As a first home buyer or investor, have you been contemplating purchasing either a one or two bedroom? Should there be an office space? Are energy efficient appliances and smart tech worth it? Or if you&rsquo;re just curious to know what other first home buyers are getting for themselves, take a look at the budget range and configurations other buyers are searching for on Urban.&nbsp;

According to Urban data, up to 57% of first home buyers in Victoria, New South Wales and Queensland prefer 2-bedroom configurations. This configuration is ideal for buyers as it accommodates the market&rsquo;s largest segment: young families with one or two children. Another factor to take into consideration would be the location. Being located close to university would be a good fit for students or an area that encourages a certain lifestyle for downsizers as there would be less commute time and more access to transportation.&nbsp;

According to <a href="https://www.vu.edu.au/mitchell-institute/tertiary-education/international-students-make-up-more-than-30-of-population-in-some-australian-suburbs">Mitchell Institute</a> from Victoria University,&nbsp;

&ldquo;The centre of Melbourne had the largest number of international students in the country &ndash; at almost 20,000, or 38% of the resident population. The neighbouring suburb of Carlton has the next largest with 9,600 or 39% of the population.&rdquo;

Smaller high-spec homes can give owner occupiers and downsizers a lifestyle improvement and low-maintenance living, while larger high-spec homes have the investment potential to earn better rental yields.&nbsp;

Here are some statistics to get an idea of the budget range from first home buyers from Urban in Australia.&nbsp;

For two bedrooms located in Victoria:

<ul class="rteindent1">
	<li>36% keep their budget within $600k-$800k</li>
	<li>32% keep their budget within $400k-$600k</li>
	<li>26% keep their budget up to $400k</li>
	<li>4% keep their budget within $800k-$1M</li>
	<li>2% keep their budget within $1M-$1.5M</li>
</ul>

Here are some 2-bedroom properties within these budgets that we think offer excellent value for money in Victoria:

FORME (from $600k)&nbsp;

[smartcode_project:default project_id=100322 project_image_fid=163026]

<ul>
	<li>13km from CBD, walking distance from Westfield Doncaster</li>
	<li>Quality finishes</li>
	<li>Close proximity to sought-after schools and transport</li>
</ul>

Sky Garden (from 668k)&nbsp;

[smartcode_project:default project_id=2881 project_image_fid=168781]

<ul>
	<li>30 mins from CBD</li>
	<li>Unique amenities including gaming rooms (mah-jong and billiard), private cinema, gymnasiums with yoga studios, tai chi areas, steam room, heated lap pool and more</li>
	<li>Connected to the revamped and modern The Glen shopping centre located right below</li>
</ul>

<h2>Why is NSW more expensive?</h2>

Due to limited supply in the popular inner NSW suburbs, competition has driven house prices up.&nbsp;However, NSW is a desired place to live and invest in with&nbsp;its&nbsp;competitive market due to homes proving to retain value.

New South Wales:&nbsp;

<ul class="rteindent1">
	<li>54% keep their budget up to $400k</li>
	<li>23% keep their budget within $400k-$600k</li>
	<li>15% keep their budget within $600-$800k</li>
	<li>8% keep their budget within $800-$1M</li>
</ul>

Here are some 2-bedroom properties within these budgets that we think&nbsp; offer excellent value for money in New South Wales:

Kew Schofields Stage 1 - Rose Garden (from 495k); Stage 2- Georgette (from 535k)

[smartcode_project:default project_id=6025 project_image_fid=52592]

[smartcode_project:default project_id=32227 project_image_fid=93951]

<ul>
	<li>Has quality community living, perfect for young families</li>
	<li>Primary schools and Tafe college closeby</li>
	<li>Private access to a courtyard</li>
</ul>

Destination (from 874k)

[smartcode_project:default project_id=8669 project_image_fid=71740]

<ul>
	<li>Prime location in Macquarie and close to transport</li>
	<li>Has large house-like proportion layouts for an apartment that makes the rooms more spacious</li>
	<li>Elegant design and finishes</li>
</ul>

<h2>What does QLD have to offer?</h2>

Known for their beautiful beaches and coastal living, does this imagery of living in QLD fit your dream lifestyle? 
According to <a href="https://www.livingin-australia.com/australian-house-prices/">Living in Australia</a>, the average cost for a house in January 2019 in New South Wales would be $955,000 and $737,000 for Victoria. Compared to New South Wales and Victoria, Queensland&rsquo;s average price for a home is $530,000.

Queensland:

<ul class="rteindent1">
	<li>60% keep their budget within $400-$600k</li>
	<li>23% keep their budget up to $400k</li>
	<li>14% keep their budget within $600-$800k</li>
	<li>3% keep their budget within $800k-$1M</li>
</ul>

Here are some 2-bedroom properties within these budgets that we think offer excellent value for money in Queensland:

The Coterie (from $537k)

[smartcode_project:default project_id=6257 project_image_fid=141422]

<ul>
	<li>Only 1.5m away from the CBD with views of Brisbane&rsquo;s skyscraper</li>
	<li>Luxurious interior that is well-thought of with design elements from St Pauls</li>
	<li>Close to a lively neighbourhood&nbsp;</li>
</ul>

The Catalina (from 549k)

[smartcode_project:default project_id=6517 project_image_fid=71245]

<ul>
	<li>At a central location of Surfers Paradise</li>
	<li>Open floorplan that blends indoor-outdoor living with Gold Coast&rsquo;s skyline</li>
	<li>On top of the usual amenities, they have a hydrotherapy shower, treatment rooms, private cinema, and more to promote wellness</li>
</ul>

Familiarising yourself with the different market valuations in the areas you&rsquo;re looking to purchase a home in, will help you to identify whether you&rsquo;re getting a good deal for your property purchase. You can use platforms like Urban to compare prices within a particular location, taking into account amenities and home configuration. To view all listings on Urban, have a browse at <a href="/developments">our projects</a>.

briana

Urban data compares 2-bedroom configurations around Australia: Which property is right for you?

St. A, a new residential development by Cedar Woods, is setting a new standard for living in the heart of St Albans. St A was designed by DKO and includes 254 residences that are aimed at providing homeowners with an upgraded lifestyle complete with modern conveniences and timeless style. Each home has been meticulously designed to provide functional open plan living spaces, a large storage capacity, and a seamless indoor/outdoor flow.&nbsp;

[smartcode_project:default project_id=7633 project_image_fid=80010]

<h2>1. St A offers great access to Melbourne CBD, shopping centres and Sunshine Hospital</h2>

<figure><img alt="" class="image-article-full-width-580px" height="326" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/maxresdefault.jpeg?itok=yWlRmixO" width="580" />

<figcaption>St. Albans Railway, <a href="https://www.youtube.com/watch?v=zQtXAK_P__0">source</a></figcaption>
</figure>

Residents will have easy access to the CBD as the St Albans Train Station is situated within walking distance. To go to the city, residents can either travel on the Sunbury line by train or on buses 408, 419 or 903. The city is also only a 20-30 minute drive away on the freeway. St A is also less than 10 minutes drive to Brimbank shopping centre, Keilor Central, and many more shopping centres. It is also good to know that the new upgraded Sunshine Hospital is less than 10 minutes by car.&nbsp;

<h2>2. St A is close to a variety of education, perfect for families and students</h2>

<figure><img alt="" class="image-article-full-width-580px" height="387" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/stalb_students-with-principal-093.jpeg?itok=7U7hfWNH" width="580" />

<figcaption>St Albans Secondary College, <a href="https://stalbanssc.vic.edu.au/">source</a></figcaption>
</figure>

For families or students looking to move into the area, there are a number of schools to choose from close to St Albans.

Some of the top education centres include:&nbsp;

<ul>
	<li>St Albans Primary School</li>
	<li>Victoria University</li>
	<li>St Alban Heights Primary School</li>
	<li>Willis Street Kindergarten</li>
	<li>St Alban Meadows Primary School</li>
	<li>Sunshine Park Estate Kindergarten</li>
	<li>Catholic Regional College St Albans</li>
	<li>St Albans Secondary College</li>
</ul>

<h2>3. Join a multicultural suburb and try new things</h2>

<figure><img alt="" class="image-article-full-width-580px" height="313" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/467815_sld.jpeg?itok=CJZYwMiN" width="580" />

<figcaption>Vietnamese &amp; Chinese Restaurant: Phi Phi 2, <a href="https://www.quandoo.com.au/place/phi-phi-2-57230/photos">source</a></figcaption>
</figure>

St Albans is a very multicultural suburb, which means that there are a variety of restaurants, bars and cafes. For an array of Asian cuisine, visit St Albans&#39; major shopping strip, Alfrieda Street, or Main Road West/East if you are looking for European and Middle Eastern cuisines. Grocery shopping will be easy as Woolworths and multiple asian grocery stores are within walking distance.&nbsp;&nbsp;

<h2>4. St Albans is a thriving community&nbsp;</h2>

<figure><img alt="" class="image-article-full-width-580px" height="363" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/st-albans-lunar-festival.png?itok=7de6vDej" width="580" />

<figcaption>Lion Dance at the St Albans Lunar Festival, <a href="https://www.dyob.com.au/suburbs/north-west/st-albans">source</a></figcaption>
</figure>

There are a lot of entertainment options available to St Alban residents. Head down to The Bowery Theatre and St Albans Community Centre (STACC) where they both host art and community venues available for performances, rehearsals, meetings, and events. For a casual scene, St Albans Hotel would be perfect for drinks and dinner in the bistro with live entertainment, pool tables, sport playing on a big screen and an indoor play area for your kids. Every January, 80,000 people gather at St Albans to celebrate the Lunar Festival to watch the Lion Dance and a fireworks display.&nbsp;

<h2>5. St Albans is an in demand suburb</h2>

According to <a href="https://www.realestate.com.au/neighbourhoods/st-albans-3021-vic " target="_blank">Realestate.com</a>, a medium house price at St Albans is $640,000 as of June 2021, and $350 per week for rent as of July. If you are looking to invest, renting at $350 per week would obtain a 2.8% annual rental return for homes. In the last 5 years, St Albans has experienced a compound growth rate of 7.2% for homes and 6.5% for apartment units. St Alban&rsquo;s demographic consists of 24.5% in independent youth and 28.8% in couples and families.&nbsp;

<h2>6. Enjoy the surrounding greenery and be closer to nature with a selection of nearby parks</h2>

<figure><img alt="" class="image-article-full-width-580px" height="265" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/1476410867.55280.jpg?itok=moRCyCc2" width="580" />

<figcaption>Cairnlea Park, <a href="https://goodmigrations.com/city-guides/melbourne/cairnlea">source</a></figcaption>
</figure>

To briefly escape from the hustle and bustle of the city, parklands such as the Brimbank Park, Waterfield Park, Cairnlea Park, and Organ Pipes National Park are all within a 5 minute drive. To enjoy a coastal walk, Altona beach is only a 25 minute drive. Each home is also built with sustainability in mind to reduce the carbon footprint of the entire development, attaining a 6-star energy rating. This includes features such as rainwater tanks and double glazing on select residences.&nbsp;

There are a variety of two and&nbsp;three-bedroom townhomes currently available, with several design layouts to choose from including:&nbsp;

<ul>
	<li>Sapphire IV: A 3 storey 3 bedroom, 3.5 bathroom, a study and a double garage</li>
</ul>

<figure><img alt="" class="image-article-full-width-580px" height="410" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/0001.jpg?itok=PEvC3a3C" width="580" />

<figcaption>Sapphire IV</figcaption>
</figure>

<ul>
	<li>Argyle I &amp; II: A 2 storey, 2 bedroom, 2.5 bathroom and a carpark</li>
</ul>

<figure><img alt="" class="image-article-full-width-580px" height="410" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/0001_copy.jpg?itok=8xP57Jff" width="580" />

<figcaption>Argyle I &amp; II</figcaption>
</figure>

[smartcode_project:default project_id=7633 project_image_fid=32168]

If you can imagine a life in St Albans and enjoying all that the neighbourhood has to offer, then reach out to a sales agent via Urban today.

[smartcode_project_cta: project_id=7633]

7 reasons to consider buying a home at Cedar Woods' St A in Melbourne's north west

Melbourne residential tower K1,&nbsp;boasts&nbsp;360&deg; views with homes offering spacious garden balconies.&nbsp;DE Atelier Architects have designed three-bedroom sky homes with graceful, organic shapes, natural warm materials and luxurious interiors.&nbsp;

<a href="https://res.cloudinary.com/dz9xllyip/image/fetch/c_fill,w_962,h_420,dpr_2.0,q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/project-renders/k1-residences-1-union-street-melbourne-cd459faa3d88cc4d5e564b6bfbdbb45a.jpg" target="_blank"><img alt="" src="https://res.cloudinary.com/dz9xllyip/image/fetch/c_fill,w_962,h_420,dpr_2.0,q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/project-renders/k1-residences-1-union-street-melbourne-cd459faa3d88cc4d5e564b6bfbdbb45a.jpg" style="width: 1924px; height: 840px;" /></a>

Bergman &amp; Co. creates interiors with exceptional clarity of vision to instil warmth, sophistication, and timeless beauty through combining the use of moody tones, sunlight and French oak. These residences are distinguished by exquisite features such as a desk suspended from the ceiling for the workspace, as well as finer details such as rose gold tapware, and curved garden terraces.

The kitchen includes VZug kitchen appliances that were manufactured in Switzerland, Liebherr integrated fridges and Vintec 40 bottle wine fridges.

Bathrooms include Rogerseller fittings that have been carefully selected to represent a timeless contemporary design with quality materials, simplicity and craftsmanship.&nbsp;Bathrooms also include heated shower rails and tile insert shower grate.

These luxurious residences come in a light and dark theme, both of which include neutral palettes.&nbsp;

<a href="https://res.cloudinary.com/dz9xllyip/image/fetch/c_fill,w_630,h_420,dpr_2.0,q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/project-renders/k1-residences-1-union-street-melbourne-02a22cd197380352f9b9de4436b5a747.jpg" target="_blank"><img alt="" src="https://res.cloudinary.com/dz9xllyip/image/fetch/c_fill,w_630,h_420,dpr_2.0,q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/project-renders/k1-residences-1-union-street-melbourne-02a22cd197380352f9b9de4436b5a747.jpg" style="width: 1260px; height: 840px;" /></a>

THE MATERIALS USED:

<ul>
	<li>Black Odyssey Marble benchtop&nbsp;and splashback</li>
	<li>Bottega and Angora Oak</li>
	<li>Smokey grey mirror wall</li>
	<li>Rose Copper</li>
	<li>Matte finish wall tiles</li>
</ul>

The gardens of K1 Residences are a defining aspect of the stunning building&#39;s design, designed by award-winning landscape architecture firm, Aspect Studios. Layers of greenery add a lovely tracery of dappled light to the exterior&#39;s arcs and crescents. This lush greenery reflects Melbourne&#39;s best-loved suburbs&#39; gardens and tree-lined streets.

<a href="https://res.cloudinary.com/dz9xllyip/image/fetch/c_fill,w_697,h_420,dpr_2.0,q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/project-renders/k1-residences-1-union-street-melbourne-e7a591129cbf2a2a2082596a6d848a3a.jpg" target="_blank"><img alt="" src="https://res.cloudinary.com/dz9xllyip/image/fetch/c_fill,w_697,h_420,dpr_2.0,q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/project-renders/k1-residences-1-union-street-melbourne-e7a591129cbf2a2a2082596a6d848a3a.jpg" style="width: 1394px; height: 840px;" /></a>

The verdant terrace features timber and natural greenery for you to enjoy the space for relaxation and socialisation. K1 Residences&#39; ground floor transitions seamlessly from a clean contemporary interior to a vast and beautifully planted garden. Residents can now enjoy indoor and outdoor living because of its low maintenance and stunning architecture.&nbsp;

<a href="https://res.cloudinary.com/dz9xllyip/image/fetch/c_fill,w_513,h_420,dpr_2.0,q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/project-renders/k1-residences-1-union-street-melbourne-a368fe75e34312bc5adb8c91f6489d57.jpg" target="_blank"><img alt="" src="https://res.cloudinary.com/dz9xllyip/image/fetch/c_fill,w_513,h_420,dpr_2.0,q_auto:good/https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/project-renders/k1-residences-1-union-street-melbourne-a368fe75e34312bc5adb8c91f6489d57.jpg" style="width: 1026px; height: 840px;" /></a>

Located with the perfect balance of serenity and vibrancy, K1&rsquo;s immediate neighbourhood is tranquil and picturesque. The greatest of Melbourne&#39;s restaurants, entertainment opportunities, markets, shopping, and places to relax are all within walking distance. K1 provides easy access to everything Greater Melbourne has to offer. Major highways and freeways are only a few minutes away, and public transportation is easily accessible.

[smartcode_project:default project_id=2772 project_image_fid=31757]

For more enquires on K1 Residences, please contact our agents via Urban.&nbsp;

The design details: Materials used to craft the recently completed K1 Residences

As a first home buyer, you might be asking yourself, will this property be worth it in the long run? Why is location so important? Will the property be profitable to sell in the future?

Choosing a good location is arguably one of the most important factors when choosing a home. Not only can it offer convenience and better liveability,&nbsp;but buying in a rising suburb can be a&nbsp;smart way to ensure your property will hold its value.&nbsp;We&#39;re going to walk you through some of the top location factors to consider when choosing your first home.

&ldquo;Location creates desirability, desirability creates demand, and demand raises property prices. If you cleverly choose the location of your new home, you will not just enjoy an improved lifestyle (think - better amenities, schools, transport, and so forth) but potentially profit significantly when it comes time to sell-up and move on.&rdquo;

<a href="https://gw.legal/articles/why-location-location-location-is-still-the-most-important-consideration-when-buying-a-home" target="_blank">GW Legal</a>, conveyancing specialists

First home buyers may consider an investment plan for their first home purchase, making location an important investment feature that can be valuable to increase rental opportunities and resale value in future. Here are eight&nbsp;location features you could consider:

<h2>1. Investment opportunity</h2>

<figure><img alt="" class="image-article-full-width-580px" height="385" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/shutterstock_1139707214.jpg?itok=xkZHpW63" title="Source: Shutterstock" width="580" />

<figcaption>Source: Shutterstock</figcaption>
</figure>

To maximize resale value, it can be wise to select a property in a sought-after location. Features to look for can include low noise, a well-maintained neighbourhood and streets with slight elevation for good drainage and sun.

Where possible, avoid close proximity to highways/train tracks, factories and utility lines. According to Gustan Cho Associates, &ldquo;buying a house next to power lines may decrease property value <a href="https://homeguides.sfgate.com/much-power-lines-lower-real-estate-value-2979.html" target="_blank">as much as 10% to 40%</a>&rdquo;.&nbsp;

Having easy access to public transportation, good schools, entertainment, retail, dining and recreational centres are key factors to consider. Having additional public transit choices available, whether in the CBD or the suburbs, means that the property could <a href="https://www.smartcitiesdive.com/news/property-values-thrive-near-transit-study-finds/564982/" target="_blank">become more valuable over time</a>&nbsp;as it becomes easier to commute to.

[smartcode_project:default project_id=5234 project_image_fid=84282]

Being near good schools gives parents that have school-age kids the opportunity to settle or rent out the property to a family. As a result, homes located in good school zones experience a higher growth compared to lower-ranked school zones.

Research from the Real Estate Institute of Victoria states how properties located within popular primary and secondary schools are able to secure sale prices above <a href="https://reiv.com.au/policy-resources/latest-news/top-performing-public-schools-leading-price-growth" target="_blank">$400k more</a> than properties outside those school zones.&nbsp;

<h2>2. Employment opportunities</h2>

<figure><img alt="" class="image-article-full-width-580px" height="387" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/styles/article_full_width_580px/public/pictures/article-images/shutterstock_614433167.jpg?itok=phLLncAl" title="Source: Shuttershock" width="580" />

<figcaption>Source: Shutterstock</figcaption>
</figure>

When there are new businesses opening in the area, this can boost job supply making the area a desirable option for job opportunities.

As businesses grow with the population of the area, there may be higher chances of the property increasing in value as there can potentially be amenities and entertainment that will develop alongside to cater to the population.&nbsp;

<h2>3. Infrastructure upgrades</h2>

Infrastructure projects (planned and under construction) can help in indicating a rise in housing demand.

[smartcode_project:default project_id=29358 project_image_fid=85966]

Social infrastructure that may attract buyers and families to an area includes: public transportation links that provide connectivity to the city, greater selection of educational facilities, upgraded utilities, or the addition of health services.

<figure><img alt="" class="image-article-full-width-580px" height="384" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/shutterstock_190368989.jpg?itok=Je3j24rm" title="Source: Shutterstock" width="580" />

<figcaption>Source: Shutterstock</figcaption>
</figure>

These may be reasonably certain indicators for finding tenants or future buyers. Areas, where the construction and mining sectors are entering or extending their operations, have the opportunity to attract jobs and workers to the region, which may offer potential long-term investment and capital growth opportunities.

<h2>4. Consider looking for property in fringe suburbs</h2>

If your first choice location is out of budget, neighbouring suburbs can be an excellent solution as they can provide cheaper entry points to the market.

Townhouses and family-friendly apartments can also be considered as a more affordable alternative to the stand-alone housing stock in high demand suburbs.

[smartcode_project:default project_id=29048 project_image_fid=151675]

<h2>5. Choosing the right suburb</h2>

<figure><img alt="" class="image-article-full-width-580px" height="387" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/shutterstock_1988193521.jpg?itok=-L58WU3l" title="Source: Shutterstock" width="580" />

<figcaption>Source: Shutterstock</figcaption>
</figure>

URBAN &amp; CITY

Pros:&nbsp;

<ul>
	<li>
	Love the bustle of the city
	</li>
	<li>
	Close to an abundance of entertainment, restaurants and nightlife
	</li>
	<li>
	Shorter commute times
	</li>
	<li>
	Many amenities nearby
	</li>
	<li>
	Great for walkability
	</li>
</ul>

Cons:&nbsp;

<ul>
	<li>
	Less space
	</li>
	<li>
	Noise pollution
	</li>
</ul>

COASTAL

Pros:&nbsp;

<ul>
	<li>
	Love the beach and its openness and fresh air
	</li>
	<li>
	Relaxed lifestyle
	</li>
	<li>
	Great place to raise a family
	</li>
	<li>
	Better work/life balance as a <a href="https://www.marketwatch.com/story/people-who-live-on-the-coast-are-typically-happier-than-those-who-dont-says-science-2019-10-01" target="_blank">study</a> from Exeter University found that living close to the sea is good for your mental health
	</li>
</ul>

[smartcode_project:default project_id=5559 project_image_fid=88243]

Cons:&nbsp;

<ul>
	<li>
	Higher maintenance costs due to exposure to sea air, strong winds, spot water damage, damp and rust problems
	</li>
	<li>
	Less privacy during peak season
	</li>
</ul>

SUBURBS&nbsp;

Pros:&nbsp;

<ul>
	<li>
	Often plenty of schooling options
	</li>
	<li>
	Can be more affordable
	</li>
	<li>
	Relaxed lifestyle
	</li>
	<li>
	Local amenities growing
	</li>
</ul>

Cons:&nbsp;

<ul>
	<li>
	Potentially longer commute
	</li>
	<li>
	Not as much entertainment, restaurants and nightlife compared to the city
	</li>
</ul>

<h2>6. Insurance premiums</h2>

Environmental hazards associated with the property&#39;s location should also be addressed, as insuring a property in a flood or bushfire-prone area may be more expensive, affecting your budget.

According to a recent assessment by the <a href="https://www.afr.com/property/residential/climate-change-predicted-to-wipe-571-billion-off-property-values-20190508-p51law" target="_blank">Climate Council</a>, climate change and extreme weather would cause the Australian property market to lose $571 billion in value by 2030.

Make sure to double-check to see whether the insurance covers all these hazards as it may not be the case for most properties.&nbsp;

<h2>7. Limitations on your property</h2>

<figure><img alt="" class="image-article-full-width-580px" height="387" src="/s3/files/styles/article_full_width_580px/public/pictures/article-images/shutterstock_375497461.jpg?itok=xbcDyYXM" title="Source: Shutterstock" width="580" />

<figcaption>Source: Shutterstock</figcaption>
</figure>

The Vegetation Protection Overlay (VPO), the Environmental Significance Overlay (ESO), the Significant Landscape Overlay (SLO), and the Heritage Overlay (HO) are four overlays that can be used to protect and manage vegetation in urban areas as part of Victoria Planning Provisions (VPP).

They will have limited relevance in urban areas with small lot sizes because they aim to avoid broad-scale clearance of vegetation.&nbsp;

Restrictions such as the Vegetation Protection Overlay (covered in some parts of Monash and Mornington Peninsula Planning Scheme) exist in order to protect current vegetation, encourage the regeneration of native plants and trees, and maintain and improve habitat for native wildlife.

It can be used on individual trees, groups of trees, or large expanses of vegetation. This will cause limitations to any property in a protected area that you may want to renovate.&nbsp;

<h2>8. Recency</h2>

<figure><img alt="" class="image-article-full-width-580px" height="387" src="https://s3-ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/styles/article_full_width_580px/public/pictures/article-images/shutterstock_525154717.jpg?itok=O3dK6E74" title="Source: Shutterstock" width="580" />

<figcaption>Source: Shutterstock</figcaption>
</figure>

When you have found your potential property, it is good to start looking for their comparable sales (also known in the industry as &ldquo;comps&rdquo;).

Comps are recently sold properties that have similar characteristics to the one you&rsquo;ve been looking to purchase or invest in.

When it is a good deal, the value can go up when you resell in the future due to infrastructure and other upgrades.

New houses or renovated houses in that area can also drive up the value as it may increase interest.

As a first home buyer, you might be asking yourself, will this property be worth it in the long run?

Home buyer guide: Location indicators to take into account when buying your first home

4 Ballarat Street is the latest Brunswick apartment development by Assemble Futures, with design by Fieldwork Architects and landscape design by Rush Wright.

The development places an emphasis on providing a seamless transition to the natural environment, with each apartment running on 100% renewable energy. The&nbsp;spacious outdoor areas and floor-to-ceiling glazing provide&nbsp;plenty of light to fill each living space and cross-flow ventilation.&nbsp;

4 Ballarat also aims to connect its community through the functional spaces on offer, including: rooftop area for residents to relax, multipurpose room, assemble space to host social gatherings, barbecue, herb &amp; veggie garden, dog park and lending library where the residents can share and lend their favourite books.&nbsp;

The building&nbsp;sits in the heart of Brunswick, a popular location for cafes and restaurants. Urban has taken a look at what&#39;s in the neighbourhood.

[smartcode_project:default project_id=94542 project_image_fid=160729]

When it comes to fantastic eat streets in Melbourne, I would place Sydney Road at the top of the list.

Tiba&#39;s (a Lebanese restaurant founded in 1983), Mediterranean Wholesalers, Project281 Cafe, a vast Italian supermarket, A1 Bakery (a famous family business founded in 1992), are all located here.

The Sydney Road precinct is a short walk from 4 Ballarat.

4 Ballarat is also within walking distance to Woolworths, ALDI, Coles, Chemist Warehouse, Bunnings, and RMIT University Brunswick Campus.&nbsp;

[smartcode_project:default project_id=94542 project_image_fid=160735]

Within a 10 minute walk are a number of&nbsp;outdoor and recreational activity sites, such as Clifton Park, Gilpin Reserve, A G Gillion Oval, and Brunswick Baths.

Residents are well connected to the neighbouring areas, and&nbsp;a 25 minute tram ride to Melbourne&#39;s CBD.&nbsp;

[smartcode_project_cta: project_id=94542]

The building sits in the heart of Brunswick, a popular location for cafes and restaurants.

Walking tour: What’s within walking distance from 4 Ballarat Street, Brunswick?

Townhouses fuse the convenience of apartments and their&nbsp;upgraded amenities with the advantages of investing in a stand alone property. According to <a href="http://ironfish.com.au/blog-news/look-buying-townhouse-tips-investors/">Iron Fish</a>&nbsp;- a company that builds confidence from data-driven investment insights,&nbsp;

&ldquo;A well-built townhouse in a good location usually sees stronger rental yields than houses in the same area. For investors seeking cash flow for their property portfolio, townhouses can be an appealing option when compared to a free-standing house&rdquo;

They are more inexpensive compared to free-standing residences as they hold more value for its use of land, making a promising long-term capital growth. Compared to existing properties, townhouses have low maintenance for their latest standards when it comes to comfort and entertainment. If you are looking for a townhouse located in Victoria, here are 5 of our top picks selling now.

<h2>1.&nbsp;<a href="/buildings/omnia-4-6-horscroft-place-moorabbin">Omnia</a></h2>

[smartcode_project:default project_id=29048 project_image_fid=151680]

[smartcode_project:default project_id=29048 project_image_fid=151679]

Starting from $465,000

Located in the heart of Moorabin - one of Melbourne&rsquo;s major suburbs, Omnia showcases a luxurious lifestyle featuring Roger Brayshaw&rsquo;s designs and renowned Sheffield property developer. Omnia&rsquo;s floor-to-ceiling sliding doors are ideal for a seamless indoor-outdoor lifestyle. Starting at $465,000, Omnia presents the best of both worlds with townhouses and apartments featuring sophisticated finishes and clean lines.&nbsp;

<h2>2.&nbsp;<a href="/new-townhouses/the-fabric-altona-north-188-198-blackshaws-road-altona-north-vic-3025">The Fabric&nbsp;</a></h2>

[smartcode_project:default project_id=22699 project_image_fid=70089]

[smartcode_project:default project_id=22699 project_image_fid=39042]

When designing The Fabric, Mirvac&rsquo;s award winning team prioritised comfort, style, functionality and sustainability. Their spacious courtyards are perfect for hosting your friends and family or to grow your own herb garden. The contemporary architecture is accompanied by floor-to-ceiling windows that maximises natural light. The Fabric also offers a range of intelligent and flexible home designs for optimal personalisation.

<h2>3. <a href="/developments/doncaster-vic-3108">Tullamore Homes</a></h2>

[smartcode_project:default project_id=22803 project_image_fid=53579]

[smartcode_project:default project_id=22803 project_image_fid=53580]

Located in Doncaster, Tullamore Homes by Mirvac has private and public schools closeby with convenient transport routes to University of Melbourne and Deakin University. Tullamore Homes feature contemporary and functional open spaces, as well as walkable trails with 20% of the site dedicated to nature. It is in walking distance to Westfield Doncaster, has over 400 stores, including cafes, restaurants, cinemas, department stores, supermarkets and fresh food markets. Within the Tullamore community, the new&nbsp;dog-friendly caf&eacute;,&nbsp;Stables Providore Caf&eacute;, has had great responses from the community and is open during lockdown for takeaway and dine-in service.&nbsp;

<h2>4. <a href="/new-townhouses/luma-sunshine-north-247-st-albans-road-sunshine-north-vic-3020">Luma</a></h2>

[smartcode_project:default project_id=27783 project_image_fid=96894]

[smartcode_project:default project_id=27783 project_image_fid=96896]

Starting from $515,000

Luma&rsquo;s urban townhomes are perfect for homebuyers that are looking for a property for long-term living and low maintenance. Luma features solar panels and battery storage that help reduce your carbon footprint and energy bills, it&rsquo;s a win-win for the planet and homebuyers! With community in mind, masterplanning agency, RobertsDay, also included a 3,600 square meter park for residents and the broader community that includes a playground, barbecue areas and walking tracks.

<h2>5.&nbsp;<a href="/buildings/haven-townhomes-42-homeleigh-road-keysborough">Haven Townhomes</a></h2>

[smartcode_project:default project_id=8082 project_image_fid=59639]

[smartcode_project:default project_id=8082 project_image_fid=59637]

Situated in a residential neighbourhood to create optimal community lifestyle, Haven Townhomes spoil their residents with tranquil areas to relax. Haven Townhomes is located close to sporting and education facilities, shops, services, roads and transport. Equipped with European Artusi kitchen appliances that motivate cooking for family and friends. Haven Townhomes&rsquo; exterior is filled with luscious landscaped gardens, fences and driveway. With 80% sold in stage 1, Haven Townhomes has everything you need at your doorstep.&nbsp;

The convenience of apartments and spaciousness of free-standing homes: 5 townhomes you’ll love in Melbourne’s outer suburbs

Brisbane-based <a href="https://www.apartments.com.au/developers/red-co">Red &amp; Co Developments</a> has officially launched its $250million COMO apartment development in Varsity Lakes, while simultaneously commencing construction.&nbsp;

Building work is now underway at COMO following the appointment of <a href="https://www.apartments.com.au/builders/5point-projects">5Point Projects</a> as contractor to deliver the boutique development which will rise on a 2857 sqm site overlooking Lake Orr at 22 Lake Street.

When completed, <a href="https://www.apartments.com.au/new-apartments/como-varsity-lakes-22-lake-street-varsity-lakes-qld-4227">COMO</a> will comprise 156 apartments across 16 levels located in the heart of Varsity Lakes.

[smartcode_project:default project_id=135546 project_image_fid=363515]

The project, which will sit alongside Bond University, will deliver a diverse array of apartment designs comprising one-, two- and three-bedroom residences that have already attracted interest from local and interstate investors as well as an array of owner occupiers looking to gain a foothold in the precinct.

Red &amp; Co, which has largely focused on the Brisbane market in recent years where it has delivered more than 500 apartments and townhouses across 26 projects, has designed COMO to combine tranquil, lakeside living with the vibrant urban convenience of the vibrant Varsity Lakes village.

“We’re thrilled to announce a start to construction of COMO in conjunction with the official launch of the project, our first for the Gold Coast,” said Red &amp; Co Director and Co-Founder David Laverty.

[smartcode_project:default project_id=135546 project_image_fid=363509]

“COMO is superbly positioned to capture the essence of the Varsity Lakes village lifestyle and its thriving café and dining precinct, while delivering a much-needed diverse supply of premium residences for the local market.

“Pre-launch inquiries have been strong among both local and interstate investors and owner-occupiers, including downsizers and upgraders who appreciate the value proposition that COMO represents.”

Prices at COMO start from $1,000,050.

[smartcode_project:default project_id=135546 project_image_fid=363511]

Designed by <a href="https://www.apartments.com.au/architects/bda-architecture">BDA Architecture</a>, the COMO development incorporates an extensive range of amenities for residents including a 25-metre rooftop lap pool, sundeck, barbecue and dining areas, as well as multiple rooftop pickleball and paddleball courts, a wellness and activity centre, gym, sauna, plunge baths and landscaped gardens.

“COMO presents a rare opportunity to secure a stylish, lifestyle-focused home in one of the Gold Coast’s most sought-after neighbourhoods,” added Laverty.

“The rooftop will be the epicentre of fun for residents with an array of amenities for residents that are quite unique for a boutique project such as this, all while offering spectacular vistas across the Gold Coast as far north as Southport and south to Burleigh.”

[smartcode_project:default project_id=135546 project_image_fid=363514]

&nbsp;

Red &amp; Co has chosen the Varsity Lakes site for its proximity to top-tier schools, major shopping hubs, such as Robina Town Centre and its CBD offering, as well as key Gold Coast transport links, including Varsity Lakes Train Station.

COMO will be located just a short walk to shops, cafes and restaurants in Varsity Lakes and just a 10-minute drive to the Burleigh Heads beachfront.

With construction currently underway, Red &amp; Co anticipates COMO will be completed in 2028.

[smartcode_project_cta:default project_id=135546]

Joel Robinson

Red & Co to launch debut Gold Coast development Como Varsity Lakes as construction commences

Longstanding Gold Coast developer Raptis has acquired a prime development site on Surf Parade for its next Broadbeach apartment project.

Progressing towards completion of <a href="https://www.apartments.com.au/new-apartments/the-sterling-broadbeach-6-8-george-avenue-broadbeach-qld-4218">The Sterling Broadbeach</a>, 90 apartments on nearby George Avenue, <a href="https://www.apartments.com.au/developers/raptis">Raptis</a>, led by second-generation family man Evan Raptis, has picked up a block on the corner of Surf Parade and First Avenue.

The site had been earmarked for a luxury apartment project with 33 full-floor apartments across a 37-storey tower. Raptis will go back to the drawing board and create a building more appropriate for the site. The development application will be lodged later this month.

Evan Raptis told Apartments.com.au the site ticks all the boxes.

"Broadbeach is a suburb we've developed several buildings over the years. Surf Parade ticks all the boxes for the type of apartment development we want to deliver."

Raptis had several pre-lodgement meetings with council to ensure they are aligned in the development.

<img alt="Raptis" data-entity-type="file" data-entity-uuid="f0d58573-07a4-47a8-9f5e-fbf35fb03dc3" src="https://s3.ap-southeast-2.amazonaws.com/www.urban.com.au/s3fs-public/inline-images/Screenshot%202026-03-05%20at%204.58.23%E2%80%AFPM.png?VersionId=iczZEd_4_o4UL0PHMPJGfy_q3tv96J5i" />

Surf Parade has emerged in recent years as one of the most popular streets in Broadbeach for development.

South East Queensland developer Mosaic Property Group kicked it off with Marella by Mosaic. Bassar Group sold out Infinity on the street, while for its&nbsp;first Gold Coast development, Polycell grabbed a Surf Parade site for <a href="https://www.apartments.com.au/new-apartments/the-rochester-broadbeach-143-surf-parade-broadbeach-qld-4218">The Rochester</a>, which is nearly sold out.

Melbourne-based developer Hirsch &amp; Faigen recently launched its fourth Gold Coast project on the exclusive strip. The Eveleigh Broadbeach will have 100 apartments across a 31-storey building designed by Rothelowman.

GV Property Group site development specialists Antonio Mercuri and Luke Reaby, who both amalgamate sites and sell shovel-ready sites to developers up and down the Gold Coast, sold Surf Parade to Raptis.

Raptis secures prime Surf Parade site for next Broadbeach apartment development

Less than two years after breaking ground, Gardner Vaughan Group is celebrating the topping out of Bask, its second development in the exclusive coastal enclave of Bokarina on Queensland’s Sunshine Coast.&nbsp;

Located only minutes from the beachfront, the two seven-storey luxury apartment towers, known individually as Mydas and Caretta, offer a selection of one-to-four-bedroom residences with views of Lake Kawana, the Glasshouse Mountains, and Bokarina Beach.&nbsp;

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Gardner Vaughan Group Commercial Director Sam Gardner said the milestone marks the home stretch for construction, with first residents expected to be able to move in from Spring 2026.&nbsp;

“This is a significant milestone in bringing this development to life and represents our confidence in this region’s long-term growth and appeal,” Gardner said.&nbsp;

“With 85 per cent of apartments already sold, buyers are joining an established, coastal village that offers the very best of the Sunshine Coast – seasonally patrolled surf beaches, renowned restaurants, and links to established health and retail.&nbsp;

“The final collection of three- and four- bedroom apartments range in size from 127sqm to 300sqm, each with two or three secure car parks and storage, and with construction fast approaching completion we don’t expect the last few apartments to remain on the market for long.”&nbsp;

[smartcode_project:default project_id=141609 project_image_fid=333362]

Local restaurateur Luke Stringer, who co-owns and manages the award-winning Bocca Italian and Playa Mexican restaurants in Bokarina, has lived in the beachside suburb for 18 months and worked there for more than three years, and said the beachside suburb was thriving.&nbsp;

“It’s fair to say Bokarina is finally stepping into the sun and there’s a lot to love about the place,"&nbsp;Stringer said.

"It’s such a great community, where you see the same smiling faces every morning and everything’s within easy reach – it’s the perfect hub in the middle of the Sunshine Coast.

“When we first opened Bocca Italian, we were the lone restaurant, but it’s been amazing to see how the area has grown. The more venues that open, the busier it gets for everyone. When Playa Mexican opened its first Saturday night, Bocca had a record night and Playa was packed too, which blew us away how everyone is thriving.&nbsp;

“There’s a great energy around the place now, and people are really embracing Bokarina as a food and lifestyle destination.”&nbsp;

[smartcode_project:default project_id=141609 project_image_fid=363368]

Stringer joined other buyers at Bask Bokarina and the Gardner Vaughan Group team to celebrate the topping out at a special event in February.&nbsp;

Located in Kawana Waters, midway between Caloundra and Maroochydore, Bokarina locals enjoy scenic walking paths around Lake Kawana, playgrounds, beachfront boardwalk and parklands, alongside all the convenience of a masterplanned beachside community.&nbsp;

“You see people jogging or swimming in the morning, then grabbing coffee at the cafes, people are really embracing the area and all this growth is bringing more people to Bokarina,” Stringer added.&nbsp;

To take advantage of the vistas, each of the 135 apartments at Bask is designed with full size windows and high ceilings that provide an abundance of natural light.&nbsp;

Prices for the remaining three-bedroom apartments start at $1,599,000 and four-bedroom apartments start at $3,149,000.&nbsp;

[smartcode_project:default project_id=141609 project_image_fid=363369]

The mixed-use development also features ground-level retail space for cafés, dining options and boutiques, including the soon-to-be-opened ‘Corner Shop’, by the team behind Noosa’s well known ‘Organika’.

Sam Gardner said Gardner Vaughan Group’s 37-year history building and developing across South East Queensland has contributed to the success of its second development in Bokarina, which follows the recently completed Zinc Apartments.&nbsp;

“We care how people live and this is reflected in the way we approach the design and delivery of every development,” he said. “Furthermore, as a builder-developer we have full control over the construction program and our 100 per cent completion rate is something people can draw confidence from.”&nbsp;

Founded by civil engineers Guy Gardner and Darryl Vaughan in 1989, the family-owned business has evolved from a consultancy firm to an award-winning builder-developer, with projects across the Sunshine Coast, Moreton Bay, Brisbane and the Gold Coast.

[smartcode_project_cta:default project_id=141609]

Gardner Vaughan Group tops out Bask Bokarina apartments

Prolific Melbourne developer <a href="https://www.apartments.com.au/developers/hirsch-faigen">Hirsch &amp; Faigen</a> has launched its fourth new Gold Coast development in as many years.

<a href="https://www.apartments.com.au/developers/hirsch-faigen">Hirsch &amp; Faigen</a>, led by Daniel Faigen and backed by Eddie Hirsch, co-founder of United Petroleum, has unveiled The Eveleigh, on a prime 1,100 sqm site at 7-9 Surf Parade in the heart of Broadbeach.

<a href="https://www.apartments.com.au/new-apartments/the-eveleigh-broadbeach-7-9-surf-parade-broadbeach-qld-4218">The Eveleigh</a> will deliver 100 apartments across 31 levels, making it the company’s largest Gold Coast project to date. It builds on the success of its three earlier developments, <a href="https://www.apartments.com.au/buildings/hemingway-1267-1273-gold-coast-highway-palm-beach">The Hemingway in Palm Beach</a> and <a href="https://www.apartments.com.au/buildings/emerson-kirra-100-musgrave-street-coolangatta">The Emerson at Kirra</a>, both completed, and <a href="https://www.apartments.com.au/new-apartments/yves-mermaid-beach-7-9-mermaid-avenue-mermaid-beach">Yves Mermaid Beach</a>, which is nearing completion.

[smartcode_project:default project_id=149670 project_image_fid=360966]

The announcement of The Eveleigh affirms the company’s sustained confidence in the Gold Coast market which continues to remain undersupplied. It also increases the value of Hirsch &amp; Fa​igen’s Gold Coast development portfolio to more than $700 million since the company first entered the market in 2021 with Hemingway.

The company has enlisted its preferred architecture firm Rothelowman to design The Eveleigh, which will offer a thoughtfully curated lifestyle, including a substantial wellness precinct, communal recreation areas, children’s play spaces, work-from-home facilities, and shared lounge and dining areas.

[smartcode_project:default project_id=149670 project_image_fid=360965]

Designed for the prime market demographic of downsizers and interstate lifestyle investors in mind, The Eveleigh has been crafted to offer an increasingly rare blend of affordable luxury in a tightly held market. Uniquely positioned in the heart of the Gold Coast’s most sought-after lifestyle suburb of Broadbeach, the project will also boast uninterrupted beach and hinterland views.

The Surf Parade site is just a short walk to the bustling Broadbeach dining and retail precinct, Pacific Fair, The Star Gold Coast and convention centre, and an easy stroll to Kurrawa Beach and the recreational amenity of Pratten Park on the Broadbeach foreshore.

[smartcode_project:default project_id=149670 project_image_fid=360975]

“We’re excited to be proceeding with our fourth project on the Gold Coast in what is certain to become the new luxury precinct in Broadbeach,” says Anthony Bueti, the CFO of Hirsch &amp;a​mp; Faigen and a shareholder of the group.

“With the likes of Mosa​ic and Abedian &amp;a​mp; Co also launching quality projects in the area, the transformation will cement Broadbeach as the premier lifestyle and amenity suburb on the Gold Coast.

"After four years in the Gold Coast market, and with three successful projects completed, The Eveleigh is the product of everything we have learned to love about the Gold Coast and it will be an incredible addition to our growing portfolio in one of the most vibrant property markets in the country. We continue to remain very confident in the high-end Gold Coast property market.”

Urban Activation Director Matt George is handling sales for The Eveleigh, having sold out The Emerson, The Hemingway, and Yves, all before construction was completed.

Melbourne builder MAXCON has already commenced construction on The Eveleigh. They are forecasting a mid-2028 completion.

[smartcode_project_cta:default project_id=149670]

Hirsch & Faigen unveils The Eveleigh in Broadbeach

Two years after securing development approval for the final stage of its award-winning Thornton Precinct on the doorstep of Penrith Station, Urban Property Group is set to launch <a href="https://www.apartments.com.au/new-apartments/mayfair-on-penrith-172-lord-sheffield-circuit-penrith-nsw-2750">Mayfair on Penrith</a>, around 400 apartments designed to reflect two of Sydney’s most iconic structures.

The builder-developer has continued refining the design plans for the two-building development on a significant 8,280 sqm site on Sheffield Circuit, recognising the importance of the prime parcel as one of the closest developable sites to the station.

UPG enlisted architecture firm SJB to design the project. The team said they drew inspiration from both the General Post Office in Martin Place and East Circular Quay to help shape the design. The two-level colonnade, in particular, reflects the famous GPO building, which dates back to the 1860s.

[smartcode_project:default project_id=136726 project_image_fid=362014]

There will be one-, two-, and three-bedroom apartments on offer, with interiors by Cox Architecture. Residences will sit above a retail podium featuring hospitality and lifestyle operators such as One Playground and Volcano’s Steakhouse, contributing to an activated ground plane within the broader Thornton precinct.

A communal rooftop with a pool and views towards the Blue Mountains will provide shared open space for residents. The development is positioned between Ron Mulock Oval and Westfield Penrith, with the Nepean River and Great River Walk also nearby, placing daily amenity and green space within walking distance.

&nbsp;

[smartcode_project:default project_id=136726 project_image_fid=362015]

Mayfair is being delivered by Urban Property Group, a family-owned developer and builder with nearly 40 years’ experience across Sydney. The project will be the first in Penrith to be offered with Resilience Insurance’s 10-year Latent Defects Insurance (LDI) policy, which Urban Property Group has adopted across a number of its recent developments. The developer also has a 4.5-star iCIRT rating, one of the best ratings in market providing further confidence to buyers.

Urban Property Group CEO Patrick Elias said providing additional assurance to off-the-plan buyers has become increasingly important.

“Anything we can do to give confidence in our product is a plus,” Elias told Apartments.com.au.

“Consumers are a lot more weary and a lot more concerned in buying off the plan than they ever have been. They’re making their single large investment, which is their home, and providing confidence is something that we feel is paramount.”

[smartcode_project:default project_id=136726 project_image_fid=362020]

The LDI policy provides a 10-year warranty covering structural defects, with independent inspections carried out during construction and protection for owners if defects arise post-completion.

Mayfair represents Urban Property Group’s sixth and final development within Thornton, consolidating the masterplanned precinct immediately east of the station.

The developer, which builds its own projects, has already commenced construction. SRM Residential is handling the sales campaign.

[smartcode_project_cta:default project_id=136726]

Briana Lee

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