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An online marketplace has been launched for finding hot desk, meeting room and short notice office space.
Hosts on Spare Workspace can list for free and accept bookings from anywhere in real time. with a service fee of up to 10 percent from each booking, or 3-10 percent for PRO accounts applied.
Founder Jake Dimarco said expected users are mostly likely to be freelancers or start-ups who need an affordable and flexible workspace, professional services with a small team, or a business traveller wanting on-demand space to work while in another city.
“They’re looking for the flexibility to change workspaces depending on their circumstances, or for a collaborative environment where they can work with others," he said.
“A hair salon with three unused chairs or a cafe’s kitchen outside of hours could be perfect to list on Spare Workspace as the platform grows.
“Whether you have a meeting room, desk or event space, you can easily share it with others. For our hosts it is free to list, and although SpareWorkspace takes a nominal fee, it remains a cost-effective way to utilise a space that may not otherwise be used. Plus, hosts can manage their growing collection of spare workspaces via our online dashboard. ”
“Our easy to use platform helps businesses every step of the way. From marketing their space to taking payments, Spare Workspace is designed to be a seamless addition to help manage an existing space. Plus, all our hosts can take advantage of on-the-ground support and local knowledge.”
Dimarco said the benefit to the “typical” Spare Workspace user will be the ability to book space from as little as one hour to up to 12 months.
 
 
 
The site launches with the majority of listings focusing on Brisbane and Sydney locations but is expected to expand nationally by the end of the year.
While the current offering focuses on existing co-working space and offices, Dimarco noted there was opportunity to branch into allowing businesses like hair salons and cafes to offer their unused spaces.
Spare Workspace has partnered with Wotso Workspace, Microsoft BizSpark, PIN Payments, Uber and Corporate House.
Visit Spare Workspace online <a href="https://spareworkspace.com.au/" target="_blank">here</a>. 
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Spare Workspace launches to share and book empty workspaces with others

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Low Doc Loan Experts CEO and Founder Yannick Ieko has launched a new website that aims to help people understand low doc loans and the benefits they provide to self-employed applicants who do not meet general lenders requirements to demonstrate their income.
The site is <a href="https://www.lowdocloanexperts.com.au" target="_blank">www.lowdocloanexperts.com.au</a>.
“I find that there are many small to medium business especially in the trade areas that may not meet the rigid criteria for a traditional loan and have the capacity to purchase but need the flexibility of a low doc loan,” says Yannick.
After the GFC, low doc loans all but disappeared from the marketplace. They became too difficult because of stricter regulations and major banks stopped offering them in their product range or imposed requirements, which made them just as difficult to get as standard loans.
Today, some smaller lenders have started to offer low doc loans, including for SMSFs, on the condition the applicant’s earnings can be confirmed by an accountant. Although only a handful of lenders offer these products, it opens the way for so many more Australians to buy, refinance or get equity out of their properties.
Because it is also available for SMSF lending, it opens up new investment strategies to people who would have otherwise been locked out.
“There is only one low doc option we are aware of for residential properties in SMSF and it requires the use of the special Eclipse structure. It's very niche and a little technical but it can absolutely be done,” says Yannick.
Low doc lenders are offering document-free loans so long as the applicant’s earnings can be guaranteed by an accountant.
He suggests this is especially hopeful for the self-employed who struggle to demonstrate an income because:
<ul>
<li>They haven’t lodged their paperwork to the tax office.</li>
<li>Their business is young and doesn’t have a solid income history.</li>
<li>Could also include people whose business is taking off and current income may not be reflected in lodged tax returns for 12 to 18 months</li>
</ul>
 
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