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A luxury trophy home at Clontarf is for sale with a $5,999,000 asking price.
Located at <a href="https://www.realestate.com.au/property-house-nsw-clontarf-123905646">19 Beatrice Street</a> the property is a showpiece of cutting-edge contemporary design with seamless in/outdoor entertainment.
The property soars over four glass embraced levels with lift all floors.
It has a spectacular whole floor parents’ retreat with WIR and ensuite.
The living space has separate dining area and fireplace with glass walls that opens to the waterside terrace including a retractable roof.
The family room flows via bi-folds to poolside terrace and sundeck with the designer kitchen featuring a butlers’ pantry opens through to laundry.
It also features a sandstone courtyard plus tranquil water garden with a C-bus smart system, ducted air conditioning and video intercom.
Balgowlah Heights village is close by along with the marinas, Manly Beach/eateries and city buses.
The property is offered through LJ Hooker agents Glen and Tim Wirth.
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j.ballantyne1990-6AQqhLzZaK

Luxury new build at Clontarf for sale

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Residential Newcastle property owners are tapping into their growing equity to utilise investment opportunities, according to Herron Todd White’s latest market report.
The property advisory firm states that people are drawn to taking on renovation projects due to reality TV programs.
“And why not, given that at any point in the year we are all drawn to watching renovation (reality) TV programs, creating that desire to take on a project from start to finish yourself,” the report stated.
Smaller scale development options can include a minor subdivision of a large residential block, allowing for a second dwelling, granny flat or even a knock down and re-build with townhouses. All are appetizing small scale projects for novice investors," the report suggested.
"In our patch of Newcastle and The Hunter, mum- and-dad investors may have difficulty sourcing an investment opportunity for small scale development within a desired budget.
“Given the stronger property market within the confines of Newcastle itself, turning up to Saturday’s open homes and attempting to get through the front door can only be described as being more hectic than the mosh pit of a 1992 Metallica concert in Alabama.
"We also note that this is the same case across every price point within the region with recent sales of blue chip properties upwards of $3 million,” the report stated.
Higher competition between prospective purchasers ultimately reflects higher sale prices, which will influence the end profitability for the investor.
Given this, investors are currently not evident in the Newcastle market, unless the typical mum-and- dad investor is looking to upsize and can secure a property with re-development potential in the long term.
Around Port Stephens, in particular Colette, Salamander Bay and Nelson Bay where there is low supply in any residential land availability, any block that has the potential to provide additional housing is in high demand.
In areas with continuous expansion of residential development such as Fletcher, West Wallsend, Gillieston Heights and Chisholm, mum-and-dad investors seeking to increase their portfolios are looking to grab the corner or wide frontage block that will allow for a duplex pair to be built.
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Mum and dads speculate with extra accomodation development around Newcastle: HTW

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Construction of a major new 787 bed development in Brisbane by student accommodation provider Scape has officially commenced.
Construction company Hindmarsh has been appointed to construct the circa $95 million Vulture Street project.
The development will be ready for student occupation in 2018.
Hindmarsh anticipates that around 2,000 workers will be engaged over the duration of the project.
Scape Brisbane has been designed to have a campus feel with a range of communal areas and additional facilities including quiet study areas, relaxed lounges, a gym and other inspiring spaces.
It is located within easy reach of several universities.
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Construction of Brisbane student accomodation Scape commences

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The REIV is expecting about 1,210 auctions across 338 Melbourne suburbs this weekend.
The top auction locations are set to Reservoir (23 auctions), followed by Glen Iris and Bentleigh East with 17 auctions in each.
Last weekend: 831 auctions (exc. 22 postponed and 18 withdrawn)
This weekend: 1,210 auctions
This weekend last year: 69 percent from 1,453 auctions
Kings Park in Melbourne’s west has the best auction growth in Melbourne this year.
The suburb has tripled its auction levels in 2016, in comparison to 2015, and has the highest clearance rate in the City of Brimbank with 92 percent.
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REIV expects 1210 auctions this weekend

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Before you knock down your kitchen walls to increase the value of your home with an open plan, have a think about this: the closed off kitchen could make a comeback in future years, according to Secret Agents’ latest bulletin report.
Trendsetting architects are returning to pre-war designs where kitchen and entertainment areas are separated. There is an emerging market for this kind of home.
Many parents who have raised their family in an open plan kitchen would understand that, whilst great for inclusion, there are certain drawbacks to a lack of four walls.
There is no escaping the noise from the television, no way of treating cooking as a peaceful experience, and no way to hide the mess that the kids leave on the dining table from plain sight. Further, when guests come over, it is often impossible to get them to move to the living room.
A closed off kitchen allows the user to relax in a calming environment and momentarily retreat from the chaos of raising a family. It is also great for those who don’t want to be on show the entire time when guests come over.
Layout aside, the future kitchen from a technological standpoint is looking bright. We might even begin to see chef-less kitchens. In fact, that future is not too far away.
Moley, the world’s first robotic kitchen, is currently being crowdfunded for a launch in 2018. The company hopes to sell Moley for a price comparable to the average cost of kitchen refurbishment, around $46,000AUD.
“In more realistic terms however, Secret Agent believes that the evolution of the near-future kitchen will be less of a romantic tech fantasy,” the report stated.
Technology will not cook for us, but it will do what it does best for humanity: automate the mundane and menial, while enhancing the core experience. There is still joy to be had in cooking for yourself.
“Expect in-built Apple or Google devices in your kitchen hardware and smarter appliances. Maybe a countertop touchscreen (not voice activated, because let’s face it - we wouldn’t want Siri’s attitude in the kitchen) that retrieves your favourite recipe at your command, prompting instructions according to the preparation time. No more scrolling through recipes on your phone or tablet with your grubby, greasy hands mid-way through preparing food. No more overcooked roast chicken,” the report suggested.
Imagine a more seamless workflow, with taps switching on automatically and fridge doors that open as you approach.
Range-hoods that adjust their setting according to the intensity of your cooking. The less you need to touch, the less there is to clean.
There will be more time for enjoying the food you’ve made and the company around you, and less time required to do the actual cooking.
Many of these technologies already exist. Yet until smart home technology becomes ubiquitous and accessible to every household, it remains a future for most of us.
Humans have been cooking since the beginning of time, and it’s not about to change just because we can make robots cook like a chef.
Perhaps the best version of a kitchen we can look forward to is one that cleans itself. Now, that’s something worth developing.
Kitchen layouts can generally be divided into 4 shapes: I, L, II and U, according to Secret Agent’s latest bulletin report.
“Secret Agent thought it would be interesting to take a sample of properties in a niche market of Melbourne and find out which kitchen layouts were most popular. Since we deal with a lot of period homes within inner Melbourne, 507 Victorian and Edwardian terrace houses from this region were selected for the comparison. The houses were all sold in 2016. Regardless of the layout, on average, kitchens were found to be approximately 12sqm in size. The rest of our findings are shown on the right,” the report stated.
I (Single wall kitchen)
• By far this is the least common configuration amongst terrace houses, only present in about 6% of homes. However, Secret Agent notes that this is highly popular in new one and two bedroom apartments and studios with limited internal space.
• This layout is usually found in dwellings with limited floor space, as it usually shares its circulation path with other areas of the house.
• The work triangle doesn’t exist, but that doesn’t mean it’s impossible to cook! However, this kitchen type usually accommodates only one person cooking at a time.
<a href="/images/2016/11/08/Single%20wall%20kitchen.jpg" target="_blank">Click to enlarge</a>
<img src="/images/2016/11/08/Single%20wall%20kitchen.jpg" alt="">
• Due to the lack of counter space, the dining table often doubles up as additional work room. Mobile kitchen islands are also a convenient alternative.
• The single wall layout may suit those who don’t cook often or spend much time in the kitchen, as it offers the bare minimum utility while occupying the least amount of space. You’ll also have your back to your guests when cooking, which isn’t a very sociable gesture.
• Some of these kitchens are also designed to be hidden behind sliding or pocket doors to minimise visual clutter.
II, or “Gallery” (Parallel benchtops)
• This kitchen layout accounts for just under a fifth of the homes studied. Taking its name from the galleys (kitchens) of ships and airplanes, this layout is common in commercial kitchens for its highly efficient nature.
• Essentially, this is a single wall kitchen with a benchtop island, or two parallel single wall kitchens. The former is a more social option due to the island, with the latter having limited face-to-face interaction with guests.
<a href="/images/2016/11/08/Parallel%20benchtops.jpg" target="_blank">Click to enlarge</a>
<img src="/images/2016/11/08/Parallel%20benchtops.jpg" alt="">
• Depending on the size of the kitchen, this II-layout allows more than one person to work comfortably in the kitchen.
• Foot traffic in galley kitchens can be disruptive, depending on the distance between both counters. Ideally, it should be between 1.2m to 1.6m, with greater widths making it inconvenient to walk back and forth. Anything narrower than the minimum suggested would restrict movement with more than one person in the kitchen, particularly when opening drawers and ovens.
L-shaped
• Just under a fifth of the homes observed had this kitchen layout.
• The work triangle does not have any obstructions in the path, and can comfortably fit two persons cooking.
• Similar to the I-layout, the L also commonly shares its circulation space with the dining area or a corridor. It is a more flexible option that suits any room size, while offering an improved workflow from the simpler I-layout.
<a href="/images/2016/11/08/L%20kitchens.jpg" target="_blank">Click to enlarge</a>
<img src="/images/2016/11/08/L%20kitchens.jpg" alt="">
• In open plan homes, it lacks the social connection with the living and dining areas, as you will still have your back to your guests.
• Instead of adding an island (turning this into a U-layout), some may prefer to have a regular dining table nearby. This way, it provides an all-round dining surface, as opposed to an island which only provides seating on one side.
U-shaped
• This is the most common kitchen type, making up two- thirds of all the terraces we looked at. We have also included what most would call the “G-shape” or “L-shape with island” as part of this group for simplicity, as it has the same wrap-around, three-sided layout.
• The U-shape offers the most flexibility and variation, on top of being a highly social configuration. It suits both smaller and larger homes, in both open plan and closed plan layouts.
• This kitchen type is divided into zones (casual dining, preparing, cooking, cleaning), as opposed to a proper work triangle, allowing multiple people to work in the kitchen at any one time.
<a href="/images/2016/11/08/U%20kitchens.jpg" target="_blank">Click to enlarge</a>
<img src="/images/2016/11/08/U%20kitchens.jpg" alt="">
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Closed off kitchens may make a comeback in the home

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Residential mortgage lending constitutes the largest credit exposure in the Australian banking system and, for many ADIs, well over half their total credit exposures.
This concentration of exposure necessitates APRA’s close scrutiny of ADIs’ lending practices.
In November 2014, APRA released Prudential Practice Guide APG 223 Residential Mortgage Lending (APG 223) to provide guidance to ADIs on sound risk management practices for residential mortgage lending.
APG 223 outlines prudent practices in areas, such as sound loan origination criteria, appropriate security valuation methods, the management of problem loans, and monitoring relevant risk data. APRA is currently consulting on updates to APG 223, as outlined on the APRA website.
ADIs currently report residential mortgage lending data to APRA on reporting forms under the Financial Sector (Collection of Data) Act 2001 (FSCOD Act), and in response to ad hoc information requests pursuant to APRA’s general powers under the APRA Act.
One key source of information is Reporting Standard ARS 320.8 Housing Loan Reconciliation (ARS 320.8), made under the FSCOD Act.
This reporting standard requires ADIs with more than $1 billion in residential term loans to report 99 data items each quarter on Reporting Form ARF 320.8 Housing Loan Reconciliation (ARF 320.8), using the Direct-to-APRA (D2A) reporting software each quarter.
ADIs must report information on ARF 320.8 on their housing lending activity, including information on loan purpose (either owner-occupied or investment loans), balances of existing loans, new
loan approvals and features of loans. ARF 320.8 collects this information on loans on the domestic books for banks and licensed books for non-bank ADIs.
ARF 320.8 was introduced in 2008 and has not been updated since then. There is now a significant gap in APRA’s ability to monitor the credit risk and lending practices of ADIs. Only 31 of the 109 locally incorporated ADIs are required to submit ARF 320.8.
Many of the loan characteristics that are factors for assessing credit risk (as outlined in APG 223) are not covered, such as portfolio loan-to-valuation ratio LVR breakdowns, loan performance, security type and borrower serviceability.
ADIs report loans only on a domestic books basis and exclude certain types of borrowers under ARS 320.8, such as non-resident households, household trusts and self-managed superannuation funds (SMSFs), meaning some relevant lending activity is not captured.
Furthermore, some of the data items reported on ARF 320.8 are no longer relevant to APRA’s supervisory needs.
These information gaps in the D2A reporting mean APRA must request additional information on residential mortgage lending to undertake meaningful analysis for individual ADIs and the ADI industry as a whole.
The additional data received are not subject to APRA’s formal data quality assurance processes, they are not stored in APRA’s centralised data warehouse and may not be of publishable quality.
These ad hoc requests can impose an increased regulatory burden on entities. Due to their variable scope and requirements, it can be difficult for ADIs to allocate resources and provide ongoing quality assurance.
Some ADIs have informally expressed a preference for reporting requirements to be collected through D2A wherever possible, and for all reporting requirements to include a clear statement of purpose and instructions.
ARF 320.8 is due 20 business days after each reference quarter. The Reserve Bank of Australia (RBA) also uses data reported on ARF 320.8 in the development of policies to promote financial stability, and to monitor the transmission of monetary policy.
ADIs currently report information on the balance on loans that are impaired or past-due in Reporting Form ARF 220.0 Impaired Facilities. This does not include any loan characteristics other than a split between owner-occupied and investor.
ADIs using the Standardised Approach to calculating credit risk capital requirements also report some information about residential mortgage lending on Reporting Form ARF 112.1A Standardised credit risk - On-balance sheet assets, ARF 112.2A Standardised credit risk - Off-balance sheet exposures, while ADIs using the internal- ratings based (IRB) approach report some information on and ARF 113.3A IRB Retail – Residential mortgages. Only limited detail on characteristics of the loans is reported on these forms.
To better enable APRA’s supervisory monitoring and oversight of residential mortgage lending, and reduce the reliance on ad hoc information requests, APRA proposes to introduce a new reporting standard under the FSCOD Act, Reporting Standard ARS 223.0 Residential Mortgage Lending (ARS 223), and a new form, Reporting Form ARF 223.0 Residential Mortgage Lending (ARF 223.0).
These changes will enable APRA to maintain its supervisory intensity of residential mortgage lending and address emerging risks, while removing some unnecessary reporting burden on ADIs.
All locally incorporated ADIs will be subject to ARS 223.0 and required to submit ARF 223.0, 28 calendar days after the end of each calendar quarter.
While smaller ADIs are currently not required to submit ARF 320.8, residential mortgage portfolios typically make up the majority of their balance sheet.
Comprehensive supervisory monitoring of the credit risk of these ADIs is therefore dependent on obtaining information about their residential mortgage lending.
APRA expects that much of this information will already be available by ADIs for their own internal monitoring purposes.
ARF 223.0 will collect information on both the portfolio stock and the new lending activity each quarter. ADIs with a Level 2 group will need to complete ARF 223.0 on a Level 2 basis, and other ADIs on a Level 1 basis.
Depending on their level of residential mortgage lending activity in Australia, branches of foreign banks may also be required to submit ARF 223.0 each quarter, as directed by APRA.
The proposed reporting standard, form and reporting instructions are available on the APRA website.
In order to accurately assess the risk profile of the residential mortgage loan portfolio of an ADI or the industry as a whole, APRA needs to have relatively detailed information on residential mortgage loan portfolios.
ADIs currently report outstanding loan balances to households and some loan characteristics on ARF 320.8, split by purpose of the loan. ADIs currently report the balance on impaired or past-due loans in ARF 220.0, split between owner-occupied and investor loans with no further detail.
The proposed ARF 223.0 will capture loans to households as well as borrowers which have similar risk profiles to households, such as loans to family trusts and SMSFs and to non-residents.
ADIs will be required to report new information including: facility limits; a more detailed breakdown by LVRs; loan vintage; loans subject to lenders mortgage insurance; loans secured by property overseas; and loans secured by a unit or apartment.
The definitions used in ARF 223.0 have been streamlined to better align with ADIs’ own internal information management systems.
For example, the definitions of an owner-occupied loan and an investor loan have been updated. These changes should make it easier to report and therefore reduce the ongoing reporting burden.
More detail about problem loans will be required than is currently reported on ARF 220.0.
ADIs will be required to report past-due loans according to risk characteristics (such as loan type, origination channel and LVR), mortgage loans with hardship arrangements, mortgagee in possession loans, loans less than 90 days past due and new non- performing loans in the quarter.
In addition to portfolio metrics, information on the risk profile of new loans is essential for analysis of ADIs’ credit risk.
ADIs currently report limited information on new loan approvals on ARF 320.8, including breakdowns on purpose, some loan features and LVRs. Revolving credit is not captured on ARF 320.8.
ARF 223.0 will require ADIs to report loans originated during the quarter, rather than loans approved, as this is a better and more reliable measure of loans affecting an ADI’s risk profile.
Details on new loan originated to trusts operated by households, such as family trusts and SMSFs, will be included in reporting, as well as loans to non-residents. Originations of revolving credit facilities will also be reported.
ADIs will be required to report more detailed data on loans originated during the quarter than is required on ARF 320.8, including information on borrowers, loan-to-income ratios, collateral type and location and a more granular breakdown by LVR.
Most of the existing detail on loan approvals reported on ARF 320.8 will continue to be reported for originations on ARF 223.0, such as loan purpose and loan features.
ADIs will also be required to report information on the average variable interest rate and average loan serviceability assessment rate of loans originated during the quarter. These data will be used to analyse changes in serviceability parameters.
APRA’s needs for regular statistics on mortgage lending activity will be largely met by the proposed ARF 223.0.
However, the RBA relies on the information reported on ARF 320.8 to perform its role.
The RBA will become the primary user of ARF 320.8 and has requested that APRA continue to collect the form on its behalf from ADIs with over $1 billion of residential mortgage term loans each quarter.
The RBA is currently reviewing ARF 320.8 and intends to consult ADIs on revised reporting requirements in late-2016. Both APRA and the RBA are working together to minimise reporting burden by limiting the overlap between collections, and by streamlining concepts and definitions.
After considering the feedback received in response to the discussion paper, APRA expects to issue a response paper and finalise the content and format of ARS 223.0 in the first half of 2017. The new reporting requirements would commence for the quarter ending 31 December 2017.
To improve the quality of regulation, the Australian Government requires all proposals to undergo a preliminary assessment to establish whether it is likely that there will be business compliance costs. In order to perform a comprehensive cost-benefit analysis, APRA welcomes information from interested parties.
As part of the consultation process, APRA requests respondents to provide an assessment of the impact of the proposed changes and, specifically, the marginal compliance costs ADIs are likely to face.
Given that APRA’s proposed reporting requirements may impose some compliance costs, respondents may also indicate whether there are any other requirements relating to ADI reporting that should be improved or removed to reduce compliance costs. In doing so, please explain what they are and why they need to be improved or removed.
APRA also requests feedback on the proposed reporting requirements, the extension of reporting on residential mortgage lending to ADIs with less than $1 billion in residential mortgage loans, and the ability of ADIs’ data source systems to align to the concepts and definitions in the proposed data requirements.
APRA welcomes any suggestions for changes to definitions that will improve data quality and reduce reporting burden.
Specifically, APRA seeks feedback on the proposed definitions in the reporting instructions for owner-occupied loans, investor loans, household trusts and newly originated loans.
The proposed reporting requirements, like all reporting requirements under the FSCOD Act, will utilise XBRL (eXtensible Business Reporting Language) and the Standard Business Reporting (SBR) taxonomy.
ADIs that use XBRL and the SBR taxonomy to map or tag their financial information can streamline their reporting processes and reduce the manual intervention required.
There are several concepts on the proposed form that overlap those of other APRA reporting, allowing for the re-use of existing SBR taxonomy tagging on source data systems.
APRA requests feedback on the cost incurred in responding to past information requests regarding residential mortgage lending.
APRA expects the introduction of ARF 223.0 to reduce the frequency and detail of these requests for the majority of ADIs.
Feedback on compliance costs under the proposed changes can be provided to APRA using the template for costings available on the APRA website <a href="https://www.apra.gov.au/adi/Documents/Template-for-%20cost-savings-2015.xlsx" target="_blank">here</a>
The template is designed to capture the relevant costs in a structured way, including a separate assessment of upfront costs and ongoing costs.
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Property 101: APRA's residential mortgage lending reporting requirements

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A home with an ocean view at Cottesloe, the Anchorage, is for sale at $11 million.
The <a href="https://www.realestate.com.au/property-house-wa-cottesloe-123896646" target="_blank">property</a> has a 180 degree view of the Indian Ocean, all the Islands and Fremantle Port and is made of stone, crafted wood and glass.
The Anchorage benefits from a 1029 sqm corner lot.
The original building has recently been extended with a re-fit by a Fremantle architect.
Four bedrooms are located on the ground floor or three bedrooms and a study.
A new family entertaining area extends from the gallery space towards the lap pool and outdoor area complete with a view of the Rottnest and reef line.
The property is offered through Shellabear's agent Chris Shellabear.
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Cottesloe ocean view home, The Anchorage, for sale

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An apartment at Port Melbourne designed by Block contestants Carleen and Dan will be auctioned this weekend.
Located at <a href="https://www.realestate.com.au/property-apartment-vic-port+melbourne-123813650" target="_blank">3/164 Ingles Street</a> the property features three bedrooms and a study area with the overall renovation overseen by architect Julian Brenchley and topped by David Franklin’s city-view skygarden.
The apartment features much of its original timber doors and period cornices with the home’s floorplan set in the modern day with lounge and dining areas plus an additional living-dining zone in a balcony alfresco-room with outdoor kitchen.
The grand master ensuite features a vast double ensuite with dual vanity and double shower with a decadent dressing room, the apartment also features a secondary bedroom with their own fitted dressing areas and a custom-built study beyond the impressive entry lobby
The kitchen features every Bosch appliances while a butler’s pantry adds a second dishwasher and more sleek storage.
Bathrooms channel the building’s Art Deco spirit with shiny metallic finishes and matt black and white feature tiling.
Every room has its own individual climate control with a wireless Bose sound system, automated blinds and generous double-glazing.
The dining table is hand crafted and takes centre stage with the apartment combining fine leather dining and occasional seating.
However the apartment’s most notable features include the original Art Deco lighting that matches the fine wallpaper, a sparkling multi-facet mirror centred in the lobby and precious object d’art including an angular Christofle tea set and sinuous bronze panther.
The property is secured by video intercom, keypad entry, lift access and auto-gated undercover parking with artisan-restored terrazzo and timber detailing through reception and access areas.
It is minutes walk to the CBD and just 800 metres from the Convention Centre with the Port Melbourne Football Club directly opposite the property.
The property is offered through Hodges agents Julian Augustini and Romana Preston
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Block contestants Carleen and Dan's apartment at Port Melbourne for sale

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Will and Karlie’s apartment from the block at Port Melbourne is for auction this weekend.
Located at <a href="https://www.realestate.com.au/property-apartment-vic-port+melbourne-123805830" target="_blank">1/164 Ingles Street</a> the property is former J. Kitchen and Sons Art Deco soap factory that has been spectacularly transformed. It is a massive 205 sqm ground floor residence which boasts a hand-perfected custom interior, soaring 3.75 meter ceilings as well as a 2.7 meters internal doors and an exclusive one-of-a-kind artwork/furniture package.
It has trimmed precious timbers, midnight black and rose gold accents, along with three luxurious King-sized bedrooms with a stunning his-and-her master ensuite, walk-in wardrobes, two study corners as well as a huge 64 sqm open-plan living/dining area at a rear complemented by a state-of-the-art Neff kitchen and premium wall-integrated gas appliances.
The property features an exquisite artwork and one-of-a-kind furniture package included along with remote-controlled sheer sunscreen and block-out blinds throughout.
There is also advanced double-glazing all around with gorgeous designer light features.
There are also motion-activated LED ceiling lights plus “Halo” background lightning with video intercom entry with online streaming and unlocking via mobile devices and centralised digital climate control.
Trendy “Satin” power points plus Foxtel, free TV, internet and USB outlets in all the living spaces. The bathrooms also have heated towel racks. There is also convenient lift access and off-street parking for one car.
It is only 1.5 kilometers to the CBD’s first-class cosmopolitan lifestyle and it is only a leisurely stroll to South Wharf’s world-class eateries and shopping plus the renowned Crown entertanment precinct nearby.
The property is also close to premier sports grounds, parklands, South Melbourne Market and the crystalline beaches of Port Melbourne with buses and high-frequency trams just a stone’s throw away.
The property is offered through Biggin and Scott agents David Lack and Will Jonas.
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Block contestants Will and Karlie's Port Melbourne apartment for sale

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One of Australia’s finest waterfront residence, the Mandalay House, at Airlie Beach remains for sale.
<a href="https://www.realestate.com.au/property-house-qld-airlie+beach-120281949" target="_blank">The house </a>sits on a 4241 square metre north-west facing block backed by a national park.
Featuring six king-sized bedrooms and nine bathooms, all with ensuites.
The oceanfront pavilion comes with a climate controlled cellar at the bottom which can host up to 12 people.
A separate fully self-contained caretaker/staff cottage is also included while the property is secure with a monitored security with CCTV and 24 recording.
The property also includes a cinema, gymnasium and pool room along with a self-contained office with secretarial space and multi-zone air conditioning throughout the house.
A private 22.5 metre marina berth with all-weather rock wall plus two jet ski docks and boat shed are included as are five car garages as well as a private helipad.
Fine dining, shopping, six star resorts and golf are just a short trip away.
The property is offered through Ray White agent Mark Beale.
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Airlie Beach waterfront residence the Mandalay House for sale

Builder-developer&nbsp;<a href="https://www.apartments.com.au/developers/graya">Graya</a> has secured a prime Newstead site from fellow developer Fraser, subsequently lodging plans for The Silo, a major mixed-use residential project in Newstead designed around a new public laneway linking the James Street precinct with the wider Gasworks and Newstead neighbourhood.

Proposed for the corner of Chester and Morse streets, the <a href="https://www.apartments.com.au/architects/bureauproberts">Bureau^Proberts</a>-designed project places its strongest emphasis at ground level, where retail, landscaping and a new cobblestone pedestrian connection would open the site to the surrounding neighbourhood. The design team describes The Silo as “more than a residential building”, positioning the development as an extension of Newstead’s public realm rather than a standalone apartment tower.

“A new cobblestone laneway and landscaped connection between James Street and Gasworks unlock a missing pedestrian link, improving walkability and stitching together two of Brisbane’s significant urban destinations,” Bureau Proberts said in its Urban Design Report.

<img alt="First look: Graya plans The Silo as new pedestrian link between James Street and Gasworks" data-entity-type="file" data-entity-uuid="0ea1b06a-75f5-40a5-b2c5-33c97bc86052" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/silo%20bldg.png?VersionId=KmjsAtNePu57_B31EM_DJ5T6KPJHtcmo" />

The Silo is planned as a mixed-use development incorporating apartments alongside a bar and centre activities including food and drink outlets, indoor sport and recreation, office and retail uses.

Architecturally, Bureau Proberts has conceived the building as a collection of vertically expressed, stepping forms rather than a single uniform tower. The composition rises from an articulated podium before being broken by a triple-height landscaped recreation level, with the upper section becoming more compact before terminating in a landscaped rooftop garden.

The project's name and architectural language draw directly from Newstead's industrial history. Patterned off-form concrete is proposed as the principal façade material, complemented by slender metal rod balustrades and extensive planting. The cylindrical and vertically ribbed elements give the building its silo-like expression, while curved balconies and planted edges introduce a softer subtropical layer.

“The Silo reinterprets its robust forms, scale and materiality through a contemporary subtropical architectural expression, creating a building that acknowledges its industrial legacy, while responding to the way the precinct is occupied today,” Bureau^Proberts said.

The recreation level is one of the defining breaks in the tower. Plans include a lap pool, mature subtropical planting and shared resident facilities within an elevated communal garden. Landscaping continues through the podium and onto the rooftop, where a further garden forms what the architects describe as a “subtropical crown” to the building.

<img alt="First look: Graya plans The Silo as new pedestrian link between James Street and Gasworks" data-entity-type="file" data-entity-uuid="f8451036-35a4-49a9-8d88-2ef4438eba3d" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Silo%20Lane.png?VersionId=h8N31_rYmCEqoNrpt4kbYVQhJGZn60LH" />

At street level, the development has been designed to establish a more permeable block. Retail and hospitality tenancies address the public realm, while landscaped pedestrian spaces lead into the new laneway connection. Renders in the design report show the proposed “Silo Lane” as a substantial opening through the podium, framed by cylindrical concrete forms with cascading planting above.

The Silo continues Graya's move into larger apartment developments after building its reputation across high-end residential projects in Brisbane and the Gold Coast.

Joel Robinson

Graya buys Frasers Newstead site, plans The Silo between James Street and Gasworks precincts

<a href="https://www.apartments.com.au/developers/wickton">Wickton</a>’s completed Linacre Rise development in Hampton is giving Bayside downsizers the opportunity to move into a spacious apartment near the beach, with the developer covering stamp duty for a limited time.

The 27-residence development has been designed for buyers who want to simplify their living arrangements without giving up the space, warmth and quality associated with a long-term family home. Most apartments have already been secured by Bayside locals, leaving a select collection of two and three-bedroom residences and penthouses available.

Two-bedroom apartments are priced from $1.275 million, three-bedroom residences from $2.25 million and penthouses from $3.375 million, with the completed homes available to inspect and move into now.

[smartcode_project:default project_id=95289 project_image_fid=366760]

<a href="https://www.apartments.com.au/buildings/linacre-rise-hampton-8-10-linacre-road-hampton-vic-3188">Linacre Rise</a> occupies an elevated position on one of <a href="https://www.apartments.com.au/developments/hampton-vic-3188">Hampton</a>’s quiet, tree-lined streets, around 250 metres from the bay and 500 metres from Hampton’s village centre. Its setting gives residents access to the beach, local cafés, shops and Hampton Train Station while retaining the feel of an established residential neighbourhood.

Architecture and interiors by <a href="https://www.apartments.com.au/architects/ewert-leaf">Ewert Leaf</a> draw on the warmth and permanence of traditional brickwork, with the building integrated into terraced landscaping by <a href="https://www.apartments.com.au/landscape-architect/john-patrick-landscape-architects">John Patrick</a>. Ground-floor apartments are elevated above the street and include private garden courtyards, while several upper-level residences have generous balconies and outlooks toward the bay.

Inside, the residences favour natural materials and generous proportions. Herringbone-pattern European oak flooring, natural stone benchtops, premium joinery and Swiss V-ZUG appliances are among the key inclusions, while integrated storage has been incorporated across kitchens, bathrooms, studies and living areas.

The kitchens have been planned as practical spaces for both everyday use and entertaining, with substantial island benches, detailed cabinetry and adjoining dining and living zones. Full-height wardrobes, plush bedroom carpeting and carefully considered lighting reinforce the residential character Wickton sought to retain for buyers moving from larger homes.

[smartcode_project:default project_id=95289 project_image_fid=366769]

A Linacre Rise purchaser said the completed apartment had delivered the space, outlook and construction quality they had been seeking.

“The unit is very light, has views to die for over the bay, all construction materials and fittings are premium quality, we have secure parking for three cars, EV charging at very competitive rates, the neighbours are friendly and there is just a lovely ambiance about the place,” the purchaser said.

Environmental features include solar panels, shared electric vehicle charging stations, rainwater harvesting for toilet flushing and landscape irrigation, double-glazed windows and water-efficient fixtures and appliances.

[smartcode_project:default project_id=95289 project_image_fid=366762]

The development was built by Balmain &amp; Co, with Wickton managing the broader development process through its in-house team.

For downsizers, the project’s completed status removes much of the uncertainty associated with buying off the plan. Purchasers can inspect the finished apartments, understand their outlook and proportions, and move in without waiting for construction to conclude.

The remaining selection includes north-oriented balconies, corner configurations and penthouses with elevated bay views. The developer-paid stamp duty initiative is available for a limited time, with potential savings of up to $200,000 depending on the residence purchased.

[smartcode_project_cta:default project_id=95289]

Limited-time stamp duty offer at completed Linacre Rise apartments in Hampton

Luxury apartment buyers have long prioritised design, space and finishes, but increasingly they're placing equal importance on something less tangible: how easily they can live without relying on a car.

At <a>Richmond Square</a>, <a href="https://www.apartments.com.au/developers/fortis">Fortis</a> believes that convenience begins beyond the apartment itself, with the mixed-use precinct earning a near-perfect Walk Score of 99.

The development has been planned around the idea that some of the most valuable amenities aren't contained within a building, they're the restaurants, cafés, parks, transport connections and daily conveniences that can all be reached on foot.

Located just behind Swan Street and Church Street, <a href="https://www.apartments.com.au/new-apartments/richmond-square-1-wiltshire-street-richmond-vic-3121">Richmond Square</a> places residents within one of Melbo​u​rne's most established lifestyle precincts while offering a quieter residential setting removed from the busiest thoroughfares. East Richmond Station is moments away, trams run along both Swan and Church Streets, and the MCG, Melb​​ourne Park, Yarra River trails and the CBD are all within walking distance. At the same time, the precinct itself will introduce a curated mix of dining, retail, hospitality and wellness offerings, creating a destination that extends well beyond its residential buildings.

[smartcode_project:default project_id=13181 project_image_fid=348530]

For Fortis, that combination of location and scale was what made the site unique.

"<a href="https://www.apartments.com.au/developments/richmond-vic-3121">Richmond</a> is one of Melb​o​urne's most established and distinctive inner-city neighbourhoods, with a rare combination of dining, culture, recreation, public transport and proximity to the CBD," the developer said.

"The opportunity at Wiltshire Street was particularly compelling because the site sits slightly removed from the activity of Swan and Church Streets while remaining only moments from everything that makes the area desirable."

Rather than developing a standalone apartment building, Fortis consolidated 15 individual properties to create one of the larger development parcels assembled on Mel​b​ourne's city fringe in recent years. That allowed the team to deliver a genuine mixed-use precinct comprising 107 residences across Wiltshire House and Carmine House, premium office space, hospitality venues, retail, wellness offerings and a future 57-room hotel.

"The scale of the site allowed Fortis to think beyond a standalone apartment building," the developer said.

"Richmond Square could be planned as a complete lifestyle precinct, bringing homes, workplaces, dining, retail, hospitality and wellness together around a series of activated public spaces. The aim was to create a destination that feels connected to Richmond rather than separate from it."

[smartcode_project:default project_id=13181 project_image_fid=348533]

The emphasis on walkability has also resonated with buyers.

Interest has been strongest from established owner-occupiers, particularly downsizers from Richmond and Melb​ourne's inner east who want to remain close to familiar restaurants, workplaces, family and social networks while moving into a more secure, lower-maintenance home. The project is also attracting Mornington Peninsula and interstate buyers seeking a Melb​ourne residence they can lock up and leave between visits.

Many are looking for generous living spaces, room to entertain, quality finishes and confidence in the project team, but location remains one of the biggest deciding factors.

"For many buyers, Richmond Square provides a way to simplify the practical side of home ownership without reducing the quality of their lifestyle," the sales team said.

"Location is also a major driver of interest. Buyers can remain connected to the CBD, major sporting events, the arts centres, local restaurants, cafes and bars and their family while living in a private and secure residence that is easy to lock up and leave for weekends or longer periods away."

[smartcode_project:default project_id=13181 project_image_fid=348549]

The residences themselves have been designed with that buyer in mind. Award-winning architecture practice SJB and interior designers Hecker Guthrie have created spacious two and three-bedroom apartments and penthouses that prioritise generous living areas, natural light, bespoke joinery and private terraces. Above, a rooftop sanctuary by Acre includes landscaped lawns, bookable dining rooms, barbecue facilities, wellness spaces and panoramic views across the CBD, the MCG and Port Phillip Bay.

Fortis believes Richmond Square reflects a broader evolution in apartment living, where the surrounding neighbourhood becomes just as important as the residence itself.

"Richmond Square introduces a different proposition: generously proportioned residences within a genuinely mixed-use, hospitality-led destination," the developer said.

"The project's location and Walk Score of 99 further support a lifestyle where residents can complete many everyday journeys without relying on a car."

Fortis has assembled an experienced team that includes <a href="https://www.apartments.com.au/architects/sjb-architects">SJB</a>, <a href="https://www.apartments.com.au/interior-designers/hecker-guthrie">Hecker Guthrie</a>, <a href="https://www.apartments.com.au/landscape-architect/acre">Acre</a> and builder <a href="https://www.apartments.com.au/builders/hacer-group">Hacer Group</a>, reflecting the developer's commitment to creating projects with enduring design quality and meaningful connections to the communities in which they sit.&nbsp;

Richmond Square is an expression of that philosophy, bringing together homes, workplaces, hospitality and wellness within one of Me​lb​ourne's most walkable neighbourhoods.&nbsp;

Construction is now almost complete, providing purchasers with growing confidence ahead of its expected September 2026 completion.

[smartcode_project_cta:default project_id=13181]

Walk Score of 99 places Richmond Square at the heart of Melbourne's most connected lifestyle

<h3 data-end="19" data-section-id="1dvgwoe" data-start="0">Summary</h3>

<ul data-end="634" data-start="21">
	<li data-end="170" data-section-id="1o77v31" data-start="21">Walker Corporation has lodged plans for a second major residential development in the Maroochydore City Centre, a 29-storey tower known as Celeste.</li>
	<li data-end="327" data-section-id="1lb0y6t" data-start="171">The Plus Studio-designed proposal at Lot 30 Sunshine Coast Parade would deliver 208 apartments, including four four-bedroom sub-penthouses and penthouses.</li>
	<li data-end="487" data-section-id="za720" data-start="328">The application comes as Walker doubles down on Maroochydore following the strong sales campaign at SOL by Walker, where the first tower is nearing sell-out.</li>
	<li data-end="634" data-section-id="5sovec" data-start="488">Walker is a key partner in the transformation of the Maroochydore City Centre, which is expected to ultimately deliver at least 4,000 new homes.</li>
</ul>

Walker Corporation is doubling down on Maroochydore following the successful sales campaign at its first residential project in the emerging CBD.

The national developer has filed plans for <a href="https://www.apartments.com.au/new-apartments/celeste-30-sunshine-coast-parade-maroochydore-qld-4558">Celeste</a>, a new 29-storey apartment tower at Lot 30 Sunshine Coast Parade, just metres from its under-construction SOL by Walker development.

The plans, prepared by Plus Studio, would see 208 apartments delivered across a 100-metre tower on the 2,376 sqm site, which fronts Sunshine Coast Parade, First Avenue and Future Way within the Maroochydore Priority Development Area.

<img alt="Walker" data-entity-type="file" data-entity-uuid="17038209-6fea-4ed2-855d-fd4df65b3d02" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-08-10%20at%2010.24.16%E2%80%AFAM.png?VersionId=iZD.oVXcQn.aLpUytDAW.CWjxP4puWMy" />

The proposed apartment mix comprises 36 one-bedroom apartments, 48 two-bedroom apartments, 72 two-bedroom apartments with an additional multipurpose space, and 48 three-bedroom apartments.

The upper levels would be capped by two four-bedroom sub-penthouses and two four-bedroom penthouses, taking the total apartment count to 208. The preliminary yield study also provides 262 car spaces, 114 resident bicycle spaces and storage for each apartment.

It represents Walker's next major residential move in the new Maroochydore CBD after the success of SOL by Walker, its $220 million two-tower project nearby.

SOL launched to market in early 2025 and has since seen strong demand, particularly from local owner-occupiers. By February this year, Walker said the first SOL tower was nearing sell-out, with a strong waitlist also emerging for its recently released penthouse collection.

Construction is already underway on SOL, with the first tower expected to be completed in late 2027 and the second to follow in early 2028.

[smartcode_project:default project_id=147777 project_image_fid=319846]

<h2 data-end="2518" data-section-id="1b2dyo5" data-start="2459">Celeste to rise 100 metres over Maroochydore City Centre</h2>

Celeste would take a different form to the twin 19-storey buildings at SOL.

Plus Studio has designed a single 100-metre tower above an activated podium, with the architecture responding to the site's prominent position and three street frontages.

The podium would incorporate commercial tenancies and public art, with sweeping façade elements wrapping the street edges. The scalloped concrete podium has been inspired by the patterns created in sand at low tide, while extensive landscaping would continue vertically through the tower.

The ground level plans show three commercial tenancies addressing Sunshine Coast Parade alongside the residential lobby and landscaped public realm. The podium would then accommodate several levels of car parking before the residential tower rises above.

<img alt="Celeste" data-entity-type="file" data-entity-uuid="121f77b1-71c5-46d7-9b36-0a7d474211ca" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-08-10%20at%2010.24.47%E2%80%AFAM.png?VersionId=MGrg9Hb7HgzLN0Lelq_xrXNAruVl77ia" />

Plus Studio said the tower had been designed to maximise views from each apartment, taking in the Maroochy River, Sunshine Coast hinterland, Cotton Tree and Maroochydore Beach and ocean.

Those views have also shaped one of the project's key features, with Walker proposing to put the primary resident amenity on Level 29 rather than lower within the building.

The rooftop would feature a 284.9 sqm pool area with an infinity edge, along with a cold pool, spa, sauna, 93.2 sqm gym, sunset lounge, BBQ and dining areas, pool deck and private dining space. Cabanas and day beds are also shown across the recreation level.

The two penthouses would extend across the upper levels and each feature private terraces and plunge pools.

<h2 data-end="4202" data-section-id="v5f4ix" data-start="4160">Walker's growing Maroochydore footprint</h2>

Celeste further reinforces Walker's commitment to the transformation of Maroochydore City Centre.

Walker is one of the key partners delivering the new CBD alongside Sunshine Coast Council and SunCentral Maroochydore, with the broader 62-hectare Priority Development Area occupying the former Horton Park Golf Course and surrounding land.

The precinct is ultimately expected to accommodate at least 4,000 new homes as Maroochydore evolves into the Sunshine Coast's principal commercial and residential centre.

When SOL secured approval in February 2025, Walker Managing Director and CEO David Gallant described it as the "first of many residential projects" the company planned for the Maroochydore City Centre.

Celeste now provides the clearest indication yet of what comes next.

The site sits immediately within the new CBD, with the design report identifying Sunshine Plaza and surrounding parkland within walking distance and Maroochydore Beach around a five-minute drive away.

For Walker, the timing of the application comes as its first residential bet on the new CBD appears to have been vindicated.

SOL has progressed from planning approval to construction while its first release has approached sell-out, giving Walker confidence to push ahead with another 208 apartments and take its residential pipeline in the Maroochydore City Centre to around 450 dwellings across the two projects.

Celeste remains subject to planning approval, with the architectural material describing the scheme as a preliminary yield study that may change through the assessment process.

Walker doubles down on Maroochydore with 29-storey Celeste apartment tower

For most Australians, buying an apartment is one of the biggest financial decisions they'll ever make

The location, floorplan and price are often the first considerations, but in recent years another question has become increasingly important: who is actually delivering the project?

A series of high-profile builder collapses, construction delays and defect concerns have fundamentally changed how many Victorians approach buying off the plan. The collapse of Porter Davis in 2023, which reportedly left around 1,700 homes unfinished, became one of the most visible examples of the risks that can emerge when a construction company fails. <a href="https://www.equifax.com.au/sites/default/files/lpassets/pdf/Final-Business-Market-Pulse-June-Sector-Deep-Dive-Report-2.pdf">Similar challenges across the broader construction sector</a> have left buyers asking more questions before signing a contract.

As Victoria continues encouraging higher-density housing to address supply shortages, transparency is becoming just as important as location or price.

One tool increasingly entering the conversation is the <a href="https://icirt.com/">Independent Construction Industry Rating Tool (iCIRT)</a>, an independent assessment framework designed to help buyers better understand the developer or builder behind a project. Originally developed by Equifax in consultation with government and industry as part of NSW's Construct NSW reforms, the system has since expanded nationally.

<h2 data-end="1519" data-section-id="7nmx3" data-start="1492">What is an iCIRT rating?</h2>

Most Australians are familiar with independent ratings in everyday life.

We compare ANCAP safety ratings before buying a car. We look at Health Star Ratings in supermarkets. Banks rely on credit assessments when lending money.

Until recently, however, there has been very little independent information available to help apartment buyers assess the business responsible for delivering a residential project.

That gap is what iCIRT was designed to address.

Builders, developers and other construction professionals with an iCIRT rating have demonstrated high-trust characteristics through an independent, evidence-based assessment across six criteria: Character, Capability, Conduct, Capacity, Capital and Counterparties. This involves a rigorous review of financial health, past project track record, and ethical conduct. Crucially, an iCIRT rating could help provide property buyers with confidence that they are working with a professional who has demonstrated the capability, capacity, and willingness to return and rectify issues.

Importantly, iCIRT is not a recommendation to purchase a particular property, nor is it a traditional credit rating. It is an independent assessment framework designed to provide objective information about a construction business using a <a href="https://icirt.com/sites/default/files/2025-08/iCIRT-Methodology-Issue1-May-2021.pdf">published methodology</a>.

The system has been widely adopted in New South Wales, where more than one-third of medium and large residential builders and developers now hold an iCIRT rating, representing over two-thirds of the state's residential building market by value as of 2025/26.

<h2 data-end="3126" data-section-id="h6ohtj" data-start="3084">Why buyers are doing more due diligence</h2>

For many buyers, particularly those purchasing off the plan, the biggest risk isn't whether they'll like the kitchen finishes.

It's whether the project will be delivered on time, to the expected quality, and by a company capable of completing the development.

<a href="https://icirt.com/sites/default/files/2026-07/iCIRT%202025%20Consumer%20Survey%20Report%20v05.pdf">Consumer research commissioned by iCIRT</a> found more than half of respondents believed current protections do not adequately safeguard buyers from builder insolvencies or defective projects. Other research found 88 per cent of prospective buyers would seek independent ratings or due diligence before purchasing, while 90 per cent said trust in construction professionals is essential.

That doesn't mean buyers should rely on a single rating alone.

Independent legal advice, understanding the contract, and seeking financial advice all remain important parts of the due diligence process.

However, an independent assessment can provide another source of information alongside those traditional checks.

<h2 data-end="4138" data-section-id="pquzxc" data-start="4094">Trust is becoming a competitive advantage</h2>

The conversation isn't only changing for buyers.

Developers are also recognising that trust has become an increasingly important part of the sales process.

Five years ago, purchasers typically asked about floorplans, finishes and settlement dates.

Today, sales teams are increasingly being asked about the developer's experience, financial stability, previous projects and construction partners.

For companies with strong governance and established delivery records, an independent iCIRT rating provides another way to demonstrate those credentials before buyers even visit a display suite.

According to Equifax, the assessment can also help businesses drive sales and <a href="https://icirt.com/resources-for-business/icirt-rating-helps-scion-secure-high-value-projects">secure high-value projects</a>, as well as identify operational improvements and <a href="https://icirt.com/resources-for-business/mirvac-reinforces-brand-trust-and-quality-independent-icirt-rating">attract top talent</a>.

<h2 data-end="4962" data-section-id="1j54ng5" data-start="4912">Beyond buyers: lenders are paying attention too</h2>

The influence of independent construction ratings is also extending beyond consumers.

According to Stamford Capital's Real Estate Debt Capital Markets Survey, an increasing number of lenders now incorporate iCIRT ratings into their due diligence processes when assessing residential development finance applications.

The survey found lender adoption has continued to rise, with many respondents saying independent assessments provide additional insight into governance, counterparties and delivery capability beyond traditional financial analysis. Some lenders also reported declining funding applications where businesses had poor or no ratings.

As construction costs remain elevated and access to development finance becomes more selective, demonstrating credibility is becoming increasingly valuable.

<h2 data-end="5801" data-section-id="1qazuxs" data-start="5772">What it means for Victoria</h2>

Victoria's apartment market is entering a new phase.

The state is seeking to accelerate higher-density housing while simultaneously introducing reforms aimed at improving confidence in residential construction.

For buyers, that means there are more tools available than ever before to research the businesses behind a project.

For developers, it signals that transparency is becoming another point of differentiation in an increasingly competitive market.

Buyers are asking more questions than ever before and increasingly expecting independent information, not just marketing material, before making one of the biggest financial commitments of their lives.

Find out how to get iCIRT rated <a href="https://www.icirt.com/sites/default/files/2025-08/iCIRT-Infographic-Assessment-Process-Final.pdf">here</a>.

<hr data-end="6469" data-start="6466" />
The information contained in this article is general in nature and does not constitute personal, financial, legal or tax advice. It does not take into account your personal objectives, financial situation or needs. Therefore, you should consider whether the information is appropriate to your circumstances before acting on it and, where appropriate, seek independent professional advice.

This article contains links to third-party websites. These links are provided for convenience only. Equifax Australia does not control and is not responsible for the content, accuracy or privacy practices of external sites.

Copyright © 2026 Equifax Australia Information Services and Solutions Pty Ltd. All rights reserved.

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