marketing materials from the very start of the campaign.
Property Observer <a href="/news/should-auction-reserve-prices-be-published">poll respondents have noted that they would like to see reserve prices published</a>.
YOU MAY ALSO WANT TO READ Mark Armstrong's Underquoting: <a href="/expert-insights/investing/underquoting-the-clear-and-transparent-solution">The clear and transparent solution</a>
Room for debate: <a href="/expert-insights/investing/room-for-debate-are-melbourne-agents-underquoting">Are Melbourne agents underquoting?</a>
Letter from the editor: <a href="/news/qld/letter-from-the-editor-more-information-not-less-please-queensland">More information not less please Queensland</a>
<a href="/expert-insights/investing/legally-underquoting-how-agents-get-away-with-it">Legally underquoting? How agents get away with it: </a>Catherine Cashmore
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jduke-EHk3XBmHkn

Consumer Affairs Victoria “does not have manpower or skills” to police underquoting: Petition

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Home buyers have distinctly different tastes, and very often different tastes to the vendor selling them their much-loved home. While differences in opinion over furniture and even window furnishings can be looked over, murals and colours remain contentious.
Murals, particularly those covering entire internal walls, are often beautiful. However, they’re also often much to do with personal choice – and your potential buyer may not appreciate the sheep you’ve painted through much of your lounge room.
Having explored the properties with murals that are currently on the market, it’s clear that there’s no consistency across the board in price range, area or artistic skill of the painter. Each case is going to be individual.
We also clearly remember<a href="/news/sa/lleyton-hewitt-s-west-lakes-mansion-in-adelaide-back-on-market-at-3-million"> Lleyton Hewitt’s mural next to his Adelaide property's pool</a> (pictured below), that divided readers and the Property Observer team.
<img src="/images/2014/06/06/west%20lake%20june%206%20one.jpg" alt="">
So what do you think – does it give the property an uplift and character, or should those looking to sell their house hit up their local hardware shop for a neutral colour shade?
This home, at <a href="https://www.realestate.com.au/property-house-qld-helensvale-116749295" target="_blank">3 Eildon Place, Helensvale</a> in Queensland (pictured below), has had a $26,000 price drop and is advertised for $439,000 negotiable. It’s a three-bedroom, two-bathroom house with a number of great features – including enviable timber flooring and a lovely kitchen.
<img src="/images/2014/06/06/helensville%20june%206.jpg" alt="">
It also features a Balinese mural in the enclosed entertaining area with a heavy focus on nature and green/blue hues (pictured below). Obviously the work of someone with much experience in painting, we don’t deny that it’s certainly exotic and might appeal to some. The rest of the house is fairly neutral.
For this reason, Property Observer thinks this home passes the mural test.
<img src="/images/2014/06/06/helensville%20june%206%20one.jpg" alt="">
Meanwhile, in Western Australia’s South Yunderup is <a href="https://www.realestate.com.au/property-house-wa-south+yunderup-116717067" target="_blank">7 Banksia Terrace</a> (pictured below), asking $1,450,000.
<img src="/images/2014/06/06/south%20yunderup%20june%206.jpg" alt="">
The four-bedroom, three-bathroom house features a “Rammed Earth Wall mural” by the Margaret River artist Lynne Tinley.
<img src="/images/2014/06/06/south%20yunderup%20june%206%20one.jpg" alt="">
We adore this. It’s subtle, fits in with the theme of the room, and has the local fame aspect that we believe will attract the $1 million plus buyers. It also doesn’t make up the focal point of the room, even though your eye is somewhat drawn to it. The house itself is actually constructed of Rammed Earth, so it ties in beautifully and has a certain Australian flavour.
Careful attention has been given to the terracotta and brown colours and shape of the piece, so we certainly don’t think that a bucket of paint is warranted.
See over page for more
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In South Australia, <a href="https://www.realestate.com.au/property-residential+land-sa-minlaton-2502952" target="_blank">Lot 52 of Leonard Court, Minlaton</a>, is up for sale. With four double bedrooms, this holiday-style home has us torn.
Clearly a well-loved space, with a huge blue-coloured mural on the living room hall (pictured below) – courtesy of the builders who have owned the home since it was built – we can’t help but feel that the colour choice makes the central area feel a bit cold, particularly with the tiles.
<img src="/images/2014/06/06/milaton%20june%206%20one.jpg" alt="">
The mural wraps all the way around the living/dining and into the kitchen.
This New South Wales home, for $675,000 at <a href="https://www.realestate.com.au/property-house-nsw-wooloweyah-109279301" target="_blank">171 Lakes Boulevard, Wooloweyah</a> (pictured below), is another we’re just not too sure on.
<img src="/images/2014/06/06/wooloweyah%20june%206.jpg" alt="">
With not just one, but a number of murals, it can quickly become an overwhelming prospect.
The first, which hits you upon entrance is a sunset-over-a-lake mural. Another separate private entrance “features a wall length display of outback Australia including gumtrees, kookaburras &amp; kangaroos”.
<img src="/images/2014/06/06/wooloweyah%20june%206%20one.jpg" alt="">
While these might be passable, we definitely think that paint may have been needed to attend to the spa room, which has trees and other plants painted around it. The blind may have been a saving grace in breaking up the room, but it appears to be a floral-affair. We think this is a little overwhelming, although it may suit some.
Heading to South Perth is a particularly unusual mural, for the <a href="https://www.realestate.com.au/property-house-wa-south+perth-116741759" target="_blank">$2,650,000+ 33 Hampden Street</a> (pictured below) five-bedroom, three-bathroom listing.
<img src="/images/2014/06/06/south%20perth%20june%206.jpg" alt="">
Through double doors in the “large, front facing activity room” is the solution to no ocean views – paint them. You can see the bright sky and blue painted ocean, plus beach and lighthouse, through the doors.
<img src="/images/2014/06/06/south%20perth%20june%206%20one.jpg" alt="">
While it’s hard to tell from the photos, it’s actually not too garish and may actually make an attractive addition to a modern house that already has some aspects of a beachside theme.
In the one shot of the courtyard, from the side, it actually blends in very well.
Have a look at this Victorian <a href="https://www.realestateview.com.au/Real-Estate/981-bet-bet-creek-road-bet-bet-maryborough/Property-Details-buy-residential-6597535" target="_blank">981 Bet Bet Creek Road</a>, Maryborough house. The five-bedroom, two-bathroom offering is on the market for $300,000.
<img src="/images/2014/06/06/maryborough%20june%206.jpg" alt="">
We applaud the owner for having murals outside of the house – on the out buildings, with original outback murals by Daryl Boyd, who is a local artist.
<img src="/images/2014/06/06/maryborough%20june%206%20one.jpg" alt="">
<img src="/images/2014/06/06/maryborough%20june%206%20two.jpg" alt="">
These subtle, exciting pieces make the functional buildings far more interesting, and we doubt would put off a prospective buyer. We’re also thankful that the owner decided to leave the murals outside, with the internal home included stunning exposed beams, leadlight doors and a number of gorgeous features.
Then there's this modern offering, at <a href="https://www.realestate.com.au/property-apartment-vic-east+melbourne-117153267" target="_blank">11/102 Jolimont Road, East Melbourne</a> (pictured below). While we're not sure whether it's wall art from the clever home stagers, who appear to have done a fabulous job with this home, or actually painted on - we're in love with the mural-style art at the bed head. The apartment, expecting up to $800,000, really benefits from this modern addition. With a touch of whimsy, and clearly facing out onto the balcony - we can't think of many better examples of subtle murals that work so well.
<img src="/images/2014/06/06/east%20melbourne%20june%206%20one.jpg" alt="">
What do you think – should owners paint over their murals?
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Should you paint over that "artwork" before selling your home? Five examples of murals currently on the market

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Do you have the renovation chops to make it on TV? More importantly, have you ever thrown a punch? (It will make sense later.)
After watching Adam and Lisa’s triumphant comeback earlier this week with perfect scores all round, some viewers may be considering a crack at the reality TV show. Now’s your chance – applications are open for the third season of House Rules.
Property Observer perused the application forms for the show (don’t worry, there are no plans to don the overalls). We were glad to see that questions are a good deal less comprehensive than <a href="/expert-insights/building/want-to-join-the-block-2015-heres-how-to-apply">those put to contenders for The Block</a>, though we assume the process from couch to televised construction site is a long one.
Eligibility
To be eligible for the show, both you and your team member must be over 18 years old on the day of your application. You both also need to be Australian citizens or permanent residents for at least two years. While it might look like everything happens in a flash on television, contestants need to commit to a filming period of up to three to four months. Those who can’t take time off work need not apply.
Personal info
The application begins with the basics: Each person must fill in their name, contact details, occupation and previous education or work experience. While all the teams this season are partners, it looks like Seven is open to colleagues, siblings or friends competing together as well.
About You
While The Block wants to know your dream job, the highs and lows of your relationship and what brings you to arguments, House Rules is thankfully a little less intrusive. You’re asked to describe how you and you team mate met. You’re also asked who makes the big decisions and who has an eye for design – hopefully Seven is looking to shake up the “men build, women shop” trope built over previous seasons.
Contestants must detail any renovation, building and trades experience they have and explain why they would enter a home reno show.
Seven also casts a careful eye over your history, asking whether you have appeared in any other TV shows and if you have any criminal charges or convictions, or whether you’ve been subject to any non-judicial disciplinary hearings or tribunals.
If you’re prone to a blow up beyond the standard reality TV “I can’t do it anymore!” and storm out, you might be out of the running. The application also asks whether you’ve ever hit anyone in anger or self defense and to provide details if so.
You also have to detail anything that might stop you from physically working on a construction site.
About your home
Of course, it’s not all about you (and your partner). It’s also about your house. While Seven is obviously after a home that’s a <a href="/expert-insights/building/channel-7s-house-rules-returns-for-season-two">little worse for wear</a>, there’s a lot more that goes into picking the perfect makeover subject.
Seven wants to know your address, how many people live at your home (perhaps hoping for another <a href="/expert-insights/building/tasmanias-biggest-bedroomed-home-listings-for-house-rules-brady-bunch-style-families">Brooke and Grant situation</a>) and how long you’ve been living there.
They need to know who owns the property, when the house was purchased, its purchase price and the current mortgage – after all, that’s what the channel will have to cough up if you win. You need to state the current value of the house and how old it is, with details of any renovations.
You will have to describe the current condition of the home – if this season is anything to go by, the shabbier the better.
Then there are the practicalities of filming a television show. Is the property within 100 metres of a school? Is it under a flight path? Are there any restrictions to access on the property? Will your fellow contestants have to contend with asbestos or lead based paint?
You also need to say whether you’ve submitted any development application plans for the property, and describe your design style.
Photos and videos
Then comes the audio/visual component. Applicants need to submit photos of their home’s exterior and just about every room inside. You’re also encouraged to submit a copy of its current layout, along with a proposed house layout. Seven also encourages contestants to submit a video tour of their home, but it’s not compulsory.
Interests and hobbies
At this stage, you’re given a list of hobbies and interests to check off. They range from the obvious (renovation and design, sport, fashion) to the bizarre (medical).
Terms and conditions
No matter how passionate you are about renovating (or having your mortgage paid off), a few details can kill your application before it’s even been submitted.
In particular, you can’t be an employee or associated with any news or media outlet, including a web based media outlet, either in Australia or elsewhere (unfortunately ruling Property Observer out). If you, a family member or anyone living at your house has been an employee, officer, director or agent of Seven or its affiliates in the past two years, you’re also out.
At this stage, Seven also notifies you that you won’t be paid for your audition and that you’ll behave yourself once you’re there.
While you won’t be signing over your life if you sign up for House Rules, you will be signing over your medical details. All contestants must agree to a medical or psychological test including a drug and prohibited substances screen and a communicable disease check-up, with information from the test handed over to the producers.
For those worried about being edited in an ugly light (a common complaint from Steve of The Block: Fans v Faves), you might have good reason:
“The Producers will own the copyright in the Recording and may edit the Recording in any way and may synchronise the audio from the Recording with other visual images and the vision from the Recording with other audio.”
So if you do throw your hat in the ring, don’t complain if you end up looking like a dill in front of your friends.
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House Rules season three: Do you have what it takes?

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The global fast-fashion giant Zara’s local offshoot is highly profitable. But the financial results for the Australian stores suggest the initial queue forming, love affair was moderating, according to the Australian Financial Review.
Spain’s retail juggernaut has nine Australian outlets.
Documents lodged with ASIC show Zara’s revenue rose 32% to $141 million for the 12 months to 31 January, down on the 56% revenue growth recorded in 2013.
The documents reveal the first earnings dip since its 2011 arrival with the 2014 profit down $1.52 million, some 8.5%, to $16.46 million.
Costs escalated as its store roll-out triggered administration costs up 146%.
The cost of goods sold are increasing ahead of sales.
Macquarie Private Wealth obtained Zara’s financial results noting average sales per Zara store had continued to fall since it first entered the market, down from $42.8 million in 2012, to $25.8 million in 2013, and most recently to $18.2 million in 2014.
‘’It also appears that the initial stores have been more productive than the later stores, potentially highlighting store maturation, increased competition from other new entrants including Topshop,’’ Macquarie suggested.
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Zara nine store roll out triggering lower profits in Australia

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The RBA's head of financial stability Luci Ellis has repeated the view that Australia's central bank won't be introducing ‘‘macroprudential’’ policy restrictions on higher-risk lending in order to preserve financial stability.
Despite limits on loans with high loan-to-valuation ratios being introduced in Canada, Sweden, Norway, Israel, Korea and Hong Kong, Ellis defended the RBA's caution.
‘‘We view macroprudential policy as something to be subsumed into the broader financial stability framework,’’ Ellis said in a speech to the University of Adelaide Economics Department.
“We recognise that quantitative restrictions were already tried in the 1960s and 1970s – and didn’t always work so well.
‘‘The division between ‘microprudential’ supervision, narrowly focused on individual institutions, and system-wide ‘macroprudential’ supervision, never made much sense to us in Australia.’’
Ellis stressed the central bank’s tools for promoting financial stability were the ‘‘telephone’’, a reference to calling APRA and raising concerns, and the ‘‘microphone’’, a reference to the RBA's public comments.
"Exposing and warning of risks can ideally change behaviour, and steer the system away from higher-risk outcomes," she said.
Her speech follows last week’s warning from APRA which unveiled new draft guidelines on how to manage risks in the mortgage market.
Ellis said APRA and the RBA were already well equipped to promote financial stability.
‘‘The rationale for carving out particular bits of the prudential framework under separate governance – which is what people mean nowadays by ‘macroprudential tools’ – appears to be that supervisors cannot be relied on to discharge their duties with system-level concerns in mind,’’ she said.
‘‘That might be true in some countries, but not in Australia and at least some other countries.’’
In framing the objectives of financial stability policy, Luci Ellis noted whenever housing prices boomed people worried that housing has become unaffordable. 
"Of course, if prices are rising, it must be that someone can afford those prices.
"If they are motivated by speculative expectations, though, prices can run ahead of levels that can be sustained in the longer term.
"So there can be a financial stability angle to those concerns, if a future fallout is likely to harm the real economy, either directly or via distress in the financial system.
"But the real policy concern here is that other people get priced out.
"It is fundamentally a question of distribution, particularly intergenerational distribution.
"This is not in the remit of financial stability policy, and the two goals should not be conflated.
"But we should be mindful of this equally legitimate goal of public policy, which is to ensure that everyone can access appropriate shelter that they can reasonably afford.
"Sometimes this goal mutually supports the goal of financial stability.
"But as we saw in the US housing meltdown, if you get the policy response to an affordability issue wrong, the consequences for financial stability can be dire," she outlined.
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RBA shies away from macroprudential housing policies, but microphone at the ready

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For the first three months of 2014 there were 82,051 house sales and 30,417 unit sales recorded. Sales over the first quarter of this year were much softer than over the last quarter of 2013.
 Regardless, March 2014 managed to record the strongest first quarter for house sales since 2009, and the strongest for units since 2010. House sales were 7.9% higher and unit sales are 4.0% higher than for the same quarter in 2013.
 <img src="/images/2014/06/06/kusher-june-6-one.gif" alt="">
Sales volumes are generally lower over the first quarter of any year compared to the remaining quarters which is largely due to a slowing in housing market activity throughout most of January and often well into February.
Given this, it’s not necessarily best to compare sales between quarters because the housing market acts very differently in each period however, comparing to the same quarter in previous years does provide insight into the comparative performance of the market.
Across individual capital city markets, the annual change in sales is quite varied and dependent upon where each city is within the property cycle.
 <img src="/images/2014/06/06/kusher-june-6-two.gif" alt="">
In the more subdued capital city markets of Brisbane and Adelaide where value growth has been limited, these two cities managed to record the greatest annual rise in sales; up 21.1% and 10.8% respectively. Perth and Canberra on the other hand, have recorded falls in sales over the year, down -8.2% and -4.2% respectively.
By way of the variation between houses and units the pick-up in sales activity year-on-year has been greater for houses (7.9%) than it has been for units (1.2%). Over the first three months of this year, house sales were higher than in the same period last year across each city except for Perth (-5.9%) and Darwin (-6.0%). Focussing on unit sales, sales are lower over the first quarter in Sydney (-1.7%), Perth (-17.6%) and Canberra (-23.9%).
 <img src="/images/2014/06/06/kusher-june-6-thre.gif" alt="">
Historically there has always been a strong correlation between sales volumes and property values. If demand is greater and more homes are selling, the likelihood is that values will rise. Alternatively, if fewer buyers are active in the market selling conditions become tougher and values fall,” he said.
When the number of homes sales across Australia’s capital cities edge below 80,000 on a quarterly basis, values are typically rising by a quarterly rate of less than 2.0%. However, when quarterly sales fall to 70,000, this has generally been a trigger point for values to start falling.
While our March sales volumes data indicates that although sales are higher than they were a year ago, monthly sales activity isn’t as strong as it was at the end of 2013.
With the quarterly rate of home value growth having most recently peaked in September 2013 and quarterly sales having peaked shortly thereafter in November, it will be interesting to watch what happens to sales and values from here.
 <img src="/images/2014/06/06/kusher-june-6-four.gif" alt="">
The May RP Data-Rismark Home Value Index results released earlier this week confirmed that capital city home values fell by -1.9% in May 2014. Although this is likely the result of a seasonal influence on the reading, I question that with quarterly value growth peaking and sales volumes tapering, will volumes continue to ease and value growth continue to moderate? Alternatively, will the second half of the year see a rebound in both sales and values much like occurred over the second half of 2013?
While as yet we don’t know the answer to this question, we do know is that last year values rose by 3.0% over the first six months of 2013 followed by a 6.6% capital gain over the second half. With interest rates set to remain low, it may provide enough stimuli to see values start climbing more rapidly once more. We believe that the strong growth in late 2013 and early 2014 has peaked and although values are likely to keep rising, they will most likely do so at a more moderate pace.
This is largely due to affordability constraints becoming more prevalent in the market and both lower returns and capital growth potential for the investors that have been so active in the market. Adding to this is consumer sentiment, which has been trending lower since September last year.
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March quarter strongest for house sales in five years

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This week I was speaking with one of the land developers we source our development sites from and was interested to hear her say that they’d been told that the NSW state government were currently fast tracking land releases to meet their housing acceleration goals. Music to my ears as we are always on the lookout for good development sites in well planned areas.
One of the most important roles the Department of Planning and Environment is to work closely with other agencies, councils and communities to plan for housing supply and delivery in "greenfield" or undeveloped areas, and "infill" housing in existing areas.
The NSW government has allocated more than $300 million from the HAF in the 2013-14 NSW budget to drive housing growth.
This includes:
<ul>
<li>$141 million towards eleven water, road or electricity projects in Sydney and the Lower Hunter which can accelerate 42,900 new housing lots.</li>
<li>$70 million towards an upgrade of Old Wallgrove Rd in the <a href="https://www.planning.nsw.gov.au/StrategicPlanning/Employmentlands/WesternSydneyEmploymentAreaWSEA/tabid/366/language/en-US/Default.aspx" target="_blank">Western Sydney Employment Area</a> to deliver jobs near major housing growth centres</li>
<li>$99 million towards the <a href="https://www.planning.nsw.gov.au/StrategicPlanning/FundingPrograms/LocalInfrastructureGrowthScheme/tabid/653/language/en-US/Default.aspx" target="_blank">Local Infrastructure Growth Scheme</a> to assist councils fund local infrastructure needed to support growth above the developer contribution cap.</li>
</ul>
With our focus on project managing property developments in the Hunter Region of NSW, I delved a little deeper into the NSW Planning website which is a fantastic source of information. I wanted to see where the $141 million spend on infrastructure and where the new housing was planned for, although I already had a very good idea.
<a href="/news">Maitland</a>....it’s one of Property Bloom’s favourite cities to build and invest in throughout the Hunter. This city has experienced solid population growth, has a diverse economy and the planned growth of the city is no secret.  Council has identified several areas for new land release.  It’s an affordable yet established city and benefited from some recent infrastructure projects such as the Hunter Expressway opening this year, a new hospital being announced, road and bridge upgrades and an aggressive planning program to accommodate one of the state’s highest population growth projections.
Maitland’s population is projected to grow by 42% from 2011 – 2031. It’s one of the highest projected growth areas of NSW. The main drivers will be net internal migration from within the state – people moving perhaps from Sydney or other areas and interstate migration. Also from high fertility rates, apparently they make lots of babies there. Actually what that means it that it’s a nice place to raise a family with good schools and facilities. Housing is affordable and there is solid rental demand.
<a href="https://www.planning.nsw.gov.au/projections" target="_blank">Check out the website</a>, it also gives you the age profiles of the community, household types and size and my favourite, projected dwellings – this shows the number of dwellings needed to provide private housing for all projected households. This is a fabulous tool and we are using it to understand the local councils and NSW Planning expectations. We can then help our clients develop their property development strategy targeting the right locations for their developments.
Property Bloom project manages villa developments; dual occupancies or larger medium density developments as well as granny flat complying developments. One of the points raised on the NSW Planning website is that in 2011, couples with children were the most common household type in the Lower Hunter. However by 2031, most households will be occupied by couples only or those living alone, together making up 56% of all households in these regions.  Also the 65-84 year age group is projected to almost double in NSW. So the low maintenance villa dwellings that we are producing will meet the demands of this emerging market.
<a href="https://www.propertybloom.com.au/" target="_blank">www.propertybloom.com.au</a>
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